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.... As well as the potential to make life simpler, it offers immersion in something for six months to a year. If you have some time, and some savings, there are options ranging from a cruise around the world where you can busy yourself networking, with Nomad Cruise, to a co-living hotel such as Zoku in Amsterdam – both effectively upmarket versions of backpacking for people running their own businesses. ... [Read full article on Guardian ]
Tuesday 26th of September 2017 06:00:35 AM
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Latest Finance News related to Savings

UK personal bank deposits growing at slowest rate since 2009 image
Source : Guardian [Read Article] Tuesday 26th of September 2017 09:49:57 AM
. British consumers have been dipping further into their savings amid a squeeze from rising prices and falling real wages, figures show, as growth in personal bank deposits fell to the slowest annual rate since the height of the financial crisis. ...
'Come with an open mind': the people who live at work image
Source : Guardian [Read Article] Tuesday 26th of September 2017 06:00:35 AM
.... As well as the potential to make life simpler, it offers immersion in something for six months to a year. If you have some time, and some savings, there are options ranging from a cruise around the world where you can busy yourself networking, with Nomad Cruise, to a co-living hotel such as Zoku in Amsterdam – both effectively upmarket versions of backpacking for people running their own businesses. ...
Super savers: meet the coupon queen and the cashback king image
Source : Guardian [Read Article] Monday 25th of September 2017 05:00:05 AM
....“I have a large chest freezer and my entire garage is now a stockpile where I put the stuff that I get for free. Each £1 saved with a coupon, I put in a savings account. ...
How to save money on your shopping image
Source : Guardian [Read Article] Monday 25th of September 2017 05:00:05 AM
.... Martin Lewis of MoneySavingExpert has long championed the “downshift challenge” – dropping down one “brand level” on all goods and then seeing if there is a difference in the quality. If there is not, then stay with the cheaper one and bank the savings that come with it. ...
Leeds building society makes rate promise image
Source : Guardian [Read Article] Sunday 24th of September 2017 06:00:37 AM
....Beleaguered savers have been given a small ray of hope in the current era of low interest rates after Leeds building society said it would guarantee a minimum of 0. 5% on savings accounts. ...
Time Inc UK, publisher of NME and Marie Claire, to be put up for sale image
Source : Guardian [Read Article] Friday 22nd of September 2017 01:49:41 PM
....Magazine circulation revenue fell 12% in the quarter to 30 June, while advertising revenue dipped by about 12% as advertisers continued to switch to online platforms. Time said it expected cost savings and efficiency initiatives to offset the fall in advertising revenues. ...
Drax boss Dorothy Thompson to step down after 12 years image
Source : Guardian [Read Article] Thursday 21st of September 2017 02:08:17 PM
....Along the way, she secured what will amount to billions of pounds in public subsidies for its wood-burning units. The company says the biomass units provide a reliable form of renewable electricity but critics have said their carbon dioxide savings do not stack up. ...
B&Q owner Kingfisher won't let its European DIY firms do their own thing | Nils Pratley image
.... Life ought to become modestly easier for both parties if they shelter under a single, but bigger, umbrella. Specifically, the duo can point to €400m-€600m (£353m-£530m) of annual savings from merging sales and administration, sharing research and development and streamlining distribution. ...
UK shoppers continue to spend despite rising prices image
Source : Guardian [Read Article] Wednesday 20th of September 2017 12:58:06 PM
....Stephen Boyle, chief economist at Royal Bank of Scotland, said: “While rising employment means more people are earning and can spend, that can’t account for the growth in retail sales. Either we dipped into our savings or we borrowed more last month. ...
Tata Steel to merge European operations with ThyssenKrupp image
Source : Guardian [Read Article] Wednesday 20th of September 2017 07:49:04 AM
....The tie-up is expected to result in about 4,000 job losses, split between the two companies and affecting both administrative and manufacturing roles. Tata and ThyssenKrupp expect to make annual cost savings of between €400m and €600m by combining their sales and administrative functions, research and development, and procurement and logistics. ...
John Lewis helped itself to my money and I just can’t get it back image
Source : Guardian [Read Article] Wednesday 20th of September 2017 06:00:39 AM
.... John Lewis said it had increased its customer service teams to improve the service, but your experience suggests otherwise. It is worrying enough that the company helped itself to a chunk of your savings, but its seeming insouciance when you attempted to reclaim it is breathtaking. ...
Government backs tighter rules on takeover of UK companies image
Source : Guardian [Read Article] Tuesday 19th of September 2017 06:21:29 PM
....Her pledge came after unions voiced fears over the 9,000 jobs in Britain that could have been affected by the Unilever deal, with Unite calling for a change to takeover rules that would take more account of employees. Unilever chief executive Paul Polman argued that defending companies needed more time to audit detailed cost-savings set out by their potential owners. ...
What you need to know about car loans image
Source : Guardian [Read Article] Tuesday 19th of September 2017 12:50:45 PM
....Millions of people who drive cars would love to own the latest model, but can’t afford the up-front costs. The low deposits on PCP deals are a big attraction to people with only small savings. ...
Launch of iPhone X is a reminder of the perils of paying monthly for your mobile image
....Much like we used to go to a travel agent to arrange flights and hotel rooms for a holiday, packaging a sim card and a handset was traditional for people buying a mobile from one of the big operators – often at great cost. Paying for the sim separately can cost less than a tenner a month while buying the phone outright or financing it with an interest-free credit card can mean massive savings. ...
British expats face 'cliff edge' in pensions and insurance after Brexit image
Source : Guardian [Read Article] Sunday 17th of September 2017 11:01:53 PM
.... She asked whether the problem would be discussed during the first phase of Britain’s exit negotiations with the EU. At the moment, so-called passporting rights are used by many insurers in the UK and the rest of the EU to sell pensions, insurance and savings products across borders. ...
Have you got a FORGOTTEN pension? £400 MILLION of unclaimed savings – find YOURS now image
....It means many savers could boost their wealth by claiming a pot from a previous employer or old personal pension scheme. Anyone can get in touch with previous employers to check whether they had a savings scheme - or contact pension providers. ...
How to find the best remortgage rates and beat the rise image
Source : Daily Express [Read Article] Sunday 17th of September 2017 12:34:00 PM
....Remortgaging to a cheaper deal can save you thousands of pounds a year and fix your borrowing costs at a low rate for two, five or even 10 years. Now could be the perfect time to see if you could get a better deal on any remaining mortgage debt, with big potential savings for those paying over the odds on their lender’s standard variable rate (SVR). ...
Black Friday 2017 Date: This is when shoppers will get Amazon, Argos, Tesco best deals image
Source : Daily Express [Read Article] Saturday 16th of September 2017 01:50:00 PM
. Black Friday special throws up some of the best deals of the year on the must-have technology and gadgets - giving shoppers the chance to make big savings on Christmas gifts. ...
UK interest rate rise – what it could mean for savers and mortgage holders image
....It is traditionally said that savers outnumber borrowers by around seven to one, and many banks will be keen to be seen to be passing on the full rate rise to these people. The average easy access savings account now pays just 0. ...
G4S may make more profit than allowed from removal centres, figures suggest image
Source : Guardian [Read Article] Wednesday 13th of September 2017 05:36:45 PM
....8%. G4S won the initial contract on the basis that it would look to make savings and any excess profit would be returned to the Home Office. ...
Darling: Brexit would not have happened without banking crisis image
Source : Guardian [Read Article] Wednesday 13th of September 2017 12:16:45 PM
....“There is an issue with perpetually low interest rates,” she said. “[We] want to look at the whole issue of household debt, household savings, how the economy is working for people up and down the country . ...
College cleaners defeated outsourcing. They’ve shown it can be done | Aditya Chakrabortty image
.... So much was confirmed by a college report last year, which found that bringing the cleaners, the caterers and security staff back in-house would be “cost-neutral”. The savings the college had made were purely from exploitation of its lowest-paid staff – and, as the report noted, neither the trade unions nor the student union would stand for that any more. ...
When is the right time to buy a property? image
Source : Guardian [Read Article] Monday 11th of September 2017 01:45:29 PM
.... After that I may or may not get another job in the same town, but I’m not so attached to it that I’d want to stay if there wasn’t the compelling reason of a job. I have £280,000 invested offshore (a combination of life savings and proceeds from the sale of a flat) which is earning capital growth of £2,000 a month. ...
UK prices rising faster than wages as forecasters predict inflation at 2.8% image
Source : Guardian [Read Article] Monday 11th of September 2017 05:01:04 AM
....50 a year after that. Inflation eats away at the value of wages and savings - if you earn 10% on your savings but inflation is 10%, the real rate of interest on your pot is actually 0%. ...
Global shockwaves from electric cars will be here sooner rather than later image
Source : Guardian [Read Article] Sunday 10th of September 2017 06:00:29 AM
.... BP said earlier this year that electric cars would not be a “game-changer” for oil demand because of rising prosperity in the developing world. Last week, Shell argued that the fuel savings from the efficiency improvements in internal combustion engines would outweigh those from electric vehicles threefold. ...
Politicians hand over power at their peril | David Kynaston image
Source : Guardian [Read Article] Saturday 9th of September 2017 11:04:20 PM
.... Most Victorian politicians avoided ruffling the Old Lady’s feathers – one chancellor, Lord Randolph Churchill, being described by his son Winston as “hovering for half an hour outside in a panic of nervousness” before his first visit there – but the great exception was William Gladstone. As chancellor in the 1850s and 1860s he waged a series of acrimonious battles over the Bank’s charges to government and established the Post Office savings banks as an alternative source of finance, while as four-times prime minister he continued to view the Bank as an unreformed vested interest (an exaggeration, but not a complete one). ...
Secure smartphone app could replace fraud-prone paper passports image
Source : Guardian [Read Article] Saturday 9th of September 2017 11:01:20 PM
.... Instead, they could opt for all these forms of documentation to sit under one register of entitlement. This could bring about significant cost savings for government, not least from reduced postage and printing costs associated with different types of physical identification. ...
Monzo? It might just be the future of banking image
Source : Guardian [Read Article] Saturday 9th of September 2017 06:00:00 AM
.... About 400,000 have already done so, happily coughing up a £100 deposit rather than taking the £100 giveaway that other banks hand out to new customers, while a further 25,000 are waiting to get in the door. Meanwhile, the 32-year-old who runs it, Tom Blomfield, confidently predicts one billion customers in five years’ time as Monzo, or something like it, becomes the “control hub” for all your financial arrangements, from savings to spending, from current accounts to utilities. ...
Richard Desmond poised to sell Express and Star to Trinity Mirror image
Source : Guardian [Read Article] Friday 8th of September 2017 07:32:26 AM
.... But it is the last publishing asset owned by Northern & Shell, the parent company he controls and chairs. The deal is predicated on huge cost savings and Trinity Mirror is likely to want all editorial staff under one roof at some point. ...
Pukka tea firm vows to stay ethical as PG Tips owner takes it over image
Source : Guardian [Read Article] Thursday 7th of September 2017 08:15:55 AM
....Westwell’s offer of “sales and marketing expertise to help your business grow wealthy in a sustainable and healthy way” received only one reply. The pair each invested £2,500 of their savings, asked Pole’s wife and friends to invest and borrowed £10,000 from the bank to start the firm. ...
Government should cut Bank of Ireland out of Post Office bank, says report image
Source : Guardian [Read Article] Wednesday 6th of September 2017 11:01:44 PM
....The government should cut the Bank of Ireland out of the Post Office network and establish a state-run Post Bank, using it to boost services to small firms and rural communities, a new report argues. Ending the partnership – which offers savings, credit cards and mortgages through the Post Office brand – and buying the Dublin-based bank’s Post Office assets would cost up to £2bn, according to research from Cass Business School on behalf of the Communication Workers Union. ...
This simple pension trick could boost YOUR child benefits by £536 a year image
Source : Daily Express [Read Article] Wednesday 6th of September 2017 03:51:00 PM
....A family with two children an extra £536 a year in benefits by simply saving extra for retirement, Royal London found. The little known connection between retirement savings and child support payments affects families where one parent is earning between £50,000 and £60,000 year. ...
Dash from cash warning: Rise in savers who prefer to gamble on stock market  image
Source : Daily Express [Read Article] Wednesday 6th of September 2017 11:42:00 AM
....Danny Cox, chartered financial planner at Hargreaves Lansdown, says this reflects the fact that the stock market has produced superior long-term returns and that stocks and shares investors tend to hold on for longer, compounding their gains. The personal savings allowance, which permits basic rate taxpayers to take the first £1,000 of interest on savings free of tax (£500 for higher rate taxpayers) has also hit demand for cash Isas. ...
Parents urged to save THOUSANDS to cope with cost of bringing up children  image
Source : Daily Express [Read Article] Wednesday 6th of September 2017 11:14:00 AM
....Families would need to save a massive £1,504 a month from the day their child is born to give their children the same private education, mutual financial services specialist Wesleyan said. Chief customer and strategy officer Vicki Wentworth said parents who send their children to a state school also face hefty expenses: “Every family needs to start putting money into a regular savings product such as a tax efficient Junior Isa as soon as they can. ...
Better energy efficiency measures could cut UK costs by £7.5bn image
Source : Guardian [Read Article] Wednesday 6th of September 2017 05:45:23 AM
....5bn from energy costs, experts have calculated. But to achieve such savings would require substantial changes to government policy because there are few incentives for households to carry out the necessary measures, such as insulation, which can take 20 years to pay for themselves via bill savings. ...
Asda forced to repay suppliers after breaching fair dealing code image
Source : Guardian [Read Article] Tuesday 5th of September 2017 06:29:45 PM
.... Asda had “proactively engaged with suppliers to rectify any lump sum arrangements, which should not have been made” and put further safeguards in place to prevent any further breaches. The GCA report added that the project renewal strategy had been designed by a consultancy commissioned by Asda to achieve cost savings, and it was clear that “the role of the third party consultants was closely bound up with the issues raised”, as they had been able to achieve bonuses based on the amount of money they were able to save Asda. ...
For ‘instant’ access read ‘no’ access to Ulster Bank image
Source : Guardian [Read Article] Monday 4th of September 2017 06:00:05 AM
....I signed up to Ulster Bank’s market-leading 1. 25% instant access savings account to deposit a large sum to pay for building work. ...
We’re addicted to debt and headed for a crash. It could be worse than 2007 | Zoe Williams image
....5bn in the first quarter of this year. Economists are interested in where that money comes from – whether it’s access to credit, selling assets or spending savings. ...
UK consumers' concerns about inflation 'are highest in three and a half years' image
....Robin Bulloch, the managing director of Lloyds Bank, said: “Despite a slight slowdown in the rate of essential spending growth over the summer, concerns around inflation have continued to build, which has an impact on future intentions. “With the rate of savings already at a record low, significantly fewer people now expect to be putting more money aside in six months’ time. ...
Five more carmakers launch UK scrappage schemes as sales falter image
Source : Guardian [Read Article] Friday 1st of September 2017 05:16:48 PM
.... There’s no harm in that if the result is a good deal for consumers and a positive impact on emissions. “The acid test is whether the savings on offer are large enough to make brand new models affordable to people and businesses who might normally buy secondhand. ...
Cash ISAs 2017: Savings accounts plunge amid low rates as Britons turn to investments image
....New tax-free accounts fell by 1. 6 million in the last tax year, as Britons put £20billion less into cash ISA savings compared to the previous 2015/2016 year, official HMRC figures have showed. ...
Indivior sees £1bn fall in value as it loses heroin treatment patent case image
Source : Guardian [Read Article] Friday 1st of September 2017 09:20:42 AM
....Indivior said in June it had won a US patent battle against Actavis and Par Pharmaceutical over Suboxone Film. James Vane-Tempest, an analyst at Jefferies, said: “Although today’s update is disappointing, in our view the situation is not as bad as this scenario would suggest given: 1) the appeals process can take 12-18 months; 2) Indivior has a strong balance sheet; 3) if the [rival treatment] launches in the first quarter of 2018, there is potentially a year to convert stable patients on to the new formulation, thus reducing the market opportunity of the film generic if the timings are as per our base case; and 4) the scenario doesn’t consider any change in Indivior’s business model – given Indivior’s fixed and sizeable cost base there is the potential for significant savings if needs be to weather any profitability impact. ...
Popularity of cash Isas collapses in space of year image
Source : Guardian [Read Article] Thursday 31st of August 2017 04:58:49 PM
. Cash Isa savings accounts have collapsed in popularity, with a £20bn fall in the amount invested in the space of 12 months. ...
Pension warning: Retirees are making this BIG mistake with income drawdown policies image
....The number of people choosing the policies has trebled since pension freedoms were introduced in 2015, according to provider Aegon. The policies keep savings invested, while allowing retirees to withdraw an income. ...
How to avoid inheritance tax: How Grandparents can help first-time buyers image
Source : Daily Express [Read Article] Wednesday 30th of August 2017 03:16:00 PM
.... Money from Grandparents has also been put towards education, holidays and driving lessons, according to Saga. Alex Edmans, head of product at Saga Money, commented: “Most of the money grandparents are gifting is coming from their cash savings, so whatever small amount of interest they are missing out on is clearly outweighed by the joy they get by seeing their grandchildren benefitting from the money. ...
Trump's corporate tax plan will probably not create a job boom, report finds image
....The studies suggest that the tax rate is not tied to job creation. While researchers at the Institute for Policy Studies didn’t study the fate of tax savings on a dollar-for-dollar basis, “we realized that that these companies had huge sums of money that were going into stock buybacks,” says Sarah Anderson, director of the Global Economy Project at the institute and the report’s author. ...
Employers failed to pay $17bn in super since 2009, tax office says image
Source : Guardian [Read Article] Tuesday 29th of August 2017 08:58:17 AM
....That $17bn “super-guarantee gap” is the difference between the theoretical amount payable by employers to be fully compliant with their super-guarantee obligations, and actual contributions received by funds. The ATO says it has successfully detected and clawed back $3bn of that money, leaving employees’ super savings $14bn out of pocket since 2009. ...
Pensions news: Five more years of work could BOOST retirement incomes by £50,000 image
....Analysis suggests that for those in good health it pays to remain in employment, with retirement incomes boosted by two-thirds. Those who have built up a private savings fund of £105,496 by paying in £355 a month by the age of 65 can buy an annuity to give them a monthly pension of £457, according to figures prepared for the insurer Aegon. ...
Millions of Brits sitting on forgotten pension pots worth £800bn image
Source : Daily Express [Read Article] Sunday 27th of August 2017 12:01:00 AM
....” . Woodford, who is responsible for the savings of tens of thousands of Britons, is the worst performing fund manager in his peer group, the only one to make a loss so far this year, according to data provider CityWire. ...
Going up or digging deep, how to finance a home extension image
Source : Guardian [Read Article] Saturday 26th of August 2017 05:59:28 AM
....Ray Boulger at mortgage broker John Charcol says it all depends on the cost of the project. If it’s a relatively small extension/conversion, some people will be able to finance it, at least in part, from savings. ...
Whole Foods price cuts are at center of Amazon-Walmart online war image
Source : Guardian [Read Article] Thursday 24th of August 2017 09:38:51 PM
.... Items that will see the first price cuts on Monday include Whole Trade bananas, organic avocados, organic large brown eggs, kale and other organic food. The online retailing behemoth said it hopes to give Amazon Prime members special savings and other in-store benefits, including lockers where they pick up and drop off items. ...
£1bn dent in cash Isas as household budgets pressure lowers saving and spending  image
Source : Daily Express [Read Article] Thursday 24th of August 2017 03:43:00 PM
....3 per cent in July - the slowest rate seen since May 2009. The figures include money held in current accounts, Isas and other savings accounts. ...
Why ECB president is still flooding the system with cheap money image
Source : Guardian [Read Article] Wednesday 23rd of August 2017 06:17:13 PM
....At its launch, Draghi said the scheme would end in September 2017, but the patient’s waning energy levels meant this was subsequently extended into next year. There are still good months and bad months for the eurozone, but in the main, it is looking healthier than at any time in the last five years and many Germans in particular, keen for higher interest on their savings, want the drip withdrawn and interest rates to rise. ...
Grandparents gift grandchildren over  £37billion for holidays, education and first homes image
....However, many grandparents do not specify what the money should be spent on. Alex Edmans, head of product at Saga Money, said that most of the gifts are made out of cash savings: “Whatever amount of interest that grandparents are missing out on is outweighed by the joy they get from seeing their grandchildren benefiting from the money. ...
Protect the elderly: Crackdown on pensions cold calling must be priority, says ex-minister image
. More pensioners have been tricked out of their life savings after major changes allowed people to access their retirement cash. ...
'I use food banks' – workers on the impact of the pay squeeze image
Source : Guardian [Read Article] Tuesday 22nd of August 2017 06:00:14 AM
. The pay freeze that we have been subject to has led me into deeper and deeper debt, no savings, a broken marriage, a host of creditors seeking payments and an inability to keep up with rising utilities, fuel and food prices. ...
How YOUR pension has HALVED over the last 10 years, shock new figures image
Source : Daily Express [Read Article] Monday 21st of August 2017 01:30:00 PM
.... People finishing work this year will typically have saved pension pots that are £40,000 lower on average than someone in 2007, according to Fidelity. Lower savings levels add extra misery to this year's retirees who have already seen wage growth eroded by the cost of living by one percentage point below inflation over the past 10 years. ...
A free railcard or a £2,000 overdraft? How to pick the best student account image
....Vicki Wentworth of Wesleyan said: “With average university debt tipping the £50,000 mark, it’s understandable that parents might want to help. But it is a big financial commitment and the earlier they start planning and making the most of tax-efficient savings products – in particular using their full Isa allowance – the more affordable it will be over the long term. ...
Here’s help to decide which of two Isas is the best to buy into image
Source : Guardian [Read Article] Saturday 19th of August 2017 06:00:06 AM
....8bn saved towards buying a home. It’s not difficult to see why they have been popular – the government gives a 25% bonus on savings of up to £12,000, worth £3,000 for an individual or £6,000 for a couple. ...
PENSION WARNING: How inflation ravages YOUR retirement income by hundreds of pounds image
....For example, a retiree spending £368 a week today, would need to increase this to £470 over 10 years to afford the same life - an increase of 22 per cent - assuming inflation running at a modest two per cent a year. But with fixed pension payouts and ultra low savings rates, raising income levels is not easy. ...
How you can build up a £100,000 pension pot from NOTHING even in your FORTIES image
Source : Daily Express [Read Article] Wednesday 16th of August 2017 03:02:00 PM
....But those who have left it late to start saving can still pull together a nest egg worth tens of thousands of pounds. For a 45-year-old worker with nothing in savings this represents the opportunity to increase retirement income by 25 per cent on top of the state pension, according to calculations by Fidelity. ...
Rail users face steepest fare rise in five years as inflation hits 3.6% image
Source : Guardian [Read Article] Tuesday 15th of August 2017 08:32:02 AM
....50 a year after that. Inflation eats away at the value of wages and savings - if you earn 10% on your savings but inflation is 10%, the real rate of interest on your pot is actually 0%. ...
Mortgage rates are rising and time is running out to fix prices, borrowers told image
....Ms Nelson added: "Given that £35billion worth of mortgages will be reaching maturity this autumn, a large chunk of borrowers will be facing these rising rates, which means some consideration will be required. “Borrowers should not be put off from remortgaging, however, as there are still savings to be made, particularly as the average SVR currently stands at 4. ...
New pension research: Is this really a golden era for retirement? image
Source : Daily Express [Read Article] Sunday 13th of August 2017 10:29:00 AM
....This problem is also likely to grow with mortgage debt held by over 65s doubling from £20 billion today to nearly £40 billion by 2030, the International Longevity Centre-UK calculates. Today’s pensioners have also been hammered by the Bank of England’s decision to slash base rates to near zero, sending savings and annuity rates to all-time lows, punishing millions who saved diligently for their retirement. ...
Smoking and Drinking tax: How HMRC cashes in on our vices image
Source : Daily Express [Read Article] Sunday 13th of August 2017 12:01:00 AM
....8 billion in pension, healthcare and other benefit payments, even after accounting for the tax revenues lost when somebody dies. Tobacco duty and early death savings total £19. ...
REVEALED: The shock return on £15,000 saved in cash in 2007  image
Source : Daily Express [Read Article] Saturday 12th of August 2017 11:01:00 AM
....“Cash remains trash in today’s environment. "With this in mind, anyone with savings still sitting in cash will continue to struggle to generate a real return. ...
Should homeowners warm to EDF Energy’s free solar panel system? image
Source : Guardian [Read Article] Saturday 12th of August 2017 06:00:37 AM
....5% – whichever is lower. If the price of grid electricity rises substantially over the next 20 years, users will make considerable savings. ...
Bank of England takes note on banknotes (but that's all) | Nils Pratley image
Source : Guardian [Read Article] Thursday 10th of August 2017 06:27:09 PM
....The arguments presented by the Pru chief executive, Mike Wells, make sense in the abstract. The once-distinct savings and investments markets are blending into one. ...
Pensioners moving to smaller homes should NOT have to pay Stamp Duty, Hammond told image
....Supply is now at record low levels, raising house prices and pushing ownership out of reach for younger people. At the same time, it could help fund retirement for older generations who have inadequate savings. ...
REVEALED: The retirees with the best pensions in Britain - do you make the list?  image
Source : Daily Express [Read Article] Thursday 10th of August 2017 11:50:00 AM
.... Men born in 1950 have also avoided the impact of the planned increases in the state pension age. Alistair McQueen, head of savings and retirement at Aviva said: “Few, on average, are likely to enjoy a greater retirement income than a married man born in 1950. ...
Worldpay takeover deal: not bad, but could have been better | Nils Pratley image
Source : Guardian [Read Article] Wednesday 9th of August 2017 06:27:04 PM
.... Deals seem to arrive every week. Greater size, in theory, provides scope for savings ($200m, say the duo), and bigger investment budgets to ride the e-commerce wave. ...
North Korea’s warmongering with Donald Trump hits global stock market raising pension fear image
.... And US stock indices the Dow Jones and S&P 500 are down for the second day in a row after the North Korean dictator threatened a missile strike on US bases in Guam. Pension funds that holds billions of pounds worth of retirement savings are typically invested in the FTSE 100, meaning savers could see values fall amid sell-offs. ...
US firm Vantiv to buy British rival Worldpay for £9.3bn image
Source : Guardian [Read Article] Wednesday 9th of August 2017 01:55:20 PM
....The deal is subject to regulatory and shareholder approval and, if it goes ahead, Worldpay shareholders will own 43% of the new business; Vantiv investors will own the remaining 57%. The group expects to generate cost savings of about $200m (£154m) a year following completion of the deal, partly because of the overlap in the US. ...

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