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....5% – whichever is lower. If the price of grid electricity rises substantially over the next 20 years, users will make considerable savings. ... [Read full article on Guardian ]
Saturday 12th of August 2017 06:00:37 AM
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....50 a year after that. Inflation eats away at the value of wages and savings - if you earn 10% on your savings but inflation is 10%, the real rate of interest on your pot is actually 0%. ... [Read full article on Guardian ]
Tuesday 15th of August 2017 08:32:02 AM
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....50 a year after that. Inflation eats away at the value of wages and savings - if you earn 10% on your savings but inflation is 10%, the real rate of interest on your pot is actually 0%. ... [Read full article on Guardian ]
Tuesday 15th of August 2017 05:10:12 PM
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....Ms Nelson added: "Given that £35billion worth of mortgages will be reaching maturity this autumn, a large chunk of borrowers will be facing these rising rates, which means some consideration will be required. “Borrowers should not be put off from remortgaging, however, as there are still savings to be made, particularly as the average SVR currently stands at 4. ... [Read full article on Daily Express ]
Monday 14th of August 2017 03:44:00 PM
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....But those who have left it late to start saving can still pull together a nest egg worth tens of thousands of pounds. For a 45-year-old worker with nothing in savings this represents the opportunity to increase retirement income by 25 per cent on top of the state pension, according to calculations by Fidelity. ... [Read full article on Daily Express ]
Wednesday 16th of August 2017 03:02:00 PM
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....For example, a retiree spending £368 a week today, would need to increase this to £470 over 10 years to afford the same life - an increase of 22 per cent - assuming inflation running at a modest two per cent a year. But with fixed pension payouts and ultra low savings rates, raising income levels is not easy. ... [Read full article on Daily Express ]
Thursday 17th of August 2017 03:52:00 PM
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Latest Finance News related to Savings

PENSION WARNING: How inflation ravages YOUR retirement income by hundreds of pounds image
....For example, a retiree spending £368 a week today, would need to increase this to £470 over 10 years to afford the same life - an increase of 22 per cent - assuming inflation running at a modest two per cent a year. But with fixed pension payouts and ultra low savings rates, raising income levels is not easy. ...
How you can build up a £100,000 pension pot from NOTHING even in your FORTIES image
Source : Daily Express [Read Article] Wednesday 16th of August 2017 03:02:00 PM
....But those who have left it late to start saving can still pull together a nest egg worth tens of thousands of pounds. For a 45-year-old worker with nothing in savings this represents the opportunity to increase retirement income by 25 per cent on top of the state pension, according to calculations by Fidelity. ...
Rail users face steepest fare rise in five years as inflation hits 3.6% image
Source : Guardian [Read Article] Tuesday 15th of August 2017 08:32:02 AM
....50 a year after that. Inflation eats away at the value of wages and savings - if you earn 10% on your savings but inflation is 10%, the real rate of interest on your pot is actually 0%. ...
Mortgage rates are rising and time is running out to fix prices, borrowers told image
....Ms Nelson added: "Given that £35billion worth of mortgages will be reaching maturity this autumn, a large chunk of borrowers will be facing these rising rates, which means some consideration will be required. “Borrowers should not be put off from remortgaging, however, as there are still savings to be made, particularly as the average SVR currently stands at 4. ...
New pension research: Is this really a golden era for retirement? image
Source : Daily Express [Read Article] Sunday 13th of August 2017 10:29:00 AM
....This problem is also likely to grow with mortgage debt held by over 65s doubling from £20 billion today to nearly £40 billion by 2030, the International Longevity Centre-UK calculates. Today’s pensioners have also been hammered by the Bank of England’s decision to slash base rates to near zero, sending savings and annuity rates to all-time lows, punishing millions who saved diligently for their retirement. ...
Smoking and Drinking tax: How HMRC cashes in on our vices image
Source : Daily Express [Read Article] Sunday 13th of August 2017 12:01:00 AM
....8 billion in pension, healthcare and other benefit payments, even after accounting for the tax revenues lost when somebody dies. Tobacco duty and early death savings total £19. ...
REVEALED: The shock return on £15,000 saved in cash in 2007  image
Source : Daily Express [Read Article] Saturday 12th of August 2017 11:01:00 AM
....“Cash remains trash in today’s environment. "With this in mind, anyone with savings still sitting in cash will continue to struggle to generate a real return. ...
Should homeowners warm to EDF Energy’s free solar panel system? image
Source : Guardian [Read Article] Saturday 12th of August 2017 06:00:37 AM
....5% – whichever is lower. If the price of grid electricity rises substantially over the next 20 years, users will make considerable savings. ...
Bank of England takes note on banknotes (but that's all) | Nils Pratley image
Source : Guardian [Read Article] Thursday 10th of August 2017 06:27:09 PM
....The arguments presented by the Pru chief executive, Mike Wells, make sense in the abstract. The once-distinct savings and investments markets are blending into one. ...
Pensioners moving to smaller homes should NOT have to pay Stamp Duty, Hammond told image
....Supply is now at record low levels, raising house prices and pushing ownership out of reach for younger people. At the same time, it could help fund retirement for older generations who have inadequate savings. ...
REVEALED: The retirees with the best pensions in Britain - do you make the list?  image
Source : Daily Express [Read Article] Thursday 10th of August 2017 11:50:00 AM
.... Men born in 1950 have also avoided the impact of the planned increases in the state pension age. Alistair McQueen, head of savings and retirement at Aviva said: “Few, on average, are likely to enjoy a greater retirement income than a married man born in 1950. ...
Worldpay takeover deal: not bad, but could have been better | Nils Pratley image
Source : Guardian [Read Article] Wednesday 9th of August 2017 06:27:04 PM
.... Deals seem to arrive every week. Greater size, in theory, provides scope for savings ($200m, say the duo), and bigger investment budgets to ride the e-commerce wave. ...
North Korea’s warmongering with Donald Trump hits global stock market raising pension fear image
.... And US stock indices the Dow Jones and S&P 500 are down for the second day in a row after the North Korean dictator threatened a missile strike on US bases in Guam. Pension funds that holds billions of pounds worth of retirement savings are typically invested in the FTSE 100, meaning savers could see values fall amid sell-offs. ...
US firm Vantiv to buy British rival Worldpay for £9.3bn image
Source : Guardian [Read Article] Wednesday 9th of August 2017 01:55:20 PM
....The deal is subject to regulatory and shareholder approval and, if it goes ahead, Worldpay shareholders will own 43% of the new business; Vantiv investors will own the remaining 57%. The group expects to generate cost savings of about $200m (£154m) a year following completion of the deal, partly because of the overlap in the US. ...
Total UK wealth tops £10tn thanks to City and property boom image
Source : Guardian [Read Article] Monday 7th of August 2017 11:01:22 PM
.... Since the better off held a greater proportion of these assets, 40% of the gains of rising share and bond prices went to the richest 5% of households. In a separate report released on Tuesday, the Social Market Foundation said more than 14 million working age adults were not saving at all, and more than 26 million adults did not hold adequate rainy day or pension savings. ...
House price slowdown is excellent news – even if estate agents disagree | Nils Pratley image
.... He, and the company, could argue that operations have been integrated faster than planned and profit forecasts this year look solid. Even so, the owners would probably prefer the full £50m of promised savings to reach the bottom line before the architect of the deal departs. ...
Inheritance tax: The secret loopholes to help protect YOUR money from dreaded death duties image
....An additional £100,000 of allowance can be used to reduce the duty paid on a main home. But increases in stock markets, cash savings and inflation are helping to push more people into the inheritance tax bracket. ...
Air passengers wary of pilotless planes – even if they lead to lower fares image
....Pilotless planes would save airlines $35bn (£27bn) a year and could lead to substantial fare cuts – if passengers were able to stomach the idea of remote-controlled flying, according to new research. The savings for carriers could be huge, said investment bank UBS, even though it may take until the middle of the century for passengers to have enough confidence to board a pilotless plane. ...
REVEALED: The blossoming expat communities in countries you may NOT have considered image
....From the bewitching beauty of Taroko Gorge to the incredibly charming streets of Jiufen, the ecology and culture of Taiwan is also one of its biggest selling points. In terms of savings, Numbeo (a huge database of cost of living and living conditions information) calculates that the cost of living in Taiwan is some 13 per cent lower than in the UK, whilst rent is a whopping 55 per cent lower. ...
Is it a bad idea to buy a property in London if it's not home for life? image
....Q I’m 26, living in London, and on civil service salary of £34,500, and after I’ve completed my graduate scheme, I should be on £50,000-plus in a couple of years. I’m fortunate to have £110,000 in cash – from savings and inheritance – to put towards the purchase of a property. ...
Trial to phase in hydrogen as fuel to begin in north-west image
Source : Guardian [Read Article] Sunday 6th of August 2017 11:01:05 PM
.... As well as reducing the number of boilers that need to be converted, industrial heat demand is relatively steady compared with the fluctuating demand from homes, which would probably require the company to build hydrogen storage, an additional cost. The carbon savings will come from the way the hydrogen is produced. ...
Interest rates: Winners and losers revealed following a year of record low interest rates image
....Low interest rates may have bailed out borrowers, but savers have footed the bill. Springall says last year’s cut gave banks and building societies yet another excuse to slash savings rates. ...
Brexit-fuelled boom gives Dublin’s Celtic Tiger a reason to roar image
Source : Guardian [Read Article] Sunday 6th of August 2017 09:42:50 AM
....“I remember, during the Celtic Tiger, the bane of my life was going into a bank to pay the electricity bill. You just couldn’t get in and out without a sales spiel from some 24-year-old: ‘I see you have savings. ...
Lifetime Isa proving popular as young savers rush to snap them up image
Source : Guardian [Read Article] Saturday 5th of August 2017 06:00:04 AM
.... It said the account has been popular with younger savers looking to take advantage of the government’s bonus. More than half (51%) of those who have opened an account are under the age of 30 and looking to boost their savings to turn their dream of becoming a homeowner into a reality, said a spokeswoman. ...
Help To Buy: Fears first-time buyer scheme will be AXED image
Source : Daily Express [Read Article] Friday 4th of August 2017 03:33:00 PM
. The Help To Buy ISA was only launched at the end of last year and gives savers a 25 per cent bonus on savings, which can then be used as a deposit for a first home. ...
No more heavy loads: experts develop greener, lighter washing machine image
Source : Guardian [Read Article] Friday 4th of August 2017 01:19:34 PM
....About 3. 5m washing machines are sold a year in the UK, and the team said that if each were fitted with the device, the carbon savings would equate to about 44,625 tonnes of carbon dioxide, in addition to the reduced fuel consumption. ...
Why Trumponomics cannot make America great again image
Source : Guardian [Read Article] Friday 4th of August 2017 09:40:46 AM
....The Trump administration is now moving on to tax reform, which will be just as hard, if not harder, to enact. Earlier tax reform proposals had anticipated savings from the repeal of Obamacare, and from a proposed “border adjustment tax” that has since been abandoned. ...
Asda posts worst annual figures since Walmart takeover image
Source : Guardian [Read Article] Wednesday 2nd of August 2017 01:21:34 PM
....”. Notes in Asda’s accounts showed it was focusing on cutting costs: “Our commitment to the ASDA ‘low cost operating model’ has resulted in improving operating efficiencies and delivering productivity savings across stores and distribution centres. ...
Ikea launches solar panel battery storage that could slash electricity bills by HUNDREDS  image
....Battery storage systems can push up the amount of generated electricity used to 80 per cent, according to Ikea. It means homeowners using solar panels alone save £380 off electricity bills but with storage, savings of up to £560 a year are up for grabs. ...
Petrol and diesel ban: Can we afford the electric car revolution? image
Source : Daily Express [Read Article] Wednesday 2nd of August 2017 12:01:00 AM
. Ministers plan to ban fossil fuel cars from 2040 and growing numbers of motorists are buying electric and hybrid vehicles, attracted by tax savings, grants and cheaper fuel. ...
Greggs sees window of opportunity in drive-through shops image
Source : Guardian [Read Article] Tuesday 1st of August 2017 03:27:01 PM
....The Brexit shock to the pound, as well as spikes in the cost of key ingredients such as butter, put pressure on Greggs’ profit margins in the first six months of the year. Whiteside said the business saw cost input inflation of 7% over the period, but savings within its manufacturing operation had shielded customers from the impact. ...
Discovery Communications to buy Scripps Networks for close to $12bn image
Source : Guardian [Read Article] Monday 31st of July 2017 01:42:25 PM
....1bn) cash-and-shares deal days after rival Viacom, owner of MTV, Nickelodeon and Channel 5 in the UK, dropped its bid. The deal, three years after previous merger talks fell through, will create $350m (£266m) in cost savings, which are likely to include significant job cuts. ...
HSBC chief sounds alarm over financial regulation and Brexit image
Source : Guardian [Read Article] Monday 31st of July 2017 07:02:10 AM
.... “In the past 12 months we have paid more in dividends than any other European or American bank and returned $3. 5bn to shareholders through share buybacks,” said Gulliver, who in the financial stages of a global plan to make savings of $5bn, cut 25,000 jobs and “pivot” the business towards Asia. ...
Owners of ex-local authority homes face horror of bills running into thousands image
....Lambeth council initially told leaseholders that repairs to the estate would cost £7m, and that the Whitehouse’s share would be £6,000. This soon more than doubled to £13,000 – a fee they scraped together by adding to their mortgage and plundering their savings. ...
Millions of women hit by pensions gender gap  image
Source : Daily Express [Read Article] Sunday 30th of July 2017 11:20:00 AM
....Smith says women face another challenge when attempting to build up a pension. “They often face a more disrupted savings journey due to maternity leave and working part-time, juggling a career and children. ...
Is bulk-buying food worth the extra effort? image
Source : Guardian [Read Article] Saturday 29th of July 2017 05:59:43 AM
....Friends of ours rave about Costco, which is cheap if you bulk-buy food. We have four kids so could use lower bills, but are the savings worth the membership and the hour in the car? Will we just end up with loads of tins of beans? Anyone else tried it?. ...
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Tesco covers tampon tax for customers by cutting prices image
Source : Guardian [Read Article] Friday 28th of July 2017 05:36:40 PM
....” The government and the EU should now announce a clear timetable for abolishing VAT on sanitary items altogether, Sherriff also said. Five major supermarkets – Tesco, Sainsbury’s, Asda, Morrisons and Waitrose – and Boots, the high street chemist, had originally pledged last year to pass the savings on to customers when the VAT is finally removed. ...
London's hidden gas plant which could heat and power the future image
Source : Guardian [Read Article] Friday 28th of July 2017 04:10:08 PM
.... “You can electrify heat but that would require significant infrastructure investment. That’s where heat networks come in, as an alternative for how you provide carbon savings. ...
INHERITANCE TAX SHOCK: Government rakes in £5BN record high from Britain's dead image
.... By 2020 this extra allowance is to rise to £175,000, meaning a couple could pass £1million of inheritance tax-free. However, increases in stock markets, cash savings and inflation are helping to push more people into the inheritance tax bracket. ...
Generation rent: why I'll never live in a three-bed cottage on the Yorkshire fells image
....I was touched that Alex and Ginnie, my flatmates at the time, didn’t ask me to move out when I lost my job. With no savings to speak of, and the pair not convinced my collection of Happy Meal toys from 1994 was worth thousands, there were no guarantees I’d make next month’s rent. ...
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10 years on from the credit crunch: share your memories image
Source : Guardian [Read Article] Thursday 27th of July 2017 09:02:05 AM
....Central bankers became so alarmed by banks’ reluctance to lend to each other that they took emergency action; the European Central Bank and the US Federal Reserve injected a combined $90bn into financial markets. The summer of 2007 also saw the UK’s first bank run in 150 years when customers queued outside Northern Rock to withdraw their savings. ...
'Disgusting and astonishing': how do the UK's top 1% view tax avoidance? image
....Whilst working for an investment bank that was part of a major UK bank, I was offered the choice to get paid via dividends from a Jersey-registered company but turned it down – which annoyed them, since they would have saved on employer’s national insurance. I think it’s okay to use ISAs [individual savings accounts which are tax-free] and put money into pensions, or put money in your spouse’s name to reduce your tax bill. ...
GSK to cut drug development projects to focus on 'winners' image
Source : Guardian [Read Article] Wednesday 26th of July 2017 05:36:06 PM
....Walmsley’s efficiency drive will see the number of GSK’s suppliers cut by a quarter by 2020, the sale of 130 minor brands such as Horlicks and MaxiNutrition in Britain and an old antibiotics business, and the streamlining of administrative processes. She wants £1bn of annual cost savings by 2020, which will be used to fund the development and launch of new products and offset the impact of pressure on drug pricing. ...
THIS is how much savers are taking from pensions: How do YOU compare? image
Source : Daily Express [Read Article] Wednesday 26th of July 2017 03:42:00 PM
.... However, the number of payments has increased, suggesting people are taking regular income rather than one-off lump sums. Tom Selby, senior analyst at AJ Bell, said: “The pension freedoms continue to be hugely popular, with evidence suggesting most people are accessing their retirement pot in a sensible way rather than ravaging their savings to splurge on fast cars. ...
Good for the rich, bad for the poor: Trump’s healthcare plan is a lot like his tax plan image
.... Sadly, it’s a product that for many people just doesn’t work. It’s called a health savings account, or HSA, and if you haven’t heard much about it before, you’ve got plenty of company. ...
'Britain is fast becoming the sick man of Europe' – experts debate Brexit data image
.... The rise in unsecured borrowing is likely coming to an end. The savings rate, which is at historically low levels, is inevitably going to pick up as people start saving for a rainy day driven by Brexit uncertainty. ...
Student Loans Company quadrupled my interest rate – just for taking a short trip image
....“The letter from the SLC stated that if you were working abroad for more than three months you had to fill in the overseas section,” says Richards. “I gave it details of my income, the savings I was living off and contact details for Australia. ...
The government has got it wrong on pensions | Letters image
Source : Guardian [Read Article] Friday 21st of July 2017 05:14:02 PM
....8m lower-middle income households headed by people aged between 50 and the state pension age are struggling after the post-financial-crisis pay squeeze, with many earning less than the typical annual salary of £21,000 (and half of women from this group earning less than £12,600). Half of these households had less than a month’s worth of income in savings. ...
Savers warned as pension SUPER tax stings 80% more people image
Source : Daily Express [Read Article] Friday 21st of July 2017 03:58:00 PM
. More people are breaching the lifetime savings limit and receiving a stinging 55 per cent tax charge. ...
The cost of living crisis is down to Brexit. The chickens are coming home to roost | David Blanchflower image
.... Consumers will retrench and spend less and demand will drop. The savings rate, which is at historically low rates, will start to pick up. ...
Should I cash in my endowment early to pay off my mortgage? image
Source : Guardian [Read Article] Thursday 20th of July 2017 06:00:13 AM
.... So rather than just remortgaging next March, I’m thinking of cashing in the endowment early next year and topping up the £41,000 with a personal loan of £6,000 so I can pay off the entire mortgage of £47,000. I only have £2,000 in savings and that’s not likely to grow quickly as I’m focusing all I can on pension payments. ...
We can only address pay imbalances if we can see them | Nils Pratley image
Source : Guardian [Read Article] Wednesday 19th of July 2017 06:43:44 PM
....The purchaser is McCormick, the Schwartz spice folk. It congratulated itself on creating “a one-stop shop for condiment, spice and seasoning needs”, but the question is how to find the savings to justify the mighty price tag. ...
State pension age rises: Will changes affect you? Everything you need to know image
Source : Daily Express [Read Article] Wednesday 19th of July 2017 02:42:00 PM
.... . The offiical retirement age had not been due to rise to 68 by 2046, but this will change under the new proposals, as the Government looks to make savings amid rising life expectancy. ...
State pension age to increase seven years earlier than planned image
Source : Guardian [Read Article] Wednesday 19th of July 2017 01:44:22 PM
....“We call on the government to follow up on one of Cridland’s other recommendations and provide access to ‘midlife financial MOTs’. This will help those people who need to work longer before they receive their state pension to make smarter financial choices to boost their savings. ...
Peer-to-peer lender Ratesetter hit by £80m of struggling loans image
Source : Guardian [Read Article] Tuesday 18th of July 2017 07:37:39 PM
....The peer-to-peer lender Ratesetter has been hit by £80m of struggling loans in the first major setback for the nascent online lending sector. The company said it would use its own funds to prevent losses being taken by its 50,000 users, who are mostly small investors using the website in order to lend their savings to other individuals and benefit from higher interest rates than are available at high street banks. ...
M&S slashes plastic use in food packaging to cut waste image
Source : Guardian [Read Article] Tuesday 18th of July 2017 05:01:11 AM
....“We’ve been working on this project for over a year and are really pleased with the results,” said M&S packaging expert Laura Fernandez. “We see this as the start of a much bigger piece of work and hope to bring equally impressive savings to other areas of the business too. ...
HS2 supporters boast of benefits – but costs keep going off the rails | Nils Pratley image
.... Railway experts look to smaller-scale upgrades of track and junctions and wonder how many won’t be built as the HS2 mega-project dominates transport spending for the next decade. Ask the public, and one suspects 90% of respondents would happily settle for a conventional railway to expand capacity on the west coast if the savings could be spent on the NHS. ...
Are these the cheapest countries for expat living? image
Source : Daily Express [Read Article] Monday 17th of July 2017 04:00:00 PM
....While money shouldn’t be the only factor used to decide where you expatriate to, it is a necessary consideration for many. The countries on this list offer far more than savings - their cultures, locations and opportunities are extensive and unique. ...
The Guardian view on the 1%: all gain, no pain | Editorial image
Source : Guardian [Read Article] Sunday 16th of July 2017 06:59:34 PM
. This summer marks 10 years since the beginning of the financial crash in the UK, when depositors lined up outside branches of a small British bank, Northern Rock, to withdraw all of their savings as quickly as possible, particularly since everyone else was doing the same. ...
Pension planning: Avoid these costly mistakes with your savings  image
Source : Daily Express [Read Article] Sunday 16th of July 2017 02:14:00 PM
....Making a bad move . FCA figures show that more than half of fully withdrawn pension pots were moved into other savings or investments, which could cause “direct harm if consumers pay too much tax or miss out on investment growth”. ...
Governments have to invest in the fourth industrial revolution | Larry Elliott image
.... If ever there was a time when companies might have been excused for salting their cash away it was the 1930s, when the US economy contracted by a quarter. Yet in the dark years after the Wall Street Crash, the US corporate sector ran down its cash pile, so much so that it had negative savings in the years from 1930 to 1934. ...
Gig economy: Financial advice for the self-employed  image
Source : Daily Express [Read Article] Sunday 16th of July 2017 12:01:00 AM
....” . Bruce Moss, director of Strategy at EValue, says recent pension freedom reforms allowing people to access their pots from age 55 are “just not flexible enough to meet the needs of gig workers, who by definition need the flexibility to access their savings between gigs”. ...
Is it worth switching to LED lights and fittings? image
Source : Guardian [Read Article] Saturday 15th of July 2017 05:59:45 AM
....I’ve been quoted £800 to change 20 50W halogen lights and fittings to LED. I’ll make some savings on electricity, but wonder if the supposed benefits are true. ...
Lower water bills: Don't miss out and trial a water meter image
Source : Daily Express [Read Article] Thursday 13th of July 2017 06:58:00 PM
....As a general rule of thumb, it’s worth considering a water meter if a household has more or the same number of bedrooms than people living in the property. CCWater’s water meter calculator has helped almost 270,000 consumers identify potential annual savings totalling more than £14. ...
Carillion has 'no future without rights issue of at least £500m' image
Source : Guardian [Read Article] Thursday 13th of July 2017 06:20:18 AM
.... By pulling out of construction in Qatar, Saudi Arabia and Egypt, it is withdrawing from its business in the Middle East almost entirely. Further annual savings will be announced following a “strategic and operational review”, while the firm also plans to get better at collecting money that it is owed. ...
Is paying off the mortgage a better bet than saving? image
Source : Guardian [Read Article] Thursday 13th of July 2017 06:00:00 AM
. Q We are a family with some savings – around £70,000 – but are worried they might be worth less once Brexit is decided: ie, the pound will go downhill. ...
PENSION WARNING: Savers accessing pots early falling into ‘disastrous’ tax trap image
. Accessing savings early has become the "new norm" since reforms were introduced in 2015, an interim review of the market by the Financial Conduct Authority (FCA) found. ...
FCA warns it may intervene as millions take pension cash early image
Source : Guardian [Read Article] Wednesday 12th of July 2017 12:33:01 PM
.... The regulator warned that early intervention may be needed to ensure this multibillion-pound market worked well. The FCA’s study of the retirement market also found that in more than half of the cases where all the money was taken out of a pension pot, the cash was not spent on cars or holidays, etc; instead it was shifted into other savings or investments, partly because of a “mistrust of pensions”. ...
Retiring abroad: How can I cut the costs of moving away in later life? image
Source : Daily Express [Read Article] Tuesday 11th of July 2017 11:18:00 AM
.... . Take the time to research different international money transfer providers and you’ll find that some leading currency brokers do not charge transfer fees – so you will make immediate savings. ...
Grace is 25. Her student debt: £69,000 image
Source : Guardian [Read Article] Tuesday 11th of July 2017 06:14:02 AM
.... Subsidising loans is a rubbish way of widening participation in university,” he says. “It would be better to have a loan that is largely self-financing and spend the savings on nursery and primary education. ...
Casual work is still the root cause of destitution | Letters image
Source : Guardian [Read Article] Monday 10th of July 2017 05:43:31 PM
.... Casual work, not low pay, was the principal cause of poverty and social dependency. Irregular earnings led to poor diet, undermined working capacity and made savings impossible. ...
Bank of England warns it will go after firms looking to mask risks image
Source : Guardian [Read Article] Monday 10th of July 2017 04:03:22 PM
....“That should not be a problem if lenders can be confident about the availability of such retirement income, or about the scope for the borrower to downsize and use the sale proceeds to pay off the balance of the loan,” he said. He noted that building society profit margins were coming under pressure, often because they were keeping savings rates higher to keep members happy. ...
Switching your current account – Five minute guide with all you need to know image
....50 on spending, with no fee. TSB Classic Plus offers cashback of up to £10 a month and pays savings interest of 3 per cent on balances up to £1,500, again with no fee. ...

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