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....“For many people, it’s never been about money, it’s been about principle and justice, and about seeing senior board members of the bank brought to trial,” he said. “There are a lot of pensioners [among the claimants], many of whom are ex-RBS employees. ... [Read full article on Guardian ]
Thursday 25th of May 2017 06:21:23 PM
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.... Unilever has, he points out, 10,000 direct employees in the UK but almost another 200,000 working indirectly in supply chains. Then there are the 80,000 Unilever pensioners in the UK and two research centres. ... [Read full article on Guardian ]
Saturday 20th of May 2017 03:00:28 PM
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....This strengthens the case for getting married in later life as couples who have tied the knot do better out of the tax and benefits system. Helen Morrissey, personal finance specialist at Royal London, said the number of pensioners living together has tripled to 300,000 since 2002. ... [Read full article on Daily Express ]
Tuesday 23rd of May 2017 07:53:00 PM
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....Nash had told the court on Tuesday the majority of the shareholders were minded to settle but by the end of that day there was no announcement amid a disagreement among some of the private investors who wanted to reject the offer. Some 15% of the group of investors who have yet to agree a settlement have died, 35% are pensioners, and 20% live abroad, according to court documents reported by Bloomberg. ... [Read full article on Guardian ]
Wednesday 24th of May 2017 06:35:03 AM
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. There are a lot of comfortably off pensioners. ... [Read full article on Guardian ]
Saturday 20th of May 2017 05:59:17 AM
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Latest Finance News related to Pensioner

Winter Fuel Allowance: Tory means-testing to give 'trivial' savings, blasts IFS image
....But critics have already said setting up a system to means-test it would be costly and could cancel out any potential savings. There are also concerns that pensioners in need of the payment could fail to claim it. ...
RBS shareholders refuse to settle in effort to force Goodwin to take stand image
....“For many people, it’s never been about money, it’s been about principle and justice, and about seeing senior board members of the bank brought to trial,” he said. “There are a lot of pensioners [among the claimants], many of whom are ex-RBS employees. ...
Talks to avert RBS court case to continue into June image
Source : Guardian [Read Article] Wednesday 24th of May 2017 06:35:03 AM
....Nash had told the court on Tuesday the majority of the shareholders were minded to settle but by the end of that day there was no announcement amid a disagreement among some of the private investors who wanted to reject the offer. Some 15% of the group of investors who have yet to agree a settlement have died, 35% are pensioners, and 20% live abroad, according to court documents reported by Bloomberg. ...
The financial benefits of getting married in retirement image
Source : Daily Express [Read Article] Tuesday 23rd of May 2017 07:53:00 PM
....This strengthens the case for getting married in later life as couples who have tied the knot do better out of the tax and benefits system. Helen Morrissey, personal finance specialist at Royal London, said the number of pensioners living together has tripled to 300,000 since 2002. ...
Brexit and the coming food crisis: ‘If you can’t feed a country, you haven’t got a country’ image
.... The non-UK citizens here are mostly of working age and economically active. The 900,000 UK citizens in Europe are mostly pensioners living out their retirement on the sun belt in increasingly poor health. ...
Winter fuel allowance: What the Tory Manifesto pledge REALLY means for you image
Source : Daily Express [Read Article] Friday 19th of May 2017 02:29:00 PM
....Pensioners who receive help to pay energy bills, will be hit to pay for other social measures in the manifesto. The level at which pensioners could lose the payment under Theresa May has not been confirmed. ...
Winter fuel allowance: Will I still get my winter fuel payment under a Tory government?  image
....Critics said means-testing the payment risks additional expensive bureaucracy. And there are worries that pensioners who will still be entitled to the Winter Fuel Allowance will not claim it, leaving them considerably worse off. ...
State pension triple-lock AXED: Everything you need to know about Tory pension policy  image
.... Tom McPhail, head of policy at Hargreaves Lansdown, said: "This is largely what we expected. "The Triple Lock has largely done its job in improving pensioner incomes in recent years and protecting the retired population from the effects of the post 2008 recession. ...
Election 2017: State pension triple lock battle lines drawn image
Source : BBC [Read Article] Thursday 18th of May 2017 02:32:16 PM
....Darren Redmayne, chief executive of Lincoln Pensions, said it was a brave decision to water down the policy alongside changes to social care contributions and winter fuel payment cuts. "These reforms will all have significant impacts on middle-class pensioners that are traditional Conservative voters," he said. ...
May's manifesto is birth of third way Conservatism image
Source : Guardian [Read Article] Thursday 18th of May 2017 01:15:48 PM
.... Of those, the only one to make the cut this time is the promise not to raise VAT. Similarly, the triple lock on pensions has become a double lock and there will be means testing – another hallmark of Brown’s approach – of the winter fuel allowance for pensioners. ...
CRUSADER: Energy firm sees light over bad bill image
Source : Daily Express [Read Article] Wednesday 17th of May 2017 02:15:00 PM
. Battling it out in court was beyond the means of pensioner Barry Parsons, so he was in last chance saloon when he came to Crusader. ...
Tata Steel offers £550m to resolve long-running pensions row image
Source : Guardian [Read Article] Tuesday 16th of May 2017 05:18:09 PM
....The funding proposal has been announced after intensive talks between Tata, the Pensions Regulator and the Pensions Protection Fund, a government-backed pensions lifeboat that will take over the scheme. Workers paid out through the PPF would take a 10% cut in their benefits, although existing pensioners are not affected. ...
Tata Steel offers to pump £550m into closed pension fund image
Source : BBC [Read Article] Tuesday 16th of May 2017 04:01:04 PM
....However, it is still not clear if the British Steel Pension Scheme (BSPS) will continue as a free-standing entity or eventually fall into the hands of the PPF. That is one of the issues that has still to be resolved, along with the size and shape of a new, but less generous, pension scheme that Tata has offered to set up for its 130,000 pension scheme members - pensioners and current employees. ...
Hidden loot: You wont believe the number of Britons that hide CASH under their bed image
. A poll of 2,000 Britons found that 10 per cent of us keep cash under our beds for emergencies, although it wasn't cash-savvy pensioners hiding loot under the mattress, it was the younger generation. ...
General election 2017: Workers' rights protections promised by Tories image
....Answering questions from the public later in an ITV Facebook Live, she acknowledged it would be "difficult" for many people to take a year off work to care for a loved one if they were unpaid but said this and other measures amounted to the biggest single extension of workplace rights ever offered by the Conservatives. However, when pressed on whether she could guarantee free bus passes for pensioners and disabled people in the future, she said people would have to wait until the party's manifesto later this week to find out. ...
Theresa May is creating an epidemic of poverty. Don’t give her a free hand | Gordon Brown image
....1 million this year, climbing fast to over 15 million by the end of the coming parliament. In the early 90s, pensioner poverty affected one in three older Britons. ...
Theresa May will cause more poverty than Thatcher, Gordon Brown warns image
....”. Brown said poverty was set to rise even among pensioners, a group that is protected by the triple lock, a guarantee that the state pension will rise by inflation, average earnings or 2. ...
General election 2017: Lib Dems pledge winter fuel cuts to protect pensions image
....". Under the proposals, an estimated 600,000 pensioners with annual incomes above about £45,000 - 5% of those under 80 and 2% of over-80s - would lose the winter fuel payment, saving the Treasury around £105m. ...
State pension: Axing triple-lock has 'minimal savings and would hit poorest hardest' image
....However, analysis has showed that the cost of increases to Government are minimal, following the reform of state pensions last year. The triple-lock has given pensioners only an extra £2 a week, but it would be low income recipients who would suffer the most if it was removed, according to pension consultancy Hymans Robertson. ...
UK needs £15bn in cuts or tax rises to clear deficit by 2022, says IFS image
.... But despite this, overall public spending remains slightly above its pre-crisis share of the economy. “This is due to persistently poor economic growth and an increase in the share of national income devoted to health, pensioner benefits and overseas aid. ...
'Brazen' conmen who targeted park homes jailed image
Source : BBC [Read Article] Sunday 30th of April 2017 11:00:44 PM
.... . Barrie - a pensioner who lives on Teesside - was told by Guardian Park Homes that his property could collapse because its metal supports were rusting. ...
Poorest face ‘double whammy’ if Tories ditch triple lock on pensions image
. Plans to ditch the triple lock on the basic state pension would represent a “double whammy” for the poorest pensioners, many of whom have already lost out under this month’s new flat-rate pension, according to a leading pension expert. ...
Triple-lock: Call for pensions policy to be revamped image
Source : BBC [Read Article] Sunday 30th of April 2017 02:11:29 AM
....Labour pledges to keep the triple-lock. In his report for Royal London, Mr Webb proposed that the government retained the triple-lock for pensioners who retired before 6 April 2016. ...
Pensioners will carry on hoarding cash if state won’t step in image
Source : Guardian [Read Article] Saturday 29th of April 2017 04:00:03 PM
....This trend lies behind the Tory promise to raise the inheritance tax threshold for couples to £1m by 2020. It can also be seen when wealthy pensioners argue that the government should maintain the state pension as a universal benefit and even continue paying the winter fuel allowance. ...
UK should axe state pension for rich people, says OECD image
Source : Guardian [Read Article] Thursday 27th of April 2017 07:15:15 AM
....Under the current system, anyone who has paid national insurance for 30 years is eligible for the state pension, regardless of wealth. In comments reported by the Financial Times, Mark Pearson, deputy director of employment, labour and social affairs with the OECD, said that like other countries, the UK faced the rising costs of an ageing population, with more pensioners and fewer people of working age. ...
Theresa May weighing up cheaper 'double lock' for pensions image
Source : Guardian [Read Article] Wednesday 26th of April 2017 09:00:47 PM
.... She would only say that “pension incomes would continue to increase” under a Conservative government, in response to a direct question on the future of the triple lock from SNP’s Westminster leader, Angus Robertson. Labour would leap on the abandonment of the triple lock as a raid on pensioners’ finances. ...
Pensioners’ election REBELLION: Demands for May to look at pension issue for UK's 5MILLION image
....Theresa May, 60, has been out campaigning in Dudley as she attempts to woo voters across the country after she called a snap election last week. But she is facing a major backlash from as many as FIVE million pensioners if she doesn't "meet us half way" and confront the pensions crisis. ...
General Election 2017: Energy bill cap 'will hit consumers' image
Source : BBC [Read Article] Monday 24th of April 2017 07:29:03 AM
....He added that if the Conservatives did intervene, it would be better if they abolished standard variable tariffs. About 800,000 of the poorest pensioners and 1. ...
What does the snap election mean for your finances? image
Source : Daily Express [Read Article] Sunday 23rd of April 2017 01:10:00 PM
....The housing market could also wobble if buyers delay their purchases until after polling day on June 8. The next few weeks will see politicians making plenty of financial promises in a bid to buy votes, with many aimed squarely at pensioners. ...
BHS crash sets trend for a chain of closures on UK high streets image
Source : Guardian [Read Article] Saturday 22nd of April 2017 03:00:17 PM
....A year on, the high street is still reeling from the body blow. More than two-thirds of the retailer’s 164 stores are still lying empty and its pensioners have been left worse off, even after former owner Sir Philip Green agreed to pump up to £363m into supporting the pension scheme. ...
Philip Hammond signals ditching of Tory 'no tax rise' pledge image
Source : Guardian [Read Article] Friday 21st of April 2017 12:58:04 PM
....7% of national income to international aid. But the prime minister did not commit her party to the so-called triple lock for pensioners, which ensures that the state pension rises by the higher of the inflation rate, average earnings or 2. ...
UK gas and electricity customers face price rise double whammy image
Source : Guardian [Read Article] Thursday 20th of April 2017 05:59:19 AM
....David Atfield from London is facing a 38% hike to his electricity bill. The pensioner, whose annual electricity consumption is about a third of the national average, has been hit by a rise in nPower’s standing charge – the flat daily charge users pay to receive the supply. ...
PENSION CRISIS: Women LAGGING behind in huge pensions gap image
Source : Daily Express [Read Article] Wednesday 19th of April 2017 12:01:00 AM
....”. The importance of getting a pension has been underlined by new Government figures showing that one million single pensioners are scraping by on the state pension alone, the highest figure for 20 years. ...
Bernard Matthews seller 'lined own pockets' by rejecting pension offer image
....The Pension Protection Fund, an industry-backed body that acts as a safety net for the pensions of insolvent companies, is now assessing what money can be recovered from the carcass of the insolvent Bernard Matthews Ltd as part of a process that typically takes years. Frank Field MP, the chairman of the committee, said: “I have confidence that the PPF, working with the scheme trustees, will act in the best interests of the pensioners, but it’s clear that the former owners passed up a better deal for pension scheme members in favour of lining their own pockets. ...
The older expats facing poverty – thanks to Brexit and frozen pensions image
Source : Guardian [Read Article] Wednesday 12th of April 2017 06:00:27 AM
.... She said she would soon have to give up her telephone and computer, and couldn’t remember the last time she bought new clothes. “It’s absolutely scandalous, I can’t believe the British government can be so cruel to pensioners when they have our money: I have paid national insurance all my life,” she said. ...
NS&I launches new market-leading investment bond with rate of 2.2 per cent image
Source : Daily Express [Read Article] Wednesday 12th of April 2017 12:01:00 AM
. But the NS&I bond is only available online which will put it out of the reach of many pensioners who count on the returns of their savings to supplement fixed income pensions. ...
Inflation rates puts squeeze on savers as UK is in the midst of a 'silent savings crisis' image
....”. Cox said the bond will still be popular because it is backed by the Treasury: “Unlike the NS&I pensioner bonds, launched in 2015, this is available to everyone aged 16 and over, with the offer open for a full year. ...
'Scant reward for savers!': New Government NS&I bond blasted by critics image
Source : Daily Express [Read Article] Tuesday 11th of April 2017 03:54:00 PM
....The account is also only available online at nsandi. com, which critics said will freeze out many pensioners without access to the internet. ...
Government launches ‘market-leading’ savings account image
Source : Guardian [Read Article] Tuesday 11th of April 2017 03:25:30 PM
....uk website said many savers will disappointed that state-owned NS&I, which once offered its products via the Post Office network, is now restricting this account to internet users only. “This could cut off access for those savers most in need of improved rates, including elderly pensioners who do not wish to use the internet,” she added. ...
Government 2.2% savings bond goes on sale image
Source : BBC [Read Article] Tuesday 11th of April 2017 08:00:16 AM
....". Two years ago, so-called pensioner bonds offered a return of up to 4%. ...
Property’s equity can help your loved ones image
Source : Daily Express [Read Article] Sunday 9th of April 2017 12:01:00 AM
....” . As people live longer and face a retirement savings shortfall, Waterson says equity release will become even more popular: “Those in retirement are typically ‘asset rich, cash poor’, because housing values have risen much faster than pensioner incomes. ...
Greek gloom as economy stalls amid latest bout of EU wrangling image
Source : Guardian [Read Article] Saturday 8th of April 2017 03:00:05 PM
....Two years short of a decade in freefall, and with little prospect of recovery, the nation has succumbed to protest fatigue. With the exception of pensioners – the great losers in Greece’s assault by austerity – anger has been replaced by malaise, the lassitude that strikes when loss becomes commonplace. ...
Homes under the sledgehammer: the dreams that got demolished image
Source : Guardian [Read Article] Wednesday 5th of April 2017 04:48:17 PM
.... He was given permission to increase the floorspace by 45%, but somewhere, his finger must have slipped on the “order more floors” button because, by 2013, it had become two storeys higher, and increased in floorspace by 165%. In February of this year, pensioner Simon Harbottle was pictured among the ruins of his newly demolished Cotswolds bungalow. ...
Fears for state pension: Over-55s believe vital income could be SCRAPPED by Government image
....The Government is looking at ways to cut the state's pension bill, with reforms to saving tax perks widely expected in the coming years. Concerns have also been raised over the so-called triple lock on state pensions for future pensioners, after it was labelled "unsustainable" by the Work and Pensions Committee. ...
Sir Philip 'favoured' Arcadia pension schemes over BHS image
Source : BBC [Read Article] Sunday 2nd of April 2017 07:20:55 PM
....To address that shortfall Arcadia has doubled its annual contribution to the two main funds to £50m. "This is a credible plan for tackling a giant deficit and great news for Arcadia pensioners who must have been concerned," said Mr Field. ...
The lost generation: ‘I’m 30-something and still depressed and broke’ image
.... It turns out she has thousands of pounds of savings (including redundancy money from being laid off by Northern Rock); she works part-time at a Marks & Spencer; she gets a state pension (she’s 66 years old); she gets a final salary pension; she gets a winter fuel payment (£200); and she gets a free bus pass, which she doesn’t use as she’s got a BMW. Her monthly income is higher than mine, which is unsurprising, as I work for magazines and she worked for a bank, but it suggests she might not need pensioner benefits. ...
The car-loan boom isn’t the housing bubble. But there still might be a crash image
.... For instance, the official figures show a collapse in the savings rate is to a significant degree the result of pension funds switching funds out of risky assets and into safer ones following the Brexit vote. This depresses the incomes of pensioners’ funds and drags down the savings rate, but is a technical issue and doesn’t indicate that pensioners are on a spree, suddenly spending all their savings. ...
Arcadia plan sees pension woe pile up for Philip Green image
Source : Guardian [Read Article] Saturday 1st of April 2017 03:00:28 PM
.... The deal was struck soon after Green agreed to pay £363m to resolve the pension deficit at BHS, which fell into administration about a year after it was sold to a group led by a former bankrupt for £1. Frank Field, chairman of the work and pensions select committee, said the Arcadia deal was “a credible plan for tackling a giant deficit and great news for Arcadia pensioners”, but he said the new details on the scheme revealed Green had favoured that group over BHS, which had more members. ...
Pension protection shake-up: Retirees FURIOUS over plans to cut scheme image
Source : Daily Express [Read Article] Friday 24th of March 2017 12:01:00 AM
....5 per cent, whichever is the highest. But the UK’s biggest pensioner organisation, the National Pensioners Convention described the Cridland Review as “asking all the right questions, but coming up with the wrong answers”. ...
State pension age must rise again, says report image
Source : Guardian [Read Article] Thursday 23rd of March 2017 06:11:18 AM
....SPA is the earliest age that someone can start receiving their state pension, and is due to rise to 66 between 2018 and 2020, to 67 between 2026 and 2028, and then to 68 between 2044 and 2046. John Cridland, former director-general of the Confederation of British Industry and the author of the independent report, said the aim was to “smooth the transition for tomorrow’s pensioners, and to try and make the future both fair and sustainable”. ...
State pension age could be raised to 70, says report image
Source : BBC [Read Article] Thursday 23rd of March 2017 12:05:44 AM
....The government is due to make a decision on both reports by May. Ministers are under pressure to address the expected rise in the cost of pensions, which stems from longer life expectancy and the increasing ratio of pensioners to workers. ...
The women still working into their 70s image
Source : BBC [Read Article] Wednesday 22nd of March 2017 12:06:12 AM
.... If I did not do this, I would just try to get a job. They talk about rich pensioners, but a lot of pensioners are not rich. ...
Sir Philip Green 'could get £15m refund from £363m BHS payout' image
Source : Guardian [Read Article] Tuesday 21st of March 2017 06:30:06 AM
....Green could get the money back despite BHS workers receiving on average just 88% of the value of their original benefits from the settlement. Field, who co-led the parliamentary investigation into the collapse of the retailer, called on the billionaire tycoon to hand the £15m to BHS pensioners to make up for the shortfall in their benefits. ...
Residential care costs 'can soak up over 50% of property values' image
Source : Guardian [Read Article] Monday 20th of March 2017 07:01:30 AM
....It described the situation as a lottery and said many people were at risk of losing “a large part of the value of their home” if they were hit with such costs. It said that for most pensioners, their house was likely to be by far the biggest asset on which they would need to draw to meet care home bills. ...
Executive pay: all eyes on boardroom as AGM season looms  | Chris Cummings image
.... It is also no doubt a sign of the pressure that many FTSE companies feel as a result of the PM’s spotlight. This is of course a good thing for savers and pensioners around the country. ...
Theresa May echoes Ed Miliband with promise to reform energy market image
Source : Guardian [Read Article] Friday 17th of March 2017 04:53:15 PM
....The chief executive of Citizens Advice, Gillian Guy, said: “The prime minister is right that the energy market is not working for everyone. Over 2 million low-income families and pensioners in Britain are paying £141 more each year because they remain on their supplier’s standard variable tariffs. ...
Philip Green's lavish party for his 65th ends exile from social circuit image
Source : Guardian [Read Article] Thursday 16th of March 2017 08:27:49 PM
.... But even if partygoers ordered off-menu, they would have struggled to have equal the £6m tab for Green’s 60th, when guests were flown to an exclusive resort in Mexico for a four-day blowout. Green’s milestone birthday means he is officially a state pensioner, a status that entitles men of his age a pension of up to £155. ...
Household incomes crept up last year, DWP figures show image
Source : BBC [Read Article] Thursday 16th of March 2017 11:20:14 AM
....4% in 2015-16 after adjusting for inflation, new data from the Department for Work and Pensions (DWP) shows. Working-age household incomes have been stagnant since 2007-08 compared with a 10% rise for pensioners. ...
Pension trick could see Britons rake in HUNDREDS of pounds EVERY MONTH if done by April 5 image
.... Compared with rates on annuities - retirement products that work in a similar way - payouts are two or three times higher, according to former pension minister and Royal London policy director Steve Webb. Anyone who reached state pension age before April 6 2016 now has just three weeks to pay Class 3A National Insurance and receive the extra income, which also provides a 50 per cent survivors payout when the pensioner dies. ...
The Crusader: TV drama has happy ending  image
Source : Daily Express [Read Article] Monday 13th of March 2017 01:55:00 PM
....“I got an offer from them to reimburse me and I accepted, but have not heard again,” she explained. “I’ve been without my TV for weeks and I’m a pensioner and can’t afford to buy another one without the refund, so it’s been a bit miserable. ...
Savers and Pensions: How the Chancellor's spring BUDGET plans can affect you  image
Source : Daily Express [Read Article] Sunday 12th of March 2017 03:23:00 PM
....Also from the start of the new tax year, the personal allowance for England, Scotland, Wales and Northern Ireland climbs to £11,500, above which income tax is 20 per cent. Patrick Connolly, certifi ed fi nancial planner at Chase de Vere, says this will lift hundreds of thousands out of income tax altogether, including many pensioners. ...
The Falklands war hero fighting for his state pension image
Source : Guardian [Read Article] Saturday 11th of March 2017 06:59:27 AM
.... For example, those living in Bermuda, 5,800 miles north of the Falklands and one of the world’s wealthiest places, enjoy the full “triple-lock” pension increases their counterparts in the UK receive. All told, there are around 680 UK pensioners living in British overseas territories with frozen pensions, even though they have made the same national insurance contributions as their UK peers, says the International Consortium of British Pensioners (ICBP), which campaigns on this issue. ...
Striver? Tory architect of austerity George Osborne banks £1m fortune image
....Both Osborne and Harrison have promised they will not lobby the government on behalf of BlackRock, but Osborne has made clear that he intends to work with BlackRock on UK pensions. “BlackRock wants better outcomes for pensioners and savers – and I want to help them deliver that,” Osborne said in BlackRock’s official announcement. ...
Savers urged to use THIS simple trick to beat dividend tax changes image
Source : Daily Express [Read Article] Thursday 9th of March 2017 04:32:00 PM
....It's predicted that around 2. 2million people - including around seven per cent of pensioners - will be impacted by the changes revealed in the 2017 Budget. ...
What the 2017 budget means for you image
Source : Guardian [Read Article] Wednesday 8th of March 2017 05:18:09 PM
....2017-18 The raising of the tax threshold to £11,500 means their tax and NI bill falls by £368 a year, giving them an annual net income of £43,537. Married couple, both pensioners in their 70s. ...
Budget 2017: Blow for pensioners as tax-free dividend allowance SLASHED image
Source : Daily Express [Read Article] Wednesday 8th of March 2017 01:44:00 PM
....The Chancellor announced the allowance will be cut from £5,000 to £2,000 from April 2018. Dividends are annual cash payments made to holders of certain shares, they provide a vital source of income to many pensioners who rely on savings in retirement. ...
Budget 2017: What it means for YOU? Self-employed, savers, pensioners, and motorists image
.... . It will make it less attractive for pensioners transferring savings to avoid UK taxation, according to Stuart Paton Evans, retirement propositions director at Scottish Widows. ...
Theresa May must give Vauxhall assurances over Brexit, says Labour image
Source : Guardian [Read Article] Monday 6th of March 2017 08:03:56 PM
....Greg Clark, the business secretary, told the House of Commons on Monday that the government was “cautiously optimistic” about the deal. He said ministers would hold PSA to its intentions to “safeguard the plants, honour their commitments and look to increase the performance and the sales of cars” as well as a promise that “no pensioner, current or prospective, will be worse off in any way”. ...

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