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...."If this legislation completed its passage through Parliament during the 2018/19 session, it would take at least another year to change government computer systems and to communicate effectively to all those who might be affected. "By the time the new law could be implemented, most of the women who had the shortest notice of state pension age changes would already be drawing a state pension. ... [Read full article on Daily Express ]
Monday 25th of September 2017 12:01:00 PM
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Latest Finance News related to Pension Age

Labour's state pension changes for women savaged by experts - It’s TOO LATE image
Source : Daily Express [Read Article] Monday 25th of September 2017 12:01:00 PM
...."If this legislation completed its passage through Parliament during the 2018/19 session, it would take at least another year to change government computer systems and to communicate effectively to all those who might be affected. "By the time the new law could be implemented, most of the women who had the shortest notice of state pension age changes would already be drawing a state pension. ...
Robots and AI can bring down pension age, says TUC image
Source : Guardian [Read Article] Sunday 3rd of September 2017 11:01:03 PM
. The TUC has urged the government to use productivity gains from the greater use of robots and artificial intelligence to reverse planned changes to the state pension age. ...
Pensions news: Five more years of work could BOOST retirement incomes by £50,000 image
....The idea of working longer comes as the age at which the state pension can be drawn is rising. Between October 2018 and October 2020, the pension age for both men and women will rise to 66. ...
How you can build up a £100,000 pension pot from NOTHING even in your FORTIES image
Source : Daily Express [Read Article] Wednesday 16th of August 2017 03:02:00 PM
....5 per cent a year. It comes as the Government recently announced that the state pension age will rise to 68 for millions of people in their thirties and forties, raising the importance of workers taking more responsibility for their retirement. ...
Corbyn vows 'flexible' state pension age but won't reveal funding for £20BILLION reforms  image
....The Government recently raised the official retirement age to 68 for people in their thirties and forties. The Labour leader blasted the move and promised to keep the state pension age at 66, as the party heads on a State Pension tour of the country. ...
State pension CHAOS: Savers fearing poverty and many don't even KNOW when they can retire image
. Almost one in five workers aged over 55 don't know their state pension age, found a study by scheme provider The People's Pension. ...
New pension research: Is this really a golden era for retirement? image
Source : Daily Express [Read Article] Sunday 13th of August 2017 10:29:00 AM
.... . Steven Cameron, pensions director at insurer Aegon, says despite recent good news we must beware complacency as the ageing population heaps greater pressure on public services and state finances: “A rising state pension age, the recent threat to the triple lock, and the slow demise of gold-plated final salary pensions mean this golden age of retirement is unlikely to last much longer. ...
REVEALED: The retirees with the best pensions in Britain - do you make the list?  image
Source : Daily Express [Read Article] Thursday 10th of August 2017 11:50:00 AM
.... For example, in 1975, 58 per cent of men in private sector employment were in occupational schemes, but only 17 per cent of women. Men born in 1950 have also avoided the impact of the planned increases in the state pension age. ...
Student Loans Company comes under graduate fire, plus house prices stabilise image
....FTSE 100 chiefs earn 160 times the average wage, study reveals. A million women £32 a week worse off thanks to pension age changes. ...
A million women £32 a week worse off thanks to pension age changes image
Source : Guardian [Read Article] Wednesday 2nd of August 2017 06:01:39 AM
. More than a million women are worse off by an average of £32 a week under changes to the state pension age and poor households are being hit the hardest, according to analysis by a leading independent thinktank. ...
Painful as it may be, raising the pension age for women is justified image
Source : Independent [Read Article] Tuesday 1st of August 2017 11:02:30 PM
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Millions of women hit by pensions gender gap  image
Source : Daily Express [Read Article] Sunday 30th of July 2017 11:20:00 AM
....MATTER OF AGE . Women are not just falling behind with personal and workplace pensions, they are also being disproportionately punished by increases to the state pension age. ...
State pension changes will cost 7 million people £10,000 each image
Source : Guardian [Read Article] Sunday 23rd of July 2017 11:01:20 PM
. More than 7 million people will lose just under £10,000 each because of new government plans to increase the state pension age earlier than planned. ...
While Hammond looks for a magic money tree, Labour has found one | Larry Elliott image
....Hammond is worried about the economic implications of Brexit but he also knows that Britain faces challenges from a growing, elderly population. The demographic time bomb is ticking loudly: hence last week’s announcement to raise the pension age for those born in the 1970s, and the disastrous decision to include plans for a “dementia” tax in the Conservative party manifesto. ...
Your state pension in Dorset: £124,000. In Glasgow? £38,000 | Patrick Collinson image
....9 years. Maybe it won’t make too much difference to their financial futures that the government said this week that it would raise the state pension age to 68 sooner than planned. ...
The government has got it wrong on pensions | Letters image
Source : Guardian [Read Article] Friday 21st of July 2017 05:14:02 PM
....Gillian DalleyLondon. • Gaby Hinsliff rightly calls the government decision to raise the state pension age to 68 “frankly scary” (Even if you love your job, this new pension age is scary, 21 July). ...
Could you spot a fake Airbnb listing, plus what's so fishy about cans of tuna? image
....End of the ‘rip-off’: all charges for paying by card to be banned. State pension age to increase seven years earlier than planned. ...
Jeremy Corbyn could rip away YOUR state pension: Labour set to 'means-test' key benefit image
.... . This has forced politicians from all parties to look at ways of reducing the enormous cost to the state and yesterday the new Work and Pensions Secretary David Gauke announced plans to increase the state pension age to 68 far sooner than expected. ...
State pension benefits rich and UNFAIR on ill or manual workers, says ex-pension minister image
.... "Those who live longer, in contrast, will receive more from the state. "She added: "At the moment, the state pension is only flexible for those who are healthy and wealthy enough not to need to take it at state pension age. ...
State pension age rises: Will changes affect you? Everything you need to know image
Source : Daily Express [Read Article] Wednesday 19th of July 2017 02:42:00 PM
....People born after 1978 were already due to wait until 68 to retire - but now around 7million more people will be pulled into this later retirement bracket. The state pension age for women is currently being pushed back in line with men to 65 by November 2018 and 66 by 2020 - reaching 67 by 2028. ...
Forced to work until you are 68! State pension age rise brought forward SEVEN years image
....The official retirement age is now due to rise to 68 by 2039, impacting around 7million people in their thirties and fourties, the new Secretary of State for Work and Pensions David Gauke revealed. The changes are to affect everyone born between 6 April 1970 and 5 April 1978, and brings forward the state pension age rise by seven years. ...
State pension age to increase seven years earlier than planned image
Source : Guardian [Read Article] Wednesday 19th of July 2017 01:44:22 PM
....David Gauke, the work and pensions secretary, announced the controversial rise for about 7 million people in their late 30s and early 40s just before the House of Commons breaks up for its summer recess. The move implements the findings of a review by the former CBI director general John Cridland, published in March, which recommended accelerating the planned increase in the pension age to prevent the costs of the state pension becoming unsustainable. ...
Robot banker helps millennials manage money, plus students face £57,000 debt image
....Family of four needs ‘at least’ £40,800 a year, says thinktank. Minister suggests women hit by pension age change ‘take up apprenticeships’. ...
'Shame on you!' Campaigners ERUPT as minister tells women hit by pension delay to RETRAIN image
....Tory backbenchers who support the Women Against State Pension Inequality (WASPI) campaign could now revolt against the Government, joining Labour and the DUP to break Theresa May's majority on the issue. During yesterday's debate Conservative MP Keith Simpson, revealed his own wife had been hit the change which, in line with men, is bringing the women's state pension age to 66 by 2020. ...
State pension age to rise SOONER than expected: Minister warns ‘big decisions’ looming image
....The minister blasted former governments for failing to make fundamental reforms to pensions. Reading between the lines, industry experts said the minister may be preparing Britons for faster rises in the state pension age. ...
State pension BOMBSHELL: Payments 'to be MEANS-TESTED to stop crisis' image
Source : Daily Express [Read Article] Tuesday 27th of June 2017 11:34:00 AM
....The Government says an ageing population - relative to those of working age - is putting pressure on the current pensions system, changes are necessary. It has led to the Government considering speeding up the current timetable of pension age rises. ...
DUP Deal: Pension Triple lock and Winter Fuel Allowance SAVED image
Source : Daily Express [Read Article] Monday 26th of June 2017 12:23:00 PM
....AJ Bell senior analyst Tom Selby said: "The state pension system will come crashing down unless spending is reigned in, with estimates suggesting it will cost £30bn more in today’s terms in 50 years’ time unless reforms are introduced. "This will involve either reducing the amount people receive, or increasing the state pension age. ...
Spending watchdog condemns 'risky and expensive' Hinkley Point image
Source : Guardian [Read Article] Thursday 22nd of June 2017 11:01:08 PM
....Nina Schrank, energy campaigner at Greenpeace UK, called the report a damning indictment of the government’s agreement. “This year’s school leavers will still be paying for Hinkley when they approach their pension age, so it is concerning that the National Audit Office is suggesting it may not be worth their money,” she said. ...
Pensions triple lock: What is the triple lock and will Theresa May get rid of it? image
....What is the alternative?. There are currently plans to raise the state pension age to 67 for those born after March 1961 and 68 for those born after March 1977, with proposals to raise the retirement age to 70 by as early as 2057. ...
While Corbyn inspired the young, May was terrifying the old image
Source : Guardian [Read Article] Sunday 11th of June 2017 06:00:47 AM
....Corbyn’s answer was to give pensioners everything they wanted, too. He promised to maintain the triple lock and winter fuel allowance for all pensioners, and freeze the pension age at 66. ...
Britain looks set for a politically hot summer but what is the future for your finances? image
....The DUP manifesto commits to keeping winter fuel payments, which Theresa May had planned to scrap for wealthier pensioners. It also expressed support for Women Against State Pension Inequality (WASPI), a campaign group seeking protection against state pension age hikes for women born in the 1950s. ...
Dementia tax: Tory-DUP coalition could take care cost reforms off agenda, says ex minister image
...."The most we are likely to see is further tinkering as the government looks to fill its budget shortfall with further salami slicing of pension tax relief for higher earners. “The new Government will also shortly need to make up its mind about future changes to the state pension age, and the loss of a majority in the Commons means that the more aggressive increases which the Treasury would have preferred are now probably off the table. ...
Election 2017: Hung parliament WORST possible outcome for pensions, say experts image
....The 2017 election result means there is set to be a period of huge uncertainty over retirement policies as a new Government forms and how the issues of pension and retirement are dealt with. Labour and Conservative policies over the state pension triple lock and the state pension age differ hugely in the election manifestos. ...
How will the General Election affect your money? Pensions, savings and tax compared  image
....5 per cent guarantee, in effect giving the payout a new 'double lock' only. State pension ageLabour has pledged to scrap increased to the state pension age that are currently penciled in for 2026 and 2044. ...
Job opportunities should not wither as we age | Katie Allen image
Source : Guardian [Read Article] Sunday 4th of June 2017 01:06:00 PM
....This raises the key point that we are no longer in an age where people cease work in their sixties, expecting to enjoy only a short retirement before they die. Instead, those who get the state pension will on average spend almost a third of their adult life in retirement, as John Cridland noted in his recent government-commissioned review of the state pension age. ...
More than half of those retiring in 2017 are doing so early, says survey image
Source : Daily Express [Read Article] Friday 2nd of June 2017 12:01:00 AM
. Some 60 per cent of those planning to give up work in 2017 are doing so earlier than their projected state pension age, or company pension scheme retirement date, Prudential found. ...
Reality Check: The fight over women's state pensions image
Source : BBC [Read Article] Monday 29th of May 2017 02:29:06 PM
.... While some of them had time to adapt to a longer working life, for others the change came as a shock. In particular around 300,000 women, born between December 1953 and October 1954 and getting close to their state pension age, were made to wait an extra 18 months. ...
Winter Fuel Allowance: Tory means-testing to give 'trivial' savings, blasts IFS image
....Pensioners above an arbitrary income threshold are set to lose up to £300 given to help pay energy bills through the Winter Fuel Allowance, but the move would not generate significant boost for the state, said the Institute for Fiscal Studies (IFS) in a scathing assessment of the party's manifesto. At the moment the Winter Fuel Payment is a universal credit and paid annually to anyone who reaches pension age - regardless of whether they need it. ...
Call to raise retirement age to at least 70 image
Source : BBC [Read Article] Friday 26th of May 2017 12:02:45 PM
...."We must address it now or accept that its adverse consequences will haunt future generations, putting an impossible strain on our children and grandchildren," he said. In the UK the state pension age is due to rise from 65 in 2018 to 68 by 2046. ...
Tories and Labour not being honest with voters: IFS image
Source : BBC [Read Article] Friday 26th of May 2017 08:21:41 AM
....The Conservative commitments to replace the "triple lock" on the state pension with a "double lock" from April 2020 and means-test winter fuel allowance payments represent a "very modest change", according to the think tank. However, Labour's proposal to maintain the triple lock and to start paying state pensions no later than the age of 66 would be "immensely expensive in the long run - up to £50bn a year in 50 years' time" compared with raising the state pension age in line with life expectancy and increasing the pension in line with earnings. ...
The financial benefits of getting married in retirement image
Source : Daily Express [Read Article] Tuesday 23rd of May 2017 07:53:00 PM
. The number of people over the state pension age who are cohabiting is rising rapidly but they could face a financial sting in the tail, according to a new report from insurer Royal London. ...
'Ordinary' people image
Source : BBC [Read Article] Monday 22nd of May 2017 11:27:59 PM
.... . This trend is being driven by rising life expectancy, the progress of the large baby boomer generation through their careers and policy changes like the increasing state pension age. ...
The tax that pensioners should pay to fund care image
Source : Guardian [Read Article] Saturday 20th of May 2017 05:59:17 AM
....But that doesn’t take away from the fact that the increasing cost of care for the elderly needs to be found somewhere, and it would be unfair for the young to shoulder all the burden. One of the oddities of the tax system is that we stop paying 12% national insurance on our earnings once we reach state pension age. ...
Election 2017: Conservative pension and triple-lock policy explained image
Source : Daily Express [Read Article] Thursday 18th of May 2017 02:47:00 PM
....The Conservatives have also confirmed the state pension will continue to rise as planned. In contrast Labour has promised to keep the triple-lock in place as part of their manifestos, and scrap state pension age rises, which are scheduled for 2026 and 2044. ...
Election 2017: State pension triple lock battle lines drawn image
Source : BBC [Read Article] Thursday 18th of May 2017 02:32:16 PM
....Figures from the Institute for Fiscal Studies (IFS) showed that total pension spending had increased by 25% since 2010-11, compared with a 14% rise in earnings and a 15% rise in prices, prompting the IFS economists to declare that any long-term commitment to the triple-lock would be "unaffordable". A recent review by former CBI director-general John Cridland, who was appointed as the government's independent reviewer of state pension age last year, recommended that the triple lock be withdrawn in the next Parliament. ...
General Election 2017: State pension could be cut by £800 a year under Labour policy image
.... Cancelling the rise between 2026 and 2028 would mean around 650,000 people would receive the state pension earlier, Royal London found. Mr Webb said: "The cost of cancelling planned state pension age increases is astronomical. ...
Labour would scrap rises in pension age image
Source : BBC [Read Article] Thursday 11th of May 2017 02:59:31 PM
. A leaked draft of Labour's election manifesto rejects increases in the state pension age above the age of 66. ...
State pension chaos: Near impossible to know entitlement, say experts image
Source : Daily Express [Read Article] Thursday 11th of May 2017 01:07:00 PM
.... "So it’s very important to ask for a projection of what you’ll receive from the Department for Work and Pensions. "This can avoid a nasty shock at state pension age and more importantly allow individuals to work out how much of a private pension they need on top of their state pension to meet their future retirement needs. ...
General election 2017: Lib Dems pledge winter fuel cuts to protect pensions image
....A cross-party House of Commons select committee report earlier this year described it as "inherently unsustainable" and recommended it should not be continued beyond 2020. A review by former CBI director-general John Cridland, who was appointed as the government's independent reviewer of state pension age last year, also recommended the triple lock be withdrawn. ...
State pension: Axing triple-lock has 'minimal savings and would hit poorest hardest' image
....Earlier this year, the Commons Work and Pensions Committee recommended axing the guarantee, as it had served its purpose. The group of MPs said the state pension age would have to rise above life expectancy in parts of the country if payouts keeps rising in line with the triple lock. ...
Triple-lock: Call for pensions policy to be revamped image
Source : BBC [Read Article] Sunday 30th of April 2017 02:11:29 AM
....However, it is becoming increasingly expensive to maintain and some have called for it to be scrapped. A recent review by former CBI director-general John Cridland, who was appointed as the government's independent reviewer of state pension age last year, recommended that the triple lock be withdrawn in the next Parliament. ...
Pensions triple lock: what you need to know image
Source : Guardian [Read Article] Thursday 27th of April 2017 01:39:07 PM
....8%), which is equivalent to £35bn in today’s terms, or some £15bn more than under earnings indexation. At the moment the government plans to make people born after March 1961 wait until they are 67 before they qualify for the state pension age and those born after March 1977 retire at 68. ...
Theresa May weighing up cheaper 'double lock' for pensions image
Source : Guardian [Read Article] Wednesday 26th of April 2017 09:00:47 PM
.... He was forced to abandon an increase in national insurance contributions for self-employed workers, the centrepiece of his first budget, earlier this year after a backlash from backbenchers who felt that the policy breached the Tory manifesto pledge. Former CBI chairman John Cridland used a recent report on the state pension age to argue that the policy should be dropped, and the work and pensions select committee also recommended an alternative without the 2. ...
Pensioners’ election REBELLION: Demands for May to look at pension issue for UK's 5MILLION image
....Pensions campaigner June Slater has become an internet sensation after she took on former Conservative Prime Minister David Cameron and ex-Chancellor George Osborne over their contributions grab. The Tory pair raised the pension age in 2011 in order to "equalise" equality laws which allowed women to retire earlier than men. ...
What does the snap election mean for your finances? image
Source : Daily Express [Read Article] Sunday 23rd of April 2017 01:10:00 PM
....Pensions are likely to be a key electoral battleground, with Labour’s Shadow Chancellor John McDonnell issuing a pension “pledge card” before the election was called. This promised to protect pensioner perks such as free bus passes and the winter fuel allowance, help women affected by the rising state pension age, and extend the pensions “triple lock” to 2025. ...
Pension CRISIS: Just one in five of Britons expect to stop work by 65  image
Source : Daily Express [Read Article] Wednesday 5th of April 2017 03:15:00 PM
....More than half of people think they will continue working into their later years, with a lack of savings thought to be blocking many from starting retirement. Just one in 10 believe they will immediately stop working after reaching state pension age, with a similar number expect to have already retired, according to research by pension provider Aegon. ...
‘Cruel’ benefit cuts put pressure on grieving families image
Source : Guardian [Read Article] Saturday 1st of April 2017 05:59:17 AM
....71 a month (£5,852 a year). This is paid until either the youngest child in the household no longer qualifies for child benefit (a maximum of 20 years) or the widowed parent moves in with a new partner or reaches state pension age. ...
Pensions mistakes of the past must be avoided, says John Cridland image
. Mistakes of the past must be avoided when telling people of any rise in their state pension age, the author of a major review has told the government. ...
Pension protection shake-up: Retirees FURIOUS over plans to cut scheme image
Source : Daily Express [Read Article] Friday 24th of March 2017 12:01:00 AM
....“Research has shown that abandoning the triple lock would reduce the chance that someone with low earnings retires with an adequate retirement income. The same older people who also stand to lose the most from any rise in the state pension age. ...
London now 'cheaper to live than New York and Tokyo', plus Viagogo snubs MPs image
....London ‘cheaper than New York or Tokyo’ after pound’s Brexit plunge. State pension age must rise again, says report. ...
State pension age must rise again, says report image
Source : Guardian [Read Article] Thursday 23rd of March 2017 06:11:18 AM
. Millions of people in their late 30s and early 40s look set to have to work for an extra year after an official review recommended pushing up the state pension age (SPA) more quickly than previously planned. ...
State pension age could be raised to 70, says report image
Source : BBC [Read Article] Thursday 23rd of March 2017 12:05:44 AM
....Reality Check: Is lack of cash making women work past 70?. "This report is going to be particularly unwelcome for anyone in their early 40s, as they're now likely to see their state pension age pushed back another year," said Tom McPhail, head of retirement at Hargreaves Lansdown. ...
Number of women working past 70 in UK doubles in four years image
Source : Guardian [Read Article] Wednesday 22nd of March 2017 01:05:53 PM
....”. In addition, several hundred thousand women born in the 1950s have had their retirement plans “shattered”, campaigners say, due to the planned equalisation of the state pension age for men and women to 65 by November 2018. ...
Pension trick could see Britons rake in HUNDREDS of pounds EVERY MONTH if done by April 5 image
.... Compared with rates on annuities - retirement products that work in a similar way - payouts are two or three times higher, according to former pension minister and Royal London policy director Steve Webb. Anyone who reached state pension age before April 6 2016 now has just three weeks to pay Class 3A National Insurance and receive the extra income, which also provides a 50 per cent survivors payout when the pensioner dies. ...
More than half of new-build homes 'have major faults', plus the best city cycle schemes image
....Tory £1bn inheritance tax cut ‘will worsen north-south divide’. Raising pension age will mean many people die before getting it, say MPs. ...
State pension age will be higher than life expectancy if 'triple lock' not axed, say MPs image
....5 per cent a year. To maintain the cost of increases amid Britain's ageing population the state pension age would have to rise to 70. ...
State pension age 'could rise above lifespan' in poorer areas, say MPs image
. The state pension age may have to rise to levels above the average lifespan of men in the UK's poorer areas, MPs say. ...
Raising pension age will mean many people die before getting it, say MPs image
Source : Guardian [Read Article] Tuesday 28th of February 2017 07:01:21 AM
. Further increases in the state pension age could push it to the point where many working people die before qualifying for it, MPs have warned, in a report that calls for the end of the “triple lock” guarantee on pensions. ...
Pensioners '£20 a week better off' on average than workers image
Source : Guardian [Read Article] Monday 13th of February 2017 12:01:00 AM
....The report for the Intergenerational Commission pointed out that closure of generous defined occupational pension schemes to younger workers means that the current generation of workers may not enjoy the same benefits when they are able to retire. The state pension age is rising to 66 between 2018 and 2020, to 67 between 2026 and 2028, and then to 68 between 2044 and 2046. ...
Work till you drop: when will you retire — and do you want to? image
Source : Guardian [Read Article] Monday 30th of January 2017 08:01:23 AM
.... By 2020, one-third of the workforce will be over 50. In a generation, the current state pension age will be a distant memory: as I discussed in part two of The new retirement, experts now predict that those entering the workforce today, will be in their mid-70s to early-80s before being able to draw their state pension. ...
Young and bereaved – and now facing cuts to crucial financial support image
Source : Guardian [Read Article] Sunday 29th of January 2017 07:00:17 AM
....71 a month (£5,852 a year). This is paid until either the youngest child in the household no longer qualifies for child benefit (a maximum of 20 years), or the widowed parent moves in with a new partner, or reaches state pension age. ...
'There's a danger of a generation who can't afford to retire' image
Source : Guardian [Read Article] Monday 23rd of January 2017 08:05:59 AM
....In addition, many will not receive the full state pension. 70,000 men and women who have fewer than 10 years’ national insurance contributions will receive no state pension at all under the new system, and the government says 63% of those reaching state pension age in 2016 to 2017 will receive less than the full rate. ...
Grandparents miss out on tax credits that could boost state pension image
Source : Guardian [Read Article] Wednesday 18th of January 2017 02:57:04 PM
....27 million working mothers with one or more children under 12 were relying on a grandparent to provide childcare. Of these mothers, around 230,000 were in their 20s, so in these cases the grandparents were likely to be below state pension age. ...
Grandparents missing out on tax credits that would boost their pensions image
Source : Daily Express [Read Article] Wednesday 18th of January 2017 12:01:00 AM
....The credits were introduced from 2011, and someone may be entitled to receive them if they are a grandparent or other family member who cares for a child aged under 12, usually while the child's parent is working. Those eligible would be under state pension age when they cared for the child. ...
The new retirement: how an ageing population is transforming Britain image
Source : Guardian [Read Article] Monday 16th of January 2017 08:07:13 AM
.... That is equivalent to a 4p income tax rise for the working age population. How will Britain cope? Further increases in the state pension age, as the government is currently considering, will not be enough. ...

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