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....The change of direction for South Western highlights a transformation in the rolling-stock market, with new, more efficient trains becoming cheaper to fund than leasing older ones from the banks that own them. UK pension funds have largely put up the capital for the South Western order, which will be leased by Rock Rail. ... [Read full article on Guardian ]
Tuesday 20th of June 2017 09:01:04 AM
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....The long buy-to-let boom may also have fundamentally changed the dynamics of the property market. Many small flats and houses have been bought as investments for a pension, and may therefore not reappear on the market for decades, said Patel. ... [Read full article on Guardian ]
Wednesday 21st of June 2017 05:01:21 AM
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.... An Amazonian attack – when it arrives – threatens to be similarly relentless. News stories about the future of pensions tend to come under the category of “we’re all doomed”, peppered with references to deficits and timebombs. ... [Read full article on Guardian ]
Sunday 18th of June 2017 06:00:04 AM
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.... But while the property bubble hugely benefited many of Britain’s baby boomers, it has also driven generational wealth progress into reverse by pricing younger people out of home ownership. “Property, pension and financial wealth can provide security and opportunities for families, as well as a decent income in retirement. ... [Read full article on Guardian ]
Tuesday 20th of June 2017 05:01:01 AM
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....Nina Schrank, energy campaigner at Greenpeace UK, called the report a damning indictment of the government’s agreement. “This year’s school leavers will still be paying for Hinkley when they approach their pension age, so it is concerning that the National Audit Office is suggesting it may not be worth their money,” she said. ... [Read full article on Guardian ]
Thursday 22nd of June 2017 11:01:08 PM
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....The rise of platforms including Uber, Deliveroo and online retailers, most of which say their drivers and riders are independent contractors, has led to growing concern that millions are stuck in insecure and stressful work in the gig economy. Self-employed independent contractors are not entitled to holiday pay, sick pay or pension contributions. ... [Read full article on Guardian ]
Tuesday 20th of June 2017 06:01:08 PM
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. The new welfare and pensions secretary believes the government will have to reform the triple lock on pensions within his lifetime, despite concerns that it could lose votes for the Conservatives. ... [Read full article on Guardian ]
Thursday 22nd of June 2017 06:15:54 PM
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....30am to start work as a carer for children with special needs. She has taken on three jobs a week, despite being close to pensionable age, to earn enough to pay the £950 rent on her two-bed flat in Chadwell Heath, a workaday suburb on the fringes of east London. ... [Read full article on Guardian ]
Saturday 24th of June 2017 06:00:00 AM
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....Al Faisal Holding, a Qatari conglomerate with interests ranging from hotels to transport, was cited as a bidder for the bank in a deal being coordinated by Interritus, an investment firm that owns a stake in Austrian bank Kommunalkredit. The update also acknowledged the importance of ongoing talks to shore up the £10bn pension fund for both the group and the bank. ... [Read full article on Guardian ]
Monday 19th of June 2017 05:30:31 PM
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....“If you say no, you can’t log in. I’ve been working as a minicab driver since 2009 – I’m nearly 40 and I have no pension and no savings at all,” he says. ... [Read full article on Guardian ]
Saturday 24th of June 2017 03:00:03 PM
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....”. Pressed on whether the government would have to change direction, particularly if it did a deal with the DUP, which is opposed to cuts to the winter fuel allowance and the end of the triple lock on pensions, he replied: “We will look at all these things. ... [Read full article on Guardian ]
Sunday 18th of June 2017 09:51:43 AM
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Latest Finance News related to Pension

Life swap … landlords are being given the chance to live like their tenants image
....30am to start work as a carer for children with special needs. She has taken on three jobs a week, despite being close to pensionable age, to earn enough to pay the £950 rent on her two-bed flat in Chadwell Heath, a workaday suburb on the fringes of east London. ...
Spending watchdog condemns 'risky and expensive' Hinkley Point image
Source : Guardian [Read Article] Thursday 22nd of June 2017 11:01:08 PM
....Nina Schrank, energy campaigner at Greenpeace UK, called the report a damning indictment of the government’s agreement. “This year’s school leavers will still be paying for Hinkley when they approach their pension age, so it is concerning that the National Audit Office is suggesting it may not be worth their money,” she said. ...
Athens: thousands of public-sector workers march against austerity image
Source : Guardian [Read Article] Thursday 22nd of June 2017 06:41:34 PM
....As the dispute continues, authorities in Athens and other major cities have asked people to keep their refuse at home. Greece has been forced by its lenders to agree to further spending cuts, pension reductions and tax rises in order to unlock emergency funds. ...
Triple lock on pensions will go eventually, says pensions secretary image
Source : Guardian [Read Article] Thursday 22nd of June 2017 06:15:54 PM
. The new welfare and pensions secretary believes the government will have to reform the triple lock on pensions within his lifetime, despite concerns that it could lose votes for the Conservatives. ...
House sales have fallen by nearly a third in some parts of UK, says Lloyds image
....The long buy-to-let boom may also have fundamentally changed the dynamics of the property market. Many small flats and houses have been bought as investments for a pension, and may therefore not reappear on the market for decades, said Patel. ...
Government inspectors should enforce workers’ rights, says Law Society image
....The rise of platforms including Uber, Deliveroo and online retailers, most of which say their drivers and riders are independent contractors, has led to growing concern that millions are stuck in insecure and stressful work in the gig economy. Self-employed independent contractors are not entitled to holiday pay, sick pay or pension contributions. ...
Derby-based Bombardier beats German rival to £900m train contract image
Source : Guardian [Read Article] Tuesday 20th of June 2017 09:01:04 AM
....The change of direction for South Western highlights a transformation in the rolling-stock market, with new, more efficient trains becoming cheaper to fund than leasing older ones from the banks that own them. UK pension funds have largely put up the capital for the South Western order, which will be leased by Rock Rail. ...
Property owners' £2.3tn windfall 'has created huge inequality gap' image
Source : Guardian [Read Article] Tuesday 20th of June 2017 05:01:01 AM
.... But while the property bubble hugely benefited many of Britain’s baby boomers, it has also driven generational wealth progress into reverse by pricing younger people out of home ownership. “Property, pension and financial wealth can provide security and opportunities for families, as well as a decent income in retirement. ...
Co-op Bank in advanced talks to secure hundreds of millions for rescue image
....Al Faisal Holding, a Qatari conglomerate with interests ranging from hotels to transport, was cited as a bidder for the bank in a deal being coordinated by Interritus, an investment firm that owns a stake in Austrian bank Kommunalkredit. The update also acknowledged the importance of ongoing talks to shore up the £10bn pension fund for both the group and the bank. ...
Pension transfers are now worth more than the average home image
Source : Daily Express [Read Article] Monday 19th of June 2017 12:00:00 AM
. Mutual insurer Royal London found a growth of more than 50 per cent in the volume of transfers out of final salary pensions taking place in the last year, with the most common transfer value lying in the £250,000 to £500,000 range. ...
Philip Hammond hints government will ease up on austerity image
Source : Guardian [Read Article] Sunday 18th of June 2017 09:51:43 AM
....”. Pressed on whether the government would have to change direction, particularly if it did a deal with the DUP, which is opposed to cuts to the winter fuel allowance and the end of the triple lock on pensions, he replied: “We will look at all these things. ...
Whole Foods, then a whole industry? Amazon sinks teeth into supermarkets image
.... An Amazonian attack – when it arrives – threatens to be similarly relentless. News stories about the future of pensions tend to come under the category of “we’re all doomed”, peppered with references to deficits and timebombs. ...
Wealth gap rises as home ownership falls, says study image
Source : Guardian [Read Article] Saturday 17th of June 2017 07:06:21 PM
....The shift in property ownership further towards the richest has contributed to the widening of wealth inequality. Including private pensions, the Gini coefficient rose from 0. ...
REVEALED: 5 simple tricks to increase your pension and BEAT threatened cuts after election image
....Don't miss out on free cash Around a quarter of older people are missing out on the chance to boost their retirement savings by hundreds of pounds a year by opting out of work-based savings schemes, research has showed. Savers can boost their pension pot by average £433 a year after tax relief and employer contributions are taken into account, according to NOW:Pensions. ...
British workers are missing out on ‘buy one, get one free’ pension offer image
....2 million people who work for larger employers are failing to take up an average of around £650 a year each. Staff pay a standard percentage of their wage into a pension, and their employer pays in as well. ...
SSE boss gets 72% pay rise weeks after arguing against cap on bills image
Source : Guardian [Read Article] Friday 16th of June 2017 05:24:56 PM
....Phillips-Davies was paid £844,000 in base salary, largely unchanged from last year, but topped up by £25,000 in benefits, a £910,000 annual bonus – more than double the year before – and a long-term incentive payout of £644,000. He was also handed £502,000 for his pension. ...
Pensions WARNING: Pots under pressure as older worker redundancy rate hits record high image
. New pension freedoms allow those employees aged 55-plus thrown out of work access to their savings at an earlier age - but this means they may run out of money in old age. ...
Greek bailout funds on the cards as creditors narrow differences image
Source : Guardian [Read Article] Thursday 15th of June 2017 05:25:49 PM
.... Arriving for the talks in Luxembourg, the Greek finance minister, Euclid Tsakalotos, summed up his feelings tersely: “Optimistic”, he said. Greece’s leftwing government, which has pushed through unpopular pension cuts and tax increases to secure the funds, is very likely to be disappointed that it is still waiting on a specific number on debt relief. ...
UK student loan debt soars to more than £100bn image
Source : Guardian [Read Article] Thursday 15th of June 2017 11:12:28 AM
....He said it was unclear what the longer-term implications of rising student debts in the UK would be, following the introduction of the £9,000-a-year tuition fees. “We don’t yet know how graduates will respond, how it will affect their attitudes to pensions, savings, buying a house. ...
Thames Water needs to clean up its act after yet more fines | Nils Pratley image
....Yet you do wonder why it has taken a semi-crisis at Thames to force the first sign of cultural change and new thinking. Was an overhaul impossible while Macquarie was the dominant shareholder? Is that why chairman Sir Peter Mason is keen to point out in the annual report that “more than two-thirds of our shareholders now represent pension funds”?. ...
Theresa May is warned: don't break election vow on energy price cap image
Source : Guardian [Read Article] Wednesday 14th of June 2017 05:33:11 PM
....Consumer charities said the government should extend the price cap for the 4m households on prepayment meters to a further 2. 6m who are eligible for the warm home discount, which is mostly poorer families and pensioners. ...
Shop around to tackle inflation as rate at four-time high image
Source : Daily Express [Read Article] Wednesday 14th of June 2017 08:20:00 AM
....3 per cent in March, with more expected as the pound weakens further after the election and pushes up the price of imported goods. Andrew Tully, pensions technical director at Retirement Advantage, says pensioners on fixed incomes are particularly hard hit by rising prices: "If inflation averaged 2 per cent over 20 years the typical retired household would somehow need to find a further £187 a week simply to maintain their standard of living. ...
PENSION CHAOS: Election leaves retirees in the dark over pension tax rules image
Source : Daily Express [Read Article] Monday 12th of June 2017 04:00:00 PM
. People taking retirement income through pension freedoms are at risk of huge bills from HMRC amid the confusion. ...
Quarter of households in UK will rent privately by end of 2021, says report image
....Buy-to-let landlords have dominated the market in recent years, but in the past year the introduction of extra stamp duty on second homes and the curbing of mortgage interest reliefs have prompted a number of private landlords to sell up. Big City investors such as pensions and insurance firm Legal & General have started building thousands of flats for rent around the country in recent years. ...
One love, one aim … finding the best way to donate to victims of the terror attacks image
....While 61% of people in the UK donated money - averaging £40 - to a charity in 2016, just 17% said they had volunteered. Men are less likely to give, but donate higher amounts when they do, while pensioners are the most likely to donate regularly, with a third of those over 65 saying they give every month. ...
While Corbyn inspired the young, May was terrifying the old image
Source : Guardian [Read Article] Sunday 11th of June 2017 06:00:47 AM
.... Wilson says it was the spark that ignited the Labour campaign. Corbyn’s answer was to give pensioners everything they wanted, too. ...
Dementia tax: Tory-DUP coalition could take care cost reforms off agenda, says ex minister image
....Huge changes to the way older people would contribute to care costs were unveiled in the Tory manifesto, and are thought to be part of the reason the Conservatives failed to get a majority in the 2017 election, resulting in a hung parliament. Now the so-called dementia tax could be totally buried, said ex-pension minister Steve Webb, who is now head of policy at Royal London. ...
Election 2017: Hung parliament WORST possible outcome for pensions, say experts image
. The 2017 election result means there is set to be a period of huge uncertainty over retirement policies as a new Government forms and how the issues of pension and retirement are dealt with. ...
Qatar and the UK image
Source : BBC [Read Article] Friday 9th of June 2017 04:51:11 AM
....". Qatari Diar also has a partnership with the real estate investment company Delancey and the Dutch pension fund asset manager, APG to develop and rent the 2012 Olympic Athletes' Village, known as East Village, and the Elephant and Castle redevelopment. ...
Germany fears big losses over tax scandal image
Source : BBC [Read Article] Thursday 8th of June 2017 11:14:16 PM
....And, as those German reporters reveal, in the end it wasn't a national authority, a finance minister or the justice system who finally exposed the practice. It was a young administrative assistant in Germany's central tax office, who noticed that she was receiving claims for huge tax rebates from a single US pension fund. ...
REVEALED: This trick helps YOU to avoid thousands of pounds in pension tax  image
Source : Daily Express [Read Article] Thursday 8th of June 2017 01:49:00 PM
. People who access their pensions for the first time to take lump-sum payments are being caught out by HMRC rules and incurring shock tax bills. ...
Aramco: London listing inappropriate, says Royal London image
Source : BBC [Read Article] Thursday 8th of June 2017 08:18:50 AM
. A London listing for shares in Saudi Aramco, the world's biggest oil firm, would be "inappropriate" if it meant bending the rules, according to a pension firm. ...
Topshop owner sees profits dive by 79% image
Source : BBC [Read Article] Thursday 8th of June 2017 12:44:18 AM
.... . There was an estimated £571m hole in the BHS pension covering all future payouts. ...
Sir Philip Green's retail empire reels from BHS closure and Topshop fall image
.... Taveta still owes the Green family nearly £87m for the failed department store. The accounts also show Arcadia’s pension deficit, the difference between its assets and liabilities, more than doubled to £426. ...
General Election: Four ways the result could affect expats in the EU image
Source : Daily Express [Read Article] Wednesday 7th of June 2017 04:02:00 PM
. While some issues, like pensions, hang over every general election, tomorrow’s vote puts the ballot box in charge of some once-in-a-lifetime decisions. ...
How will the General Election affect your money? Pensions, savings and tax compared  image
.... The party has promised to raise the threshold to £12,500 by 2020, from £11,500 today, and increasing the higher rate tax threshold to £50,000 at the same time. This helps workers keep more of their earnings, and also helps low income earners, including pensioners. ...
Tyre maker Pirelli suspends production in Venezuela image
Source : BBC [Read Article] Wednesday 7th of June 2017 01:11:03 PM
.... . The Venezuela division of the Italian-based tyre maker had halted production once before for two weeks last January, but this time it said the suspension was indefinite. ...
General Election result is make or break for investors image
Source : Daily Express [Read Article] Wednesday 7th of June 2017 12:01:00 AM
....While a Tory victory might bolster the FTSE 100 and the pound, a Labour win or a hung parliament will jangle nerves. The outcome will have a huge impact on pensions and stocks and shares ISAs. ...
Skipton Building Society to launch cash Lisa – that’s a lifetime Isa  image
Source : Daily Express [Read Article] Tuesday 6th of June 2017 02:36:00 PM
.... . Critics of Lisas argue they could put some people off saving into their workplace pension, where they get the benefit of “free” money into their retirement pot from employer contributions and tax relief. ...
Fred Goodwin escapes high court appearance as RBS settles lawsuit image
Source : Guardian [Read Article] Tuesday 6th of June 2017 11:50:13 AM
.... At the time he had offered the MPs his “profound and unqualified apology for all of the distress that has been caused”. He was later stripped of his knighthood and eventually agreed to having his pension reduced. ...
Britain’s economic model is broken: this is our first post-crash election | Aditya Chakrabortty image
.... This election is the first in which both party leaders drop the happy-clappy, catch up with just how bad things have got – and, at last, grope around for fixes. The point at which the false beliefs of Westminster bumped into the solid reality of Britain will be marked up as June 2016, when the de-industrialised and disenfranchised communities of south Wales and the north-east delivered Brexit for the coffee-morning pensioners and bug-eyed libertarians of the south. ...
A trip to Paris went off the rails when I needed a metro refund image
Source : Guardian [Read Article] Tuesday 6th of June 2017 06:00:15 AM
.... I am trying to get one after I lost money on a ticket while on holiday in Paris last September. I am 65 and work part-time as an administrator on a building site as my pension is not enough and money is tight. ...
Telegram image
Source : BBC [Read Article] Monday 5th of June 2017 08:29:16 AM
.... . Some channels, whose promotion on popular social media platforms is prohibited, are designed to maintain a lower profile to avoid suspension. ...
Philip Green fashion empire hit by 16% fall in profits image
Source : Guardian [Read Article] Sunday 4th of June 2017 03:29:15 PM
.... Other executives who have departed recently include Evans boss Fiona Ross, Burton’s managing director Wesley Taylor and Miss Selfridge creative director Yasmin Yusuf. The pension scheme deficit at Arcadia Group has risen to nearly £1bn, according to documents recently published by MPs investigating the demise of BHS and pensions regulation. ...
Job opportunities should not wither as we age | Katie Allen image
Source : Guardian [Read Article] Sunday 4th of June 2017 01:06:00 PM
.... No sooner had Theresa May raised the idea of people paying more for the costs of social care – branded a “dementia tax” – than she performed a U-turn. The focus on the costs of an ageing society continued in a recent warning from the World Economic Forum that the retirement age in Britain and other leading developed countries would need to rise to 70 by the middle of the century to head off a pension crisis. ...
Let’s hope a hung parliament can halt the Brexit disaster image
Source : Guardian [Read Article] Sunday 4th of June 2017 05:59:15 AM
....Of course, the problems in the NHS are only the most publicised of the obstacles facing the public sector generally. There are also looming crises in the pensions business, as well as goodness knows how many problems facing this country’s schools and its transport infrastructure. ...
The strange death of strikes in Britain image
Source : Guardian [Read Article] Saturday 3rd of June 2017 06:00:46 AM
. A strike at BT is threatened after it emerged this week that the company may be drastically slashing its final salary pension scheme. ...
REVEALED: How one in four over 55s could DOUBLE pension savings  image
Source : Daily Express [Read Article] Friday 2nd of June 2017 03:40:00 PM
. Around one in four over 55s are opting out of auto-enrolment workplace pension schemes, found a study by provider NOW:Pensions. ...
Hoover pension deal agreed affecting 7,500 members image
Source : BBC [Read Article] Friday 2nd of June 2017 11:50:35 AM
. A deal has been struck for Hoover to move the company's pension scheme into a protection fund. ...
More than half of those retiring in 2017 are doing so early, says survey image
Source : Daily Express [Read Article] Friday 2nd of June 2017 12:01:00 AM
. Some 60 per cent of those planning to give up work in 2017 are doing so earlier than their projected state pension age, or company pension scheme retirement date, Prudential found. ...
Brazil emerges from recession as GDP grows 1% image
Source : BBC [Read Article] Thursday 1st of June 2017 01:32:47 PM
....The president wants to push austerity reforms through Congress to restore fiscal discipline but his plans have been met with street protests. There has been particularly strong opposition to his proposal to overhaul the pension system and raise the retirement age to 62 for women and 65 for men. ...
Highest rate taxpayers at record level image
Source : BBC [Read Article] Thursday 1st of June 2017 08:14:15 AM
....In contrast, the threshold of £150,000 has been frozen, meaning the numbers paying the highest rate of tax may increase even if pay rises at this top end rise no faster than the cost of living. There have also been changes to pension rules for the most well-off. ...
Older age image
Source : BBC [Read Article] Thursday 1st of June 2017 02:31:40 AM
.... The DWP says that a lack of awareness of these entitlements and the perceived stigma of claiming benefits are thought to be among the reasons people failed to make a claim. This has been echoed by charity Age UK, which points out the total of unclaimed benefits among pensioners rises to £3. ...
Income tax: Record numbers paying top rate of 45p image
Source : Daily Express [Read Article] Thursday 1st of June 2017 12:01:00 AM
.... . Wage inflation and reducing the pension tax relief for higher earners are thought to be the largest factors behind the increase. ...
UK councils under pressure over £1bn of tobacco investments image
Source : Guardian [Read Article] Wednesday 31st of May 2017 05:40:08 PM
. Some of the world’s largest investment firms have thrown their weight behind efforts to combat smoking, sparking renewed calls for UK local authorities to divest all their shares in the tobacco industry from their pension fund investments. ...
Shareholders force ExxonMobil to come clean on cost of climate change image
Source : Guardian [Read Article] Wednesday 31st of May 2017 05:28:57 PM
....”. Exxon’s management sought to head off the proposal championed by the pension funds of the Church of England, New York and California and other large shareholders, which will force the company to conduct an annual “stress test” measuring how its oil assets will be affected by climate change regulation and new technology. ...
Labour plans inheritance tax raid: Jeremy Corbyn sets his sights on YOUR inheritance image
....Home ownership levels for those under 35 have fallen dramatically as house price rises outstrip earnings. The surge in the FTSE 100, which recently burst through 7500 for the first time, has also boosted the over 50s by driving up the value of their pensions and stocks and shares Isas. ...
BT considering closing defined-benefit pensions scheme for existing staff image
. BT is considering closing its defined-benefit pension scheme, the latest former state-owned business to close – or move to close – so-called “gold-plated” retirement plans for existing employees. ...
Painstaking detail of Brexit process revealed in EU documents image
Source : Guardian [Read Article] Tuesday 30th of May 2017 06:00:00 AM
....Diplomats on the EU side say they cannot contemplate scaling back demands on the divorce. EU civil service pensions will not be bartered away to secure the UK’s post-Brexit contribution to the union’s seven-year budget, known as the multiannual financial framework (MFF), the EU diplomat said. ...
Couriers on Britain's shopping addiction: 'Customers don't care as long as it's cheap' image
.... He is now delivering 80 parcels a day on average – up from about 55 last year – and has to lash sacks of parcels to the roof of his hatchback because the passenger seats are packed full. With its chassis slumped low on the suspension, the car looks like an overburdened donkey; apart from the windscreen and on the driver’s side, John’s view from every window is blocked. ...
Greece warns recovery threatened if debt deal is blocked at next talks image
....Greece’s seven-year, triple bailout ordeal has not only deepened its dependency on international loans, but ultimately exacerbated the staggering debt load. Under pressure from creditors to pass extra pension cuts and tax rises to unlock further bailout loans that would avert default in July, Tsipras had used the carrot of debt forgiveness to convince sceptical MPs of the need to support further austerity policies. ...
Greek minister warns 'no excuses' on bailout deal image
Source : BBC [Read Article] Monday 29th of May 2017 06:28:57 PM
.... . As part of this, earlier this month Greece's parliament approved a new package of austerity measures, including tax rises and further cuts to pensions due to be implemented in 2019-20. ...
Reality Check: The fight over women's state pensions image
Source : BBC [Read Article] Monday 29th of May 2017 02:29:06 PM
. During the election campaign politicians have been keen to pledge support for women born in the 1950s who have been angered by rises in the age at which they qualify for a state pension. ...
The Crusader: Insurance sleuthing finds forgotten cash image
Source : Daily Express [Read Article] Monday 29th of May 2017 01:00:00 PM
....Both it and Aviva do now point callers in the right direction. If you think you have a pension or life policy with a company that has since been sold, the Association of British Insurers can help you find the provider now responsible. ...
This election ignores the most pressing issue: our economic outlook is disastrous | Laura Gardiner image
....But, as with the deficit, there are big differences between each party’s approach to intergenerational equity. The Conservatives want to reduce pensioner benefits slightly and harness older people’s estates, rather than working people’s taxes, to fund their social care plans. ...
Spotify hopes going public will cement streaming as music's future image
Source : Guardian [Read Article] Saturday 27th of May 2017 10:00:25 AM
.... A direct listing only allows investors to buy shares through the open market. The move saves a fortune in fees but also – potentially – makes the sale highly volatile as long-term investors, like pension funds, who could have bought into the pre-sale of an IPO, will only decide whether to buy in once shares start trading. ...
REVEALED: Trick to boost state pension in loophole that could soon be closed - ex-minister image
....People can top-up their state retirement income by thousands of pounds using the scheme, according to ex-minister Steve Webb, who is now director of policy at Royal London. Anyone who won't receive the full state pension, which pays £159. ...
Tax on test: do Britons pay more than most? image
Source : Guardian [Read Article] Saturday 27th of May 2017 06:00:20 AM
....3% of their pay to HM Revenue & Customs once personal allowances, income tax and national insurance are taken into account. The one-third reduction is roughly the same as the US, Australia and Spain, but a long way behind the 38% in Germany, 41% in Ireland, 45% in Sweden and up to 59% in France (though the French figures include very large pension contributions). ...
Serious Fraud Office warns of £120m pension scam image
Source : Guardian [Read Article] Saturday 27th of May 2017 06:00:20 AM
.... But could that just be the tip of the iceberg?. One man was persuaded to transfer almost £370,000 out of his workplace pension and put it all into one such scheme supposedly offering an 8%-12% return. ...
Winter Fuel Allowance: Tory means-testing to give 'trivial' savings, blasts IFS image
....Pensioners above an arbitrary income threshold are set to lose up to £300 given to help pay energy bills through the Winter Fuel Allowance, but the move would not generate significant boost for the state, said the Institute for Fiscal Studies (IFS) in a scathing assessment of the party's manifesto. At the moment the Winter Fuel Payment is a universal credit and paid annually to anyone who reaches pension age - regardless of whether they need it. ...
IFS to voters: you have a choice between the 'undeliverable' or 'unworkable' image
....The IFS gives the prime minister half a cheer for making an attempt to get to grip with the cost of an ageing population. But it notes that the scrapping of the triple lock on the state pension and the means-testing of the winter fuel allowance would make a trivial difference to spending. ...

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