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....Lloyd’s of London has warned that a serious cyber-attack could cost the global economy more than $120bn (£92bn) – as much as catastrophic natural disasters such as Hurricanes Katrina and Sandy. Published two months after a ransomware cyber-attack that hobbled NHS hospitals and hit nearly 100 countries, a 56-page report from the world’s oldest insurance market says the threat posed by such global attacks has spiralled and poses a huge risk to business and governments over the next decade. ... [Read full article on Guardian ]
Sunday 16th of July 2017 11:01:34 PM
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....The ONS said its figures also indicated "striking" differences between the City of London and other parts of the UK. In 2015, output per hour worked in London's financial and insurance industries was about seven times higher than in the lowest productivity regional industries, it said. ... [Read full article on BBC ]
Wednesday 5th of July 2017 02:16:37 PM
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....“The board has a well developed succession plan in place and is in the process of finding a successor,” said a spokesman for ITV. McCall is part of a shortlist thought to include Paul Geddes, the chief executive of insurance company Direct Line, and Rob Woodward, the outgoing chief executive of STV, which holds the ITV broadcast franchises for Scotland. ... [Read full article on Guardian ]
Wednesday 5th of July 2017 07:48:15 PM
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.... It has been used by recruitment agencies supplying low-paid workers to businesses including Marks & Spencer and Dixons Carphone. The arrangements – which work by setting up thousands of tiny firms to exploit VAT and national insurance rules that were originally designed to help very small businesses – have netted vast windfalls for those involved. ... [Read full article on Guardian ]
Monday 10th of July 2017 03:26:07 PM
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....It was revealed last week that the scheme – which has been promoted by Anderson Group and which experts say raises questions over triggering a possible criminal investigation – was found to be simultaneously winding up almost 2,000 tiny companies that formed part of the tax avoidance arrangements. The moves are said to make it extremely difficult to pursue the defunct firms for any potential VAT or national insurance debt – particularly as each mini-company appears to only have a Philippines-based director and barely any retained assets. ... [Read full article on Guardian ]
Thursday 20th of July 2017 02:17:53 PM
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....He added that such contracts were “too often characterised by poverty wages, chronic insecurity and appalling treatment”, with terms designed to subsidise company profits. The report cites testimony from some of Parcelforce’s 3,000 couriers, about a quarter of whom are self-employed owner-drivers who are paid per delivery and must fund their own vehicle, fuel, insurance and uniform. ... [Read full article on Guardian ]
Thursday 6th of July 2017 09:00:07 PM
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....He also asked: “What assessment [the chancellor] has made of the impact of the mass liquidation of mini companies associated with the Anderson Group on tax revenue?”. The move by Field comes after the latest exposé on this type of scheme, designed to save tax by setting up thousands of tiny firms to exploit VAT and national insurance rules that were originally designed to help very small businesses. ... [Read full article on Guardian ]
Tuesday 11th of July 2017 05:29:44 PM
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....“When you already have countries like Portugal and Slovenia ranking higher than the United States on the overall index, we think that’s a concern considering the wealth of the US,” Paul O’Brien, Oxfam America’s vice-president for policy and campaigns, told the Guardian. If the White House passes its budget, which would slash social service spending and could leave millions of Americans without health insurance, the US would fall behind Greece, which is crippled by a debt crisis; Spain, which for 10 months in 2016 did not have a government; and Argentina, which has been plagued by high inflation, according to the report. ... [Read full article on Guardian ]
Sunday 16th of July 2017 11:01:34 PM
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....A rising number of people are being caught out by "phantom goods" scams - when items are bought online but are never delivered, Citizens Advice says. Cars, flights, furniture and insurance are among the goods and services which buyers think they are getting at a bargain, but which do not exist. ... [Read full article on BBC ]
Thursday 29th of June 2017 11:06:24 PM
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....03 reduction in tax credits and housing benefit, and a £1. 25 increase in tax and national insurance payments. ... [Read full article on Guardian ]
Thursday 6th of July 2017 05:01:34 AM
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....95 a week. They are certainly getting good value from their national insurance payments when they were working. ... [Read full article on Guardian ]
Saturday 22nd of July 2017 06:00:31 AM
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....He outlined a number of practices that the regulator had uncovered, including borrowing that did not appear on banks’ balance sheets – through the use of so-called off-balance sheet vehicles. He also highlighted technicalities around the way banks handle assets that are easy to sell in a crisis – so-called liquid assets – and the way insurance products could be amended to bolster profits. ... [Read full article on Guardian ]
Monday 10th of July 2017 04:03:22 PM
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.... MB. It’s the day before you’re due to set off on holiday – or perhaps you’ve just arrived at the airport – and you realise you haven’t sorted out any travel insurance. ... [Read full article on Guardian ]
Saturday 22nd of July 2017 06:00:31 AM
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.... Despite a number of phone calls and emails to ADT, the only explanation has come from a call handler who reluctantly told us it was due to an O2 mast failure in the area. Customers don’t necessarily know this, and we imagine that hundreds of homes and commercial premises within range of the mast could be unprotected and have their insurance invalidated. ... [Read full article on Guardian ]
Tuesday 27th of June 2017 06:00:22 AM
Related Topics :
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.... This employment category is plainly being abused by some companies whose workers continue to be told how to behave like regular employees for all practical purposes – their work can be directed down to exact details, including time, hours, place and uniform. The only real difference is that the employer is able to avoid paying employers’ national insurance and pension contributions, and offering protections such as maternity and sick pay. ... [Read full article on Guardian ]
Sunday 9th of July 2017 06:00:16 AM
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....There was good news for the chancellor after data indicated that the dramatic slowdown in the economy during the first quarter had so far failed to reduce tax receipts. Corporation tax fell by more than 4% compared with June last year but all the main sources of tax receipts – income tax, national insurance and VAT – were up more than that predicted by the Treasury’s independent forecaster, the Office for Budget Responsibility (OBR). ... [Read full article on Guardian ]
Friday 21st of July 2017 11:29:19 AM
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.... It should persuade even die-hard enthusiasts for the gig economy that, too often, the label “self-employed” is a grand pretence. Companies free themselves of the obligation to pay employers’ national insurance, pension contributions, and holiday and sick pay. ... [Read full article on Guardian ]
Thursday 6th of July 2017 09:00:07 PM
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. My RAC car insurance policy, underwritten by Co-op Insurance, was renewed at the beginning of May for £581. ... [Read full article on Guardian ]
Sunday 2nd of July 2017 06:00:20 AM
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....How the wheels came off my complaint to Very. Get peace of mind for your summer break with great value holiday cover from Guardian travel insurance, provided by Voyager. ... [Read full article on Guardian ]
Thursday 6th of July 2017 02:37:24 PM
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. Is Brexit going to push up the cost of your travel insurance this summer? Nationwide this week effectively blamed the Brexit-inspired fall in the pound for the decision to increase the cost of its popular FlexPlus packaged current account by 30%, from £10 to £13 a month. ... [Read full article on Guardian ]
Saturday 1st of July 2017 06:00:06 AM
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....GWR struggles to process refunds as customer service gets derailed. Get peace of mind for your summer break with great value holiday cover from Guardian travel insurance, provided by Voyager. ... [Read full article on Guardian ]
Thursday 20th of July 2017 02:40:56 PM
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. The cost of car insurance has soared by 11%, nearly four times the rate of inflation, over the past year, taking the cost of motor cover to a record high. ... [Read full article on Guardian ]
Monday 17th of July 2017 11:01:03 PM
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.... And while driving is certainly not always enjoyable, the positive emotions and sensations it can generate are one reason why cars remain the dominant form of transport. Some barriers to widespread uptake of AVs like insurance, culpability and liability in accidents, and the risk of hacking are well recognised. ... [Read full article on Guardian ]
Tuesday 18th of July 2017 06:00:12 AM
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....A If £41,000 genuinely is the cash-in value of your endowment – rather than the amount guaranteed to be paid on your death – cashing it in would seem to be a reasonable option. As you are single and don’t mention any dependants, you don’t need to buy another life insurance policy to replace the life cover provided by your endowment. ... [Read full article on Guardian ]
Thursday 20th of July 2017 06:00:13 AM
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.... Set up a free account now. Make sure you’re covered - save time and money with great value annual multi-trip cover from Guardian travel insurance, provided by Voyager. ... [Read full article on Guardian ]
Thursday 29th of June 2017 01:57:38 PM
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....High costs are being blamed. According to the motoring website Honest John, which collated the stats, a city-based teenager with an £8,000 hatchback can be quoted upwards of £4,000 for one year’s insurance, while lessons and tests generally cost £1,500. ... [Read full article on Guardian ]
Tuesday 11th of July 2017 02:21:09 PM
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. With many drivers seeing big increases in the cost of their car insurance, it’s never been more important to shop around, particularly when they get older. ... [Read full article on Guardian ]
Saturday 15th of July 2017 06:00:45 AM
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....While this sounds a good rate of pay, well above the minimum wage, Biswas is a self-employed independent contractor so he doesn’t receive sick pay, holiday pay or anything towards the cost of maintaining or insuring his motorbike. Biswas bought his own bike which cost about £2,500 and he pays about £100 a month for insurance. ... [Read full article on Guardian ]
Tuesday 11th of July 2017 11:57:45 AM
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....One could be to allow people to access the pensions system earlier but with reduced payments, where someone who wanted to retire earlier would get less but over a longer period of time, which would equate to the figure of someone retiring later but taking the full allowance. Another suggestion could be to allow people to retire after they have built up a certain number of year of national insurance contributions. ... [Read full article on Daily Express ]
Thursday 20th of July 2017 01:40:00 PM
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....It’s a testing time for BA passengers who lost out in IT chaos. Get peace of mind for your summer break with great value holiday cover from Guardian travel insurance, provided by Voyager. ... [Read full article on Guardian ]
Thursday 13th of July 2017 02:24:48 PM
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Latest Finance News related to Insurance

ATOL and ABTA: Financial protection for your summer holiday image
Source : Daily Express [Read Article] Sunday 23rd of July 2017 02:44:00 PM
....Emma Grimster, spokeswoman at TravelSupermarket. com, says travel insurance is vital even if you have ABTA or ATOL protection, because the trade bodies only help out with a company collapse: "Travel cover will pay if you have to cancel or curtail your plans for a host of other reasons, say, ill health or a death in the family. ...
Sixt took me for a ride over car hire cover image
Source : Guardian [Read Article] Sunday 23rd of July 2017 06:00:00 AM
....For the second year in a row, I recently hired a car with Sixt (via the Kayak price comparison site) for six days in Corsica costing €146 (£129). Essentially, my complaint is that it hid a major change in its included insurance. ...
Sun, sea, sand … and a last-minute money-saving holiday guide image
Source : Guardian [Read Article] Saturday 22nd of July 2017 06:00:31 AM
.... MB. It’s the day before you’re due to set off on holiday – or perhaps you’ve just arrived at the airport – and you realise you haven’t sorted out any travel insurance. ...
Budget deficit leaps as Brexit-fuelled inflation troubles Hammond image
Source : Guardian [Read Article] Friday 21st of July 2017 11:29:19 AM
....There was good news for the chancellor after data indicated that the dramatic slowdown in the economy during the first quarter had so far failed to reduce tax receipts. Corporation tax fell by more than 4% compared with June last year but all the main sources of tax receipts – income tax, national insurance and VAT – were up more than that predicted by the Treasury’s independent forecaster, the Office for Budget Responsibility (OBR). ...
Could you spot a fake Airbnb listing, plus what's so fishy about cans of tuna? image
....GWR struggles to process refunds as customer service gets derailed. Get peace of mind for your summer break with great value holiday cover from Guardian travel insurance, provided by Voyager. ...
Recruitment sector tax scheme liquidates hundreds more firms image
Source : Guardian [Read Article] Thursday 20th of July 2017 02:17:53 PM
....It was revealed last week that the scheme – which has been promoted by Anderson Group and which experts say raises questions over triggering a possible criminal investigation – was found to be simultaneously winding up almost 2,000 tiny companies that formed part of the tax avoidance arrangements. The moves are said to make it extremely difficult to pursue the defunct firms for any potential VAT or national insurance debt – particularly as each mini-company appears to only have a Philippines-based director and barely any retained assets. ...
Jeremy Corbyn could rip away YOUR state pension: Labour set to 'means-test' key benefit image
....One could be to allow people to access the pensions system earlier but with reduced payments, where someone who wanted to retire earlier would get less but over a longer period of time, which would equate to the figure of someone retiring later but taking the full allowance. Another suggestion could be to allow people to retire after they have built up a certain number of year of national insurance contributions. ...
State pension benefits rich and UNFAIR on ill or manual workers, says ex-pension minister image
. People who paid years of national insurance contributions but don't live until or long after retirement age unfairly miss out on income under the current system, blasted the pension expert. ...
Should I cash in my endowment early to pay off my mortgage? image
Source : Guardian [Read Article] Thursday 20th of July 2017 06:00:13 AM
....A If £41,000 genuinely is the cash-in value of your endowment – rather than the amount guaranteed to be paid on your death – cashing it in would seem to be a reasonable option. As you are single and don’t mention any dependants, you don’t need to buy another life insurance policy to replace the life cover provided by your endowment. ...
Peak car? Driverless technology may actually accelerate car ownership image
Source : Guardian [Read Article] Tuesday 18th of July 2017 06:00:12 AM
.... And while driving is certainly not always enjoyable, the positive emotions and sensations it can generate are one reason why cars remain the dominant form of transport. Some barriers to widespread uptake of AVs like insurance, culpability and liability in accidents, and the risk of hacking are well recognised. ...
Cost of UK car insurance leaps 11% to record high image
Source : Guardian [Read Article] Monday 17th of July 2017 11:01:03 PM
. The cost of car insurance has soared by 11%, nearly four times the rate of inflation, over the past year, taking the cost of motor cover to a record high. ...
What is private health insurance? An overview image
Source : Independent [Read Article] Monday 17th of July 2017 08:25:00 AM
...
Trump's tax proposal would push US below Greece on inequality index image
Source : Guardian [Read Article] Sunday 16th of July 2017 11:01:34 PM
....“When you already have countries like Portugal and Slovenia ranking higher than the United States on the overall index, we think that’s a concern considering the wealth of the US,” Paul O’Brien, Oxfam America’s vice-president for policy and campaigns, told the Guardian. If the White House passes its budget, which would slash social service spending and could leave millions of Americans without health insurance, the US would fall behind Greece, which is crippled by a debt crisis; Spain, which for 10 months in 2016 did not have a government; and Argentina, which has been plagued by high inflation, according to the report. ...
Lloyd's says cyber-attack could cost $120bn, same as Hurricane Katrina image
....Lloyd’s of London has warned that a serious cyber-attack could cost the global economy more than $120bn (£92bn) – as much as catastrophic natural disasters such as Hurricanes Katrina and Sandy. Published two months after a ransomware cyber-attack that hobbled NHS hospitals and hit nearly 100 countries, a 56-page report from the world’s oldest insurance market says the threat posed by such global attacks has spiralled and poses a huge risk to business and governments over the next decade. ...
As car insurance costs rise, the over-65s are urged to switch image
Source : Guardian [Read Article] Saturday 15th of July 2017 06:00:45 AM
. With many drivers seeing big increases in the cost of their car insurance, it’s never been more important to shop around, particularly when they get older. ...
Cut-price school uniforms, plus do you know who owns your leasehold? image
Source : Guardian [Read Article] Thursday 13th of July 2017 02:24:48 PM
....It’s a testing time for BA passengers who lost out in IT chaos. Get peace of mind for your summer break with great value holiday cover from Guardian travel insurance, provided by Voyager. ...
Chancellor urged to recover money lost from recruitment sector tax avoidance image
....He also asked: “What assessment [the chancellor] has made of the impact of the mass liquidation of mini companies associated with the Anderson Group on tax revenue?”. The move by Field comes after the latest exposé on this type of scheme, designed to save tax by setting up thousands of tiny firms to exploit VAT and national insurance rules that were originally designed to help very small businesses. ...
The U-turn generation: have British teenagers stopped learning to drive? image
....High costs are being blamed. According to the motoring website Honest John, which collated the stats, a city-based teenager with an £8,000 hatchback can be quoted upwards of £4,000 for one year’s insurance, while lessons and tests generally cost £1,500. ...
Gig economy workers on their jobs: 'They do exercise control over us' image
Source : Guardian [Read Article] Tuesday 11th of July 2017 11:57:45 AM
....While this sounds a good rate of pay, well above the minimum wage, Biswas is a self-employed independent contractor so he doesn’t receive sick pay, holiday pay or anything towards the cost of maintaining or insuring his motorbike. Biswas bought his own bike which cost about £2,500 and he pays about £100 a month for insurance. ...
Bank of England warns it will go after firms looking to mask risks image
Source : Guardian [Read Article] Monday 10th of July 2017 04:03:22 PM
....He outlined a number of practices that the regulator had uncovered, including borrowing that did not appear on banks’ balance sheets – through the use of so-called off-balance sheet vehicles. He also highlighted technicalities around the way banks handle assets that are easy to sell in a crisis – so-called liquid assets – and the way insurance products could be amended to bolster profits. ...
Recruitment advisers' tax scheme liquidated after HMRC asks questions image
.... It has been used by recruitment agencies supplying low-paid workers to businesses including Marks & Spencer and Dixons Carphone. The arrangements – which work by setting up thousands of tiny firms to exploit VAT and national insurance rules that were originally designed to help very small businesses – have netted vast windfalls for those involved. ...
Switching your current account – Five minute guide with all you need to know image
....Barclays Blue Rewards pays £3. 50 a month for each of your first two direct debit payments, minus its monthly £3 fee, with further rewards for home insurance and mortgage customers. ...
Gig economy: now is the time to ease the burden for workers image
Source : Guardian [Read Article] Sunday 9th of July 2017 06:00:16 AM
.... This employment category is plainly being abused by some companies whose workers continue to be told how to behave like regular employees for all practical purposes – their work can be directed down to exact details, including time, hours, place and uniform. The only real difference is that the employer is able to avoid paying employers’ national insurance and pension contributions, and offering protections such as maternity and sick pay. ...
UK workers earning £2.50 an hour prompts call for government action image
Source : Guardian [Read Article] Thursday 6th of July 2017 09:00:07 PM
....He added that such contracts were “too often characterised by poverty wages, chronic insecurity and appalling treatment”, with terms designed to subsidise company profits. The report cites testimony from some of Parcelforce’s 3,000 couriers, about a quarter of whom are self-employed owner-drivers who are paid per delivery and must fund their own vehicle, fuel, insurance and uniform. ...
Gig economy: there's an easy way to end abusive working conditions image
Source : Guardian [Read Article] Thursday 6th of July 2017 09:00:07 PM
.... It should persuade even die-hard enthusiasts for the gig economy that, too often, the label “self-employed” is a grand pretence. Companies free themselves of the obligation to pay employers’ national insurance, pension contributions, and holiday and sick pay. ...
Robot banker helps millennials manage money, plus students face £57,000 debt image
....How the wheels came off my complaint to Very. Get peace of mind for your summer break with great value holiday cover from Guardian travel insurance, provided by Voyager. ...
Family of four needs 'at least' £40,800 a year, says thinktank image
Source : Guardian [Read Article] Thursday 6th of July 2017 05:01:34 AM
....03 reduction in tax credits and housing benefit, and a £1. 25 increase in tax and national insurance payments. ...
EasyJet's Carolyn McCall is favourite to take over at ITV image
Source : Guardian [Read Article] Wednesday 5th of July 2017 07:48:15 PM
....“The board has a well developed succession plan in place and is in the process of finding a successor,” said a spokesman for ITV. McCall is part of a shortlist thought to include Paul Geddes, the chief executive of insurance company Direct Line, and Rob Woodward, the outgoing chief executive of STV, which holds the ITV broadcast franchises for Scotland. ...
UK productivity falls to pre-crisis level image
Source : BBC [Read Article] Wednesday 5th of July 2017 02:16:37 PM
....The ONS said its figures also indicated "striking" differences between the City of London and other parts of the UK. In 2015, output per hour worked in London's financial and insurance industries was about seven times higher than in the lowest productivity regional industries, it said. ...
Retirees lose £8,460 of pension income: Make sure YOU don't make THIS mistake image
....Around half of retirees who have used pension savings to buy an annuity since 2015 will lose out on an average £8,460, found provider Retirement Advantage. Payout rates from the insurance product vary by provider, but around half of people buying annuities still fail to shop around. ...
Don’t be too quick on the draw taking pension pot, says HARVEY JONES image
Source : Daily Express [Read Article] Sunday 2nd of July 2017 11:00:00 AM
.... . Annuity sales dipped after pension freedom reforms were introduced, but have now stabilised as insurance companies offer more flexible schemes, including money back guarantees if you die early. ...
What’s your policy when it comes to having a perfect holiday? image
Source : Guardian [Read Article] Sunday 2nd of July 2017 06:00:21 AM
....An opportunistic bag thief or over-eager tuk-tuk driver who ends up crashing is enough to ruin even the most perfect holiday. Which is why travel insurance has become vital. ...
Getting divorced? Beware your RAC car insurance premium going up image
Source : Guardian [Read Article] Sunday 2nd of July 2017 06:00:20 AM
. My RAC car insurance policy, underwritten by Co-op Insurance, was renewed at the beginning of May for £581. ...
Up goes travel insurance, all under the umbrella of Brexit image
Source : Guardian [Read Article] Saturday 1st of July 2017 06:00:06 AM
. Is Brexit going to push up the cost of your travel insurance this summer? Nationwide this week effectively blamed the Brexit-inspired fall in the pound for the decision to increase the cost of its popular FlexPlus packaged current account by 30%, from £10 to £13 a month. ...
Citizens Advice warning over 'phantom goods' scams image
Source : BBC [Read Article] Thursday 29th of June 2017 11:06:24 PM
....A rising number of people are being caught out by "phantom goods" scams - when items are bought online but are never delivered, Citizens Advice says. Cars, flights, furniture and insurance are among the goods and services which buyers think they are getting at a bargain, but which do not exist. ...
Buy-to-let sales halve, plus is your smart meter spying on you? image
Source : Guardian [Read Article] Thursday 29th of June 2017 01:57:38 PM
.... Set up a free account now. Make sure you’re covered - save time and money with great value annual multi-trip cover from Guardian travel insurance, provided by Voyager. ...
Former soldiers given free financial advice to help them adjust back into civilian life image
....He was helped to reintegrate into civilian society and now plans to seek advice on his family's personal finances. Managing director Alistair McKay Forbes revealed that many veterans have received substantial sums from the Armed Forces Compensation Scheme or insurance payouts. ...
State pension BOMBSHELL: Payments 'to be MEANS-TESTED to stop crisis' image
Source : Daily Express [Read Article] Tuesday 27th of June 2017 11:34:00 AM
....The report by the University of Kent suggests state pension payments should be limited for pensioners paying higher-rate tax from as early as 2019, as a way of cutting the ballooning cost of pension benefits. Under the current rules, the state pension can be claimed by all, irrespective of wealth with access to the payments being given when the person reaches retirement age and provided they have a record of national insurance contributions. ...
Fault in ADT burglar alarm left our rental property unprotected image
Source : Guardian [Read Article] Tuesday 27th of June 2017 06:00:22 AM
.... Despite a number of phone calls and emails to ADT, the only explanation has come from a call handler who reluctantly told us it was due to an O2 mast failure in the area. Customers don’t necessarily know this, and we imagine that hundreds of homes and commercial premises within range of the mast could be unprotected and have their insurance invalidated. ...
Related to :
Frances O’Grady on insecure work: ‘the heartbreaking bit is  they think it’s normal’ image
....But when he had a problem with his car and then got sick, Khalil says his situation changed. As a self-employed contractor he did not receive sick pay and, because he was the owner of the car, he continued to have to make hire purchase and insurance payments. ...
BA ruined our break – but it still won’t pay out! image
Source : Guardian [Read Article] Saturday 24th of June 2017 06:00:00 AM
....Sam Warren had planned the trip to celebrate her husband James’s 40th birthday. The family, from Maidenhead, booked with BA, paying “over the odds” – about £750 each – because they didn’t want to compromise on quality, and took out travel insurance with the Post Office rather than a cheaper provider. ...
Holiday car hire: how to avoid the add-ons that can double your bill image
Source : Guardian [Read Article] Saturday 24th of June 2017 05:59:00 AM
....Greece and Portugal are the priciest places to hire a car this summer, while Florida is the cheapest, according to a survey of holiday hotspots. Research also revealed just how much the various add-ons – from child seats and satnavs to the rental firm’s own excess insurance – can add up. ...
Queen's speech doesn't help British businesses frozen out of EU space contracts image
.... Previous feasibility studies have already identified a number of potential locations for spaceports, including sites in Cornwall and the north of Scotland. The bill is also expected to amend rules around liability, which currently require companies to take out third party insurance of $60m per object, to cover against the possible damage caused if the satellite crashed into another object in space. ...
Make your property dream come true, plus fraud hotspots revealed image
Source : Guardian [Read Article] Thursday 22nd of June 2017 02:00:21 PM
.... Set up a free account now. Make sure you’re covered – save time and money with great value annual multi-trip cover from Guardian travel insurance, provided by Voyager. ...
Tory pledge to cap energy bills missing from Queen's speech image
Source : Guardian [Read Article] Wednesday 21st of June 2017 03:57:48 PM
....”. ScottishPower, which has called for a car-insurance-style model instead of standard variable tariffs, urged Ofgem to abolish the tariffs “as a matter of urgency”. ...
Bank of England rift as chief economist ponders interest rate rise image
Source : Guardian [Read Article] Wednesday 21st of June 2017 11:09:59 AM
....25% in the wake of last summer’s Brexit vote, but Haldane said that, despite the possibility that the economy could suffer as a result of Britain’s departure from the EU, the time for the first increase in borrowing costs in a decade was fast approaching, and would come much more quickly than the City was expecting. “As the balance point between these risks has shifted over the past nine months, that has left me judging that a partial withdrawal of the additional policy insurance the MPC put in place last year would be prudent relatively soon, provided the data come in broadly as expected in the period ahead. ...
Co-op Bank has lost £2.6bn since the crisis – but can still bounce back | Nils Pratley image
.... One can understand why the hedge funds are staying in. Many were also sceptical that the Co-op Bank could protect its ethical constitution once the Co-op Group – the business that owns the food shops, funeral service and insurance unit – had been diluted down to a 20% holding. ...
UK workers are cheated out of at least £1.5bn a year in holiday pay image
Source : Guardian [Read Article] Monday 19th of June 2017 03:07:12 PM
....Robert Newmark was interviewed 15 months ago by a property magazine at home in a lavish19th-century gothic mansion in Hampstead, north London, that he co-owns with his son Rex and other partners. Together with another son, Brett, he controlled the Beach Blanket Babylon restaurants in Notting Hill’s Ledbury Road and Shoreditch’s Bethnal Green Road through a company called Rosslyn Hill Ltd when it went bust in 2014 owing HMRC more than £1m in unpaid PAYE, national insurance and VAT. ...
ITV narrows search for successor to chief executive Adam Crozier image
Source : Guardian [Read Article] Sunday 18th of June 2017 01:45:50 PM
. ITV’s hunt for a chief executive has narrowed to a shortlist that includes a senior Sky executive, the boss of an insurance group and the head of a Scottish broadcaster. ...
Brexiters have voted for a poverty even worse than austerity image
Source : Guardian [Read Article] Sunday 18th of June 2017 06:00:04 AM
.... This was denied the people of this country, who have finally rebelled. Way back in 1980, in the early stages of Mrs Thatcher’s sado-monetarist regime, the great JK Galbraith wrote in this newspaper: “British social services and social insurance soften what elsewhere might be intolerable hardship. ...
REVEALED: 5 simple tricks to increase your pension and BEAT threatened cuts after election image
....55 a week in the current tax-year, should be looking to take advantage, according to ex-minister Steve Webb, who is now director of policy at Royal London. It is estimated about half a million people who contracted out of national insurance contributions (NIC) in their career - and therefore won't qualify for the full payout could benefit. ...
Should you join the charge and buy an electric car? image
Source : Guardian [Read Article] Saturday 17th of June 2017 06:00:30 AM
.... If people want electric vehicle charging points on their street they should put pressure on their local council, she says. Other points to consider are that while insurance is generally pricier, annual servicing is cheaper – £99 a year is typical. ...
British workers are missing out on ‘buy one, get one free’ pension offer image
.... You can open the account any time between the ages of 18 and 40 and earn a bonus each year until you reach 50. 3 Added yearsYou must pay national insurance for 35 years to qualify for the full new state pension of £159. ...
UK car insurers saw losses of £3.5bn in 2016 due to new compensation rules image
....Britain’s car insurers suffered combined losses of £3. 5bn last year due to controversial new compensation rules for serious injuries, according to a report which predicts further sharp rises in insurance premiums, especially for young drivers. ...
Father's Day is a good day to cover your family’s future image
Source : Daily Express [Read Article] Wednesday 14th of June 2017 08:08:00 AM
. More than half of men with financially dependent children are putting them at risk by failing to take out life insurance. ...
Revealed: reality of life working in an Ivanka Trump clothing factory image
Source : Guardian [Read Article] Tuesday 13th of June 2017 04:02:30 AM
.... Ivanka Trump stepped down from running her brand in January, although all products still bear her name on the label. Women who are permanent employees at the Buma factory do get certain concessions: three months’ paid maternity leave (usually split between six weeks of pregnancy and six weeks post-birth), mandatory federal health insurance and a monthly bonus of $10. ...
General Electric says CEO Jeff Immelt is stepping down image
Source : Guardian [Read Article] Monday 12th of June 2017 12:14:10 PM
....Immelt has been at the helm of the conglomerate for 16 years, overseeing a transformation that included selling many of the company’s units. Over that time, General Electric sold its insurance, credit card, plastics and security divisions. ...
Quarter of households in UK will rent privately by end of 2021, says report image
....Buy-to-let landlords have dominated the market in recent years, but in the past year the introduction of extra stamp duty on second homes and the curbing of mortgage interest reliefs have prompted a number of private landlords to sell up. Big City investors such as pensions and insurance firm Legal & General have started building thousands of flats for rent around the country in recent years. ...
Deposit-free renting sounds good – or could tenants lose out? image
Source : Guardian [Read Article] Saturday 10th of June 2017 06:00:18 AM
.... So how do they work and what’s the catch?. In most cases, instead of the tenant putting down the equivalent of several weeks’ rent, an insurance policy covers this instead. ...
UK rents fall for first time since 2009, plus peer-to-peer lending left me in the red image
....Scottish Power in the dark about my mother’s electricity supply. Get great value annual multi-trip or single trip holiday cover with Guardian travel insurance, provided by Voyager. ...
I was badly let down by Bank of Scotland’s bereavement service image
Source : Guardian [Read Article] Thursday 8th of June 2017 06:00:19 AM
....My partner died in January and I went into a local Bank of Scotland branch with all relevant documents to close his accounts and transfer our joint Ultimate Reward current account into my sole name. This account includes benefits such as travel insurance and AA cover. ...
Australia records 103rd successive quarter of recession-free economy image
Source : Guardian [Read Article] Wednesday 7th of June 2017 03:33:36 AM
....3% in the first three months of the year, confirming that the country will enjoy 26 years without a recession. Strong growth was recorded in service industries such as finance and insurance, wholesale trade and healthcare, the Australian Bureau of Statistics said on Wednesday, but the manufacturing sector slipped backwards for the 10th time in 11 quarters. ...
The Crusader: Pledge is hopeful end to window saga image
Source : Daily Express [Read Article] Tuesday 6th of June 2017 10:50:00 AM
.... . "Part of the contract was the insurance, so if a problem arose, and the firm no longer existed during the 10-year guarantee period, we could still have a free repair," he explained. ...
Fighting Petplan tooth and claw over our cat’s claim image
Source : Guardian [Read Article] Monday 5th of June 2017 06:00:45 AM
.... We feel such idiots trusting these people. If it was car insurance, a claim on a no-fault accident could be declined because your service record did not show that the ashtrays had been emptied! Even the vet was surprised at the grounds for refusal. ...
Savings would last about a month on average, report says image
Source : BBC [Read Article] Sunday 4th of June 2017 11:05:50 PM
....The average employee has only about a month's savings to maintain their lifestyle if their income suddenly stopped, a report says. According to the survey of 2,000 people by insurance giant Legal & General savings would stretch for 32 days. ...
Five-minute guide to getting insurance for your mobile image
Source : Daily Express [Read Article] Sunday 4th of June 2017 12:01:00 AM
....While you probably do not need to cover a cheap handset that you only use for calls and texts, it is a different matter for pricey smartphones. Many will have taken out insurance at the point of purchase, and wondered whether they were getting a good deal. ...
Tanzania's mobile-based health insurance image
Source : BBC [Read Article] Friday 2nd of June 2017 09:23:36 PM
...
How to respond to Trump's America | Joseph Stiglitz image
Source : Guardian [Read Article] Friday 2nd of June 2017 01:29:00 PM
....Trump’s proposed tax reforms, so far as one can see, outdo George W Bush in their regressivity (the share of the benefits that go to those at the top of the income distribution). And, in a country where life expectancy is already declining, his health-care overhaul would leave 23 million more Americans without health insurance. ...
BA delays: Airline changes advice over claims for expenses image
Source : BBC [Read Article] Friday 2nd of June 2017 10:02:41 AM
.... . The BA website initially suggested that customers should make a claim on their travel insurance for expenses such as meals during the delays. ...
British Airways cabin crew to hold four-day strike over pay dispute image
....”. Customers have been further angered by BA’s online claim forms, which instruct them to first seek compensation via their travel insurance – leaving many liable to pay an excess. ...
Willie Walsh praises British Airways bosses after IT meltdown image
Source : Guardian [Read Article] Thursday 1st of June 2017 04:25:02 PM
....”. However, customers have been further angered by BA’s online claim forms, which instructs them to first seek compensation via their travel insurance – leaving many liable to pay an excess. ...
Sandbanks is priciest seaside town in UK, plus the worst mobile providers image
....Reading says ‘no’ to council tax discount on a house we can’t live in. Get great value annual multi-trip or single trip holiday cover with Guardian travel insurance, provided by Voyager. ...
Older age image
Source : BBC [Read Article] Thursday 1st of June 2017 02:31:40 AM
....Despite the ever-rising demands, the two care systems remain largely the same. Why not try something completely different? Merging the two systems? Social insurance? Charging?. ...
Insurance premiums 'rise due to tax change' image
Source : BBC [Read Article] Wednesday 31st of May 2017 11:04:53 PM
....Insurers have warned customers that premiums will go up thanks to a tax rise that has now come into force. The Insurance Premium Tax (IPT) rate has increased from 10% to 12%, with motor, home, pet and health insurance all affected. ...
UK councils under pressure over £1bn of tobacco investments image
Source : Guardian [Read Article] Wednesday 31st of May 2017 05:40:08 PM
....The firms cited studies suggesting that smoking costs the global economy more than $1tn a year, outstripping global revenues from tobacco taxes. Signatories of the statement include Axa – the French insurance firm that sold its entire €1. ...
Car insurance costs to rocket as tax hike comes into force tomorrow image
Source : Daily Express [Read Article] Wednesday 31st of May 2017 08:46:00 AM
. Chancellor Philip Hammond announced the increase in insurance premium tax (IPT), a tax on general insurance policies, in last year's Autumn Statement and the increase kicks in on June 1. ...
Households insurance costs RISE 'could see £50 increase in average yearly bill' image
. From Thursday, the rate of insurance premium tax (IPT) will increase from 10 per cent to 12 per cent - in a move which will mean the rate has doubled in less than two years. ...

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