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.... The price of an iceberg lettuce, for example, jumped to an average 93p in February – from 54p in January – as supermarkets imposed restrictions on the number of lettuces per customer. Intensifying fears over household finances and the outlook for consumer spending, wage growth again missed expectations in the latest official update, which covered the three months to January. ... [Read full article on Guardian ]
Friday 24th of March 2017 10:30:30 AM
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Latest Finance News related to Household Finance

Brexit economy: UK faces squeeze on living standards image
Source : Guardian [Read Article] Friday 24th of March 2017 10:30:30 AM
.... The price of an iceberg lettuce, for example, jumped to an average 93p in February – from 54p in January – as supermarkets imposed restrictions on the number of lettuces per customer. Intensifying fears over household finances and the outlook for consumer spending, wage growth again missed expectations in the latest official update, which covered the three months to January. ...
UK unemployment falls to joint lowest rate since 1975 but wages stall image
Source : Guardian [Read Article] Wednesday 15th of March 2017 11:27:55 AM
....“The most concerning aspect was the further slowdown in wage growth. The January data already showed the first year-on-year decline in real wages since August 2014 and, given the likelihood that inflation will continue to climb through 2017, continued weakness in pay growth could threaten a squeeze on household finances. ...
Budget 2017: What it means for you image
Source : BBC [Read Article] Wednesday 8th of March 2017 02:09:53 PM
. Two Budgets in one year have the potential to make a major impression on your household finances. ...
IFS: Growth in UK living standards worst in 60 years image
Source : Guardian [Read Article] Thursday 2nd of March 2017 07:01:10 AM
.... The thinktank pointed to lower working-age benefits, which mainly affect less well-off families, as one of the key reasons why the gap between the rich and poor is expected to rise. Economists have warned that household finances will come under increasing pressure this year as inflation rises but wage growth remains weak. ...
Spring budget 2017: drop in government borrowing predicted image
Source : Guardian [Read Article] Tuesday 28th of February 2017 12:01:13 AM
....The Resolution Foundation said it would be the first time since March 2014 that a chancellor could stand at the dispatch box and announce borrowing will be lower – not higher – than previously thought. But as several reports on Tuesday point to a squeeze on household finances, the thinktank warned Hammond that the economic outlook remained uncertain and that he must use his budget to wean the economy off its reliance on consumer spending. ...
UK house price growth at slowest rate in four years image
Source : Guardian [Read Article] Monday 20th of February 2017 07:01:30 AM
....He said a number of factors were making buyers more cautious, including inflation, which hit a two-year high of 1. 8% in January and is expected to reach about 3% in early 2018, putting more pressure on household finances. ...
How to cut FIVE months off your mortgage repayments with one simple move image
Source : Daily Express [Read Article] Sunday 19th of February 2017 04:02:00 PM
....He added: "For one, borrowers are insulated from the rate rises that they might otherwise be exposed to when their short term deals end. "For many, the additional cost of a long-term deal is a small price to pay for extra peace of mind, particularly when rates are at historic lows and there is a growing sense of uncertainty about the long-term outlook for household finances and the economy. ...
Brexit vote begins to bite as rising food and fuel bills hit retail sales image
Source : Guardian [Read Article] Friday 17th of February 2017 12:51:52 PM
. British shoppers reined in their spending last month as a surge in fuel prices and higher food bills ate into household finances in a further sign the pound’s sharp devaluation is starting to bite. ...
UK inflation: now it's the pound in your pocket being devalued image
Source : Guardian [Read Article] Tuesday 17th of January 2017 12:25:44 PM
....Could the same happen again? According to the National Institute for Economic & Social Research inflation is heading towards 4% as the effect of Brexit uncertainty keeps the pound low and imports expensive. Such a sharp spike in prices will strain household finances, especially when wages growth is expected to remain at around 2. ...
Mortgage rates are at a record low, now is the time to see if you can get a better deal image
....Director of mortgages Ian Ramsden said mortgage payments are the biggest monthly outgoing for many households: “Saving almost £100 a month could make a huge difference to your family finances. “It could mean being able to afford a holiday, carry out those home renovations or simply ease pressure on your household finances. ...
No one can afford to stop the new consumer credit crisis image
Source : Guardian [Read Article] Sunday 8th of January 2017 07:05:11 AM
.... Disposable incomes are going to be squeezed next year as wages rise at a slower rate than prices in the shops, putting even more pressure on consumers to rely on credit. A downturn in the savings ratio has already pointed to weaker household finances. ...
For love or money image
Source : BBC [Read Article] Sunday 8th of January 2017 12:56:25 AM
...."Now that everything doesn't go out from my account, it is a lot less stressful. A secondary bonus is that the burden feels more shared as my husband is now more involved in household finances - he set up a household budget spreadsheet to check things are on track each month. ...
Rising cost of essentials leaves UK households with less cash for treats image
Source : Guardian [Read Article] Tuesday 27th of December 2016 12:01:01 AM
....Households are being left with less cash to spend on treats or to stash away as savings as the rising cost of essentials like food and fuel take a bigger chunk out of family budgets. A new report on household finances from Lloyds bank echoed other signs that the pound’s steep fall since the Brexit vote is raising import costs for the UK and trickling through to higher prices for consumers. ...
Inflation hits highest level in more than two years image
Source : Guardian [Read Article] Tuesday 13th of December 2016 09:35:40 AM
....”. Economists, including those at the Bank of England, have warned that inflation is likely to rise sharply in 2017, to about 3%, putting increased pressure on household finances. ...
Christmas energy price SHOCK: Bills jump by £129 in just TWO months image
Source : Daily Express [Read Article] Thursday 24th of November 2016 03:50:00 PM
....com found. Families have now been urged to protect household finances by shopping around and switching to the best value fixed-rate deal. ...
Five minute guide to helping the young manage finances image
Source : Daily Express [Read Article] Sunday 20th of November 2016 12:01:00 AM
....Young people need to master their money skills, yet fewer than half of those aged seven to 17 receive financial education at school, according to the Money Advice Service. Families could do more to help, yet only a third involve their children in discussions about household finances. ...
Number of care workers on zero-hours contracts jumps to one in seven image
Source : Guardian [Read Article] Thursday 17th of November 2016 01:59:53 PM
....Citizens Advice said it had heard from many workers in the sector who had problems linked to the insecurity of their jobs. Gillian Guy, chief executive of the charity, said: “Not knowing what hours you’re working from one week to the next, or how much money you will lose to travel costs, can make it very difficult to manage household finances. ...
Pay-to-stay uncertainty leaves tenants too little time, says council image
Source : Guardian [Read Article] Friday 4th of November 2016 07:00:11 AM
....Labour-led Hackney council said that this meant it would have just a few months to write to about 20,000 people living in its homes to ask what their income is, calculate increases based on that and give the affected residents notice of rent rises. That could leave families facing little time to adjust household finances to pay any increase, the council said. ...
 WINTER DEBT WARNING: Consumers heading into the cold with £292m energy debt image
Source : Daily Express [Read Article] Wednesday 2nd of November 2016 04:36:00 PM
.... . With other economic uncertainties threatening to squeeze household finances, it’s more important than ever to keep in control of energy spending and avoid unnecessarily paying over the odds. ...
Warning for credit-addicted families as bankrupcties rise image
Source : Daily Express [Read Article] Friday 28th of October 2016 04:19:00 PM
.... "If this is not sustainable long-term, there may be trouble ahead. “We are therefore urging all borrowers to take stock of their household finances now – and to seek free advice from a charity-run service like National Debtline as early as possible to help address any issues. ...
Court-free clickable bankruptcy 'removes stigma' image
Source : BBC [Read Article] Friday 28th of October 2016 11:50:47 AM
.... . "We are therefore urging all borrowers to take stock of their household finances now - and to seek free advice. ...
Six million low-income families 'worse off than 10 years ago' image
Source : Guardian [Read Article] Thursday 29th of September 2016 06:00:38 PM
.... Those families are now spending a quarter of the income of housing costs alone, the report found, with less than a month’s income worth of savings. David Finch, RF’s senior economic analyst, said: “Millions of ‘just managing’ households have seen their household finances stretched over the last decade. ...
Boost for British families as households now have £202 a week in spare cash image
Source : Daily Express [Read Article] Wednesday 31st of August 2016 03:56:00 PM
....3 per cent. Sam Alderson, an economist at Cebr, said: "The continued improvements in household finances have helped families shrug off much of the post-Brexit concern that has plagued businesses and financial markets. ...
UK joins Greece at bottom of wage growth league image
Source : Guardian [Read Article] Tuesday 26th of July 2016 11:01:26 PM
....The UK, Greece and Portugal were the only three OECD countries that saw real wages fall. The TUC general secretary, Frances O’Grady, who was a vocal backer of the campaign to remain in the EU, said the figures highlighted the strains on household finances even before the vote for Brexit. ...
High street sales make modest rebound helped by warm weather in May image
.... Warmer weather brought a seasonal boost to spending on clothing, DIY, gardening and entertainment, according to Barclaycard, which processes nearly half of all UK card transactions. It also surveyed more than 1,700 people to gauge consumer confidence and found optimism about household finances picked up in May while confidence in the UK economy fell. ...
Household finances 'under most pressure in 22 months' image
Source : Guardian [Read Article] Wednesday 18th of May 2016 10:35:50 AM
....It was the lowest level in 22 months, described by Markit as “a substantial deterioration in financial wellbeing”. Philip Leake, economist at the research company, said: “In a period of heightened uncertainty ahead of the EU referendum, Markit’s household finance index pointed to a marked financial squeeze in May, but households’ expectations for the year ahead were little-changed since April. ...
Brexit would cost each Briton a month's pay by 2020, says OECD chief image
Source : Guardian [Read Article] Wednesday 27th of April 2016 07:56:44 AM
....”. The OECD has calculated that lower economic growth will weigh on household finances. ...
What’s in David Cameron’s tax returns: a few strokes of luck but no shady shenanigans image
.... Not much room for the PM to argue he’s not part of the “rentier” class. As the Downing Street accommodation is rent-free, this is a major boon to the Cameron household finances. ...
New car sales are at a 19-year high image
Source : Daily Express [Read Article] Wednesday 6th of April 2016 07:18:00 PM
....”. Sue Robinson, director of the National Franchised Dealers Association, added: “Fewer concerns about unemployment and the improvements of household finances due to low inflation and pay rises have all helped to encourage consumers to buy new cars. ...
City News: Nationwide, Glaxosmithkline, EE and construction image
Source : Daily Express [Read Article] Saturday 13th of February 2016 09:09:00 AM
. It said improving household finances would support domestic demand, but the global picture is “less predictable” due to concerns over China and the oil price. ...
Spectre and Star Wars take UK box office to all-time high image
Source : Telegraph [Read Article] Thursday 7th of January 2016 11:47:02 AM
.... "In our previous review of the disappointing 2014 box office (down 3pc versus 2013), we stated that cinema is a product-driven market," said Lucy Jones, executive director at Rentrak, . "The audience will turn out for the films that grab their attention but they need a compelling reason to go, given competition from home entertainment services like Netflix and Amazon, and the cost-of-living squeeze on household finances. ...
Divorce January: Fears for women's finances as couples SPLIT after Christmas image
Source : Daily Express [Read Article] Monday 4th of January 2016 02:28:00 PM
....There are also fears women could be left struggling with day to day finances and bills after a divorce. Almost two thirds of men claim they take control of most of the household finances, according to research by comparison site money. ...
Rise in consumer borrowing is fastest since pre-crisis, says Bank of England image
. Consumer borrowing on credit cards, loans and overdrafts is growing at its fastest rate since before the financial crisis, according to Bank of England figures that brought further warnings over the state of UK household finances. ...
Meet the sub-prime lender that has just cracked the FTSE 100 image
Source : Telegraph [Read Article] Saturday 26th of December 2015 04:20:12 PM
.... Provident and Morrisons, the ailing supermarket whose headquarters are within walking distance of Provident’s offices in Bradford, share plenty of history. The firms were founded within 19 years of each other and built their business around the household finances of Victorian Yorkshire, with one selling eggs and the other offering doorstep loans. ...
UK buyers need to save for up to 24 years to get on housing ladder image
Source : Guardian [Read Article] Sunday 20th of December 2015 01:03:43 PM
....Homebuyers now have to save for up to 24 years to set aside a deposit large enough to buy them a foot on Britain’s housing ladder, according to new research. The Resolution Foundation thinktank has used the Bank of England’s latest survey of household finances to show that with house prices rising sharply, it would now take almost a quarter of a century for low- and middle-income households to accumulate a deposit on average, if they set aside 5% of their disposable income each year. ...
Millions give up on home ownership as house prices soar image
Source : Telegraph [Read Article] Saturday 19th of December 2015 07:30:16 PM
.... . The Bank's annual survey of household finances revealed that just under half of all families who don't already own their own home believe they will never get on the housing ladder. ...
Carney vows action on buy-to-let market image
Source : BBC [Read Article] Tuesday 15th of December 2015 10:58:28 PM
....The Bank has not altered UK interest rates for the past six-and-a-half years. Its annual survey of household finances found that almost a third of households would have to reduce spending, work more or alter their mortgage payments if rates rose by 2 percentage points without any increase in wages. ...
Average UK mortgage debt rises to £85,000 image
Source : Guardian [Read Article] Tuesday 15th of December 2015 03:09:00 PM
....“With inflation set to pick up relatively rapidly in the coming months and interest rates expected to rise at some point in 2016, there’s a risk that the pace of the living standards ‘rebound’ will slow. Importantly, as the Bank acknowledges, the outlook for household finances will rest not just on the pace of income recovery, but its distribution too. ...
Households can cope with interest rate rises, BoE says image
Source : Telegraph [Read Article] Tuesday 15th of December 2015 02:38:35 PM
.... . The Bank's annual survey of household finances showed 31pc of Britons with a mortgage said they would cut back spending or work longer hours if interest rates jumped to 2. ...
Holding the base rate risks house prices rising faster, says BNP Paribas image
Source : Guardian [Read Article] Monday 7th of December 2015 03:44:49 PM
....This level of growth would see the average house price, as measured on Nationwide’s monthly index, rise from £197,582 in December 2015 to £206,256 by the end of 2016, and £220,116 a year later. BNP Paribas said that improved household finances and confidence in the economy would bolster demand for homes, and prices paid, but the lack of supply of property for sale remained “a serious concern”. ...
Autumn Statement calculator: how will tax changes affect your finances?  image
Source : Telegraph [Read Article] Wednesday 25th of November 2015 03:58:40 PM
....6bn by 2018/19. But what does all this mean for your household finances? . ...
Mortgage lending hit seven-year high in October image
Source : Guardian [Read Article] Wednesday 25th of November 2015 11:15:34 AM
....Personal loan rates have also been plummeting, leading to a rise in borrowing, which the Bank of England warned on Tuesday “ultimately might be an issue that the financial policy committee might want to look at fairly carefully”. The BBA said that over the past year, net borrowing through personal loans had been rising at an annual rate of about 5%, with increased demand reflecting better credit availability, lower interest rates and stronger household finances. ...
Source : Reuters [Read Article] Wednesday 18th of November 2015 09:33:13 AM
....Markit's survey also showed households became less gloomy about their financial wellbeing in November, with expectations about the year improving. "The degree of pressure (on household finances) eased to the weakest in four months and was subdued compared with the post-recession trend," Leake added. ...
House prices rise 9.7% to average of £205,000 image
Source : Guardian [Read Article] Thursday 5th of November 2015 10:13:39 AM
....5% average quarterly increase seen during the first nine months of the year. Martin Ellis, Halifax’s housing economist, said: “Improving economic conditions and household finances, together with sustained low mortgage rates, have boosted housing demand during 2015. ...
House prices soar again and experts warn no end in sight amid record low supply image
Source : Daily Express [Read Article] Thursday 5th of November 2015 09:58:00 AM
.... Experts also believe that prices are likely to keep rising in the coming months. Martin Ellis, Halifax housing economist, said: “Improving economic conditions and household finances, together with sustained low mortgage rates, have boosted housing demand during 2015. ...
Annual house price growth 'speeds up' image
Source : BBC [Read Article] Thursday 5th of November 2015 08:36:12 AM
....The increase brought the average price of a flat or house across the country up to £205,240, a record high. Martin Ellis, Halifax housing economist, said: "Improving economic conditions and household finances, together with sustained low mortgage rates, have boosted housing demand during 2015. ...
Six million paid 'below living wage' image
Source : BBC [Read Article] Sunday 1st of November 2015 03:08:58 AM
....The wage is well above the compulsory national minimum wage, and more than the new national living wage which the government has announced will come into force next April. Mike Kelly, of KPMG, said: "With the cost of living still high, the squeeze on household finances remains acute, meaning the reality for many is that they are forced to live hand-to-mouth. ...
Personal insolvencies up for first time in a year image
Source : Guardian [Read Article] Thursday 29th of October 2015 01:58:37 PM
....1% seen before 2004, the Insolvency Service said. Phillip Sykes, president of insolvency trade body R3, expressed concern about how well some borrowers would cope with higher interest rates, saying that a “rise, whenever it does come, will be a test for many household finances”. ...
UK retail sales: all that glitters is not gold image
Source : Guardian [Read Article] Thursday 22nd of October 2015 01:04:11 PM
....Some other surveys also point to the possibility of yuletide consumer restraint. Earlier this week, the financial data provider Markit published its household finance index for September, showing a weakening in sentiment since August. ...
Are you a money whizz or a financial flop? Test your knowledge image
Source : Telegraph [Read Article] Friday 16th of October 2015 03:00:04 PM
....co. uk says many consumers are unaware of the cost of everyday items and are still struggling to get a handle on their household finances. ...
Banks told to do more to help customers save money - or risk being named and shamed image
.... . Which? also wants the CMA to study claims that customers who struggle to manage their household finances are being poorly treated by banks. ...
Borrowing up amid rates speculation image
Source : BBC [Read Article] Thursday 24th of September 2015 09:49:47 AM
.... . "Increased demand for personal loans continues to reflect better credit availability, lower interest rates on personal loans and stronger household finances," it said. ...
Interest rate rise: Have you budgeted for the possibility of higher mortgage repayments? image
.... If you know what the financial impact is likely to be, you will be in a better position to deal with it. For example you may not be overly worried as you have a healthy surplus in your household finances, but if things are already quite tight and there's little spare cash left at the end of the month, then it may be worth considering switching to a fixed-rate mortgage to protect yourself from higher monthly costs. ...
Women are better with money than men. So why are we happier doing the dishes over bills? image
.... . More than half of men take control of household finances, according to Money. ...
CBI boss criticises Jeremy Corbyn's 'people's QE' plan image
Source : Guardian [Read Article] Monday 24th of August 2015 11:40:30 AM
....John Cridland, director general of the independent employers’ organisation, told BBC Radio 4’s Today programme that while he agreed that capital investment was urgently needed, the Corbyn plan was not based on sound economics. But his analysis was rejected by Richard Murphy, the tax campaigner and Corbyn adviser, who said Cridland was mistaken in thinking that household finances and government finances were the same. ...
You might think higher interest rates hurt, but they're a sign of economic health image
.... For many families, that could prove tricky to find. A recent survey of household finances by the Bank of England suggested that if base rates rose from 0. ...
More UK households expect rate rise image
Source : BBC [Read Article] Wednesday 19th of August 2015 12:22:55 PM
....They are slightly downbeat about their financial prospects for the next year, even as the country's economic picture improves. "Improving economic fundamentals and gradually rising income from employment should continue to support household finances through the remainder of this year," said Tim Moore, senior economist at Markit. ...
Consumers more positive over finances image
Source : Daily Express [Read Article] Monday 27th of July 2015 12:01:00 AM
....Investec economist Chris Hare said the services sector was likely to do “most of the legwork”. Growth in domestic demand – with household finances boosted by inflation at zero and accelerating wage growth – should buy demand for services. ...
UK economic growth figures to ignite interest rate debate image
Source : Guardian [Read Article] Sunday 26th of July 2015 11:01:07 PM
....The outlook for consumer spending has been cast into further doubt by chancellor George Osborne’s plans for another round of spending cuts unveiled last week. “There’s certainly some evidence that consumers may be starting to feel a little more nervous about their financial situation,” said Chris Williamson, chief economist at financial information company Markit, whose latest household finances survey flagged up a number of worries among Britons. ...
Interest rates could rise by November after Greece seals deal on debt crisis image
Source : Daily Express [Read Article] Wednesday 22nd of July 2015 01:13:00 PM
....5 per cent over the next three years. As a result, families have now been urged to get household finances prepared for a rate rise. ...
Bank of England warns Greek debt crisis could delay interest rate rise image
Source : Guardian [Read Article] Wednesday 22nd of July 2015 11:41:26 AM
....Chris Williamson, chief economist at financial data provide Markit, said Carney’s speech had already frightened growing numbers of consumers into believing they faced the prospect of higher inflation and an increase in mortgage costs by the spring of next year at the latest. Citing Markit’s latest household finance index, which is based on a survey of 15,000 households, he said: “Households have already started to adjust to the reality of rate hikes drawing nearer, mentally at least. ...
Payday loan restrictions pushing people to loan sharks, industry warns image
Source : Telegraph [Read Article] Wednesday 22nd of July 2015 04:15:50 AM
.... . Rising house prices, combined with increasing utility bills and travel costs, are all taking their toll on household finances, the CFA’s Credit 2. ...
Windfall for tourists as pound hits new high against plunging euro image
Source : Guardian [Read Article] Friday 17th of July 2015 06:13:36 PM
.... The rise to 182% of disposable income will exceed the pre-crisis peak of 169%, according to its analysis. A report by Moody’s, the credit ratings agency, emphasised the precarious state of many household finances when it warned earlier this week that a boom in credit card lending could quickly turn to bust. ...
British gas to cut prices by 5pc image
Source : Telegraph [Read Article] Wednesday 15th of July 2015 08:15:36 AM
.... " . The price cut comes as inflation in the UK has fallen back to zero again, and wages continue to rise in real terms, giving household finances a boost. ...
George Osborne's budget hides plenty of pain, particularly for the young image
.... A two-child family where both adults are unemployed will see their income plummet from £26,000 to £20,000 a year under the new benefit caps. The loss of tax credits to working families with more than two children could lop £60 to £70 a week off already heavily strained household finances. ...
UK mortgage approvals in May hit 14-month high image
Source : Guardian [Read Article] Wednesday 24th of June 2015 10:22:28 AM
.... These figures fell to a low in December 2013 and have been climbing ever since. The BBA said the increased borrowing was a sign of “improved credit availability and stronger household finances”. ...
Household confidence rises with growing wages image
Source : Telegraph [Read Article] Sunday 21st of June 2015 06:13:51 PM
.... . The index measuring satisfaction with the state of household finances and the economy right now rose 11 percentage points on the month to a record high of 213 in May. ...
Home lending reaches £16bn image
Source : Daily Express [Read Article] Thursday 18th of June 2015 10:05:00 PM
....”. He added that the low mortgage rates currently on offer and the continuing improvement in the economy and household finances should support activity through the rest of this year – keeping housing minister Brandon Lewis and the Conservative Government on track to fulfil their lower mortgages pledge. ...
UK wage growth hits four-year high of 2.7% in April image
Source : Guardian [Read Article] Wednesday 17th of June 2015 11:12:47 AM
....Wage growth in Britain hit a four-year high of 2. 7% in April, according to official figures, delivering a welcome increase to household finances following the fall in inflation this year. ...

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