Topic filter : Home Owner

Most trending topics in Business & Finance ( last 24 hours ):
James Dyson Dyson Debt Bank Of England Interest Rate Economy Brexit Personal Information Retirement Retire Technology Mobile Phone Save Money Broadband Property Price Luxury Homes Luxury Forecast Fraud Oil And Gas Uber Boeing Dispute PlayStation Insurance Flight Passenger Ryanair Dollar Euro Economic Growth Facebook Google Amazon Pension Pensioner Profit Investment Mike Ashley Sports Direct Gambling

Socially Most Trending News

.... “It depresses their living standards and quality of life. It is very important for the Tory party to open up the route to home ownership again. ... [Read full article on Guardian ]
Tuesday 19th of September 2017 11:01:30 PM
Total Trend count
156
Most trending on :
153 3

Latest Finance News related to Home Owner

Millennials spend three times more of income on housing than grandparents image
Source : Guardian [Read Article] Tuesday 19th of September 2017 11:01:30 PM
.... “It depresses their living standards and quality of life. It is very important for the Tory party to open up the route to home ownership again. ...
Downsizing: Over 55s fear being unable to afford present homes after retirement  image
Source : Daily Express [Read Article] Friday 8th of September 2017 12:01:00 AM
.... . Prudential's survey of more than 1,000 people suggests that home owners in Northern Ireland and the East of England are particularly likely to expect to downsize their property, while those living in London, Scotland and the West Midlands are the least likely to sell up and move somewhere smaller. ...
The miserable reason behind millennials' slow march to the suburbs | Jamie Peck image
....). “Millennials delayed home ownership, just like they delayed getting married and having kids, but now they’re making very similar decisions to their parents. ...
Software update leaves Samsung TVs unusable, plus identity theft soars image
Source : Guardian [Read Article] Thursday 24th of August 2017 01:42:04 PM
....UK rail fare rise ‘will force key workers to quit city jobs’. Second-home ownership up 30% since 2000, research finds. ...
Is your house in a British boom town? Best price growth revealed as values rocket £85k image
.... . In 2012 prospective home owners only needed to scrape together £68,663, but now need to find £96,109. ...
Second-home ownership up 30% since 2000, research finds image
Source : Guardian [Read Article] Saturday 19th of August 2017 03:54:34 PM
....The Resolution Foundation’s analysis found that alongside an increase in the number of people with additional property, the average value of assets held in these properties has grown by 20% in real terms between 2000-02 and 2012-14. Laura Gardiner, a senior policy analyst at the Resolution Foundation, said second-home owners tended to be baby boomers living in the south and east of England, who were very wealthy compared with their peers. ...
Boom or bust: what’s the truth about UK house prices? image
Source : Guardian [Read Article] Saturday 12th of August 2017 03:00:48 PM
.... Half the buy-to-let transactions in the UK are accounted for by London, and these have fallen sharply since the introduction of new stamp duty rules in April 2016. The previous jump in prices in the years leading up to the EU referendum had meant home ownership was simply too expensive for those working in the capital, so some form of market correction was inevitable. ...
‘Draconian’ Stamp Duty will trigger HUGE house price CRASH by stopping elderly downsizing image
....The prospect of paying thousands of pounds in stamp duty discourages people from moving and has steadily helped drain fluidity from the market. Older home owners who wish to downsize, freeing up housing for younger families, are more likely to stay put when faced with the levy. ...
How Britain fell out of love with the free market image
Source : Guardian [Read Article] Friday 4th of August 2017 05:00:34 AM
.... But under Blair, seemingly more consensual and less dogmatic, the extending of markets into ever more areas of everyday life was presented as unavoidable, or simply practical: “what works”. The British housing market was thriving, with home ownership reaching an all-time high in 2003. ...
So estate agents are being replaced by robots? It’s about time | Rhiannon Lucy Cosslett image
....When you are a victim of this country’s housing crisis – and heaven knows there are millions of us – it can be hard to decide with whom to be most angry. Is it the successive governments who have failed to make home ownership an achievable ambition for much of my generation? The foreign investors who ramp up prices but leave their properties empty and unloved? The tenancy management companies that fail to listen to tenants’ concerns about safety and living conditions? The MPs who, because so many of them are buy-to-let landlords, won’t do anything to help those of us stuck in expensive rented accommodation?. ...
Have we reached 'peak London' as millennials leave in record numbers? image
Source : Guardian [Read Article] Saturday 29th of July 2017 11:05:04 PM
....It might be simpler to base policy on a person’s economic circumstances, rather than on the kind of person they are. It’s as if, instead of intervening in the market enough to level the playing field (for example, taxing landlords and second-home owners heavily or giving renters proper rights), we’d rather tilt the playing field at such an angle that most people can’t even walk on it, then allow a few to be handpicked and placed strategically. ...
If home ownership continues to shrink, the retirement system is in trouble | Greg Jericho image
....5% in the non-capital city areas of the nation:. But the latest census data confirms the worrying trend of this century of home ownership becoming less common. ...
Top 1% of households in UK fully recovered from financial crisis image
Source : Guardian [Read Article] Friday 14th of July 2017 11:01:36 PM
....It added that the year running up to last month’s general election had seen weaker wage growth, higher inflation and frozen welfare benefits and that these offset any gains from rising employment. Groups that strongly supported Labour in the election – those aged under 35 who have been frozen out of home ownership by low wages and high prices – have fared particularly badly. ...
People who receive financial advice could end up around £40,000 better off image
Source : Daily Express [Read Article] Wednesday 12th of July 2017 06:44:00 PM
....The report examined the impact of financial advice on two groups, the “affluent” and the “just getting by”. The affluent group comprised wealthier people who were more likely to have degrees, be part of a couple, and be home owners. ...
House price pick-up allays fears of property market crash image
Source : Daily Express [Read Article] Sunday 9th of July 2017 03:37:00 PM
....The UK needs at least 300,000 new homes a year to keep up with the growth, yet new builds totalled just 162,880 in the year to March 2017, a year-on-year rise of 15 per cent, but still far short of the number required. Legal & General Mortgage Club director Jeremy Duncombe says the aim is to bring house price growth in line with wage inflation: “More affordable housing needs to be built to give first-time buyers a better chance of achieving home ownership. ...
Property owners' £2.3tn windfall 'has created huge inequality gap' image
Source : Guardian [Read Article] Tuesday 20th of June 2017 05:01:01 AM
....3tn windfall for those lucky enough to own their own homes during the property boom of the 1990s and early 2000s has opened up a deep and widening inequality gap between the generations, a thinktank has warned. Rising house prices that have enriched older generations have priced the young out of home ownership, said the Resolution Foundation, adding that the pattern whereby each generation was wealthier than the previous one had broken down. ...
Wealth gap rises as home ownership falls, says study image
Source : Guardian [Read Article] Saturday 17th of June 2017 07:06:21 PM
. A fall in home ownership is fuelling the return of rising wealth inequality across Britain, it has emerged. ...
Quarter of households in UK will rent privately by end of 2021, says report image
. Almost one in four households in Britain will be renting privately by the end of 2021 as soaring house prices and stagnant wages put home ownership out of the reach of growing numbers of people. ...
While Corbyn inspired the young, May was terrifying the old image
Source : Guardian [Read Article] Sunday 11th of June 2017 06:00:47 AM
....As Torsten Bell, director of the Resolution Foundation, wrote following the vote, a bleak vision of young people’s future was brought into sharp focus by the election campaign. “In the past two decades, young people have seen the dream of home ownership pushed further out of reach – the number of young families owning their own home has halved since the 1990s in places as far-flung as Bristol, Manchester and Leeds. ...
Election 2017: Hung parliament and coalition means more house prices turmoil, warn experts image
....". Experts said the election outcome was in part a protest by younger people who are struggling to become home owners, amid high house prices and stagnating wages. ...
Dementia tax to stop one in three over-50s saving for the future, poll shows image
....Critics have dubbed it dementia tax, claiming it unfairly discriminates against the elderly who have long sustaining illness and need care. Only those with less than £100,000 in assets will receive free care, which is set to exclude the vast majority of home owners. ...
How ‘Bank of Mum and Dad’ can help children buy home WITHOUT having to hand over cash image
....The so-called 'Bank of Mum and Dad' is now contributing to more than a quarter of property sales, according to research. But handing over lump sums of cash isn't the only option for parents who want to help offspring into home ownership. ...
Over 65s mortgage crisis: Debts to DOUBLE in 13 years image
Source : Daily Express [Read Article] Wednesday 3rd of May 2017 10:38:00 AM
.... . This is a move away from traditional ideas about home ownership, where someone would have bought their first home aged in their 20s, traded up in their 30s and 40s, paid off their debt in their 50s and 60s and entered their older age mortgage-free. ...
Bubble, bubble, toil and trouble: why ultra-low mortgage rates are dangerous | Jonn Elledge image
.... When the inevitable happens, there is a danger that those who took advantage of this deal may find their equity wiped out – and the rate they’re paying will shoot through the roof. That would obviously be very sad for those who are affected; for those shut out of home ownership, though, it may be no bad thing. ...
Family matters image
Source : BBC [Read Article] Sunday 23rd of April 2017 12:51:12 AM
....Similarly, the Local Government Association reported in December that just 20% of those aged 25 own their own property, compared with 46% two decades ago. The lower home ownership rate doesn't just explain why young adults have lower wealth now. ...
£400BILLION: That’s the amount grandparents are going to pass on to the younger generation image
.... . It found that among the grandparents surveyed, all of whom were home owners, the typical estate expected to be left was in the £400,000 to £500,000 range. ...
Millions of Britons say property is their pension - but fifth yet to buy image
Source : Daily Express [Read Article] Wednesday 12th of April 2017 04:32:00 PM
. Almost half of 35-54 year olds say property will act as a pension, despite more than a fifth not being home owners, according to research from the Pensions and Lifetime Savings Association (PLSA). ...
Zero house price inflation is to be welcomed not feared | Larry Elliott image
.... Germany has done just fine, even though it has a far bigger rented sector than Britain and has had much lower levels of house price inflation. Research by Andrew Oswald and Danny Blanchflower shows rising home ownership leads to a subsequent increase in unemployment, because owner occupation affects labour mobility, increases congestion costs and encourages Nimby-style behaviour that means fewer new businesses. ...
Call blocking will be given to most vulnerable people image
Source : BBC [Read Article] Thursday 6th of April 2017 02:09:06 AM
.... . The trueCall devices can block all calls from numbers not on a pre-set list chosen by the home owner. ...
Leasehold 'nightmare' will cost homebuyers billions, report warns image
Source : Guardian [Read Article] Wednesday 5th of April 2017 06:01:13 AM
.... “But in the eyes of the law, they are in fact owned by their freeholder. The UK’s official rate of home ownership was 64. ...
UK house prices slide for first time in almost two years, says Nationwide image
....”. Looking at trends over the past decade, the mortgage lender said home ownership in England was at the lowest level since 1985, at 62. ...
Trump is wrong to criticise Germany over trade – he should look closer to home image
....He should also consider that those alluring US financial products, which have so afflicted America’s export sector, have sometimes been pie in the sky rather than legitimate investment opportunities. Both Jimmy Carter and Bill Clinton prompted brokers with their Community Reinvestment Act to help the US poor achieve home ownership by means of generous loans, even though it was clear from the outset that many of these borrowers would never be able to repay the money. ...
Record numbers rely on parental cash to buy a property image
Source : BBC [Read Article] Sunday 26th of March 2017 11:08:30 PM
.... . The research also said that home ownership among young families was "in free fall". ...
'Bank of mum and dad' making housing market more unfair, study finds image
Source : Guardian [Read Article] Sunday 26th of March 2017 11:01:43 PM
....“It is welcome that the government recognises the growing problem people face in getting on the housing ladder,” said Milburn, who was a Treasury and health minister in Tony Blair’s governments. “A major national effort is needed to expand opportunities for home ownership and will require more radical action on housing supply. ...
SSE to raise electricity prices next month image
Source : BBC [Read Article] Monday 13th of March 2017 09:52:44 AM
....It blamed the increase on government policies that mean customers subsidise energy from renewable sources and the cost of smart meter installation. Other government-imposed costs include subsidising the feed-in tariff scheme for home owners that install solar panels on their roofs. ...
Forget Brexit: housing is the key issue for Labour | Phil McDuff image
Source : Guardian [Read Article] Friday 10th of March 2017 12:04:31 PM
....Nevertheless, regardless of the party politics, we will have to grasp the nettle on this one. Centre-left fiddling, and pretending that we can both raise prices for home owners and lower prices for those who need a home, has left marginalised young people vulnerable to rightwing cuts. ...
‘Our ability to save is non-existent’ – people respond to UK budget image
.... “Over the longer term, I am anxious how my pension will be affected and if my investments will drop in value. I also worry that the financial landscape may look very different once my children are older and have to make decisions about further education, home ownership or starting their own families. ...
Home ownership in England at a 30-year low, official figures show image
Source : Guardian [Read Article] Thursday 2nd of March 2017 02:32:32 PM
....Government data reveals that the private rented sector has doubled in size since 2004, with almost half of all people in England aged 25 to 34 paying a private landlord for their accommodation. Ministers recently admitted England’s housing market was “broken”, with home ownership a distant dream for millions. ...
New homes 'unaffordable for eight out of 10 locally' image
Source : BBC [Read Article] Thursday 2nd of March 2017 01:38:32 AM
....There the average price of a new home was £206,950. Second worst was south-west England, where 89% of people were pushed out of home ownership by price, and third is the East Midlands, where 87% could not afford the average £215,000 price tag. ...
UK’s housing market is broken, and only a radical solution can fix it | Peter Hetherington image
.... Now, in the words of one association chief executive, they’ve been “formally rehabilitated”. Javid’s white paper , represents a welcome if tacit admission that the Cameron government failed to address the reality of that broken market, – worse, by subsidising home ownership, it pumped up prices – but remedies are short. ...
London home movers drops to lowest level since 1991, mortgage figures show image
Source : Daily Express [Read Article] Wednesday 22nd of February 2017 04:38:00 PM
....Borrowers were typically 37 years old, showed data from the trade organisation. On the other hand, re-mortgage activity in London was up last year, as home owners took advantage of cheap mortgage rates. ...
One in four UK families have less than £95 in savings, report finds image
Source : Guardian [Read Article] Monday 20th of February 2017 07:01:30 AM
. The gap between rich and poor in the UK is growing, as savings and home ownership decline among the poorest families but rise among the richest, a report by insurer Aviva shows. ...
How to cut FIVE months off your mortgage repayments with one simple move image
Source : Daily Express [Read Article] Sunday 19th of February 2017 04:02:00 PM
....However, rates could be about to creep back up if market signals are to believed, meaning now could be a good time for consumers to lock into a deal. Longer mortgage fixes can provide more certainty for home owners, but it's important to look at any early repayment costs, which may need to be paid amid a house move. ...
Why 30-somethings are fleeing London, plus the growth of rabbit-hutch Britain image
Source : Guardian [Read Article] Thursday 16th of February 2017 02:17:55 PM
....Britons spend more on food and leisure, less on booze, smoking and drugs. New home owners gagged over poor build and compensation claims. ...
Driverless trucks: economic tsunami may swallow one of most common US jobs image
Source : Guardian [Read Article] Thursday 16th of February 2017 12:00:02 PM
.... Over the same 42 years, the American economy grew by more than 200%, or a staggering $11tn. For millions of average Americans, the reasonable expectations of their youth – a steady job, home ownership, college education for their children – have degraded into decades of stagnation, even as they have been continuously bombarded by news of the overall growth and prosperity of the US economy. ...
New home owners gagged over poor build and compensation claims image
Source : Guardian [Read Article] Thursday 16th of February 2017 07:00:34 AM
. New home owners are being forced to sign gagging orders after making successful claims for compensation about the quality of their new homes. ...
‘A horrendous notion’: small firms object to tourist tax proposals image
Source : Guardian [Read Article] Wednesday 8th of February 2017 07:15:00 AM
....In Paris, Airbnb pays the tax to the city, but charges its users. Previously home owners were responsible for collecting the tax from guests. ...
England's housing market is 'broken', government admits in white paper image
Source : Guardian [Read Article] Tuesday 7th of February 2017 01:32:18 PM
. England’s housing market is broken, the government has admitted, with home ownership a “distant dream” for young families, as it unveiled a white paper promising a fresh wave of home building. ...
If we’re going to tackle the evils of renting, at least do it properly | Penny Anderson image
.... But remember this: back in the 80s, a mortgage was two-and-a-half times annual incomes, not eight to 10 times as it is now. Consequently home ownership was a natural stage in life: those who could bought and those who couldn’t rented one place for ever. ...
PM to reaffirm green belt pledge despite plans to ramp up housebuilding image
Source : Guardian [Read Article] Sunday 5th of February 2017 12:34:41 PM
....He told ITV’s Peston on Sunday that the government’s white paper on housing would aim to break the dominance of a handful of large developers, and instead see more involvement for small builders, as well as councils and housing associations. The document would also pave the way for a “change of tone” in which the Tories would turn their attention to the millions of people locked out of home ownership who instead need affordable and secure rents. ...
Theresa May to offer more security for renters image
Source : Guardian [Read Article] Saturday 4th of February 2017 11:44:42 PM
. A major shift in Tory housing policy in favour of people who rent will be announced by ministers this week as Theresa May’s government admits that home ownership is now out of reach for millions of families. ...
Inheritance tax is toxic. We need new ways to tackle inequality | Polly Toynbee image
....This report is yet another brutal reminder that Britain is going backwards. The IFS concludes: “Today’s young adults will find it harder to accumulate wealth of their own than previous generations did, due to the sharp fall in home ownership, the dramatic decline in defined benefit pensions in the private sector, and the stagnation in household income. ...
Young to inherit more but in less equal amounts, says IFS image
Source : BBC [Read Article] Thursday 5th of January 2017 11:05:09 AM
....But those likely to benefit the most are those who are already well off, or who already benefit from high incomes, the independent think-tank said. According to the research, the richest half of elderly households hold 90% of the wealth, largely as a result of increasing home ownership and rising house prices. ...
Richest young people in UK also likely to inherit most wealth, study finds image
Source : Guardian [Read Article] Thursday 5th of January 2017 12:01:34 AM
....The Institute for Fiscal Studies (IFS) found that today’s young people were likely to inherit more wealth than their predecessors but the benefits would be skewed to those who were already well off. The study concluded that inequality was likely to increase and social mobility hindered as pensioners bequeathed the wealth they had accumulated as a result of rising home ownership and property-price inflation. ...
Help to Buy loan guarantee scheme comes to an end image
Source : BBC [Read Article] Friday 30th of December 2016 02:23:19 AM
. One of the government's flagship home ownership programmes ends on Saturday, amidst both praise and criticism. ...
Britons putting away money in anticipation of Brexit slowdown image
Source : Guardian [Read Article] Wednesday 28th of December 2016 11:47:22 AM
....Archer added that house prices were likely to be flat in 2017 overall. However, there were signs from the BBA report that existing home owners took advantage of the Bank of England’s decision to cut interest rates in August to a record low of 0. ...
Generation rent: official figures overstate UK home ownership - study image
Source : Guardian [Read Article] Tuesday 27th of December 2016 10:56:47 AM
....Barely half of all families in Britain own their own home, research highlighting the extent of the rise of generation rent shows. A study by the Resolution Foundation thinktank has shown that official figures have exaggerated home ownership, which has been in steady decline since 2002. ...
Home ownership 'overestimated by official data' image
Source : BBC [Read Article] Tuesday 27th of December 2016 08:21:38 AM
....Home ownership in the UK is overestimated by conventional data, with many more renters than the figures suggest, a think tank has suggested. The official estimate of a 64% home ownership rate was too high, the Resolution Foundation said, as many people shared or owners had lodgers. ...
Deutsche Bank and Credit Suisse agree multibillion-dollar settlements with US image
....The DoJ typically installs monitors – a lawyer or housing expert – to police the terms of the customer relief. The banks involved in the DoJ settlements do not necessarily have direct relationships with the home owners but have packaged up their loans to back the bonds. ...
First-time buyer aid cash: SW England gets biggest share image
Source : BBC [Read Article] Friday 23rd of December 2016 03:35:17 AM
.... . The area, which accounts for 21% of all second-home ownership in England, is to get £19. ...
Home ownership among 25-year-olds in England and Wales has halved in 20 years image
Source : Guardian [Read Article] Thursday 22nd of December 2016 12:01:31 AM
....The LGA, which represents more than 370 councils in England and Wales, said more homes for affordable or social rent are needed to allow people to save up for a deposit and get on the housing ladder. The LGA’s housing spokesman, Cllr Martin Tett, said: “Our figures show just how wide the generational home ownership gap is in this country. ...
Housing worries image
Source : BBC [Read Article] Thursday 15th of December 2016 12:28:11 AM
....The song is funny and really catchy, and critical of an aspect of life in China. The government is attempting to help wannabe home owners, and has introduced a load of new restrictions. ...
Mortgage data points to slowdown in UK housing market in October image
Source : Guardian [Read Article] Wednesday 14th of December 2016 01:43:57 PM
.... But the lending market was bolstered by the amount of remortgage activity which hit its highest level since January 2009. The data was seized upon as evidence that the EU referendum in June had dented confidence and a sign that home owners were responding to the Bank of England’s rate cut to 0. ...
House prices crash in London's richest areas - but surge in the East of England image
Source : Daily Express [Read Article] Tuesday 13th of December 2016 04:44:00 PM
.... "This comes as our latest market monitor shows tumbling transactions, viewings and properties coming onto the market across London – in part due to the stamp duty surcharge but largely due to the government’s farcical vendetta against buy-to-let landlords, which has sent the lettings market crumbling. "The government must look at the bigger picture and stop concentrating on new ways to punish landlords, and instead turn their attention to more pressing needs such as housebuilding and home ownership. ...
Housebuilding is up – but what type of homes are being built? image
Source : Guardian [Read Article] Wednesday 30th of November 2016 08:45:32 AM
.... The tenure of the homes being built has also shifted. The 32,110 affordable homes delivered in 2015-16 comprised 6,550 social rent, 16,550 affordable rent and 9,010 affordable home ownership, shared ownership and intermediate rent. ...
Housing gets £4bn boost to increase number of new homes image
Source : Guardian [Read Article] Thursday 24th of November 2016 07:00:27 AM
....The money, which the Treasury said was new cash, will be spent through two funds: one providing money for infrastructure projects to make sites viable for building, the other providing money for affordable homes. Philip Hammond said the government had made good progress, with the number of new homes being built last year hitting an eight-year high, but “for too many, the goal of home ownership remains out of reach”. ...
McDonnell: Chancellor's spending plans 'offer no hope' image
Source : BBC [Read Article] Wednesday 23rd of November 2016 02:43:04 PM
....". He described the scrapping of tenant and letting fees as "a victory for Labour campaigning", but said home ownership was still "a dream" for the under 25s because fewer houses had been built under the Conservatives since the 1920s. ...
Are you a JAM? image
Source : BBC [Read Article] Monday 21st of November 2016 10:48:16 AM
....Mr Hammond made similar sounds on BBC One's Andrew Marr Show on Sunday, saying he would support people "who work hard and by and large do not feel that they are sharing in the prosperity that economic growth is bringing to the country". The Resolution Foundation says home ownership among the "just managing" fell from 59% in 1995 to 26% last year, meaning that many more face paying rent into old age. ...
Do YOU know when firms credit check you? image
Source : Daily Express [Read Article] Sunday 20th of November 2016 11:59:00 AM
.... Every person in Britain has a credit score, yet only one in 10 people know their rating, according to Amigo.  Mr Crawford added: "What’s really worrying is that people could be inadvertently destroying their own credit score, and as a result may be closing the door on life dreams like home ownership. ...
Cawsand joins St Ives as the new frontline of Cornwall’s war on second homes image
....”. The rate of second-home ownership in the five parishes is among the highest in the country, with buyers drawn by the idyllic setting, the proximity to cities such as Plymouth, and comparatively low prices. ...
Britain’s housing crisis is so serious that it must be tackled now image
Source : Guardian [Read Article] Sunday 20th of November 2016 06:59:30 AM
....Last week saw several heavyweight reports into Britain’s housing crisis. The Redfern review, detailing the catastrophic slump in home ownership, told us how real house prices have jumped 151% since 1996, while real earnings have risen only about a quarter as much. ...
'Life-changing'  image
Source : BBC [Read Article] Friday 18th of November 2016 10:11:37 PM
....Because of that, Luke Murphy believes CLTs which link prices directly to wages could really catch on. "Yes, you will forego the increase in your own assets, but it does bring the other benefits of home ownership: security, being able to put down roots in your own community, and control over your environment. ...

Page rendered in 2.1233 seconds.