Topic filter : Home Loan

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....The FHFA penalty relates to the way that $32bn of mortgages were packaged up and sold as residential mortgage-backed securities (RMBS) between 2005 and 2007, when RBS was the largest non-US bank engaged in this practice. The bonds were sold to US housing agencies Fannie Mae and Freddie Mac – the linchpin of the housing market as they buy mortgages from lenders to allow them to grant more home loans – before the market collapsed during the financial crisis, leaving the buyers nursing heavy losses. ... [Read full article on Guardian ]
Wednesday 12th of July 2017 12:55:36 PM
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. The average two-year fixed rate home loan is now just 2. ... [Read full article on Daily Express ]
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....5%. If someone was to take out a £200,000 holiday home loan from Leeds BS, its criteria suggest that the borrower would have to achieve an annual rental income of more than £15,000 a year to have any chance of obtaining a loan. ... [Read full article on Guardian ]
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Latest Finance News related to Home Loan

RBS to pay $5.5bn penalty over US loan misselling scandal image
Source : Guardian [Read Article] Wednesday 12th of July 2017 12:55:36 PM
....The FHFA penalty relates to the way that $32bn of mortgages were packaged up and sold as residential mortgage-backed securities (RMBS) between 2005 and 2007, when RBS was the largest non-US bank engaged in this practice. The bonds were sold to US housing agencies Fannie Mae and Freddie Mac – the linchpin of the housing market as they buy mortgages from lenders to allow them to grant more home loans – before the market collapsed during the financial crisis, leaving the buyers nursing heavy losses. ...
Mortgage rates: Home buyers urged to switch to record low loans 'before it's too late' image
. The average two-year fixed rate home loan is now just 2. ...
Trouble in the Dales as holiday homes become the new buy-to-let image
Source : Guardian [Read Article] Saturday 1st of July 2017 06:00:06 AM
Republicans take aim at Dodd-Frank financial rules image
Source : BBC [Read Article] Thursday 8th of June 2017 02:18:10 PM
.... . It would also loosen rules on home loans and allow banks to opt out of Dodd-Frank rules if they maintain a 10% ratio of capital to assets. ...
Will we pay higher stamp duty as my girlfriend has inherited property? image
....Second, as we are unmarried, we could acquire the new property in my name only. However, to secure a large enough mortgage, we need it to be calculated from both our salaries and, with the property in just my name, banks would only offer a home loan based on my salary. ...
Mortgage approvals at seven-month low image
Source : BBC [Read Article] Wednesday 31st of May 2017 10:05:22 AM
. Fixed mortgage rates have fallen to new lows, but home loan approvals have also fallen to their lowest level since September. ...
Britons are sitting on too much debt without a financial safety net image
Source : Daily Express [Read Article] Sunday 28th of May 2017 12:01:00 AM
....5 trillion and rising. Mortgage holders are particularly vulnerable, as even those with life insurance do not have enough cover to pay off their home loan. ...
Mortgage loan: Lending to wannabe buyers falls as number of homes for sale dips image
....The Council of Mortgage Lenders (CML) said an estimated £18. 4 billion-worth of home loans were handed out in April - down by 11 per cent compared with March when loans totalling £20. ...
British shoppers go on spring spree – but the outlook may be chillier | Larry Elliott image
....7bn a year to households. There is, though, one big omission from the list: help for people buying their own homes on standard variable rate (SVR) mortgages, who could save themselves money by moving to a cheaper home loan deal. ...
Number of second charge mortgages leaps to nine-year high image
Source : Guardian [Read Article] Friday 12th of May 2017 03:10:13 PM
.... The figures show that growing numbers of homeowners are deciding to cash in on the equity in their property by taking out a second mortgage to raise money for a variety of reasons, including financing a home extension, funding a deposit for a son or daughter buying their first home, or even paying a tax bill. The Finance & Leasing Association (FLA), which published the figures, said this type of home loan was “a useful product”. ...
REVEALED: How many interest-only borrowers are paying off their mortgage image
Source : Daily Express [Read Article] Wednesday 10th of May 2017 11:05:00 AM
....Many borrowers have little option but to turn to equity release after being refused capital repayment mortgages by lenders. More than one in five people who took on the plans in the first three months used the funds to clear home loans, according to data from Key Retirement. ...
House price news: Values fall for first time since 2012 image
Source : Daily Express [Read Article] Tuesday 9th of May 2017 03:30:00 PM
....However, prices are set to be held up by record low stock and ultra low mortgage rates. Lenders have recently slashed home loan rates lower to attract new customers. ...
Mortgage price war: HSBC five-year fix ramps up competition as borrowers urged to switch image
.... The five-year offering has a fee of £999, available to borrowers with a equity of at least 25 per cent (75 per cent Loan To Value). At the same time, Yorkshire Building Society has introduced a record low two-year discounted rate home loan with a rate of just 0. ...
Yorkshire Building Society launches record low 0.89% mortgage rate image
Source : Guardian [Read Article] Thursday 20th of April 2017 11:01:02 PM
....89% for two years. There were predictions a few months ago that the era of record-low mortgages may be coming to an end, but the new move by the Yorkshire Building Society suggests that, if anything, competition in the home loans market may be intensifying. ...
Cost of junk image
Source : BBC [Read Article] Tuesday 4th of April 2017 12:52:58 PM
....As inflation increases, the central bank, the Reserve Bank, will have to increase interest rates as a counter measure. This makes the cost of mortgages, home loans and any other borrowing ordinary South Africans want to do more expensive. ...
US Federal Reserve raises interest rates to 1% in bid to hold off inflation image
.... It may be a problem for big-ticket durable items, home appliances, stuff like that. ” There is a ceiling on those effects, though, and Faucher doesn’t think they will affect home loans. ...
Home ownership in England at a 30-year low, official figures show image
Source : Guardian [Read Article] Thursday 2nd of March 2017 02:32:32 PM
....The report also provided fresh evidence that, for those who can afford to buy, the traditional 25-year mortgage may be on the way out. It found that almost all first-time buyers had taken out a repayment mortgage, and that 40% had signed up for a home loan lasting 30 years or more. ...
One in four UK retirees burdened by unpaid mortgage or other debts image
Source : Guardian [Read Article] Friday 17th of February 2017 06:49:49 AM
....The research follows a study by the Financial Conduct Authority which found that 2017-18 would be the first of three “peak periods” when large numbers of interest-only mortgages would mature. The FCA has warned that almost half of all people with interest-only home loans (about 1. ...
Is equity release a good way to pay off your home loan? image
Source : Guardian [Read Article] Saturday 28th of January 2017 07:00:48 AM
....The City watchdog has identified 2017-18 as the first of three “peak periods” when large numbers of interest-only mortgages will mature. It estimated that about 85,000 of these home loans are due for repayment this year, and then the same again next year. ...
RBS braced for multi-billion-pound settlement for loan-misselling scandal image
Source : Guardian [Read Article] Wednesday 25th of January 2017 09:20:18 PM
....8bn. Even when the bank takes a provision, it may not be the final amount that the DoJ will extract from RBS for the misselling scandal, which is related to the complex packaging of home loans that was a lucrative business for the banking industry until the 2008 crisis. ...
Whistleblower wins 13-year campaign against HSBC image
Source : Guardian [Read Article] Friday 20th of January 2017 01:17:13 PM
....”. He said the government had issued repossession proceedings against him last month – his mortgage is with Northern Rock, which was nationalised in 2008, and his home loan is now controlled by the state-owned UK Asset Resolution. ...
JP Morgan Chase to pay $55m to settle racial discrimination charges image
Source : Guardian [Read Article] Wednesday 18th of January 2017 04:50:34 PM
. JP Morgan Chase agreed to pay $55m to settle charges that the bank discriminated against “thousands” of minorities seeking home loans by charging them higher rates and fees. ...
Sharp rise in first-time buyers taking mortgages lasting at least 30 years image
. The traditional 25-year mortgage could be on the way out, with growing numbers of first-time buyers opting for deals lasting 30 or 35 years – suggesting that many will still be burdened with home loan debt in their 60s and 70s. ...
Take the long view with a 10-year fixed-rate mortgage image
Source : Guardian [Read Article] Thursday 12th of January 2017 07:00:21 AM
. Existing homeowners can lock into low interest rates – and sail through the Trump and Brexit years safe in the knowledge their mortgage will not rise – following the launch of a raft of attractive 10-year fixed-rate home loans. ...
New year resolutions to help you handle your money in 2017 image
Source : Daily Express [Read Article] Sunday 1st of January 2017 05:41:00 PM
....Cut your mortgage costs. Connolly says you should review your home loan to make sure it is competitive: “Check how much you can save by remortgaging to a cheaper deal or making overpayments to reduce the debt, while rates are low. ...
Deutsche Bank reaches $7.2bn settlement with US in mortgages case image
Source : Guardian [Read Article] Friday 23rd of December 2016 05:16:46 AM
....It still faces investigations into the alleged manipulation of foreign exchange rates, suspicious equities trades in Russia, as well as alleged violations of US sanctions on Iran and other countries. Deutsche Bank’s “troubling practices” were widespread, including when trader Greg Lippmann told colleagues that many home loans the bank was packaging into securities were “crap” and “pigs”, according to a 2011 US Senate subcommittee report. ...
US justice department accuses Barclays over mortgage mis-selling image
Source : Guardian [Read Article] Thursday 22nd of December 2016 10:59:23 PM
....Earlier this week Reuters reported that the Swiss bank Credit Suisse had been asked to pay between $5bn and $7bn to settle the long-running investigation. Bailed-out Royal Bank of Scotland has repeatedly warned that it too faces a penalty from the DoJ over the investigation that reflects an attempt by outgoing president Barack Obama to hold banks accountable for selling the bonds – which packaged up home loans – without telling investors about the risks. ...
Seven simple ways to cut your spending in 2017 image
Source : Guardian [Read Article] Saturday 17th of December 2016 07:00:15 AM
.... And while we are promised £40-per-policy savings from a crackdown on whiplash, this will be offset by the rise in insurance premium tax to 12% next June. This has been a pretty good year for many people who have taken out a mortgage, with record low fixed-rate home loans on offer – provided you meet the criteria – and a base rate cut. ...
HSBC raises mortgage rates and pulls 'cheapest-ever' fix image
Source : Guardian [Read Article] Tuesday 6th of December 2016 01:35:57 PM
....5% higher. The move follows warnings from mortgage brokers that a number of factors, including Donald Trump’s US election win, were set to push up the cost of new fixed-rate home loans. ...
Smart money? image
Source : BBC [Read Article] Friday 2nd of December 2016 12:23:08 AM
.... And its risk assessments are so accurate that the default rate - the percentage of students failing to keep up repayments - is one of the lowest in the industry. The firm has now moved beyond student loan refinancing to offer other products, too, such as a mortgage tailored to former students that enables them to roll their student debts into the home loan. ...
Consumer credit sees fastest growth in 10 years image
Source : Guardian [Read Article] Thursday 24th of November 2016 11:50:14 AM
....”. The BBA’s seasonally adjusted figures for mortgage lending show that the number of home loans approved for house purchases reached a five-month high in October, at 40,851. ...
Fix your mortgage rate now if you’re worried about Trump and Brexit image
Source : Guardian [Read Article] Saturday 19th of November 2016 07:00:02 AM
....So if you are thinking about signing up for one of the cheap fixed-rate deals on offer, act now to avoid paying more than you need to. According to the Council of Mortgage Lenders, home loan affordability has reached a “historic low” for both first-time buyers and home movers. ...
Metro Bank says mortgage customers can rent out homes on Airbnb image
Source : Guardian [Read Article] Thursday 17th of November 2016 02:50:41 PM
. A mortgage lender has added a clause to its home loans that allows borrowers to let out their property through Airbnb without asking its permission. ...
Childcare costs 'hit mortgage applicants' image
Source : BBC [Read Article] Wednesday 12th of October 2016 09:23:29 AM
....Parents are asking family and friends to look after their children to reduce childcare costs while they apply for a mortgage, a survey has suggested. Childcare is among the costs considered by mortgage providers when deciding whether an applicant should be given a home loan. ...
Australia cracks down on interest rate-rigging image
Source : BBC [Read Article] Tuesday 4th of October 2016 08:58:24 AM
...."This package will ensure our regulatory regime is as modern and secure as any comparable regime found in equivalent foreign jurisdictions, such as the United Kingdom and the European Union," he said. The parliamentary inquiry is only partly focusing on the rate-rigging scandal, as the main trigger was public anger when banks failed to pass on the full reduction in the central bank's main lending rate to borrowers with home loans. ...
Struggling to get on the housing ladder? Why not buy with friends image
Source : Guardian [Read Article] Monday 26th of September 2016 05:59:22 AM
....Saving for a deposit, and that aversion among banks towards high LTV mortgages, continues to be problematic. According to the latest AmTrust Moneyfacts LTV tracker, the number of available home loans for those with 5% deposits fell from 243 in July to 238 in August. ...
First-time buyers must wait seven years longer for home in south-east England image
Source : Guardian [Read Article] Thursday 22nd of September 2016 11:01:24 PM
....The mortgage guarantee element of the help-to-buy scheme is due to finish at the end of the year. The Bank of England has told the government that the end of the guarantee will not have detrimental effects on the supply of home loans. ...
Help to buy closure will not affect those with small deposits, says Bank image
Source : Guardian [Read Article] Thursday 22nd of September 2016 03:20:18 PM
. The Bank of England has told the government that its flagship scheme which has helped more than 79,000 buyers on to the housing market can be closed without any impact on the supply of home loans. ...
Base-rate cut could lead to UK mortgages at less than 1% interest image
Source : Guardian [Read Article] Tuesday 20th of September 2016 05:57:30 PM
....Rates on two-year, fixed-rate mortgages – already at record lows – could fall even further because of tough competition among lenders to attract new customers, according to leading City analysts. Super-cheap home loans could give the market a boost after the vote for Brexit, which forced Threadneedle Street to cut rates to 0. ...
Credit worthy?  image
Source : BBC [Read Article] Sunday 18th of September 2016 06:59:26 AM
....Some analysts are also sounding alarm bells, saying that the banks' earnings growth is under pressure from new capital rules, increased competition and rising funding costs. There are also concerns over the impact of Australia's housing bubble, given home loans account for the bulk of local bank assets. ...
Homeowners saving cash on cheaper mortgage rates following Brexit vote image
Source : Daily Express [Read Article] Tuesday 30th of August 2016 08:18:00 PM
....25 per cent earlier this month, which has now driven mortgage rates to new lows. This means homeowners who remortgage today could make even bigger savings on their home loan. ...
Shoppers' credit card use unaffected by Brexit, say banks image
Source : BBC [Read Article] Wednesday 24th of August 2016 09:21:23 AM
....However, the total of 37,662 mortgages approved for house purchases in July was down 5% on the previous month, and 12% lower than the average of the previous six months. This could suggest that those planning to buy a home may have taken a wait-and-see approach with home loan applications during the referendum campaign. ...
Post-Brexit property sales remain steady image
Source : BBC [Read Article] Tuesday 23rd of August 2016 10:27:26 AM
....It said that mortgages that only required a 5% deposit were being withdrawn from the market by lenders. The number of home loans on offer in this category had been growing to a peak in March of 270, but had fallen to 225 since. ...
Interest rate cut: what now for savers and borrowers? image
Source : Guardian [Read Article] Saturday 13th of August 2016 06:01:18 AM
....25% by remortgaging, writes Rupert Jones. Nationwide announced this week that it is cutting most of its new fixed-rate home loan deals by up to 0. ...
Mortgage cut 'delay' and best savings rates 'slaughter' image
Source : BBC [Read Article] Friday 5th of August 2016 10:48:53 AM
.... Many of those banks which have announced changes to these rates already say the cut will take effect on 1 September. Approaching a third of mortgage holders (29%) have home loans that are on the standard variable rate - the default option after a fixed term has run its course. ...
REVEALED: If you went to university you’ll find it HARDER to buy a house image
Source : Daily Express [Read Article] Monday 1st of August 2016 02:09:00 PM
....Higher education students are more likely to be turned down for a mortgage than those who don't carry on education after A-levels, due to a poor credit score, analysis by Amigo Loans showed. Overall 16,000 people were rejected for a home loan because of their financial history, and those who went to university were 10 per cent more likely to fall into this group, than those who didn't, found Amigo Loans. ...
'More cheap mortgages on the way' image
Source : BBC [Read Article] Monday 25th of July 2016 12:01:35 PM
....Where can I afford to live?. Once on the ladder, homeowners are seeing historically low costs for home loans. ...
Homeowners in northern England 'most vulnerable to negative equity' image
Source : Guardian [Read Article] Thursday 14th of July 2016 12:15:47 PM
....”. The ratings agency said borrowers with interest-only mortgages and those who took out home loans in the run-up to the financial crisis were most likely to lose the equity they had gained since 2009 if house prices dropped. ...
Housing market 'falters amid Brexit campaign and vote' image
Source : BBC [Read Article] Wednesday 13th of July 2016 11:03:39 PM
....Yet the Council of Mortgage Lenders suggested that the effect of the referendum result on the housing market would not be immediately clear. The decision by the Bank of England on whether to alter the Bank rate, to be announced later, is likely to affect the cost of mortgages and, potentially, demand for these home loans. ...
Military Mutual targets insurance for small businesses image
Source : Daily Express [Read Article] Sunday 26th of June 2016 10:09:00 AM
....”. The firm is also looking to offer home loans to its members through a tie-up with “experienced” mortgage brokers. ...
Five-minute guide to…lowest-ever fixed mortgage rates image
Source : Daily Express [Read Article] Sunday 26th of June 2016 09:28:00 AM
....46 a month on top of your monthly mortgage payments, Hagger says. Mortgages with high product or arrangement fees work better for those borrowing larger sums than for those with smaller home loans. ...
Take out a mortgage … and walk away with a freebie image
Source : Guardian [Read Article] Saturday 25th of June 2016 06:00:06 AM
.... Back in 2004, the West Bromwich building society made headlines when it offered a free Rover 25 car with a list price of £7,995 with its “Brum Brum” mortgage. A year later Scarborough building society launched a home loan that came with a 42-inch plasma tv with a recommended retail price of £3,299. ...
Fixed-rate mortgages 'likely to get even cheaper' after Brexit image
Source : Guardian [Read Article] Friday 24th of June 2016 03:56:39 PM
. The Brexit vote looks set to push already cheap fixed-rate mortgages to new lows, with a raft of lenders likely to cut borrowing costs for new customers in the coming days, according to a leading home loans expert. ...
Buy-to-let landlords win multimillion payout from West Bromwich image
Source : Guardian [Read Article] Wednesday 8th of June 2016 12:49:10 PM
....Thousands of buy-to-let landlords will share a multimillion-pound payout after winning a “David and Goliath” legal battle against one of Britain’s biggest building societies. Court of appeal judges have ruled that the West Bromwich was not legally entitled to vary the landlords’ mortgage interest rates in the absence of a change in the Bank of England base rate, which their home loans track until the end of the term. ...
House prices compared with earnings 'close to pre-financial crisis levels' image
....5% would lead to a correction, it said, although a return to “normal” rates was some way off. Prices have been pushed up by the availability of cheap home loans, and would need to fall by 40% to bring the ratio back to the pre-2000 average of 3. ...
UK Asset Resolution deal triggers bonuses for 2,000 employees image
Source : Guardian [Read Article] Tuesday 24th of May 2016 03:00:00 PM
.... At the time the two businesses had 800,000 mortgage customers, now reduced to 238,000 as people have repaid loans or their mortgages have been sold off. He is leaving UK Asset Resolution, the body that controls both businesses, to run Computershare, the organisation that is taking over the processing of outstanding home loans. ...
We need to talk about inflation – the great debate missing from this election campaign | Greg Jericho image
....The budget day rate cut largely undid the rate rises the banks made last year when tighter lending requirements reduced their profit margins. But the new average standard variable home loan rate of 5. ...
RBS and NatWest to stop offering mortgages to British expats image
Source : Guardian [Read Article] Wednesday 11th of May 2016 02:19:06 PM
....The banking brands did not give a reason for the change in policy, which means that from 19 May, applicants must be resident in the UK in order to be eligible for a mortgage with NatWest or RBS. However, some mortgage experts have claimed new European regulations on home loans which took effect on 21 March have meant more work for lenders, as they have added greater complexity to the process. ...
More people using equity release to repay interest-only mortgages image
Source : Guardian [Read Article] Wednesday 11th of May 2016 12:25:05 PM
....Key Retirement said it believed this increase was largely being driven by customers who needed the maximum cash available now as they were intending to use the lump sum to pay off shortfalls in interest-only mortgages. There have been a series of warnings about this type of home loan in recent years. ...
Is a remortgage or second charge mortgage right for home improvements? image
.... You usually get one from a separate lender – there are a number of specialist firms. If you take one out, it means you will have two mortgages on your home; the main mortgage will always take precedence over the second home loan. ...
Fancy getting a mortgage at 80? Top lender extends age limit for borrowers image
. Under the change, borrowers will be able to take out home loans where the term lasts up until their 80th birthday - up from the previous limit of 75. ...
REVEALED: The mortgage deals that can save YOU hundreds of pounds image
Source : Daily Express [Read Article] Wednesday 4th of May 2016 03:10:00 PM
. The rates on the home loans are typically fixed in line with the Bank of England (BoE) base rate, which currently sits at 0. ...
Thought you were too old to get a mortgage? Now you can have one at 95 image
Source : Guardian [Read Article] Saturday 16th of April 2016 06:00:11 AM
....Think you’re too old for a mortgage? Think again. Guardian Money can reveal details of a new home loan you can have until you are 95. ...
George Osborne says Brexit would drive up mortgage rates image
Source : Guardian [Read Article] Friday 15th of April 2016 04:11:09 PM
....George Osborne has issued a stark warning that mortgage rates will rise if Britain leaves the European Union. The chancellor said he thought it was likely interest rates, and therefore the cost of home loans, would rise if Britons vote to leave the EU in the referendum on 23 June. ...
You can now get a mortgage in a DAY – but there are a few catches image
Source : Daily Express [Read Article] Thursday 14th of April 2016 01:40:00 PM
. The 'mortgage in a day' service aims to remove the weeks of stress buyers are likely to experience while waiting to hear if a home loan has been approved. ...
EU vote 'could slow housing market' image
Source : BBC [Read Article] Thursday 7th of April 2016 08:20:09 AM
....A survey by the Halifax, now part of Lloyds Banking Group, is published a few days later. Lloyds is the biggest mortgage lender in the UK with 20% of the market and, like the Nationwide, uses its own home loan data. ...
Beware the Airbnb guests who could end up costing you your home image
Source : Guardian [Read Article] Saturday 2nd of April 2016 05:59:01 AM
.... But some might wonder whether a lender would really find out if a mortgage holder had paying guests staying every now and again? Should you just do it anyway and hope for the best? And what if you only want to rent out a room?. Without consent, any Airbnb host with a mortgage is likely to find themselves in breach of their home loan contract. ...
Is shared ownership a vital first step on the property ladder, or a slippery slope? image
....Consumer group Which? says the advantages of shared ownership is that “it can enable you to get on to the property ladder more quickly than you might if you wanted to buy a home outright; it may be cheaper than renting; and you can sell a shared ownership property at any time and will benefit from any increase in value it’s seen since you bought. ” But mortgage adviser Simon Tyler, of Tyler Mortgage Management, warns that a shared ownership mortgage usually comes with higher rates than mainstream home loans. ...
National house price gap widens image
Source : BBC [Read Article] Tuesday 22nd of March 2016 10:19:37 AM
....A survey by the Halifax, now part of Lloyds Banking Group, is published a few days later. Lloyds is the biggest mortgage lender in the UK with 20% of the market and, like the Nationwide, uses its own home loan data. ...
Mortgage lending shakeup could push up cost of borrowing image
Source : Guardian [Read Article] Monday 14th of March 2016 07:27:01 PM
....The Council of Mortgage Lenders (CML) said the global rules were likely to have “unintended and negative consequences” for buy-to-let borrowers and those borrowing to finance the purchase of their own home. It warned that the Basel committee on banking supervision – which sets rules to be adopted by national banking regulators – could require lenders to amass bigger capital cushions against home loans. ...
What issues will be front and centre of the economy election? | Greg Jericho image
....It will likely try to put a cap on the amount individuals can claim on negative gearing, but that policy seems more about shifting who benefits from negative gearing rather than actually doing anything about housing affordability. There are a number of ways to measure housing affordability, but one I like compares the average size of a home loan to average full-time income. ...
Buy-to-let mortgage lending rockets ahead of stamp duty rise image
Source : Guardian [Read Article] Thursday 10th of March 2016 12:40:37 PM
....”. First-time buyers took out 21,400 home loans in January, up 14% on the same month the previous year, borrowing a total of £3. ...
'Expect slowdown' in house price growth image
Source : BBC [Read Article] Thursday 10th of March 2016 12:07:43 AM
....A survey by the Halifax, now part of Lloyds Banking Group, is published a few days later. Lloyds is the biggest mortgage lender in the UK with 20% of the market and, like the Nationwide, uses its own home loan data. ...

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