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....On top of the longevity factor, our working lives will also be shaped by rapid technological changes. Such developments as hi-tech robots and online banking are already forcing people to adapt how they work and in some cases to retrain altogether. ... [Read full article on Guardian ]
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Latest Finance News related to Hi-tech

Job opportunities should not wither as we age | Katie Allen image
Source : Guardian [Read Article] Sunday 4th of June 2017 01:06:00 PM
....On top of the longevity factor, our working lives will also be shaped by rapid technological changes. Such developments as hi-tech robots and online banking are already forcing people to adapt how they work and in some cases to retrain altogether. ...
Homes with hi-tech parking – in pictures image
Source : Guardian [Read Article] Friday 2nd of June 2017 10:45:37 PM
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'Screen fatigue' sees UK ebook sales plunge 17% as readers return to print image
.... “However, for many consumers the screens on smartphones and tablets are not as conducive to reading, not as comfortable”. With most Britons now carrying hi-tech, expensive phones many just don’t want to have the extra cost, and potential headache, of carrying and looking after more devices. ...
Lunch-hour hacks image
Source : BBC [Read Article] Tuesday 25th of April 2017 12:00:52 AM
....A finalist in the Women Who Tech European Start-up Challenge, she runs her child tracker firm, TechSixtyFour, from her home in Teddington, Middlesex. She is typical of a new breed of hi-tech mums and dads around the world using lunchtime "life hacks" to juggle work and family commitments. ...
How Britain can build a successful, lasting industrial strategy image
Source : Guardian [Read Article] Sunday 16th of April 2017 10:03:01 AM
....“The government is developing an industrial strategy which calls for employer-led sector deals to boost productivity and skills. But so far, efforts have focused on high-skill, high productivity, hi-tech export sectors such as automotive and aerospace,” it said. ...
America owes China $1tn. That’s a problem for Beijing, and Trump knows it image
....Beijing has been left guessing about what it will actually take to stop Trump slapping a 45% tariff on all Chinese exports. The answer is that it will probably require Xi to remove the barriers that make it hard for hi-tech US companies to export to China. ...
Industrial heartland is in no fit state to pump up UK exports image
Source : Guardian [Read Article] Sunday 2nd of April 2017 06:00:46 AM
....As an economy, the West Midlands should be revving its engines quietly in readiness for Brexit. But the ONS figures show the region has fundamental weaknesses that few would expect, especially when it lays claim to have the UK’s second city at its heart, with hi-tech manufacturing to rival the German Ruhr. ...
Uber president quits firm saying its values are 'inconsistent' with his image
....The company also faces challenges in court. Waymo, a self-driving car company that used to be part of Google, last month sued Uber in federal court, alleging betrayal and hi-tech espionage. ...
Aberdeen wrestles with hard choices as independence looms again image
Source : Guardian [Read Article] Saturday 18th of March 2017 03:59:43 PM
....Such is the decline in oil revenues that whisky is now the country’s biggest export, pushing professional services – much of them linked to Edinburgh’s finance industry – into second place; oil is third and mining and quarrying fourth. Many SNP officials still look to Ireland as a role model: Dublin as a low-tax financial centre, Cork as a hi-tech hub and agriculture as the bedrock. ...
After Brexit, Israel senses a chance to boost trade with UK image
Source : Guardian [Read Article] Saturday 11th of March 2017 04:00:38 PM
....”. Technology is booming in Israel: Google, Apple, Facebook, and Microsoft all have research centres there, and there are 300,000 hi-tech workers in a country of only 8. ...
Budget: Money for robots, cars and 5G image
Source : BBC [Read Article] Wednesday 8th of March 2017 02:04:53 PM
....He also promised more money to support the development of driverless cars and electric vehicle batteries. The funds for the hi-tech research come from the National Productivity Investment Fund (NPIF), which was announced by the chancellor last year. ...
The smaller the better? image
Source : BBC [Read Article] Friday 3rd of March 2017 12:08:53 AM
...."The future belongs to the fast," is how Meg Whitman explains her radical decision as chief executive to split up technology giant Hewlett-Packard. The firm, which famously started life in a Palo Alto garage in California in 1939 and which is credited with founding Silicon Valley - the beating heart of the hi-tech world - has now declared a new era: that of the nimble start-up. ...
Middle-aged dog walkers to lead Mountain Warehouse across US image
Source : Guardian [Read Article] Monday 27th of February 2017 09:35:52 AM
....Mountain Warehouse has been growing at more than 20% a year, with sales expected to exceed £200m this year, as it expands at home and tackles the foothills of vast new markets such as the USA and Canada. Neale sees a gap for utilitarian fleeces and rucksacks that don’t break the bank in a market where big marketing budgets are deployed to convince shoppers to shell out for hi-tech performance fabrics with names like “Windwall” and “Aquaguard”. ...
If EU workers go, will robots step in to pick and pack Britain’s dinners? image
Source : Guardian [Read Article] Saturday 25th of February 2017 04:00:05 PM
....He thinks smaller-scale machines, such as laser weeders and drones, will have broader appeal than large-scale harvesting and sowing technology on farms today. But he admits that established producers of agricultural machinery are not keen to invest in hi-tech gadgets that may disrupt their existing businesses. ...
Boeing to open factory in South Yorkshire image
Source : BBC [Read Article] Friday 24th of February 2017 01:54:08 PM
....The company said the factory, at Catcliffe in Rotherham, could also lead to new jobs in the supply industry. The plant will manufacture hi-tech aircraft components. ...
Business rates rise is biggest issue for small firms in London image
Source : Guardian [Read Article] Friday 17th of February 2017 12:01:17 AM
....“The business attraction of London is that it has a strong ecosystem of support services from the micro and small business community. Some of these businesses are the ones that become high-growth companies from a standing start, often in the hi-tech sectors. ...
Is Ticketclever the way to put rail fares back on track? We find out image
Source : Guardian [Read Article] Saturday 4th of February 2017 07:01:22 AM
....uk. But Ticketclever claims its service is simpler and faster, and its website is certainly quite hi-tech and user friendly. ...
Chinese discard hundreds of cycles-for-hire in giant piles image
Source : Guardian [Read Article] Tuesday 17th of January 2017 10:09:36 AM
. It has been billed as a hi-tech bike-sharing boom that entrepreneurs hope will make them rich while simultaneously transforming China’s traffic-clogged cities. ...
Jetpack to work image
Source : BBC [Read Article] Wednesday 11th of January 2017 12:11:26 AM
....Pilots on real roads begin in November. Cities are at a crossroads when it comes to easing congestion - should they invest in expensive, hi-tech infrastructure schemes, such as China's straddling bus, or sit back and wait for the era of driverless cars to solve the problem?. ...
Life cycle image
Source : BBC [Read Article] Tuesday 3rd of January 2017 09:43:50 AM
.... . As Prof Bates explains: "There are limited amounts of those metals left, so we have to be much cleverer about how we keep them or we could be in danger of going back to the days when only very rich people had hi-tech goods, because it is so expensive to buy as those materials aren't out there. ...
Smart gloves, clever belts image
Source : BBC [Read Article] Tuesday 20th of December 2016 12:18:36 AM
.... The data is sent wirelessly to a central computer. The hi-tech gloves allow workers to keep hold of items with both hands while scanning more quickly. ...
Ireland to fight EU order to collect €13bn in back taxes from Apple image
Source : Guardian [Read Article] Monday 19th of December 2016 01:39:35 AM
....Ireland, an EU member since 1973, has for decades charged a headline rate on corporate taxes of 12. 5% —less than half the European norm and nearly a third the US rate of 35% — and has facilitated the complex use of shell companies that help Apple and scores of other hi-tech global enterprises, including social media and pharmaceutical leaders, to pay far less on non-US sales of goods and services. ...
The future of shopping: drones, digital mannequins and leaving without paying image
Source : Guardian [Read Article] Saturday 10th of December 2016 03:59:02 PM
. Amazon may be set to bring its hi-tech till-free stores to the UK after registering the Amazon Go brand name in the UK last week. ...
China's hi-tech bike hire startups image
Source : BBC [Read Article] Sunday 4th of December 2016 10:11:14 PM
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Hull's Siemens factory produces first batch of wind turbine blades image
Source : Guardian [Read Article] Thursday 1st of December 2016 06:27:34 PM
....Stephen Brady, the city council’s leader, said the plant, combined with Hull being named city of culture for 2017, was a positive “perfect storm”. “This place is proof that manufacturing in this country and in this great city has a glittering, hi-tech future,” said the business and energy secretary, Greg Clark, at the site’s inauguration on Thursday. ...
Lessons from Mars image
Source : BBC [Read Article] Wednesday 23rd of November 2016 12:41:38 AM
.... Such skills will be vital as the world's population increases. But sustainable solutions are not always hi-tech. ...
Waitrose makes a John Lewis journey with moving Christmas ad image
Source : Guardian [Read Article] Sunday 13th of November 2016 11:56:48 AM
....Waitrose has taken a leaf out of sister brand John Lewis’s Christmas TV ad playbook with a heart-tugging festive campaign that tells the story of an arduous epic journey home of a young robin. The ad, like John Lewis’s trampoline bouncing Buster the boxer, uses hi-tech special effects to create the robin’s transcontinental Christmas migration in what Waitrose says is the “most creatively sophisticated” ad it has ever made. ...
Soaring Disney Studios hopes for $7bn fairytale ending to its year image
Source : Guardian [Read Article] Saturday 12th of November 2016 04:00:53 PM
....This was followed by nailing down the world’s most famous sci-fi franchise by buying Lucasfilm, maker of Star Wars, in a $4bn deal that has paved the way for a string of new releases, including Rogue One, a spin-off story about a plot to steal the plans to the Death Star. The deal also included the rights to the Indiana Jones franchise and two highly prized, hi-tech production companies, Industrial Light & Magic and Skywalker Sound. ...
After Tesco fraud, are other banks vulnerable to cyber-attacks? image
Source : Guardian [Read Article] Saturday 12th of November 2016 07:00:42 AM
.... This combines two different types of ID checks – typically something you know, such as a password or pin, with something you have, such as a card reader or a mobile phone on which to generate or receive a single-use passcode. Tesco Bank, which was not tested by Which?, is a leading challenger bank – the new entrants trying to topple the domination of the traditional players – mostly appealing to younger customers with the promise of a user-friendly, hi-tech approach. ...
UK must retaliate against cyber-attacks says chancellor image
Source : BBC [Read Article] Tuesday 1st of November 2016 12:09:41 AM
.... . These will help tackle organised gangs and aim to raise the cost of engaging in hi-tech crime to make it much less attractive. ...
Itchy business image
Source : BBC [Read Article] Wednesday 19th of October 2016 11:14:58 PM
....She says she was inspired to set up the company after reading an article about a US lice removal business. The Hairforce takes a hi-tech approach, and its "crack squad of lice assassins" get rid of lice using a three-stage process. ...
Great car, but where do you put your drink? image
Source : BBC [Read Article] Wednesday 5th of October 2016 07:31:54 AM
. More than a million people are expected to visit the Paris Motor Show to look at the latest shiny, hi-tech contraptions the motor industry has put together. ...
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You sent how much?! image
Source : BBC [Read Article] Thursday 29th of September 2016 11:04:27 PM
....Most business email fraud is relatively lo-tech, relying on psychological manipulation and people's willingness to get the job done. But Jim Wadsworth, managing director at Accura, the data analysis arm of payments giant VocaLink, believes his company's hi-tech solution could prove the best way to combat it. ...
The drugs don't work image
Source : BBC [Read Article] Monday 26th of September 2016 11:04:42 PM
....The pharmaceutical industry has applied a number of other technologies to the issue, including the use of Radio Frequency Identification (RFID) tags. "Our industry helps to prevent and detect fakes in the supply chain, namely through implementation of overt and covert technologies, including invisible printing to be applied on the actual packages, and forensic techniques such as hi-tech solutions that require laboratory testing or dedicated field test kits," says Mario Ottiglio, director of public affairs at the International Federation of Pharmaceutical Manufacturers and Associations (IFPMA). ...
Get off my land! image
Source : BBC [Read Article] Thursday 22nd of September 2016 11:03:44 PM
....The app is currently being trialled in southern Nigeria by British American Tobacco, and goes live country-wide in November. Of course, it's not just hi-tech solutions helping farmers. ...
Average UK car insurance bill rose by 13% over past year image
Source : Guardian [Read Article] Tuesday 20th of September 2016 01:21:03 PM
....Average car insurance bills have jumped by more than 13% over the past year following a surge in costly claims, according to new data. Motorists appear to be paying the price for advances in technology, as repairs to cameras, sensors and other hi-tech features can run into thousands of pounds. ...
The ultra-Orthodox Jews combining tech and the Torah image
Source : BBC [Read Article] Thursday 8th of September 2016 11:14:54 PM
...."I met with a lot of secular people and I realised they were looking at me like I was coming from a different planet, like someone from the Middle Ages," he says. "They really didn't believe that I had any chance to do something meaningful in the hi-tech field. ...
Pursuing the pirates image
Source : BBC [Read Article] Thursday 8th of September 2016 11:01:27 PM
....It has now spread far beyond Somalia to West Africa, with the Gulf of Guinea now regarded by many as having the most dangerous waters in the world. What's more, piracy has gone hi-tech. ...

To save us all time and money, we should walk away from the EU now
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Source : Telegraph [Read Article] Thursday 4th of August 2016 06:12:17 PM
.... When we leave the EU, protected prices will be replaced by world prices. This generates healthy competition which pushes up productivity, forcing firms to go “up the value chain” towards more hi-tech methods. ...

Guns, jobs and angry white men: five reasons Donald Trump could win the White House
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....The Sanders supporters were specifically targeted after being identified by an advertising agency through records of their previous internet use. Mr Trump's clever and hi-tech gambit cost $400,000 (£302,000), and the tactic will be expanded to large numbers of Sanders voters in eight key states. ...
Read this, not that! image
Source : BBC [Read Article] Thursday 21st of July 2016 11:09:36 PM
Say, what?! image
Source : BBC [Read Article] Monday 27th of June 2016 11:33:55 PM
....In January, Skype rolled out its real-time translation software, which allows voice-to-voice translation in seven languages. But even this hi-tech development was not without its teething problems, randomly turning Mandarin words into obscenities on one occasion. ...
Brexit would help UK manufacturing survive in a global market image
Source : Guardian [Read Article] Tuesday 14th of June 2016 11:48:20 AM
.... Take steel. Despite the media stories at the time about dumping and tariffs, the key issue was that this hi-tech sector with modern working practices could not be supported or protected when needed. ...
Call for ticket touting to be criminalised image
Source : Guardian [Read Article] Saturday 21st of May 2016 06:00:05 AM
.... They then resell them via secondary market websites. These market themselves as a safe, easy way for fans to buy and sell, but, say some critics, are merely a hi-tech version of the old-fashioned street tout. ...
British business needs investment and vision. But most of all it needs purpose image
.... Too many famous names among those that are left – from oil to retailing – have been embroiled in scandals or have profound problems with their business model. There are only two hi-tech companies – ARM and Sage – represented in the FTSE 100. ...
Chinese economy: exports fall by 2% and imports by 11% in April image
Source : Guardian [Read Article] Sunday 8th of May 2016 05:51:18 AM
.... The dollar figure diverged as the yuan has depreciated over the last year. Beijing is attempting a difficult transition away from reliance on cheap exports and infrastructure investment towards hi-tech industry and consumer spending as its three-decade long growth model shows signs of wearing out. ...
Chinese economy: exports fall by 2% and imports by 11% in April image
Source : Guardian [Read Article] Sunday 8th of May 2016 05:51:18 AM
.... The dollar figure diverged as the yuan has depreciated over the last year. Beijing is attempting a difficult transition away from reliance on cheap exports and infrastructure investment towards hi-tech industry and consumer spending as its three-decade long growth model shows signs of wearing out. ...
Is the Tesla 3 the electric car that will change everything? image
Source : Guardian [Read Article] Saturday 7th of May 2016 06:00:06 AM
.... But that hasn’t deterred enthusiastic motorists. So far 400,000 people worldwide have pre-ordered the hi-tech, super-stylish and (for some countries) “affordable” Tesla Model 3, a figure unheard of in the auto industry. ...
Is the Tesla 3 the electric car that will change everything? image
Source : Guardian [Read Article] Saturday 7th of May 2016 06:00:06 AM
.... But that hasn’t deterred enthusiastic motorists. So far 400,000 people worldwide have pre-ordered the hi-tech, super-stylish and (for some countries) “affordable” Tesla Model 3, a figure unheard of in the auto industry. ...
An Uber for everything: the surge in on-demand apps image
Source : Guardian [Read Article] Tuesday 3rd of May 2016 05:30:24 PM
....Infrastructure – or the lack of it – also became a problem for Lavanda. Westlake began using industrial laundries, but they weren’t geared for the digital age, so he looked for a site on which he could build a hi-tech plant of his own. ...
Steel jobs 'can be saved by tech' image
Source : BBC [Read Article] Friday 15th of April 2016 06:40:55 AM
....But Prof Allwood said that plan did not go far enough, because most scrap metal contained impurities that made it suitable for only low-value products, such as steel reinforcing bars, which were subject to heavy international competition. It would be far better, he said, to harness science to make pure hi-tech steel that met the needs of the UK's leading industries. ...
When learning is all at sea image
Source : BBC [Read Article] Tuesday 12th of April 2016 11:01:05 PM
.... Recruitment can be a challenge, so training existing staff becomes more important. The crew on board a ship occupy their own self-contained world, with their own sleeping quarters and places of work, such as the hi-tech airiness of the bridge, the rattle of the kitchens and the heat and noise of the engine rooms. ...
Can tech give the fashion industry a sustainability makeover? - live chat image
.... Ralph Lauren already offers a t shirt for a cool $295 (£210) that sends workout data to an iPhone, and Lady Gaga has brought 3D printing to the red carpet. But beyond the super hi-tech, others are working on merging technology and fashion to address environmental concerns. ...
An anti-trade America is a recipe for disaster image
Source : Guardian [Read Article] Friday 8th of April 2016 11:48:04 AM
....The TPP does have its flaws, particularly in its overshoot on protection of intellectual property rights. But the idea that the deal will be a huge job killer for the US is highly debatable, and something does need to be done to make it easier to sell hi-tech goods to the developing world, including China, without fear that such goods will be instantly cloned. ...
China’s zeal for steel casts long shadows at home and abroad image
Source : Guardian [Read Article] Saturday 2nd of April 2016 03:00:06 PM
.... The government is aiming to cut steel production by 150 million tonnes by 2020. China has risked raising tensions over its role in the UK steel crisis by imposing a 46% import duty on a type of hi-tech steel made in Wales. ...
The challenges facing Marks & Spencer's new chief image
Source : Guardian [Read Article] Saturday 2nd of April 2016 06:00:01 AM
.... It also has an all singing, all dancing website in place of the one run by Amazon. Computers at its hi-tech distribution centre in Castle Donington initially said no but at last count internet sales were growing at a respectable 20. ...
Chinese government imposes tariff on EU steel imports image
Source : Guardian [Read Article] Friday 1st of April 2016 05:29:02 PM
.... It justified the move by saying imports from abroad were causing substantial damage to its domestic steel industry. Tata Steel, whose subsidiary Cogent Power makes the hi-tech steel targeted by the levy in Newport, south Wales, was unable to say on Friday whether any Cogent products are exported to China. ...
VIDEO: Six things in the office of the future? image
Source : BBC [Read Article] Wednesday 30th of March 2016 11:09:07 PM
...." The digital algae canopy is developed by the London-based ecoLogicStudio, who provided the footage. The system of surgically-implanted chips is operate by Epicenter, a hi-tech office block in Stockholm. ...
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Will smart toys make parents lazy? image
Source : Guardian [Read Article] Tuesday 29th of March 2016 11:48:02 AM
.... Interactive and connected toys promise to bring your child’s favourite characters to life, promote coding skills, and even diagnose medical conditions. Hello Barbie is a $75 (£53) doll that can chat with children for hours on end; Kibo is a robot that toddlers program using coloured cubes; and Spanish researchers are developing hi-tech building blocks that can automatically detect neurological disorders. ...
The vital role of credit unions in providing access to low-cost finance image
Source : Guardian [Read Article] Wednesday 16th of March 2016 09:45:16 AM
.... We do a fantastic job of that, but if that’s all we do, then it will be very, very difficult to run a successful credit union,” Lyonette said. The sector also needs to match the quick and easy, hi-tech offerings of other lenders, he added. ...
Will I warm to a hi-tech thermostat? image
Source : Guardian [Read Article] Saturday 12th of March 2016 07:00:10 AM
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Anti-insect paint and electric planes: can technology make aviation sustainable? image
....It’s already an idea that NASA has explored. Last year it tested hi-tech coatings to make dead insects slide off wings, with one design delivering a 40% reduction in insect residue. ...
VIDEO: South Korea's answer to Silicon Valley image
Source : BBC [Read Article] Tuesday 1st of March 2016 02:03:28 AM
. How do you build a hi-tech industry? . ...
Arm Holdings geared up for the next technological revolution image
Source : Guardian [Read Article] Friday 26th of February 2016 05:17:17 PM
....Founded in a Cambridge barn 25 years ago, Arm is now worth almost £14bn. With its hi-tech focus and non-London base, it is the sort of company the government wants at the forefront of the country’s economy. ...
Safe and sound: how to beat the burglars and protect your property image
Source : Guardian [Read Article] Thursday 25th of February 2016 07:00:26 AM
....Canary system. Description: A wireless wide-angle indoor camera that resembles a hi-tech speaker. ...
Bank security: annoying AND useless image
Source : Telegraph [Read Article] Sunday 21st of February 2016 09:20:53 AM
.... . These hi-tech systems would not eliminate all fraud, much of which involves fooling the customer rather than the bank. ...
Meet Tom Williams, Airbus's Mr Fixit image
Source : Telegraph [Read Article] Saturday 20th of February 2016 03:00:46 PM
.... . “If someone said we can’t build the aeroplane because of the engine or the radar, some hi-tech product, I wouldn’t be sympathetic, but I could understand,” says Williams, who has a reputation for straight talking, unlike many of the slick operators often found in such senior roles. ...
Surveillance state: fingerprinting pupils raises safety and privacy concerns image
....The Department for Education doesn’t track how many schools use biometric systems, but in 2014, campaigning group Big Brother Watch estimated that more than a million secondary schoolchildren had handed over their fingerprints. In these hi-tech schools, biometrics – in particular fingerprints but also palm prints – can be used for entering and exiting the main school building as well as classrooms and buses, taking attendance, and accessing lockers, computers, library books and printers. ...
Ardian private equity taps into gym sector with management buyout image
Source : Telegraph [Read Article] Wednesday 17th of February 2016 12:07:17 PM
. The company behind the hi-tech wristbands and smartphone apps used by gym, pool and adventure park-goers has been sold to private equity firm Ardian. ...
Could Vietnam become the next Silicon Valley? image
Source : BBC [Read Article] Tuesday 2nd of February 2016 12:49:13 AM
....5bn worth of investment. Samsung and Intel already have offices in Ho Chi Minh City at the nearby hi-tech park, attracted by a young, well-educated labour force and generous tax incentives. ...
EasyJet to trial world's first hydrogen hybrid plane image
Source : Telegraph [Read Article] Tuesday 2nd of February 2016 12:01:50 AM
.... . The hi-tech fuel system will seek to harness the energy produced by an aircraft’s brakes, which could then be used to power the plane while it is on the ground. ...
Luxury gazebos: Springing up in a British back yard near you image
Source : Telegraph [Read Article] Monday 1st of February 2016 05:58:07 PM
.... . “We’re seeing a huge increase in demand for fireplaces, underfloor heating, and hi-tech double-glazing,” he says. ...
Cost of UK retail crime soars to a record £613m image
Source : Guardian [Read Article] Monday 1st of February 2016 12:01:12 AM
. The annual bill for UK retail crime soared to £613m last year – the highest level since records began – driven by sophisticated criminal gangs stealing luxury goods such as designer clothing and hi-tech gadgets to order. ...
Cheap cab ride? You must have missed Uber’s true cost | Evgeny Morozov image
Source : Guardian [Read Article] Sunday 31st of January 2016 12:03:12 AM
.... And to do that, it is willing to burn a lot of cash, while rapidly expanding into adjacent industries, from food to package delivery. An obvious but rarely asked question is: whose cash is Uber burning? With investors like Google, Amazon’s Jeff Bezos and Goldman Sachs behind it, Uber is a perfect example of a company whose global expansion has been facilitated by the inability of governments to tax profits made by hi-tech and financial giants. ...
Britain’s world-beating services are a sign of success, not failure image
Source : Telegraph [Read Article] Friday 29th of January 2016 04:23:14 PM
.... A second reason to be optimistic about the services-orientation of the economy is the great improvement in productivity which has taken place in manufacturing. Our manufacturing base has been transformed since the 1970s and is now much more hi-tech, efficient and highly skilled. ...

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