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....When Godfrey moved in the house had not been cleaned and the fuse box was left dangerously exposed, while the live earth wire was hanging down from the sink, he says. He has found more than 100 other “snags” and reckons he would have to take three weeks off to supervise the builder fixing them – on a nine-week-old home. ... [Read full article on Guardian ]
Saturday 11th of March 2017 07:00:27 AM
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.... Namely, people who want to climb Mount Everest for bragging rights – the sort of affluent adventurers, drawn to climbing in part by Patagonia, whose impact Chouinard now regrets so much. “Someone who has paid $100,000 for a guided climb where the sherpas put the route in and risked their lives fixing the lines and carried all your stuff up for you and positioned your oxygen balls so you could go up and come back and say you climbed Everest. ... [Read full article on Guardian ]
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.... If that sounds radical, it is a model that funds housing, and infrastructure, in many other countries. That alone might go some way towards fixing a broken market – if it ever happens. ... [Read full article on Guardian ]
Tuesday 28th of February 2017 12:00:27 PM
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....Whether he will get to fulfill his promise remains to be seen. Perhaps nowhere is the plight of US infrastructure – and the issues with fixing them – more obvious than on its roads. ... [Read full article on Guardian ]
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. Gina Miller, the businesswoman who rose to fame after taking the government to court over Brexit, is demanding that City regulators investigate what she alleges is “price fixing” by the UK fund management industry. ... [Read full article on Guardian ]
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Latest Finance News related to Fixing

Why are Britain’s new homes built so badly? image
Source : Guardian [Read Article] Saturday 11th of March 2017 07:00:27 AM
....When Godfrey moved in the house had not been cleaned and the fuse box was left dangerously exposed, while the live earth wire was hanging down from the sink, he says. He has found more than 100 other “snags” and reckons he would have to take three weeks off to supervise the builder fixing them – on a nine-week-old home. ...
Patagonia and The North Face: saving the world – one puffer jacket at a time image
.... Namely, people who want to climb Mount Everest for bragging rights – the sort of affluent adventurers, drawn to climbing in part by Patagonia, whose impact Chouinard now regrets so much. “Someone who has paid $100,000 for a guided climb where the sherpas put the route in and risked their lives fixing the lines and carried all your stuff up for you and positioned your oxygen balls so you could go up and come back and say you climbed Everest. ...
Gina Miller urges FCA investigation into fund management 'price fixing' image
. Gina Miller, the businesswoman who rose to fame after taking the government to court over Brexit, is demanding that City regulators investigate what she alleges is “price fixing” by the UK fund management industry. ...
Fixing America's failing infrastructure won't be easy, despite Trump's pledge image
....Whether he will get to fulfill his promise remains to be seen. Perhaps nowhere is the plight of US infrastructure – and the issues with fixing them – more obvious than on its roads. ...
UK’s housing market is broken, and only a radical solution can fix it | Peter Hetherington image
.... If that sounds radical, it is a model that funds housing, and infrastructure, in many other countries. That alone might go some way towards fixing a broken market – if it ever happens. ...
VW cracks down on executive pay after diesel scandal image
Source : BBC [Read Article] Friday 24th of February 2017 08:46:49 PM
....VW has now set aside a total of 22. 6bn euros for fines, fixing or buying back affected vehicles and compensating owners. ...
British Gas worst-value tariffs are not 'evil empire', boss says image
Source : Guardian [Read Article] Thursday 23rd of February 2017 01:28:27 PM
....He said the market was working and questioned the wisdom of a price cap, arguing it would simply shift blame from energy suppliers to ministers. “If you are going to start fixing prices, when are you going to stop? Then it becomes not our problem – if people want to complain about energy prices they’ll have to blame the government. ...
Barclays' profits almost triple but chairman says many challenges await image
Source : Guardian [Read Article] Thursday 23rd of February 2017 09:10:57 AM
.... A total of 364 Barclays staff were paid more than £1m last year, including 11 who received more than £5m. The bank, which has been scrambling to repair its reputation since the 2012 Libor rate-fixing scandal, is fighting the US Department of Justice over a decade-old mortgage bond misselling scandal. ...
Bovis to pay £7m to compensate customers for poorly built homes image
Source : Guardian [Read Article] Monday 20th of February 2017 09:05:32 AM
....Earl Sibley, Bovis’s interim chief executive, announced the £7m “customer care provision” as homeowners prepare to protest at the company’s annual meeting in May. Sibley, who stepped in after Dave Ritchie quit after a profits warning last month, said he would make fixing customers homes the “absolute operational priority”. ...
How to cut FIVE months off your mortgage repayments with one simple move image
Source : Daily Express [Read Article] Sunday 19th of February 2017 04:02:00 PM
.... Longer mortgage fixes can provide more certainty for home owners, but it's important to look at any early repayment costs, which may need to be paid amid a house move. Shaun Church, director at Private Finance, said: “With loan terms getting longer and people moving house less often, it seems counter-intuitive that fixing the price of their loan for a much shorter period of time remains the default option for many consumers. ...
Automated holidays: how AI is affecting the travel industry image
Source : Guardian [Read Article] Friday 17th of February 2017 06:00:02 AM
....Gunstone also cautions that regulators could be catching up with computer-based intelligence. “US antitrust laws are on the lookout for AI-created price fixing,” he warns. ...
Time to get boiler cover before you end up in hot water image
Source : Daily Express [Read Article] Wednesday 15th of February 2017 12:01:00 AM
....New research from uSwitch. com reveals that for more than one in four, fixing the boiler cost more than £1,250. ...
No place like home: America’s eviction epidemic image
Source : Guardian [Read Article] Sunday 12th of February 2017 10:00:03 AM
.... Without stable shelter, everything else falls apart. This means it is impossible to address poverty in America without fixing housing. ...
Welcome to rabbit-hutch Britain, land of the ever-shrinking home image
Source : Guardian [Read Article] Saturday 11th of February 2017 07:00:09 AM
.... But could the UK now be facing a fresh squeeze on the size of its homes?. Ministers have admitted that England’s housing market is “broken”, and have set out a number of measures aimed at fixing it. ...
PM to reaffirm green belt pledge despite plans to ramp up housebuilding image
Source : Guardian [Read Article] Sunday 5th of February 2017 12:34:41 PM
....Sajid Javid, the communities secretary, said: “We are determined to make housing more affordable and secure for ordinary working families and have a rental market that offers much more choice. We understand people are living longer in private rented accommodation which is why we are fixing this broken housing market so all types of home are more affordable. ...
Theresa May to offer more security for renters image
Source : Guardian [Read Article] Saturday 4th of February 2017 11:44:42 PM
....Sajid Javid, the communities secretary, said: “We are determined to make housing more affordable and secure for ordinary working families and have a rental market that offers much more choice. We understand people are living longer in private rented accommodation which is why we are fixing this broken housing market so all types of home are more affordable. ...
VW risks new pay row as compliance chief lands €10m payoff image
Source : Guardian [Read Article] Tuesday 31st of January 2017 06:38:36 PM
.... It has set said €18. 2bn to meet the costs of fines and fixing the cars installed with defeat devices, but the company now expects to pay out more than this. ...
How buying a Bovis home came with hundreds of snags image
Source : Guardian [Read Article] Saturday 28th of January 2017 07:00:48 AM
....”. New homebuyers get a 10-year protection, split between a builder’s guarantee for the first two years (whereby they are responsible for fixing all defects in the home), followed by a warranty issued by NHBC, Premier Guarantee or LABC Warranty for the next eight years. ...
BT insists Italian scandal is under control as profits plunge image
Source : Guardian [Read Article] Friday 27th of January 2017 09:54:01 AM
....“That is a matter for the remuneration committee,” he said. “What we are doing today is focusing on fixing the issues in Italy. ...
Tesco to buy Budgens and Londis owner Booker in £3.7bn deal image
Source : Guardian [Read Article] Friday 27th of January 2017 07:18:45 AM
....“The initial gut reaction, which is usually the best one, is that it may be sound for Tesco but far from compelling for Booker shareholders,” said Shore Capital analyst Clive Black. “Tesco is not a business without a lot to do fixing the UK stores, trying to make online sustainably profitable, rebuilding profitability in central Europe and generally deleveraging. ...
Burberry sales soar – from £14 nail varnish to £28,000 alligator coat image
Source : Guardian [Read Article] Wednesday 18th of January 2017 08:48:43 AM
.... There are more personal shopping assistants to advise on wardrobe updates and special touches such as in-store monogramming for small items such as wallets and purses, which have contributed to a double-digit uplift in spend from returning customers. The cheapest item on offer is a £14 nail varnish and the most frequently bought items are “charms” for fixing to handbags or keys, including tiny teddies for £150 and sequinned hearts for £105. ...
Libor scandal: the bankers who fixed the world’s most important number | Liam Vaughan and Gavin Finch image
.... His team put together a dossier, including some preliminary reports from within the financial community. In March, economists at the Bank for International Settlements, an umbrella group for central banks around the world, had published a paper that identified unusual patterns in Libor during the crisis, although it concluded these were “not caused by shortcomings in the design of the fixing mechanism”. ...
Volkswagen confirms $4.3bn payment over diesel emissions image
Source : Guardian [Read Article] Tuesday 10th of January 2017 11:08:24 PM
....The Justice Department’s settlement with VW will not end its investigation into individual misconduct and more executives may face charges, sources said. VW must still spend the next two years buying back or fixing dirty U. ...
Theresa May vows to correct 'burning injustices' image
Source : BBC [Read Article] Sunday 8th of January 2017 04:50:51 AM
..... "From tackling the increasing lack of affordability in housing, fixing broken markets to help with the cost of living, and building a great meritocracy where every child has the opportunity of a good school place, we will act across every layer of society to restore the fairness that is the bedrock of the social solidarity that makes our nation strong. ...
Global regulators postpone pivotal banking reform meeting image
Source : Guardian [Read Article] Tuesday 3rd of January 2017 02:29:54 PM
....”. Stefan Ingves, the Swedish central bank governor who chairs the Basel committee, said it would keep working to “finalise its reforms aimed at fixing shortcomings highlighted by the financial crisis to make banks safer and more resilient”. ...
The garden shed full of helping hands image
Source : BBC [Read Article] Tuesday 27th of December 2016 01:09:35 AM
.... . With the insight of his own experience, they soon created their own design, fixing a few flaws in the existing e-Nable model along the way. ...
Seven simple ways to cut your spending in 2017 image
Source : Guardian [Read Article] Saturday 17th of December 2016 07:00:15 AM
.... However, Nick Dixon, investment director at investment and -insurance giant Aegon, says: “With inflation moving towards the Bank’s 2% target quicker than expected, the only way is up for interest rates in 2017. Mortgage-holders should consult their advisers now about fixing their rates before they rise. ...
Top model agencies agencies fined £1.5m for price-fixing image
Source : BBC [Read Article] Friday 16th of December 2016 12:01:28 PM
....It also accused the Association of Model Agents (AMA), the trade association, of sending round emails to its members telling them to keep prices high. However, the CMA stressed that big name "top models" were not involved in the price-fixing. ...
UK model agencies found guilty of price-fixing image
Source : Guardian [Read Article] Friday 16th of December 2016 11:55:07 AM
....5m for colluding to fix prices charged to retailers, fashion brands and other customers. The UK competition regulator has fined FM Models, Models 1, Premier, Storm and Viva, along with industry trade body the Association of Model Agents (AMA), for price-fixing modelling services for at least two years from March 2013. ...
Six pharmaceutical firms accused of price-fixing image
Source : BBC [Read Article] Friday 16th of December 2016 05:49:56 AM
. US authorities have accused six pharmaceutical firms from the US, India and Australia of price-fixing. ...
Bank of England HOLDS interest rates - but experts warn of 2017 hike image
Source : Daily Express [Read Article] Thursday 15th of December 2016 11:43:00 AM
...."Base rate hikes will be the tool of choice for the monetary policy committee to keep prices in check. "Mortgage holders should consult their advisers now about fixing their rates before they rise”It comes after the US last night raised its interest rates for the second time since the financial crisis. ...
Take charge of your mortgage: 3 out of 5 mortgage borrowers have no idea how much they owe image
....Nick Dixon, investment director at Aegon, said rising infl ation could force the Bank of England to hike base rates within six to nine months. “Mortgage holders are already starting to see the best rates disappear and may want to speak to their adviser about fixing rates quicker than the Bank can make its move,” he said. ...
Why is UK inflation rising so quickly? Blame Brexit and the oil price image
Source : Guardian [Read Article] Tuesday 13th of December 2016 01:38:38 PM
....8% in January 2016 and unless that fall is replicated next month (which it won’t be), inflation will rise. It is likely to hit 2% by the spring and 3% by the end of the year, unless the price-fixing deal for oil falls apart and the cost of crude comes crashing down again. ...
Christine Lagarde in court over €400m payout to French tycoon image
Source : Guardian [Read Article] Monday 12th of December 2016 02:26:44 PM
.... Sarkozy has been friends with tycoon Bernard Tapie since the 1980s. Bernard Tapie, 73, is a businessman, former government minister, one-time actor, singer, TV host and football club owner, who spent eight months in jail for match-fixing and tax fraud. ...
Courtside gambling ads dumped from Australian Open image
Source : BBC [Read Article] Friday 9th of December 2016 05:44:59 AM
....Tennis Australia confirmed on Friday it would no longer offer "on-court signage" to the betting agency. The ads were criticised in January after the BBC and BuzzFeed revealed evidence of widespread match-fixing at the top level of world tennis. ...
London mayor sets 35% affordable homes target in deal with developers image
Source : Guardian [Read Article] Tuesday 29th of November 2016 12:01:33 AM
....”. Khan said he now planned to “move towards a long-term strategic goal” of half of new homes being genuinely affordable and stressed that “fixing the housing crisis will be a marathon not a sprint”. ...
New Libor disclosures in court image
Source : BBC [Read Article] Thursday 10th of November 2016 10:56:32 PM
....At the meeting, the email says, bank executives agreed the Libor rates being submitted "do not reflect where we can borrow in decent size". It adds that they agreed "there was a case for us fixing Libor considerably higher. ...
UK online sellers warned over price fixing image
Source : Guardian [Read Article] Monday 7th of November 2016 01:58:26 PM
. The competition regulator has warned online traders against price fixing after finding evidence of collusion by sellers using internet marketplaces such as Amazon. ...
Jobs for the girls image
Source : BBC [Read Article] Monday 7th of November 2016 12:08:55 AM
.... They are aware that women are not stereotypically seen as problem solvers, but that's not their view. "Women are good at fixing problems," Alice, Georgia and Cerys tell me. ...
Can a comic teach South Africa's young hustlers? image
Source : BBC [Read Article] Thursday 27th of October 2016 11:12:05 PM
. Andile Dube has been buying and fixing up residential buildings in South Africa since he was at university, but now he is trying to teach other young people the secrets of his success - using a comic book. ...
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No more pink, please image
Source : BBC [Read Article] Tuesday 11th of October 2016 12:09:13 AM
.... Gone would be the days of vast numbers of women having appalling, quality-of-life affecting health issues and being told it's 'one of those things'! . "Kids would automatically ask their mums - rather than their dads - for help fixing, designing and building things. ...
Australia cracks down on interest rate-rigging image
Source : BBC [Read Article] Tuesday 4th of October 2016 08:58:24 AM
.... . The inquiry is also in response to pressure on the government to launch a royal commission after a series of earlier scandals ranging from poor financial advice for customers to the alleged fixing of interest rates. ...
Under pressure image
Source : BBC [Read Article] Thursday 29th of September 2016 10:58:59 PM
....Deutsche, which now employs roughly 100,000 people across more than 70 countries, is paying a heavy price for those risks - in fact the second biggest since the financial crisis. A whopping $14bn fine from the US Department of Justice for mis-selling mortgage backed securities, which isn't much less than the size of Deutsche's current market capitalisation, is just the latest penalty for a litany of misdeeds, including manipulating Libor rates and fixing gold prices. ...
Charity calls for end to letting fees for tenants image
Source : BBC [Read Article] Sunday 18th of September 2016 11:41:47 PM
....Now, with university and college students starting in digs for the first time or returning to rented accommodation, the charity is braced for more calls. It said that previous research had highlighted problems such as delays in getting basic repairs completed or in fixing properties that were so damp or cold they could pose a health risk. ...
Bosses could face jail for failure to prevent fraud image
Source : BBC [Read Article] Monday 12th of September 2016 04:20:13 AM
.... . David Green, director of the Serious Fraud Office, said while banker Tom Hayes was the first person to be convicted for Libor fixing his employers were only held to account for his actions in a US court, where the law makes a prosecution easier. ...
Money problems image
Source : BBC [Read Article] Friday 26th of August 2016 01:28:28 AM
....Rents, even in the suburbs, are rising and many of the best rental homes in suburban Atlanta are owned by private equity firms. Many of these firms swooped into the market during the recession, buying up foreclosed homes and fixing them up for renters. ...
Apple tackles iPhone one-tap spyware flaws image
Source : BBC [Read Article] Thursday 25th of August 2016 11:51:30 PM
....This is in many ways a textbook case of the cybersecurity community acting precisely as it should. Researchers were alerted to a vulnerability, investigated it, and made Apple, the company responsible for fixing it, aware so it could issue a fix. ...
Pushed out image
Source : BBC [Read Article] Thursday 25th of August 2016 11:12:02 PM
.... . Many of these firms swooped into the market during the recession, buying up foreclosed homes and fixing them up for renters. ...

Former PM David Cameron facing MPs' inquiry after resignation honours list is published that would 'embarrass a medieval court'
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.... Calling time by waiving his right to introduce swathe of new peers could have set down a marker for the new government to take the House of Lords in hand and get to work on reforming our bloated and out-of-date upper house. “However, we now have a new government with a potentially new agenda – let’s get to work on fixing this unaccountable and expensive anomaly once and for all. ...

The Gif of God: Church of England issues eight social media commandments
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Source : Telegraph [Read Article] Wednesday 3rd of August 2016 06:00:00 PM
....com/MvE2AuxvOS. It includes suggestions that committees such as Parochial Church Councils (PCCs) use the messaging tool “Slack” to co-ordinate discussions on topics such as fixing the roof or organising Christmas services. ...

Post-Brexit Britain needs a first-class Navy
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Source : Telegraph [Read Article] Tuesday 2nd of August 2016 09:00:00 PM
.... The government now faces a bill of tens of millions of pounds to fit all of the ships with replacement engines. The cost of fixing the Type 45s, moreover, comes at a time when the Navy is already suffering from underfunding. ...

Potholes caused twice as many breakdowns as they did ten years ago, as the weather 'wreaks havoc' on crumbling roads
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....". Councillor Peter Box, transport spokesman for the Local Government Association (LGA), said councils are fixing more potholes than ever but are "hamstrung by a huge disparity in funding". ...
'High price' for the lost savings habit image
Source : BBC [Read Article] Friday 22nd of July 2016 09:06:49 PM
....The BBC News website asked members of the UK Money Bloggers community for their tips about saving for a rainy day fund. Two surveys have revealed the extent to which families have lost the savings habit to cover the cost of unplanned events, such as fixing the car or paying for repairs in the home. ...
UK house prices surged in the month before Brexit vote, figures show image
Source : Guardian [Read Article] Tuesday 19th of July 2016 03:34:24 PM
....“Sky-high rents are leaving millions of people stuck in a rent trap with no hope of saving for a home of their own, and – as these figures show – even if they could scrape some money together, house prices are completely out of step with average wages in most of the country. “The new prime minister and her government have a real chance to turn things around if they prioritise fixing the housing shortage and quickly get our country building homes that people on ordinary incomes can actually afford to buy or rent long-term. ...
BT not investing enough in Openreach, MPs say image
Source : Guardian [Read Article] Tuesday 19th of July 2016 08:52:59 AM
.... They based their demands on an independent report, published alongside the committee’s document. BT has faced criticism from the regulator, Ofcom, and rival companies that use its broadband network over a lack of investment in high-quality cables and delays in fixing faults. ...
BT must 'put its house in order' - MPs image
Source : BBC [Read Article] Tuesday 19th of July 2016 06:22:44 AM
....BT said while it agreed service levels have to improve, it was making progress in tackling the problem. "Thousands of engineers have been recruited and we are fixing repairs and installing new lines quicker than before," it said. ...

Ask John: We’re Out but not down – we are still cutting keys and fixing watches
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In a jam image
Source : BBC [Read Article] Friday 8th of July 2016 09:40:51 PM
.... . After that there's maintenance work, such as fixing irrigation systems and tidying up plants, that needs to be done. ...
Seven-year malaise image
Source : BBC [Read Article] Wednesday 6th of July 2016 11:16:19 PM
.... Many are living pay cheque to pay cheque. According to a recent survey by the Federal Reserve, nearly half of all American adults couldn't scrape together $400 to cover a financial emergency such as a health problem or a car that needed fixing. ...
Three convicted in Libor rigging trial image
Source : BBC [Read Article] Monday 4th of July 2016 11:35:42 AM
....It is the third case to be brought by the SFO into Libor manipulation. Last year, Tom Hayes became the first individual to be convicted in the Libor fixing scandal, initially sentenced to 14 years in prison although that was later reduced to 11. ...
50 years on image
Source : BBC [Read Article] Sunday 26th of June 2016 11:00:42 PM
.... . "Small changes to existing rules, such as increasing minimum payments from 1% to 2% of the balance or fixing minimum repayments so that they don't fall as the balance declines, could save people thousands of pound and cut years off repayment periods," says Mr O'Connor. ...
Eurozone on the brink of yet ANOTHER explosive financial crisis, warns banking chief image
...."This conveniently ignores the fact that the ECB having already bought €1trillion worth of European government bonds sending yields to new record lows yesterday and negative in a lot of cases, European companies can already borrow at record low rates but appear reluctant to do so. "No amount of cheap credit can solve that problem, without fixing the solvency problems in the European banking sector. ...
Uber CEO investigated over allegations of fraud in price-fixing case image
Source : Guardian [Read Article] Wednesday 8th of June 2016 06:47:23 PM
....US district judge Jed Rakoff is seeking to determine whether Uber instructed an investigator to lie in order to elicit information about Spencer Meyer, lead plaintiff in the antitrust lawsuit, and his attorney. The suit, filed in December, alleges that Uber’s chief executive, Travis Kalanick, engaged in a price-fixing scheme with Uber drivers. ...
How Apple lost its way: Steve Jobs’ love of simplicity is gone image
Source : Guardian [Read Article] Thursday 2nd of June 2016 02:31:15 PM
....There is serious work to be done in rebuilding the perception of simplicity that helped Apple become the world’s most valuable company. Existing problems need fixing, as do the internal processes that have allowed complicated products to make it into the hands of customers. ...
You’re witnessing the death of neoliberalism – from within | Aditya Chakrabortty image
.... It causes epic crashes that leave behind human wreckage and cost billions to clean up, a finding with which most residents of food bank Britain would agree. And while George Osborne might justify austerity as “fixing the roof while the sun is shining”, the fund team defines it as “curbing the size of the state … another aspect of the neoliberal agenda”. ...
Eurozone unlocks €10.3bn bailout loan for Greece image
Source : Guardian [Read Article] Tuesday 24th of May 2016 06:27:07 PM
.... According to the IMF forecast, Greece will be burdened with debts worth 250% of GDP by 2050 without “a substantial reprofiling” of the terms of loans. “Reprofiling”, by extending repayment terms and fixing interest rates at low levels, could reduce Greece’s debt burden to 100% of GDP by 2050, according to the IMF. ...
Britain's huge £1.6TRILLION debt swells higher as Osborne FAILS to get a grip on borrowing image
....The Treasury blamed today's poor figures on next month's referendum over membership of Europe and then issued more scaremongering over voting to Leave. A spokesperson said: “Today’s figures show further progress in fixing the record post-war deficit we inherited: borrowing is falling and we have the lowest April monthly deficit since the great recession. ...
Lawsuit accusing 16 big banks of Libor manipulation reinstated by US court image
....“Requiring the banks to pay treble damages to every plaintiff who ended up on the wrong side of an independent Libor‐denominated derivative swap would, if appellants’ allegations were proved at trial, not only bankrupt 16 of the world’s most important financial institutions, but also vastly extend the potential scope of antitrust liability in myriad markets where derivative instruments have proliferated,” the US court of appeals in New York said in the ruling issued on Monday. The decision could help investors in several other lawsuits in Manhattan seeking to hold banks liable for alleged price fixing in bond, commodity, currency, derivatives, interest rate and other financial markets. ...
IMF tells EU it must give Greece unconditional debt relief image
Source : Guardian [Read Article] Monday 23rd of May 2016 05:55:38 PM
.... However, it added that “front-loaded debt relief, to be fully delivered during the programme” was “equally important”. The Fund admitted its proposals for easing Greece’s debt burden would not be easy for some countries to accept, because it would involve member states making a commitment to compensate the European Stability Mechanism – Europe’s bailout fund – for any losses occurred from fixing interest rates at 1. ...
How to create the perfect password image
Source : Guardian [Read Article] Saturday 21st of May 2016 05:59:05 AM
....But remembering a wide variety of passwords is beyond most people. Two of the experts we approached recommended an alternative approach: remembering a core, long and safe passphrase, then prefixing or suffixing it with the name of a specific site. ...

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