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. New figures show spending on credit, debit and charge cards is growing at the fastest rate since 2008, rising more than five times faster than earnings in a fresh sign of ballooning borrowing by consumers. ... [Read full article on Guardian ]
Monday 21st of August 2017 05:09:55 PM
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.... And it comes amid poorer stock market performance over the past 10 year than the decade earlier. For someone earning £45,000, the savings pot at the end of the 10 years is £139,110 in 2017, compared with £180,106 in 2007, Fidelity found. ... [Read full article on Daily Express ]
Monday 21st of August 2017 01:30:00 PM
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Latest Finance News related to Earning

UK credit and debit card spending ​growing​ at fastest rate since 2008 image
. New figures show spending on credit, debit and charge cards is growing at the fastest rate since 2008, rising more than five times faster than earnings in a fresh sign of ballooning borrowing by consumers. ...
How YOUR pension has HALVED over the last 10 years, shock new figures image
Source : Daily Express [Read Article] Monday 21st of August 2017 01:30:00 PM
.... And it comes amid poorer stock market performance over the past 10 year than the decade earlier. For someone earning £45,000, the savings pot at the end of the 10 years is £139,110 in 2017, compared with £180,106 in 2007, Fidelity found. ...
Getting to grips with a £32,220 student debt – and how you can lighten the load image
.... Repayments kick in the April after graduation, but only when graduates earn more than £21,000 a year. They pay 9% on any pre-tax earnings over this amount – so, the more earned, the more repaid. ...
UK rail fare rise ‘will force key workers to quit city jobs’ image
Source : Guardian [Read Article] Saturday 19th of August 2017 11:05:27 PM
....Rail unions staged protests last week at stations across the country, including ones in London, Manchester, Birmingham, Bristol and Glasgow. The RMT union claims rail fares have risen by about 32% in eight years, while average weekly earnings have increased by 16%. ...
Women have every right to refuse treatment in childbirth | Letters image
Source : Guardian [Read Article] Saturday 19th of August 2017 11:05:26 PM
.... Mixed-ability schools are, as she says, vital in achieving this aim, but most comprehensive schools tend to segregate their pupils by “ability”, through banding or setting arrangements. However, good, mixed-ability teaching and learning are dependent on sharing and analysis of learning and a class ethos that is supportive, challenging and stimulating. ...
Better subsidies would make rail fares more affordable … just in time for Brexit image
.... The RMT found a month’s commute on sample routes into London typically cost double a similar journey into Brussels, and four times as much for journeys of equivalent lengths into Rome and Berlin. A study by the TUC-led Action for Rail highlighted just how savage a bite this takes from commuters’ wages: a season ticket from Liverpool to Manchester or Luton to London eats up 11-14% of average monthly earnings, while German, French, Spanish or Italian equivalents would be in the 2-4% range. ...
Seven ways to cut the cost of Britain’s rail tickets image
Source : Guardian [Read Article] Saturday 19th of August 2017 02:59:16 PM
....The second-biggest annual target for cost cutting, according to McNulty, was to reduce the rail industry’s wage bill by £260m. Salaries have outstripped earnings outside rail at all levels. ...
How to reform student finance? Let’s start with interest rates image
Source : Guardian [Read Article] Saturday 19th of August 2017 06:00:06 AM
.... It’s interesting he used that figure, rather than the £165,000 that even the PRs for UK universities use for male graduates. And how reliable is that? The earnings of today’s 40- and 50-year-old graduates, who were only one-tenth of the school-leaver generation of their day, is hardly a guide to the future earnings potential of the much larger cohort of students now in higher education. ...
European stock markets dip after Spain terrorist attacks image
Source : Guardian [Read Article] Friday 18th of August 2017 05:04:02 PM
....5%. Neil Wilson, analyst at the stock market betting firm ETX Capital, said: “As we’ve seen over the last couple of years in Europe, these kinds of atrocities affect tourism and will hit airline earnings. ...
Bunnings beware: the Homebase revolution is failing to shape up image
Source : Guardian [Read Article] Thursday 17th of August 2017 06:45:27 PM
.... It has preached the virtue of being a pan-European retailer for a decade but the benefits constantly seem to lie around the next corner. The latest five-year plan aims eventually to improve annual earnings by £500m, by rebooting IT systems and halving the number of products, but it’s hard work. ...
Why haven't politicians learned from the financial crisis? | Mohamed El-Erian image
.... They have not addressed anti-growth distortions that undermine the efficacy of tax systems, financial intermediation and trade. And they have failed to keep up with technology, taking advantage of the potential benefits of big data, machine learning, artificial intelligence and new forms of mobility, while managing effectively the related risks. ...
Learndirect blames government cuts for damning Ofsted report image
Source : Guardian [Read Article] Thursday 17th of August 2017 09:24:49 AM
....“Until very recently, company directors and senior leaders presided over a sustained decline in performance across all programmes,” Ofsted inspectors said in the report. “The proportion of learners and apprentices achieving their qualifications and the quality of teaching, learning and assessment had deteriorated significantly. ...
REVEALED: The five things people miss most when living abroad image
Source : Daily Express [Read Article] Thursday 17th of August 2017 09:01:00 AM
. Whether you are missing family, missing friends, or yearning for some Heinz Baked Beans, there are bound to be things you miss about life back home. ...
UK car buyers turn to secondhand vehicles image
Source : Guardian [Read Article] Wednesday 16th of August 2017 03:16:50 PM
. The British car market is coming under increasing pressure as consumers turn away from buying new models after a squeeze on earnings, favouring secondhand cars instead. ...
Student finances: How to manage money at university  image
Source : Daily Express [Read Article] Wednesday 16th of August 2017 08:47:00 AM
....Residential fees, materials and living expenses on top mean that self-funding students in England are likely to graduate with average debts of £50,800, according to the Institute for Fiscal Studies. NFU Mutual chartered financial planner Sean McCann said families who expect their offspring to borrow the full cost of their university course are in for a shock, as student maintenance loans for digs, food and other living costs are means tested: "Only students from the poorest households can borrow the full amount, while those from households earning more than £25,000 cannot. ...
UK pay growth picks up as unemployment rate falls again image
Source : Guardian [Read Article] Wednesday 16th of August 2017 08:36:46 AM
....UK pay growth has started to edge up amid signs that the lowest level of unemployment since the mid 1970s may be increasing workers’ bargaining power. Office for National Statistics figures showed that earnings growth in the three months to June was 2. ...
From standup comedy classes to free massages – wellness at work goes mainstream image
.... Google’s offices around the world boast everything from rock climbing walls and mini golf courses to sleep pods. It also offers staff on-site fitness centres, an array of healthy food options, financial planning advice, substantial parental leave entitlements, medical support and complementary therapies as well as personal development and learning opportunities tailored to individuals’ interests. ...
Department for Education pulls all Learndirect contracts and funding image
Source : Guardian [Read Article] Tuesday 15th of August 2017 07:03:32 PM
....Ofsted said was it was “very pleased” that the company’s application for a judicial review to prevent publication of the report had been refused. Among its criticisms, Ofsted said the management of apprentices was ineffective, while about a third of learners on apprenticeships “do not receive their entitlement to off-the-job learning” and fail to develop “the skills they require to progress to the next step in their career”. ...
Advertise all UK jobs with flexible working to tackle pay gap – report image
Source : Guardian [Read Article] Tuesday 15th of August 2017 05:26:47 AM
....The recommendations form part of a strategy for tackling pay imbalances across gender, ethnicity and disability, outlined in a report published on Tuesday that shows some of the biggest divisions in salaries across the country. The watchdog’s findings come weeks after the BBC revealed a vast disparity between the pay rates of its highest-earning men and women. ...
Uber to offer tipping for UK users – and introduce waiting charges image
Source : Guardian [Read Article] Monday 14th of August 2017 12:00:33 PM
....“This is a cynical PR move ahead of Uber’s appeal next month against last year’s employment tribunal ruling in favour of drivers,” he said. “Despite its claims, Uber remains completely deaf to the most serious issue – excessively long hours, earning on average between £5 and £6 per hour. ...
Gloom for Asda as it posts worst results this century image
Source : Guardian [Read Article] Sunday 13th of August 2017 06:00:06 AM
....1m, with a 14% rise in its housing business but a £1m loss from its care operations, where the market remains challenging. But the analysts are feeling positive about its prospects: “We remain confident in the longer-term market’s dynamics and management’s efforts to further improve the quality of earnings/cash flow should be reflected in a higher rating. ...
Box office massacre: how Hollywood flopped this summer image
Source : Guardian [Read Article] Friday 11th of August 2017 04:14:44 PM
....We’re coming to the end of a particularly chilly summer in Hollywood. It’s been a brutal week for movie theater chains as they ready their quarterly earnings reports for shareholders and warn those investors that they’re not going to like what they see. ...
Men from poor families twice as likely to be single, IFS study finds image
Source : Guardian [Read Article] Thursday 10th of August 2017 11:01:42 PM
.... Even among men in couples, the partners of men from richer backgrounds earn 73% more than the partners of men from poorer families. “Female earnings are an increasingly important component of household income and so these trends significantly reduce the household incomes of men who grew up in poor families compared with those of men who grew up in rich families,” the IFS said. ...
Breakthrough in leasehold scandal, plus cash grabs by Student Loans Company image
....Average UK broadband speed slower than most of Europe, report finds. Minority ethnic families earning up to £8,900 less than white Britons. ...
Monsanto sold banned chemicals for years despite known health risks, archives reveal image
. Monsanto continued to produce and sell toxic industrial chemicals known as PCBs for eight years after learning that they posed hazards to public health and the environment, according to legal analysis of documents put online in a vast searchable archive. ...
Pay is finally edging up, says Bank of England report image
Source : Guardian [Read Article] Wednesday 9th of August 2017 05:39:17 PM
....5%. The latest data from the Office for National Statistics indicated annual average earnings growth running at just over 2%, below inflation of 2. ...
Sing sing: prison choir connects local employers to former offenders image
Source : Guardian [Read Article] Wednesday 9th of August 2017 05:53:10 AM
....”. Over the past year the pair have worked with the IoD West Midlands to corral business bosses into visiting HMP Birmingham, hearing its choir, singing along and then learning about how they could employ men leaving the prison. ...
We let the 2007 financial crisis go to waste | Torsten Bell image
Source : Guardian [Read Article] Wednesday 9th of August 2017 05:00:01 AM
.... Some groups, including black men and the young, paid a heavy price, but the infamous 3 million unemployment figure that scarred Britain in a previous recession was never breached. In contrast, not a single Whitehall meeting I recall remotely anticipated the colossal pay squeeze that would see real earnings fall by over 10%. ...
Britain’s young suffer as austerity continues to take its toll | Letters image
.... It might be easier to link those increases to governments’ negligence. They have allowed the single adult jobseeker’s allowance to rot on the vine, from 1979 when it was 21% of average earnings, to 2008 when it had fallen to 10. ...
Paddy Power Betfair blames bad results on bad results image
Source : Guardian [Read Article] Tuesday 8th of August 2017 10:12:14 AM
....In the first quarter, revenue rose by 23% as the company benefited from more favourable sports results, particularly at Cheltenham Festival. Underlying earnings in the first half overall increased by 21% to £220m. ...
Total UK wealth tops £10tn thanks to City and property boom image
Source : Guardian [Read Article] Monday 7th of August 2017 11:01:22 PM
....5%, the lowest since June 1975. However, this improvement in the jobs market has not, as yet, boosted wage growth, resulting in earnings rising at a slower rate than consumer prices,” he said. ...
Payment in gold bullion banned under new law to combat tax evasion image
Source : Guardian [Read Article] Monday 7th of August 2017 05:33:52 PM
....“They have a theoretical obligation to pay the value of the asset to a trust at some point in the future – it is claimed that this obligation makes the payment non-taxable. However, in instances seen by HMRC so far, the individual has actually taken cash, thus supporting the HMRC view this is a payment of earnings. ...
House prices fall for FOURTH quarter in a row but here’s why homeowners shouldn't panic  image
....5 per cent, the lowest since June 1975. "However, this improvement in the jobs market has not, as yet, boosted wage growth, resulting in earnings rising at a slower rate than consumer prices. ...
UK house price rises slow to four-year low, says Halifax image
Source : Guardian [Read Article] Monday 7th of August 2017 09:54:34 AM
....5%, the lowest since 1975. “However, this improvement in the jobs market has not, as yet, boosted wage growth, resulting in earnings rising at a slower rate than consumer prices,” Galley added. ...
Minority ethnic families earning up to £8,900 less than white Britons image
....Minority ethnic families in the UK earn as much as £8,900 a year less than their white British counterparts, according to a study. Bangladeshi and Pakistani households earn about a third less on average than the median for white families, while earnings in black African families are typically about a fifth less, the Resolution Foundation thinktank found. ...
UK consumers cut spending on clothes, cars and foreign travel image
Source : Guardian [Read Article] Sunday 6th of August 2017 11:01:05 PM
....3% in July to 161,997 as consumers and businesses grew increasingly reluctant to commit to big spending decisions. Annabel Fiddes, an IHS Markit economist, said households were having to cope with rising living costs against a backdrop of slowing earnings growth, highlighting recent government data showing total real pay falling at the quickest pace for nearly three years. ...
Crane spotters predict leaner times for UK builders image
Source : Guardian [Read Article] Sunday 6th of August 2017 11:01:05 PM
.... The government’s help-to-buy scheme has also underpinned housebuilding programmes with the policy due to run until 2021. Help to buy is expected to fuel growth in private housing starts of 3% in 2017 and 2% in 2018, the CPA said, but this is slower than in previous years given uncertainties about the strength of consumer confidence and falls in real earnings. ...
Employment statistics tell skewed story about UK jobs market Katie Allen image
....Taking a longer view, pay has yet to recover to its pre-crisis peak in inflation-adjusted, or real, terms. Compared with the spring of 2008, employees are earning £15 less a week before tax and other deductions from pay, according to the Office for National Statistics. ...
Path internships show government is on the wrong track | Greg Jericho image
Source : Guardian [Read Article] Saturday 5th of August 2017 10:14:46 PM
....It is also the lowest-paying industry. The average earnings for workers in the industry is just $524 a week compared to the national average of $1,163. ...
The president tweeted it – but is the US economy really great again? image
Source : Guardian [Read Article] Saturday 5th of August 2017 03:00:15 PM
.... The only silver lining is that paralysis on Capitol Hill will mean that inflation stays low and real wages stay positive. Kathleen Brooks, research director at spread-betting firm City Index, says that with 350 out of the 500 companies on the S&P 500 having reported earnings for the second quarter, it is clear that “virtually every sector exceeded expectations for earnings and sales”. ...
Student debt: What is going on with the Student Loans Company? image
Source : Guardian [Read Article] Saturday 5th of August 2017 06:00:04 AM
....1%, plus 3%. Note: the amount you end up paying depends on your earnings; if it’s less than £21,000, the interest remains at RPI, rising to RPI-plus 3% once you earn over £41,000. ...
No more heavy loads: experts develop greener, lighter washing machine image
Source : Guardian [Read Article] Friday 4th of August 2017 01:19:34 PM
....Al-Habaibeh said: “This sustainable solution not only reduces cost and energy needed for transportation, but also provides ergonomic and health and safety benefits to those physically handling washing machines. “This is a great example of how we integrate our teaching and learning processes, and research with industry, to solve real problems and support job creation. ...
Pearson to axe 3,000 jobs after slump at main US business image
Source : Guardian [Read Article] Friday 4th of August 2017 06:58:32 AM
....”. The cuts, which will save the firm about £300m annually, will come from across the company with a major focus on its struggling US business, where its higher education unit is struggling with a decline in textbook sales and the transition towards digital learning. ...
How Britain fell out of love with the free market image
Source : Guardian [Read Article] Friday 4th of August 2017 05:00:34 AM
.... As well as Red Toryism and Blue Labour, there was “fake capitalism”, an idea promoted by the Conservative MP Jesse Norman. It said that, in Britain, corporations lived too easily off earnings from privatised state functions. ...
The Bank keeps hinting at a rate rise. Markets will only listen for so long image
.... It expected wage inflation to pick up when the jobless rate fell through 7%, 6% and 5% and it never did. The Bank’s estimate – contained in its central projection for the economy – is that earnings growth will rise from 2% this year to 3% in 2018 and 3. ...
Executive wages may have fallen, but the case for pay ratios is even stronger image
....5m in 2016, a drop of 17%, according to calculations by personnel body CIPD and the High Pay Centre. On a rough estimate, the bosses collected “only” 129 times the average earnings of their employees, down from 145 times in 2015. ...
FTSE 100 chiefs earn 160 times the average wage, study reveals image
Source : Guardian [Read Article] Wednesday 2nd of August 2017 11:01:06 PM
....5m last year, according to the High Pay Centre’s annual survey of top executive pay. This compares to Office for National Statistics figures showing average annual earnings of £28,200 for full-time employees in the year to April 2016. ...
The day the credit crunch began, 10 years on: 'the world changed' image
Source : Guardian [Read Article] Wednesday 2nd of August 2017 04:15:56 PM
.... Andrew Bailey, who played a crucial role in unravelling Northern Rock, said one of the lessons was to understand what banks were actually up to. Now chief executive of the Financial Conduct Authority, Bailey said: “If you’re a supervisor you need to understand the business model … The root of it is still how are you earning your money, how are you managing your balance sheet?”. ...
Dow soars to record high as it crosses 22,000 mark for the first time image
Source : Guardian [Read Article] Wednesday 2nd of August 2017 02:17:50 PM
. The Dow Jones Industrial Average has gone above the 22,000 mark for the first time, boosted by bumper company earnings and a weak dollar, with investors shrugging off the latest upheavals in the White House. ...
Populist trade policies won’t protect jobs anywhere in the world | Kenneth Rogoff image
.... While the rest of the world floundered in the aftermath of the 2008 financial crisis, China continued to extend its vast logistical and supply chains. In a world where people are likely to have to change jobs frequently and sometimes radically, wholesale changes in adult education are needed, mainly through online learning. ...
A million women £32 a week worse off thanks to pension age changes image
Source : Guardian [Read Article] Wednesday 2nd of August 2017 06:01:39 AM
....The Institute for Fiscal Studies (IFS) also highlighted a significant boost to the public finances from the government’s move to lift the pension age for women from 60 to 63 between 2010 and 2016. The increased state pension age was lifting employment and therefore the earnings of affected women but that was only partially offsetting reduced incomes from state pensions and other benefits, the IFS said. ...
Apple hints iPhone 8 won't be delayed as company's shares hit record high image
....Analysts had been expecting Apple to ship 40m-41m iPhones in the three months ending 30 June. According to the company’s latest quarterly earnings report, Apple expects revenues between $49bn and $52bn for the final quarter of the year, when the new iPhone is expected to be released. ...
AA shares plunge after boss is fired for 'gross misconduct' image
Source : Guardian [Read Article] Tuesday 1st of August 2017 03:26:24 PM
....Analysts at Liberum noted their surprise at Mackenzie’s departure, adding that they “do not believe that it is fraud-related”. They revised down their expectations for full-year earnings before interest, tax, depreciation and amortisation by 3% to £403m, but said the company had made progress in some areas. ...
Free childcare to DOUBLE for parents from September - Government announce image
Source : Daily Express [Read Article] Monday 31st of July 2017 03:13:00 PM
. From September 2017, parents of children over three-years-old will be able to take 30 hours a week of funded childcare during term time, as long as they are earning more than £120 each week and less than £100,000 a year. ...
Millions of women hit by pensions gender gap  image
Source : Daily Express [Read Article] Sunday 30th of July 2017 11:20:00 AM
....MIND THE GAP . To a large degree the gender pay gap creates the gender pensions gap, with men earning 13. ...
Have we reached 'peak London' as millennials leave in record numbers? image
Source : Guardian [Read Article] Saturday 29th of July 2017 11:05:04 PM
....The news last week that the number of people leaving the capital has reached a five-year high will come as no surprise to anyone trying to house themselves in the capital. Whatever the political shocks of the last year, some things are unchanged: house prices continue to bear no relation to earnings, private landlords remain largely unregulated and rents continue to eat up two-thirds of the average Londoner’s wages. ...
Lenders must stop stoking demand for loans: or there’ll be another firestorm image
.... For many employees, a decent wage increase is a thing of the past – but borrowing is cheap and easily obtainable. Living standards are under pressure because prices are rising more rapidly than earnings, and that is forcing consumers to retrench. ...
Unpaid internships damage long-term graduate pay prospects image
Source : Guardian [Read Article] Saturday 29th of July 2017 09:01:01 PM
.... Interns who were privately schooled or had parents in professional occupations also found themselves worse off, albeit by not as much. On average they were earning £2,000 less than their counterparts. ...
Interns beware: working for free could put a dent in your career image
Source : Guardian [Read Article] Saturday 29th of July 2017 09:01:01 PM
....Holford looked at students who left English and Welsh universities between 2005 and 2011 to compare interns with graduates who went straight into paid work, into further study, or something else – such as time out to go travelling. He found that those who were on an internship six months after graduating were earning nearly £23,800 three and a half years after leaving university. ...
Student Loans Company criticised over 'penalty interest' on funds image
Source : Guardian [Read Article] Saturday 29th of July 2017 07:40:24 AM
....Seventy people each had more than £1,500 added to their loans between April 2016 and March 2017, with 5,480 charged the rate for the full 12 months. Graduates with “plan two” loans – taken out after 2012 – are obliged to repay 9% of any earnings over £21,000, while interest is charged on a sliding scale of up to 3% plus RPI, which totalled 4. ...
Graduate anger mounts over ‘nightmare’ Student Loans Company image
Source : Guardian [Read Article] Saturday 29th of July 2017 06:00:43 AM
....When Gary Ashworth moved to Botswana in 2013 to try to start a design business, he immediately told the Student Loans Company that he would be out of the UK. Despite updating the company with his earnings, as requested, last year he discovered that £930 was being demanded by a firm of debt collectors. ...
AstraZeneca boss Pascal Soriot's 'pivotal' year is turning out horribly | Nils Pratley image
.... In terms of hard financials, 2014-17 will not be remembered as a vintage period for Sky. What were the performance yardsticks? One was earnings per share, which makes the maximum award even odder. ...
BBC women let pay gap happen, review co-chair says image
Source : Guardian [Read Article] Thursday 27th of July 2017 03:18:53 PM
....”. The BBC’s pay list showed that only one-third of its top earners were women and the top seven were all men, with male co-presenters frequently earning more than their female colleagues. ...
Snatching money from care workers marks a new low for the Tories | Polly Toynbee image
....Gavin Davies, a former care worker and now a GMB officer, says sleeping in at night means not sleeping much: people with dementia often don’t know night from day. “With severely learning-disabled people, something happens at night nine times out of 10. ...
How about a little accountability for economists when they mess up? | Dean Baker image
.... This is not the first time that I had a problem with making arguments that were too simple. Back at the time of the debate over President George W Bush’s social security privatization plan, I pointed out that his administration’s assumed rates of return in the stock market were impossible given the current price-to-earnings (P/E) ratios in the market and the economic growth rates assumed by the social security trustees. ...
Lloyds takes fresh £1bn hit from PPI compensation claims image
Source : Guardian [Read Article] Thursday 27th of July 2017 08:29:53 AM
....But the Lloyds chief executive said he was confident about the UK economy, which he insisted “remains resilient”. “Inflation is however now rising above disposable income given the recent depreciation in sterling and, while this may affect consumption going forward, the economy should benefit from rising exports and earnings from foreign assets,” he said. ...
'Disgusting and astonishing': how do the UK's top 1% view tax avoidance? image
.... Something that’s designed in an obfuscated way, that only the very wealthy can access, which isn’t commonly used – that’s not on in my book. Management consultancy partner, earning £500,000-£700,000 per year:. ...
AstraZeneca shares dive after failure in key lung cancer drug trial image
Source : Guardian [Read Article] Thursday 27th of July 2017 07:36:16 AM
....Revenues fell by 8% at constant currencies to $5. 05bn in the second quarter, while core earnings per share (EPS) – a closely watched measure of profitability – rose by 6% to 87 cents. ...
Facebook posts $3.89bn quarterly profit, up 71% from last year image
Source : Guardian [Read Article] Wednesday 26th of July 2017 11:45:51 PM
....The company is also investing in original TV-style programming to feature in the Facebook mobile app, which could encourage users to spend more time on the platform, in turn allowing Facebook to sell more advertising. During the earnings call, Zuckerberg revealed that WhatsApp had grown to 1. ...
Love Island is awful – but ITV's prospects are better | Nils Pratley image
Source : Guardian [Read Article] Wednesday 26th of July 2017 06:54:35 PM
.... The share price fell 2. 5%, which wasn’t solely caused by GSK’s slight trim to earnings estimates after choosing to accelerate the launch of an important HIV drug. ...
Capita criticised over unpaid graduate training scheme image
Source : Guardian [Read Article] Wednesday 26th of July 2017 02:47:32 PM
.... However, Capita told the Guardian that, while “the majority” of those completing the course would be employed either directly by Capita or by one of its clients, applicants were not guaranteed a job. “The training provided is free of charge with a combination of classroom and distance learning,” the company said. ...

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