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....The first big UK build-to-rent scheme to get off the ground was East Village in Stratford, the former Olympic athletes’ quarters which were turned into 3,000 homes by Delancey and Qatari Diar, the property arm of Qatar’s ruling family. Half of them are managed by Get Living, which prides itself on its no-fee, no-security-deposit policy, and three-year tenancies with resident-only break clauses - under which the tenant but not the landlord can terminate their agreement. ... [Read full article on Guardian ]
Thursday 14th of September 2017 05:00:33 AM
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....Tens of thousands of euros have been flushed down the toilet in Geneva, leaving Swiss prosecutors scratching their heads over whether the money is dirty. Wads of €500 notes were discovered cut to shreds in the sewer system of a branch of Swiss bank UBS, while three more large deposits turned up in the toilets of nearby bistros. ... [Read full article on Guardian ]
Monday 18th of September 2017 02:07:34 PM
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.... He also owns a secondhand Transit and a classic car. He said the attraction of buying a family car on PCP was obvious when he found one with a list price of £22,000 that only needed a £450 deposit and payments of £151 a month – a cost of £5,886 for three years. ... [Read full article on Guardian ]
Tuesday 19th of September 2017 12:51:07 PM
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....The report’s authors argue that the housing crisis is a huge part of public anxiety about the country’s direction, a factor in the result of the EU referendum last year and in the general election in June. A young family today has to save for 19 years on average to afford a typical deposit compared with three years for the previous generation, the report states. ... [Read full article on Guardian ]
Tuesday 19th of September 2017 11:01:30 PM
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....Q My partner and I want to buy our first home. We started the process of looking into this last year, thinking that it would be relatively straightforward once we had our deposit saved. ... [Read full article on Guardian ]
Monday 18th of September 2017 10:18:59 AM
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....7m in 2016. Behind the boom is a new finance leasing product – a personal contract plan – that means the driver never owns the car, but only pays a small deposit and interest payments to cover the depreciation of the car over three to five years. ... [Read full article on Guardian ]
Tuesday 19th of September 2017 12:50:45 PM
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.... What followed was the standard rip-off: the deal would only last for a week, he’d check with his manager if he could offer such a discount – the usual garbage. All the 80-year-old had to do was put down a £3,000 deposit. ... [Read full article on Guardian ]
Saturday 16th of September 2017 06:00:04 AM
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....Seemingly cheap financing deals offer the opportunity to drive away a brand new car less than two weeks from signing on the dotted line. There can be little or no deposit, while monthly payments from as little as £100 can stretch the bill over a two- to four-year period. ... [Read full article on Guardian ]
Tuesday 19th of September 2017 12:50:24 PM
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Latest Finance News related to Deposit

Millennials spend three times more of income on housing than grandparents image
Source : Guardian [Read Article] Tuesday 19th of September 2017 11:01:30 PM
....The report’s authors argue that the housing crisis is a huge part of public anxiety about the country’s direction, a factor in the result of the EU referendum last year and in the general election in June. A young family today has to save for 19 years on average to afford a typical deposit compared with three years for the previous generation, the report states. ...
Car leasing: how one petrolhead has become 'more wary' image
Source : Guardian [Read Article] Tuesday 19th of September 2017 12:51:07 PM
.... He also owns a secondhand Transit and a classic car. He said the attraction of buying a family car on PCP was obvious when he found one with a list price of £22,000 that only needed a £450 deposit and payments of £151 a month – a cost of £5,886 for three years. ...
What you need to know about car loans image
Source : Guardian [Read Article] Tuesday 19th of September 2017 12:50:45 PM
....7m in 2016. Behind the boom is a new finance leasing product – a personal contract plan – that means the driver never owns the car, but only pays a small deposit and interest payments to cover the depreciation of the car over three to five years. ...
Car finance: the fast lane to debt? image
Source : Guardian [Read Article] Tuesday 19th of September 2017 12:50:24 PM
....Seemingly cheap financing deals offer the opportunity to drive away a brand new car less than two weeks from signing on the dotted line. There can be little or no deposit, while monthly payments from as little as £100 can stretch the bill over a two- to four-year period. ...
Dirty money? Mystery over shredded €500 notes in Swiss sewers image
Source : Guardian [Read Article] Monday 18th of September 2017 02:07:34 PM
....Tens of thousands of euros have been flushed down the toilet in Geneva, leaving Swiss prosecutors scratching their heads over whether the money is dirty. Wads of €500 notes were discovered cut to shreds in the sewer system of a branch of Swiss bank UBS, while three more large deposits turned up in the toilets of nearby bistros. ...
How bad is a credit record default for a mortgage application? image
Source : Guardian [Read Article] Monday 18th of September 2017 10:18:59 AM
....Q My partner and I want to buy our first home. We started the process of looking into this last year, thinking that it would be relatively straightforward once we had our deposit saved. ...
The elderly could do with a national wealthcare service image
Source : Guardian [Read Article] Saturday 16th of September 2017 06:00:04 AM
.... What followed was the standard rip-off: the deal would only last for a week, he’d check with his manager if he could offer such a discount – the usual garbage. All the 80-year-old had to do was put down a £3,000 deposit. ...
Build-to-rent – the solution to Britain's housing crisis? image
Source : Guardian [Read Article] Thursday 14th of September 2017 05:00:33 AM
....The first big UK build-to-rent scheme to get off the ground was East Village in Stratford, the former Olympic athletes’ quarters which were turned into 3,000 homes by Delancey and Qatari Diar, the property arm of Qatar’s ruling family. Half of them are managed by Get Living, which prides itself on its no-fee, no-security-deposit policy, and three-year tenancies with resident-only break clauses - under which the tenant but not the landlord can terminate their agreement. ...
Bitcoin is a fraud that will blow up, says JP Morgan boss image
Source : Guardian [Read Article] Wednesday 13th of September 2017 08:10:44 AM
.... One-bedroom apartments will be priced at about 54 bitcoins, Barrowman said, while two-bedroom flats are expected to go for about 80 bitcoins. Meanwhile, a London property developer is allowing its tenants to pay their deposits in bitcoin – the first time the cryptocurrency has been used in the UK residential homes market. ...
When is the right time to buy a property? image
Source : Guardian [Read Article] Monday 11th of September 2017 01:45:29 PM
....If I were to purchase a house or flat it would be something in the range of £350,000-£400,000, so stamp duty would be in the region of £8,000. Using my savings as the deposit, I would forfeit the capital growth I currently get. ...
Can Macron and Merkel agree on how to fix the eurozone? | Barry Eichengreen image
Source : Guardian [Read Article] Monday 11th of September 2017 12:21:34 PM
.... It starts with completing the banking union. Europe has a single supervisor in the European Central Bank (ECB), but it lacks a common deposit insurance scheme, which German officials oppose on the grounds that there has been inadequate risk reduction in the European banking system. ...
Monzo? It might just be the future of banking image
Source : Guardian [Read Article] Saturday 9th of September 2017 06:00:00 AM
.... So excited are young adults about this new bank account (that’s right, young people excited about a bank account) that they are clambering to join. About 400,000 have already done so, happily coughing up a £100 deposit rather than taking the £100 giveaway that other banks hand out to new customers, while a further 25,000 are waiting to get in the door. ...
Dash from cash warning: Rise in savers who prefer to gamble on stock market  image
Source : Daily Express [Read Article] Wednesday 6th of September 2017 11:42:00 AM
....THAT’S CHAMPION. Figures from Fidelity International show that somebody who had deposited £5,000 a year into the average cash account in each of the last 10 years would have only £50,619, a total return of just 1. ...
Parents urged to save THOUSANDS to cope with cost of bringing up children  image
Source : Daily Express [Read Article] Wednesday 6th of September 2017 11:14:00 AM
....Most parents need to plan early for the expense of raising their little princes and princesses, which can amount to hundreds of thousands of pounds. The responsibility does not end when they turn 18 either, as many families contribute towards adult expenses such as university costs and property deposits as well. ...
Help-to-buy scheme aids some buyers, but boosts builders even more | Nils Pratley image
.... You bet it is. Since former chancellor George Osborne in 2013 committed to helping homebuyers purchase new properties with a deposit of only 5%, Redrow has reported record profits every year. ...
Autumn Budget 2017 Date & Predictions: Stamp duty & pensions could be hit by Hammond image
....It would also help more first-time buyers on to the ladder, while maintaining the valuable source of income for the Treasury. Phil Hall, AAT head of public affairs and policy said: “It’s widely accepted that Stamp Duty adds a burden to any homeowners seeking to move - especially first-time buyers - because they must pay the tax as an immediate upfront cost together with finding a deposit, surveyors and solicitors fees and so on. ...
London developer to allow rental tenants to pay deposits in bitcoin image
Source : Guardian [Read Article] Monday 4th of September 2017 04:03:57 PM
. A London property developer is to allow its tenants to pay their deposits in bitcoin – the first time the virtual currency has been used in the UK residential homes market. ...
Can I buy a house for my mum to live in rent-free? image
Source : Guardian [Read Article] Monday 4th of September 2017 09:26:14 AM
....With standard buy-to-let mortgages taken out purely for business purposes, which are not regulated by the FCA, applications can be assessed by looking at rental income alone. Typically, if you have a sufficiently large deposit and the rent can cover the mortgage repayment by 125% your application will be accepted. ...
For ‘instant’ access read ‘no’ access to Ulster Bank image
Source : Guardian [Read Article] Monday 4th of September 2017 06:00:05 AM
....I signed up to Ulster Bank’s market-leading 1. 25% instant access savings account to deposit a large sum to pay for building work. ...
McDonald's workers to go on strike in Britain for first time image
Source : Guardian [Read Article] Monday 4th of September 2017 04:27:03 AM
....“Rent is expensive in Cambridge and although I have a roof over my head, I am sleeping on a mattress on the floor. Before I moved into my current house-share four weeks ago, I was sofa-surfing while trying to save the deposit. ...
HSBC heads off complaints over small business account closures image
Source : Guardian [Read Article] Sunday 3rd of September 2017 06:47:51 PM
....He was told by HSBC that he had provided incomplete information and the bank “apparently left a voice message but because I didn’t respond, they suspended our account 24 hours later”. He believes that the issue was a shareholder deposit the firm had received as part of a funding round that was judged to be unconnected with his business. ...
Gambling firm 888 fined record £7.8m for failing vulnerable customers image
Source : Guardian [Read Article] Thursday 31st of August 2017 07:37:18 AM
....A week after it emerged that more than 2 million people in the UK are at risk of gambling addiction, industry regulator the Gambling Commission found “significant flaws” in 888’s efforts to protect consumers from harm. A technical failure in the company’s systems meant customers who had signed up to its self-exclusion scheme were able to deposit £3. ...
How to avoid inheritance tax: How Grandparents can help first-time buyers image
Source : Daily Express [Read Article] Wednesday 30th of August 2017 03:16:00 PM
....Older people are giving an average £9,360 through the 'Bank of Gran and Granddad', according to a study by Saga. The gifts equate to deposits worth more than £37billion being passed between generations. ...
Does the help-to-buy scheme really offer the best rates? image
Source : Guardian [Read Article] Tuesday 29th of August 2017 01:26:11 PM
. Q My daughter is a first-time buyer and wants to use the government’s help-to-buy scheme even though I have offered to give her £50,000 as a deposit on a £200,000 house. ...
First-time buyers on the rise as tax charges deter buy-to-let investors image
Source : Daily Express [Read Article] Wednesday 23rd of August 2017 09:35:00 AM
.... . The firm’s corporate services director John Bagshaw said that first-time buyers are now supporting the market: “People are eager to get on the property ladder, with record employment and competitive mortgage rates, but the rising cost of living makes it hard to save for a deposit. ...
Grandparents gift grandchildren over  £37billion for holidays, education and first homes image
....A further third are considering giving a financial gift in the future, while others prefer to lend the money instead, according to new research from Saga. Many say they view the gift as an early inheritance and would rather see their relatives enjoy the money, helping them cover education costs, holidays, driving lessons or even a deposit on a first property. ...
Provident Financial sees nearly £1.7bn wiped off stock market value image
Source : Guardian [Read Article] Tuesday 22nd of August 2017 09:40:50 AM
....Analysts at RBC Capital Markets called the string of negative announcements a “quadruple whammy” as Provident’s share price nosedived. Peel Hunt’s Stuart Duncan said the company did not seem to be in imminent danger of collapse, but warned it could face problems if Vanquis Bank customers start withdrawing deposits. ...
Is your house in a British boom town? Best price growth revealed as values rocket £85k image
.... . The capital, where house prices outstrip those around the country by a considerable margin, commands the highest deposit. ...
Here’s help to decide which of two Isas is the best to buy into image
Source : Guardian [Read Article] Saturday 19th of August 2017 06:00:06 AM
....It’s not difficult to see why they have been popular – the government gives a 25% bonus on savings of up to £12,000, worth £3,000 for an individual or £6,000 for a couple. To put it another way, a couple who save £24,000 between them for a deposit are given a further £6,000 by the government. ...
Global super-rich agreeing to rent luxury London homes without visiting image
Source : Guardian [Read Article] Friday 18th of August 2017 02:39:09 PM
....”. After their 10th night in the Hanover Terrace property the tenant will have spent more on rent than the £32,900 which the average UK first-time buyer spends on the deposit for their home. ...
Why haven't politicians learned from the financial crisis? | Mohamed El-Erian image
. Ten years ago this month, the French bank BNP Paribas decided to limit investors’ access to the money they had deposited in three funds. ...
Why the ‘best cities to live in’ list rewards the safe and the clean image
Source : Guardian [Read Article] Wednesday 16th of August 2017 03:49:59 PM
....The Economist’s clientele are exactly the people David Goodhart characterised as the “Anywheres” in The Road To Somewhere, his take on the populist revolt that gave us Brexit, Trump and global politics’ present weirdness. Unlike the more geographically immobile “Somewheres”, they are highly educated, highly mobile cosmopolitan globalists, of the kind deposited by huge corporations in Delft or Delaware to run a bureau or consult on a project. ...
Sainsbury’s is right to delay Nisa deal after Tesco-Booker concerns | Nils Pratley image
....It’s not just UK and US banks, it seems, that preach a gospel of accountability in the boardroom while coming over fuzzy when it’s time to implement it. The position of Ian Narev, chief executive of Commonwealth Bank of Australia, has looked impossible since the country’s crimefighting agency alleged a fortnight ago that the bank’s “intelligent” deposit-taking machines were being used by drug dealers and criminals to launder cash on a grand scale. ...
Diamond tycoon Beny Steinmetz detained in fraud inquiry image
Source : Guardian [Read Article] Monday 14th of August 2017 01:13:14 PM
....Beny Steinmetz was remanded for four days after being detained and questioned along with five other prominent businessmen who are also under investigation. The diamond miner was detained last December and placed under house arrest while police investigated allegations that he had arranged for bribes to be paid so that his company, Beny Steinmetz Group Resources (BSGR), could secure half the rights to a lucrative iron ore deposit in the west African country of Guinea. ...
The UK debt tide is rising – how can you avoid drowning? image
Source : Guardian [Read Article] Monday 14th of August 2017 06:00:35 AM
....Use of the finance has increased four fold in the last 10 years. Under these cheap leasing deals, buyers pay a small deposit and then commit to making a monthly payment for a few years with the option to buy or hand back the car at the end. ...
Mass tourism is at a tipping point – but we’re all part of the problem | Martin Kettle image
....Travel broadens the mind, they say. But is the person whose air-conditioned tour bus whisks them to a distant glacier in Patagonia or to the Mona Lisa for a quick selfie before depositing them at a characterless international hotel richer in experience than the one who spends the same amount of time watching the birds or the butterflies in the back garden? I doubt it. ...
Co-operative Bank sheds 25,000 current account customers but losses shrink image
Source : Guardian [Read Article] Thursday 10th of August 2017 08:25:02 AM
....He said this was 2% of its current account customers and that the outflows had moderated during May and June. In total, deposits, from which the bank generates most of its funding, fell by £1. ...
Bank of England deputy's Brexit warning is strong stuff | Nils Pratley image
Source : Guardian [Read Article] Tuesday 8th of August 2017 11:01:03 PM
....Fourth, the Bank will have to authorise and supervise a new collection of firms. There are about 70 non-UK banks incorporated in the European Economic Area that are entitled to accept deposits through a branch in the UK. ...
Why are Britain’s banks blaming customers for online banking fraud? | Miles Brignall image
....When Bristol resident Sarah Neville got an email from her carpenter saying that he’d had a cancellation and he could start her long-discussed home renovations, it didn’t arouse the slightest suspicion. Emails had gone back and forth, and when he asked her to pay a £1,500 deposit she quickly went online and made the payment direct into his bank account. ...
Total UK wealth tops £10tn thanks to City and property boom image
Source : Guardian [Read Article] Monday 7th of August 2017 11:01:22 PM
.... This resulted in housing wealth contributing an estimated £431bn to the overall increase in wealth. The total value of financial assets – such as bank and building society deposits, government bonds, shares in companies, life assurance and pensions held by households – increased by a £461bn, or 8%. ...
Crane spotters predict leaner times for UK builders image
Source : Guardian [Read Article] Sunday 6th of August 2017 11:01:05 PM
....Last week it was reported that help to buy could come to an end sooner, sparking a rout in housebuilders’ share prices. The scheme enables buyers to purchase new-build homes worth up to £600,000 with a 5% deposit. ...
Goodbye to buy-to-let: why I’m moving on after 13 years as a landlady image
Source : Guardian [Read Article] Saturday 5th of August 2017 05:59:04 AM
.... As a cat lover myself, I was appalled at the stench and, worse, the thick garlands of hair that festooned every surface. The tenants forfeited their deposit for the clean-up, which included dismantling the heating system to unclog the hair, and I learned landlady lesson No 1: uncomfortable though it may be, it is necessary to call in on your tenants regularly. ...
Help To Buy: Fears first-time buyer scheme will be AXED image
Source : Daily Express [Read Article] Friday 4th of August 2017 03:33:00 PM
. The Help To Buy ISA was only launched at the end of last year and gives savers a 25 per cent bonus on savings, which can then be used as a deposit for a first home. ...
'It's hard to remember how fraught it was': Mark Carney on the credit crunch image
.... Carney, who was made the FSB chair, predictably enough thinks that the risks of a repeat are now diminished – but not entirely eradicated. Asked whether he was concerned about the growth of shadow banking, where activity takes place between hedge funds and other non-deposit taking institutions, Carney said there had been action to make the system less risky. ...
How to get bitcoin cash? Find out how to get your hands on BCH tokens image
Source : Daily Express [Read Article] Wednesday 2nd of August 2017 04:03:00 PM
.... . Some exchanges are also not allowing users to withdraw or deposit bitcoin cash just yet. ...
Carmakers’ electric dreams depend on supplies of rare minerals image
Source : Guardian [Read Article] Saturday 29th of July 2017 03:00:00 PM
.... Battery makers are struggling to secure supplies of key ingredients in these large power packs – mainly cobalt and lithium. The hopes of both battery and vehicle manufacturers hang on the mining sector finding more deposits of these precious minerals. ...
Goodbye 25-year mortgages, but are we walking into a borrowing trap? image
Source : Guardian [Read Article] Saturday 29th of July 2017 06:00:43 AM
.... But that falls to a much more affordable £596 a month if they agree to sign up to a 40-year term. This is based on a first-time buyer taking out a £180,000 mortgage (ie, putting down a 10% deposit). ...
Elon Musk hands over first Tesla Model 3 electric cars to buyers image
Source : Guardian [Read Article] Saturday 29th of July 2017 04:59:50 AM
....The over half a million reservations are up from about 373,000 disclosed in April 2016. Customers pay $1,000 refundable deposits for the car, which is eligible for tax credits. ...
Housing market still reeling a decade after financial crisis, Savills says image
. Ten years on the housing market is still feeling the after-effects of the credit crunch, with existing homeowners struggling to trade up, a doubling of typical first-time buyer deposits, and a “huge gap” between London and the rest of Britain, according to a new report. ...
Britons sit on ‘ticking time bomb’ as interest rates HIKE risks financial security image
.... co. uk says mortgage rates are already starting to creep up, notably for those with smaller deposits. ...
SFO says it is investigating Rio Tinto over Guinea operations image
Source : Guardian [Read Article] Monday 24th of July 2017 08:07:02 PM
....1m) in connection with the Simandou iron ore project in the west African nation. The company said at the time that it had launched an internal investigation after becoming aware in late August about emails from 2011 that referred to contractual payments to an unidentified consultant relating to its project in the Simandou mountains, which contain the world’s largest untapped iron ore deposits. ...
Double glazing firm pledge refund – but couple still waiting to get money back image
....". Susan refused but two hours later he came up with "reducing the amount to £9,500 as a one-off sum and promised I'd get the deposit back if I changed my mind so I agreed," she says. ...
Secure your worldly wealth: Tips to make sure you pass your wealth to the right person image
....A big concern is that an ex-partner could claim a share of your gift after a break-up. Sean McCann, chartered financial planner at NFU Mutual, says this is a particular concern when cohabiting couples buy a property together and family members help with a deposit. ...
Peer-to-peer lender Ratesetter hit by £80m of struggling loans image
Source : Guardian [Read Article] Tuesday 18th of July 2017 07:37:39 PM
.... Ratesetter now says it is withdrawing from its partnership with the company and will only be a “passive shareholder in the business”. On Tuesday, the peer-to-peer lender told users lending money via its website that they could withdraw their deposits free of charge. ...
UK house prices rise nearly 5% despite political turmoil image
Source : Guardian [Read Article] Tuesday 18th of July 2017 01:05:46 PM
....James Allen, head of alternative investments at financial services firm Walker Crips, said: “It is clear that prime London may as well be a different country. ” He added that buyers in Kensington and Chelsea would need a deposit of £450,000, based on a mortgage at 70% loan to value. ...
The Guardian view on the 1%: all gain, no pain | Editorial image
Source : Guardian [Read Article] Sunday 16th of July 2017 06:59:34 PM
. This summer marks 10 years since the beginning of the financial crash in the UK, when depositors lined up outside branches of a small British bank, Northern Rock, to withdraw all of their savings as quickly as possible, particularly since everyone else was doing the same. ...
Jane Austen to star in Bank of England literary links exhibition image
Source : Guardian [Read Article] Sunday 16th of July 2017 11:42:14 AM
....”. One of the objects Adam considers most poignant is a ledger showing Austen’s deposits in her own account at Hoare’s bank. ...
Gig economy: Financial advice for the self-employed  image
Source : Daily Express [Read Article] Sunday 16th of July 2017 12:01:00 AM
Prefab sprout: off-the-peg homes bid to ease UK housing crisis image
Source : Guardian [Read Article] Saturday 15th of July 2017 07:00:00 AM
....At RHP, the development director, Robin Oliver, said: “It has been priced for a single person, and we wouldn’t expect a couple to live in the space. We’re not saying this is going to be the new norm – we see people renting it for six months to two years, then moving out as they have saved for a deposit. ...
Could you spot a bogus Airbnb listing among the genuine ones? image
Source : Guardian [Read Article] Saturday 15th of July 2017 06:00:45 AM
.... The fact that the listing was on a faked TripAdvisor page rather than a standard long-term rental website was also a red flag. “It wasn’t until they sent over the email asking for a deposit upfront that I was certain it was a scam,” Martin says. ...
'Locals get first dibs': the Manchester flats banning foreign investors image
....Sometimes the blurb doesn’t specifically tell the ordinary buyer to bog off, but it might as well once you squint at the small print. That snazzy two-bed riverside des res you had your eye on? You’ll have to put down a 50% deposit for that, young lady. ...
Rise in credit card default rate adds to concerns over household finances image
....Lenders reported they would offer less “secured credit”, such as mortgages, over the next quarter. This will particularly affect people who only have a small deposit for their house. ...
US 'will become one of the world's top gas exporters by 2020' image
Source : Guardian [Read Article] Thursday 13th of July 2017 07:00:01 AM
....The American shale gas revolution will enjoy a second wind as rapid growth in domestic production sees the US join the world’s club of top gas exporters, a leading energy authority has predicted. Fracking has already opened up US shale oil and gas deposits, leading to a fall in gas prices and a drop in greenhouse gas emissions as power generation switches from coal to gas, as well as reducing America’s historical reliance on fossil fuel imports. ...
Is paying off the mortgage a better bet than saving? image
Source : Guardian [Read Article] Thursday 13th of July 2017 06:00:00 AM
....To do this you need to know how much rent you could get each year and then subtract costs such as mortgage repayments (you’re unlikely to be able to buy a property outright), maintenance costs and possible agent’s fees. Divide this figure by your buying costs – including your cash deposit, legal fees and the higher rate of stamp duty land tax that you pay on buy-to-let properties – and multiply the result by 100 to get the percentage yield. ...
PENSION WARNING: Savers accessing pots early falling into ‘disastrous’ tax trap image
....”Experts said the study shows a worrying future for many people using pension freedoms. Jon Greer, head of retirement policy at Old Mutual Wealth said: “Over half of customers are taking their retirement savings and investing in something else, like an Isa, cash, buy-to-let or fixed-term deposit. ...
Coca-Cola to increase amount of recycled plastic in its bottles image
Source : Guardian [Read Article] Tuesday 11th of July 2017 09:09:29 PM
....Coca-Cola’s UK and Europe arm currently has a target to increase the amount of recycled plastic or RPET in its bottles to 40% by 2020. It has already performed a U-turn over bottle deposit schemes following pressure from Greenpeace. ...
Switching your current account – Five minute guide with all you need to know image
....With TSB you must pay in £500 a month, rising to £750 with Halifax, £800 with Barclays and £1,500 with NatWest. David Black, banking specialist at the DJB Research, says you must be sure you can afford this minimum deposit, month after month: “Otherwise you might miss out on some of the benefits or incur charges. ...
The Goldcar golden rule … always take a photo when you return a hire car image
....69. We paid a deposit of €1,205 by credit card. ...
Will cheap car loans steer Britain to a financial crash? image
Source : Guardian [Read Article] Saturday 8th of July 2017 06:00:00 AM
.... Maybe you don’t have a job and are on benefits. Maybe you are so hard up you can’t afford to put down a penny in deposit. ...
The ‘sub-prime’ market is back in business image
Source : Guardian [Read Article] Saturday 8th of July 2017 06:00:00 AM
....The brokers say that while they accept concerns about poor lending decisions in the past, criteria are very different today. Borrowers have to go through the same affordability testing as conventional applicants, and will have to put down a substantial deposit – usually around 20% of the value of the property they want to buy. ...
Chip: the robot banker trying to pull millennials out of their overdrafts image
....“Younger people find it notoriously difficult to focus their spending on the things they care about,” he says. If you ask a typical millennial – Rabin, who is 30, includes himself in this – what they want to use their disposable income for, they’ll say holidays, deposit for a home, a new wardrobe, and so on. ...
What impact is Brexit having on foreign property prices? image
Source : Daily Express [Read Article] Wednesday 5th of July 2017 04:49:00 PM
....”. For instance the minimum deposit for a mortgage in France is 20 per cent for EU citizens, but can be as high as 50 per cent for those from outside the union. ...
Savers left in the red after a decade of low interest rates image
Source : Guardian [Read Article] Wednesday 5th of July 2017 06:34:13 AM
....It has been a difficult decade for savers. For 10 years they have suffered falling or ultra-low interest rates, leaving them in the red on their deposit accounts when they might reasonably have expected a modest gain. ...
One in seven UK private tenants pays more than half income in rent – study image
....One in seven tenants privately renting from a landlord is paying more than half of their income in rent, compared with just 2% of homeowners who pay more than half their income on their mortgage, according to new research. The Local Government Association, which compiled the figures, said high rents were preventing young adults from saving up for a deposit for a home of their own. ...

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