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. The number of first-time buyers relying on family loans from the “bank of mum and dad” to fund their deposits is exacerbating inequality and impeding social mobility, a government-backed study has warned. ... [Read full article on Guardian ]
Sunday 26th of March 2017 11:01:43 PM
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.... . Its investigation found that to meet sales targets bank staff had "illegally" signed up customers for deposit and credit-card accounts that they did not want or did not know they had. ... [Read full article on BBC ]
Wednesday 29th of March 2017 12:09:51 AM
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.... The firm is then restructured and stabilised. However, customers would remain protected by the Financial Services Compensation Scheme, which guarantees deposits up to the value of £85,000. ... [Read full article on Guardian ]
Friday 24th of March 2017 10:12:57 AM
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....There are three types of Isas – cash, investment, and innovative. The cash ones are deposit accounts paying interest; the investment ones allow you to put the money into shares or funds; while the innovative finance Isa is new and lets you put the money into higher-risk “peer-to-peer” platforms. ... [Read full article on Guardian ]
Saturday 25th of March 2017 07:00:03 AM
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....They had also ordered the wrong colour waistcoats and the discount had only been applied to three suits. I now have four weeks until my wedding and have no idea what is happening with my suit, despite ordering it three months in advance and paying a £340 deposit. ... [Read full article on Guardian ]
Wednesday 29th of March 2017 08:42:10 AM
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Latest Finance News related to Deposit

Moss Bros could jilt me at the altar over my groomsmen's get-up image
Source : Guardian [Read Article] Wednesday 29th of March 2017 08:42:10 AM
....They had also ordered the wrong colour waistcoats and the discount had only been applied to three suits. I now have four weeks until my wedding and have no idea what is happening with my suit, despite ordering it three months in advance and paying a £340 deposit. ...
US bank Wells Fargo agrees $110m lawsuit settlement image
Source : BBC [Read Article] Wednesday 29th of March 2017 12:09:51 AM
.... . Its investigation found that to meet sales targets bank staff had "illegally" signed up customers for deposit and credit-card accounts that they did not want or did not know they had. ...
'Bank of mum and dad' making housing market more unfair, study finds image
Source : Guardian [Read Article] Sunday 26th of March 2017 11:01:43 PM
. The number of first-time buyers relying on family loans from the “bank of mum and dad” to fund their deposits is exacerbating inequality and impeding social mobility, a government-backed study has warned. ...
Is an Isa the best home for your nest egg? image
Source : Guardian [Read Article] Saturday 25th of March 2017 07:00:03 AM
....There are three types of Isas – cash, investment, and innovative. The cash ones are deposit accounts paying interest; the investment ones allow you to put the money into shares or funds; while the innovative finance Isa is new and lets you put the money into higher-risk “peer-to-peer” platforms. ...
Co-operative Bank says it has interest of several credible buyers image
Source : Guardian [Read Article] Friday 24th of March 2017 10:12:57 AM
.... The firm is then restructured and stabilised. However, customers would remain protected by the Financial Services Compensation Scheme, which guarantees deposits up to the value of £85,000. ...
Why becoming a tax haven would be bad news for Britain image
Source : Guardian [Read Article] Wednesday 22nd of March 2017 06:30:42 PM
.... Except that the money is not owned locally: it belongs to people who don’t live in Jersey and who simply use the island to avoid taxes where they really live. And the money is not even there: it is really in London, either on bank deposit or invested in the stock exchange. ...
New Nationwide deal for parents to raise cash from their home to help their children image
....Both existing Nationwide mortgage members and those re-mortgaging to the Society from another lender can apply for the Family Deposit Mortgage to raise extra capital for a family member. The money raised will be provided as a "gift" to use as a deposit by the relative being helped. ...
UBS charges customers to deposit euros image
Source : BBC [Read Article] Wednesday 22nd of March 2017 03:27:40 PM
. Swiss bank UBS will start charging customers who deposit more than a million euros, as negative interest rates hit banks' profits. ...
Deutsche Bank cuts staff bonuses image
Source : BBC [Read Article] Monday 20th of March 2017 09:25:46 AM
.... . Persistent low interest rates are another element of the tougher climate for banks, as it is far more difficult to make a profit when the difference between borrowing and deposit rates is so small. ...
Five-minute guide to…The resurgence of first-time buyers image
Source : Daily Express [Read Article] Sunday 19th of March 2017 12:01:00 AM
....First-time buyers “dominated” the housing market in February, making up 36 per cent of all buyers, up from 28 per cent a year ago, according to new research from Connells Survey & Valuation. Corporate services director John Bagshaw says this is the highest proportion in nearly six years, with young buyers helped by competitive mortgage deals: “The housing shortage still makes life tough, but for those with enough savings for a deposit, now is a great time to buy. ...
REVEALED: The trick to pay LESS for your mortgage each month image
Source : Daily Express [Read Article] Saturday 18th of March 2017 09:01:00 AM
....uk. For example, the average rate for borrowers with a 25 per cent deposit is 2. ...
Are these cashback deals  a carrot… or a costly stick? image
Source : Guardian [Read Article] Saturday 18th of March 2017 07:00:32 AM
....While the interest rates on mortgages with cashback tend to be higher, these deals can still end up being more cost-effective overall, argues Yorkshire building society, which has crunched the numbers in order to back up its assertion. It says a first-time buyer with a 5% deposit who wants to borrow £171,000 (the society’s average loan size for first-time buyers at 95% loan-to-value in January, for a capital and interest mortgage) would have monthly repayments of £800. ...
MORTGAGE RATE WAR: New 0.99 per cent deal gives boost to home buyers as market shakes up image
....At the same time, HSBC has dropped the rate of its five-year fixed rate mortgage to 1. 94 per cent for borrowers with a deposit of 25 per cent - 75 per cent LTV, which comes with a fee of £999. ...
Comma comeuppance: When rogue punctuation proves costly image
Source : BBC [Read Article] Friday 17th of March 2017 09:44:01 AM
....Sadly for him though, it later emerged that the winning bid had in fact come from a prankster. The owner reportedly decided to keep the bottle in a safety deposit box instead. ...
Has the tech bubble peaked? Signs that the startup boom may be fizzling image
. If you were looking for an apartment in the Bay Area 18 months ago, realtors recommended you took your checkbook to viewings and were prepared to fork out for the deposit and first month’s rent – that’s $8,000 to $10,000 for a two-bedroom place in San Francisco – on the spot. ...
Best cash ISAs 2017: Top rates offered by little known providers image
Source : Daily Express [Read Article] Monday 13th of March 2017 02:41:00 PM
....85 per cent - the provider is among several names challenging the dominance of high street banks. However, savers need to have £5,000 already amassed in an account to qualify for the ISA, with no additional deposits allowed. ...
Savers and Pensions: How the Chancellor's spring BUDGET plans can affect you  image
Source : Daily Express [Read Article] Sunday 12th of March 2017 03:23:00 PM
....Someone who contributes the maximum £4,000 every year from 18 until 50 would get a total bonus of £32,000 under current rules. The money can be used only as a deposit on your fi rst-ever home, which cannot cost more than £250,000, or £450,000 in London. ...
Doubts over new 'leading' savings deal announced in Budget image
Source : BBC [Read Article] Friday 10th of March 2017 10:37:00 AM
....Some critics have already labelled the product as a "sideshow" and "underwhelming", in part because official forecasts estimate that the cost of living will rise at 2% or above for the next three years. Comparison website Moneyfacts said that a savings deal with the same rate of interest allows savers to deposit up to £100,000, although it does not have the same government security. ...
Should we hand all our house money to our conveyancer? image
Source : Guardian [Read Article] Thursday 9th of March 2017 07:00:29 AM
....It’s also not clear why you think that you have to pay the whole £305,000 to the conveyancer straight away. Typically, you’ll be asked to hand over a deposit of 10% of the agreed purchase price to be paid to the seller’s solicitor at the point that contracts are exchanged. ...
Rents are 'out of step' with incomes, housing body warns image
Source : Guardian [Read Article] Thursday 9th of March 2017 12:01:21 AM
.... Previous changes have already capped the amount of housing benefit that can be claimed through the local housing allowance and limited the sums for under-35s. The Rics survey found that 52% of landlords would consider letting to homeless households and those receiving benefits if the government offered a financial guarantee on deposits and rent. ...
Scheme to combat rogue lettings agents under attack image
Source : BBC [Read Article] Monday 6th of March 2017 12:19:27 AM
.... Trading Standards is still investigating. In November 2016, seven months after Carter Stones was expelled from the scheme, Shakeel Ahmed paid £2,350 as a deposit to secure a flat to rent. ...
Budget 2017: The misplaced confidence of the British consumer image
....If you are in trouble, consolidate your debts into a cheap personal loan - and, hey presto, manageable payments and a little left over to spend. And if you want a new car - hey, there's no-deposit finance. ...
UK’s star fund manager aims to win over the older savers market image
Source : Guardian [Read Article] Saturday 4th of March 2017 07:00:08 AM
....It says it will pay an initial 5% income, it is looked after by the most successful investment manager of his generation, it can be put into a tax-free Isa and comes under the financial services compensation scheme. With building society accounts paying just 1% on deposits, should savers take the risk of investing in Neil Woodford’s new Income Focus fund of high dividend-paying shares?. ...
The Crusader: Customer challenges dealer over £11,000 SECOND-HAND motor’s breakdown image
....This is because Section 75 of the Consumer Credit Act 1974 makes the card provider jointly and severally liable for the breach of contract. “It does not matter how much you paid on the card – even if you pay a very small deposit, you can still look to the card provider for the full amount of compensation that you could claim from the retailer or supplier – it is not limited to what you have paid on the card as a deposit,” adds Lezemore. ...
Home ownership in England at a 30-year low, official figures show image
Source : Guardian [Read Article] Thursday 2nd of March 2017 02:32:32 PM
....Labour claimed the figures showed that the government was “out of ideas” and had no long-term plan to fix the housing crisis. The Generation Rent campaign group said runaway house price inflation and the difficulty of saving a deposit had trapped millions in private rented housing, “even more [people] than in the days of slum landlords like Rachman”. ...
Coca-Cola U-turn could help UK catch up on can and bottle recycling image
Source : Guardian [Read Article] Tuesday 28th of February 2017 06:00:20 AM
. More firms are expected to announce bottle deposit return services after Coca-Cola unexpectedly came out in favour of the idea. ...
SpaceX to fly two tourists around Moon in 2018 image
Source : BBC [Read Article] Monday 27th of February 2017 11:48:09 PM
....US private rocket company SpaceX has announced that two private citizens have paid to be sent around the Moon. The mission is planned for late 2018, SpaceX CEO Elon Musk said, adding that the tourists "have already paid a significant deposit". ...
‘Buy for Uni’ mortgage turns students into landlords image
Source : Guardian [Read Article] Monday 27th of February 2017 09:28:35 AM
....After three or four years of study, many students will look with resignation at bank statements showing them thousands of pounds in debt. Raising enough for a deposit on a first property becomes a a distant thought as they tackle paying off their loans. ...
The sad cost of renting: never having somewhere to call home image
Source : Guardian [Read Article] Sunday 26th of February 2017 04:00:34 PM
....That there is a housing crisis in the UK has been unforgivably obvious for years. More people are renting and fewer people are able to buy homes, particularly young people, for whom the idea of even attempting to save for a deposit is a sisyphean feat that no longer seems worth it. ...
The Bank of England fears it may not spot the next crisis. Here’s where to look image
....Last month, the Bank of England warned that consumer credit, including car loans, was nudging levels not seen since the 2008 crash. Credit agency Experian, which monitors personal indebtedness, said the number of personal contract plans (PCPs), which allow buyers to pay a small deposit and then commit to making a monthly payment for three years with the option to buy or hand back the car at the end, has increased by 394% in five years. ...
On your bike: the best and the worst of city cycle schemes image
Source : Guardian [Read Article] Saturday 25th of February 2017 07:00:05 AM
.... In terms of “fleet size”, 17 of the world’s top 20 schemes are in China (Paris, London and Barcelona squeeze in towards the bottom). What makes these schemes hugely successful is not just density of bikes but also price: in most Chinese cities users make a refundable deposit, after that bike usage is free for half an hour. ...
Drive off with a secondhand car for less image
Source : Guardian [Read Article] Saturday 25th of February 2017 06:59:05 AM
....Over the past three years consumers have increasingly been relying on credit to fund new car purchases, with nearly nine out of 10 private vehicles bought this way during 2016, according to the Finance & Leasing Association. The rise of the personal contract purchase (PCP), which lets you buy, say, a new Ford Fiesta for as little as £150 a month and a small deposit, is largely behind the boom in cars sales in Britain. ...
Savers told to vote with their feet for best deals, says finance expert image
Source : Daily Express [Read Article] Wednesday 22nd of February 2017 12:01:00 AM
....Yesterday Renault-owned challenger RCI Bank announced it has received more than £2. 1billion of deposits from more than 60,000 savers since launching in June 2015. ...
One in four UK families have less than £95 in savings, report finds image
Source : Guardian [Read Article] Monday 20th of February 2017 07:01:30 AM
....Aviva said declining rates of home ownership could be a sign of difficulties getting a mortgage for first-time buyers or families not considered “prime” borrowers. Brencher said: “Although mortgage rates are at record lows, qualifying for these deals and getting a deposit can be difficult for those with limited household income or unusual circumstances. ...
Camden comedy as council doesn’t let me read my meter image
Source : Guardian [Read Article] Sunday 19th of February 2017 07:00:02 AM
.... The council tells me all electricity companies have been issued with keys for this cupboard (and others in its area); however, when the meter readers arrive, their keys don’t work or they say they don’t have them. Camden says it will issue new keys to electricity companies for a fee, or loan a key for a £50 refundable deposit, and that it’s up to the electricity company to provide a meter I can read. ...
‘From bad to worse’: Greece hurtles towards a final reckoning image
Source : Guardian [Read Article] Sunday 19th of February 2017 12:05:16 AM
.... So, too, has fear, with an estimated €2. 2bn being withdrawn from banks by panic-stricken depositors since the beginning of the year. ...
Why the Bank of England won’t raise interest rates any time soon image
Source : Guardian [Read Article] Saturday 18th of February 2017 05:00:07 PM
....These finance plans are all priced from the ultra-low interest rates and would become unattractive in a “normal” interest-rate world. Moreover, savings have tumbled as a proportion of gross domestic product – and, worse, savers have been stealing not only from their deposit accounts but also from their pensions. ...
Will we pay higher stamp duty on a buy-to-let property? image
Source : Guardian [Read Article] Thursday 16th of February 2017 11:10:19 AM
.... Will we have to pay extra stamp duty because it is a second home?. The main reason we’re buying this house is to provide security for our children when they need money later on in life for deposits or university fees. ...
New mortgage helps buyers meet Stamp Duty costs  image
Source : Daily Express [Read Article] Tuesday 14th of February 2017 12:01:00 AM
.... . Borrowers will need a 20 per cent deposit to take out the five-year fixed-rate deals, which have a rate of 2. ...
Camelot Furniture's rescue mission bring comfort to some UK Mobility Direct customers  image
.... . Roy, 78, who barely survived a serious illness recently, said: “The chairs had been good so we agreed to pay £4,000 with a £2,000 deposit. ...
Diamond rings sparkle for the internet dating generation image
Source : Guardian [Read Article] Monday 13th of February 2017 01:39:04 PM
....Tobias Kormind, who founded 77 Diamonds in 2005 after stints at investment bank Morgan Stanley and helping to restructure online trading platform Interactive Investor, says one client spent £120,000 on a ring without ever seeing it in person. Another ordered a £500,000 piece online and paid a deposit, only flying in to the company’s Mayfair showroom for a viewing once it was close to completion. ...
The baby boomers have enjoyed the good times – now a tax hike is due | Phillip Inman image
....It means retired BT engineers, school headteachers and middle managers across a wide range of businesses from BP to Unilever, and not Britain’s 31 million workers, are the ones pushing up average income figures. This group of baby boomers worked for employers with generous guaranteed pension schemes and can now enjoy several holidays a year, a 4x4 in the driveway and provide a deposit for their grandchild’s first home. ...
Government willing to admit UK housing market is
Source : Daily Express [Read Article] Sunday 12th of February 2017 12:01:00 AM
....However, London Central Portfolio chief executive Naomi Heaton says his “lacklustre” plans will do nothing to hit the Government’s target of providing one million new homes by 2020: “There were just 163,940 housing completions in England in the 2015-16 tax year. ” First-time buyers are the most glaring victims of the housing shortage as they face the dismal prospect of paying sky-high rents for years because they cannot afford the deposit on a property. ...
Five minute guide to choosing to invest in premium bonds image
Source : Daily Express [Read Article] Sunday 12th of February 2017 12:01:00 AM
....She says if you shop around you can get 1. 10 per cent from the RCI Bank Freedom Account, which is run by Renault with your money protected under the French deposit protection scheme. ...
Sub-prime cars: are car loans driving us towards the next financial crash? image
Source : Guardian [Read Article] Friday 10th of February 2017 03:29:36 PM
.... Nine out of 10 private car buyers are now using personal contract plans (known as PCPs), which have boomed since interest rates fell to historic lows. Under these cheap leasing deals, buyers pay a small deposit and then commit to making a monthly payment for the next three years with the option to buy or hand back the car at the end. ...
ISA 2017: If you already have an ISA do you get 2 allowances each year? Can I open 2 ISAs? image
....Savers are allowed to keep open as many existing ISAs as they like, but can only open and pay into one cash ISA and one stocks and shares ISA per tax year. Whichever you decide to deposit into, you will only get one allowance – £15,240 for the current tax year. ...
If we’re going to tackle the evils of renting, at least do it properly | Penny Anderson image
....Last weekend saw the government announce “a better deal for tenants”. Could it be that someone in Westminster has belatedly realised that buying a home is no longer a viable option? Because of surging house prices, job insecurity, and no access to a deposit, for many it is nigh on impossible. ...
Councils to be told to build thousands more new homes image
Source : Guardian [Read Article] Tuesday 7th of February 2017 12:01:22 AM
....New measures will also be considered to protect buyers from so-called “leasehold abuse” where punishing ground rent and service charges increase during the lease period, traded with leaseholders left powerless to influence the costs. Renters who cannot afford to save for a deposit must be given a wider choice, the white paper will say. ...
Are you a serious buyer? Estate agents can now ask you to pay up to prove it image
.... And if the buyer ends up pulling out – for example, because the survey reveals a problem with the property – they often lose all the money or only get back a small part of it. In Scotland, estate agents are banned from accepting pre-contract deposits, as such payments are known, but they are not illegal in England and Wales. ...
Mortgage affordability unchanged despite rising house prices, report finds image
Source : Daily Express [Read Article] Friday 3rd of February 2017 12:00:00 AM
....The proportion has remained the same despite average house prices having increased by 7 per cent over the past year. Halifax assumed that a borrower, who could be a first-time buyer or a home mover, had a 30 per cent deposit to put down. ...
Savers should not rely on cash Isas as long-term option, warns report image
Source : Daily Express [Read Article] Wednesday 1st of February 2017 12:01:00 AM
.... . The new Lifetime Isa is also set to launch in April, to help the under-40s save towards a deposit for their first home or their retirement, which could further fuel the appetite for money being held for long periods in cash, the report said. ...
Is equity release a good way to pay off your home loan? image
Source : Guardian [Read Article] Saturday 28th of January 2017 07:00:48 AM
....Around 24% of people who released equity in 2016 used the money to help family or friends, according to Key Retirement, a leading firm in the sector. Often this will take the form of cash given to younger family members to help towards a deposit, or to help with the cost of a wedding or university. ...
Do we need a deed of trust to reflect our shares in our house purchase? image
Source : Guardian [Read Article] Thursday 26th of January 2017 11:12:13 AM
....Q Two years ago my partner and I bought our first house together. Although the deposit we gathered was more mine than hers, we signed a deed of trust protecting our respective monies. ...
Post Office launches 'biggest expansion of face-to-face banking in a generation'  image
Source : Daily Express [Read Article] Tuesday 24th of January 2017 04:32:00 PM
....Under the new arrangements with the banking industry, 99 per cent of bank customers will be able to carry out basic needs across the postal network. The service allows customers to make cash withdrawals, cash and cheque deposits, as well as balance inquiries. ...
'There's a danger of a generation who can't afford to retire' image
Source : Guardian [Read Article] Monday 23rd of January 2017 08:05:59 AM
.... “I shouldn’t be worrying about saving for my pension at my age,” she says. “I’m saving money that could go towards a deposit for my first house – I’m currently renting a flat in Liverpool – or socialising. ...
‘Barclays took my £440,000 and put me through hell’ image
Source : Guardian [Read Article] Sunday 22nd of January 2017 07:00:23 AM
....Instead it send him on a wild goose chase between departments, all of which gave him contradictory information before falling silent. “After my account was closed, I was told that my solicitors’ bank would have to send an electronic swift message confirming that the money it had deposited was legal and I was the intended beneficiary,” he says. ...
Can I buy a flat while I'm paying off debts through an IVA? image
Source : Guardian [Read Article] Thursday 19th of January 2017 07:00:30 AM
....Q I have a few questions about whether I have any chance of buying a flat while I am on an IVA (individual voluntary arrangement) and repaying my debts. As I am on an IVA, rather than bankrupt, are there any special options for me? And how many months after I finish my repayments will my credit score be OK for me to get a loan? I want to avoid paying a deposit as I have no savings so what are my options? My income is £24,000 a year so how big a loan I can apply for? PG. ...
How to break costs: Drive a hard bargain if changing your car image
Source : Daily Express [Read Article] Sunday 15th of January 2017 12:01:00 AM
....”. Look out for contributions to your deposit which is essentially free money towards your new car, Hind adds. ...
‘I thought I’d bought my first home, but I lost £67,000 in a conveyancing scam’ image
.... He had to make the transfers online as he was travelling abroad for work and realised that if that was the case for all the remaining tranches of money he would miss his completion date. Mollett says the solicitors had emphasised how important it was to ensure all the funds reached them on time, so he emailed the Sethi Partnership that same day asking about the best way to get the rest of the money – a total of £74,837 to cover the remaining deposit, stamp duty, fees etc – to them promptly to meet the deadline. ...
REVEALED: The savings accounts where rates are RISING as they take on big name banks image
....French provider RCI Bank has upped the rate on its easy access account to a market-leading 1. 02 per cent, which can be opened with a minimum deposit of £100. ...
Harron Homes left us hanging for months over our half-built house image
Source : Guardian [Read Article] Friday 13th of January 2017 07:00:11 AM
....We agreed to purchase a new £240,000 house from Harron Homes in December 2015. We paid a deposit in January 2016 and were told the house would be ready towards the end of May. ...
First-time home buyers at highest level since 2007, Halifax says image
Source : BBC [Read Article] Friday 13th of January 2017 01:35:41 AM
....The lender estimated there were 335,750 first-time buyers last year, the highest figure since 359,900 in 2007. However, the average first-time deposit has more than doubled since 2007 to stand at more than £32,000. ...
Take the long view with a 10-year fixed-rate mortgage image
Source : Guardian [Read Article] Thursday 12th of January 2017 07:00:21 AM
.... Collins says the ideal candidate for a 10-year deal is someone in their mid 40s or older who has a decent amount of equity, children in secondary school and a relatively safe job who are therefore unlikely to move for the forseeable future. It’s notable that most of the 10-year deals require a large deposit. ...
‘Debt is like fire': Martin Lewis's guide to using a credit card image
Source : Guardian [Read Article] Wednesday 11th of January 2017 03:33:45 PM
.... And the card company is liable for the entire amount regardless of what put on your credit card. We had a woman who bought a £12,000 kitchen and only paid a £100 deposit using the credit card. ...
How can we get our ‘refundable’ deposit back from Hire Booking Centre? image
....In October we hired a campervan from Hire Booking Centre, which operates out of the same address as Motorholme which you have written about before. We had to pay a £1,250 refundable deposit. ...
Boxing clever image
Source : BBC [Read Article] Monday 9th of January 2017 12:26:28 AM
....Longshoremen would pile the cargo onto a wooden pallet on the dock. The pallet would be hoisted in a sling and deposited in the hold. ...
The secret life of a food courier image
Source : Guardian [Read Article] Sunday 8th of January 2017 06:00:10 AM
....Inside all the world’s richest companies, I’ve found, there’s a special area in the atrium for deliveries. There, on a table full of little brown bags, we deposit lunches with the recipient’s name on the side. ...
Why we must make homes truly affordable for our key workers image
Source : Guardian [Read Article] Saturday 7th of January 2017 07:00:12 AM
....It’s an issue recognised by the Mayor of London, Sadiq Khan, who is floating a scheme called London Living Rent. This will be a new type of tenancy for newly built affordable homes, aimed at helping average earners in the capital save for a deposit by offering them a below-market rent. ...
Government offers £7bn affordable homes fund to housing providers image
Source : Guardian [Read Article] Thursday 5th of January 2017 12:01:34 AM
....7bn of cash available between now and 2021 would help deliver at least 135,000 shared ownership homes, 10,000 rent-to-buy properties, and 8,000 homes for supported living and older people to rent. Under rent to buy, rents will be set at or below 80% of the local market rent for a set period in order to give tenants the opportunity to save for a deposit and then the option to buy their home. ...
CES 2017: Faraday Future unveils super fast electric car image
Source : BBC [Read Article] Wednesday 4th of January 2017 04:26:09 AM
....Faraday plans to release the FF91 in 2018. To pre-order, hopefuls will need to provide a refundable $5,000 (£4,080) deposit. ...
First-time buyer subsidised homes 'will be built this year' image
Source : BBC [Read Article] Tuesday 3rd of January 2017 09:23:52 AM
....". Prof Whitehead said that, even with government help, some young people were not in a strong enough financial position to participate in the scheme: "[They] often haven't got very strong jobs, they're insecure about their future, they're paying high prices in the rental market and therefore can't afford the deposit. ...
House prices 2017 image
Source : BBC [Read Article] Monday 2nd of January 2017 11:30:29 PM
....This trend will continue, he says, spelling more difficulties for first-time buyers whose incomes may fall in real terms. Many will continue to rely on the Bank of Mum and Dad for help with raising a mortgage deposit, while others will look to the government's Help to Buy projects to find somewhere affordable. ...
Happy new year? 2017 rings in more commuter misery and higher bills image
Source : Guardian [Read Article] Monday 2nd of January 2017 06:59:18 AM
....The limit was cut to £75,000 in July 2015 when sterling was stronger, to keep the UK banking system in step with the rest of the EU. But the increase is required to keep the UK in line with an EU-wide deposit protection limit of €100,000. ...
Five-minute guide to booking your summer holiday image
Source : Daily Express [Read Article] Sunday 1st of January 2017 12:55:00 PM
. Tour operators are launching their own January sales, slashing prices to win your business and offering incentives such as free child places, reduced deposits and room upgrades. ...
India rupee ban: 'We need cash to make cash' image
Source : BBC [Read Article] Friday 30th of December 2016 12:56:01 PM
. Time is running out for Indians to get rid of their old bank notes, they will no longer be able to deposit them at banks after Friday. ...
Related to :
Deadline looms for Indian cash overhaul image
Source : Guardian [Read Article] Friday 30th of December 2016 11:56:17 AM
....Indians will no longer be able to exchange expired currency for new notes after midnight on Friday as severe cash shortages continue to disrupt daily life across the country. The prime minister, Narendra Modi, gave Indians a 50-day window to declare and deposit their 1,000- and 500-rupee notes after a surprise announcement on 8 November that both denominations would become invalid that evening. ...

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