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....If you missed it, or are yet to open the letter, Lloyds and Halifax have both abandoned existing charges for overdrafts and will instead charge a flat fee of 1p a day for every £7 of overdraft used. It might not sound much, but the bank has admitted that it is equivalent to an APR of 52% – dwarfing what credit card firms charge and more akin to those applied by payday lenders. ... [Read full article on Guardian ]
Saturday 19th of August 2017 06:00:06 AM
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....Lawyers for former financial ombudsman Walter Merricks have made their application to the UK’s Competition Appeal Tribunal just weeks after it refused to certify his claim. Merricks’ claim was lodged on behalf of nearly 46 million consumers and alleged that Mastercard’s interchange fees forced consumers to pay higher prices to businesses that accept the credit card over a 16-year period, therefore breaching EU competition law. ... [Read full article on Guardian ]
Monday 14th of August 2017 05:26:33 PM
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....Coupled with low pay growth, the rising cost of living means real wages are falling, heaping pressure on households. Consumers are using their credit cards to fund spending and the Bank of England has expressed alarm about the increase in personal debt. ... [Read full article on Guardian ]
Sunday 13th of August 2017 03:28:41 PM
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.... That has led to a rising cost of living, heaping pressure on households. Consumers are using credit cards to fund spending and the Bank of England has expressed alarm about the increase in personal debt. ... [Read full article on Guardian ]
Tuesday 15th of August 2017 08:32:02 AM
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....Campaigners have long warned of the problem and it is now official: Britain has a growing debt problem at levels not seen since the global financial crisis almost a decade ago. Borrowing through credit cards, overdrafts and car loans - unsecured consumer credit - and other forms of financing has topped £200bn, confirming grim predictions from debt charities of the spiralling problems they see on the ground. ... [Read full article on Guardian ]
Monday 14th of August 2017 06:00:35 AM
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.... You would have to complain to the individual providers which, if they are based abroad, won’t be governed by UK legislation. If you paid for the hotel or villa directly by credit card, you could lodge a claim for breach of contract with your card issuer under section 75 of the Consumer Credit Act. ... [Read full article on Guardian ]
Saturday 19th of August 2017 05:59:06 AM
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Latest Finance News related to Credit Card

Lloyds and Halifax customers face up to 52% APR overdraft fee image
Source : Guardian [Read Article] Saturday 19th of August 2017 06:00:06 AM
....If you missed it, or are yet to open the letter, Lloyds and Halifax have both abandoned existing charges for overdrafts and will instead charge a flat fee of 1p a day for every £7 of overdraft used. It might not sound much, but the bank has admitted that it is equivalent to an APR of 52% – dwarfing what credit card firms charge and more akin to those applied by payday lenders. ...
From airline cancellations to that ropey hotel, what to do about botched holidays image
.... You would have to complain to the individual providers which, if they are based abroad, won’t be governed by UK legislation. If you paid for the hotel or villa directly by credit card, you could lodge a claim for breach of contract with your card issuer under section 75 of the Consumer Credit Act. ...
Rail users face steepest fare rise in five years as inflation hits 3.6% image
Source : Guardian [Read Article] Tuesday 15th of August 2017 08:32:02 AM
.... That has led to a rising cost of living, heaping pressure on households. Consumers are using credit cards to fund spending and the Bank of England has expressed alarm about the increase in personal debt. ...
£14b​n class action case against Mastercard revived image
Source : Guardian [Read Article] Monday 14th of August 2017 05:26:33 PM
....Lawyers for former financial ombudsman Walter Merricks have made their application to the UK’s Competition Appeal Tribunal just weeks after it refused to certify his claim. Merricks’ claim was lodged on behalf of nearly 46 million consumers and alleged that Mastercard’s interchange fees forced consumers to pay higher prices to businesses that accept the credit card over a 16-year period, therefore breaching EU competition law. ...
The UK debt tide is rising – how can you avoid drowning? image
Source : Guardian [Read Article] Monday 14th of August 2017 06:00:35 AM
....Campaigners have long warned of the problem and it is now official: Britain has a growing debt problem at levels not seen since the global financial crisis almost a decade ago. Borrowing through credit cards, overdrafts and car loans - unsecured consumer credit - and other forms of financing has topped £200bn, confirming grim predictions from debt charities of the spiralling problems they see on the ground. ...
How I took on a car hire company – and won image
Source : Guardian [Read Article] Saturday 12th of August 2017 06:00:37 AM
.... I was annoyed, but it was not as outrageous as some charges Goldcar has levied on readers. I responded with a curt email to the CEO – not hard to find – saying he took money from my credit card at his peril. ...
Bank of England to keep animal fat in banknotes despite complaints image
Source : Guardian [Read Article] Thursday 10th of August 2017 10:11:31 AM
....Polymer banknotes are used in more than 30 countries. It emerged during the Bank’s research that plastic containing animal fat is also used in debit and credit cards, mobile phones, carrier bags, cosmetics, soaps, household detergent bottles and car parts. ...
Contactless transactions take UK debit and credit card use to record high image
Source : Guardian [Read Article] Wednesday 9th of August 2017 05:36:58 PM
....55 in July 2011. The amount of credit card spending was £16. ...
Why are Britain’s banks blaming customers for online banking fraud? | Miles Brignall image
....The other big failure is the banks’ inability to spot these frauds, which are perpetrated through accounts they manage. Staff who can spot a fake credit card transaction in seconds do nothing if £20,000 is paid into an account that may have been dormant for years. ...
Mortgage rates will rise – so 
are you ready 
to take a hit? image
Source : Guardian [Read Article] Tuesday 8th of August 2017 04:52:17 PM
....The growing amount of debt amongst consumers is of great concern to campaigners and charities. Warnings that the bubble of unmanageable consumer debt is growing at an alarming rate peaked recently when the Bank of England told lenders that they face action against reckless practices amid a “spiral of complacency” – mostly surrounding credit cards, car finance and cheap personal loans. ...
Credit crunch, 10 years on: fate of RBS shows global crisis is not over image
....His idea is for central banks to become a “pawnbroker for all seasons” – agreeing in advance the terms of any loans by a lender of last resort, helping to avoid the moral hazard problem where banks take risks because they know they are going to be bailed out. A senior Bank of England official, Alex Brazier, has recently warned about banks dicing with a “spiral of complacency” in their consumer lending – when borrowing on credit cards, via unsecured loans and car loan schemes has topped the £200bn level for the first time since the crisis. ...
Best credit card deals for August image
Source : Independent [Read Article] Wednesday 2nd of August 2017 07:44:00 PM
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Related to :
Using Brexit to RIP of customers: Here's how YOU can beat great British rip-off image
Source : Daily Express [Read Article] Wednesday 2nd of August 2017 12:01:00 AM
.... . There is no escape when you arrive, with holidaymakers being duped out of nearly £500million when using debit and credit cards overseas. ...
ESSATI garage doors victim vows to fight warranty “con” image
Source : Daily Express [Read Article] Monday 31st of July 2017 05:15:00 PM
....“They are now saying I put something in the way of the door and then closed it allowing it to break, it’s utter nonsense and more wriggling out of responsibilities,” says Charlie. As his wife Marguerite paid some of the door’s first costs with her Tesco credit card, the bank is now carrying out a Section 75 investigation. ...
Credit card Britain: £1.5BN of debt racked up in ONE MONTH sparking fresh crisis fears image
. Consumer credit, including credit cards, car finance and personal loans surged by 10 per cent from the same time last year, Bank of England figures today showed. ...
Unsecured consumer credit tops £200bn for first time since 2008 image
Source : Guardian [Read Article] Monday 31st of July 2017 08:55:04 AM
. The financial watchdog has announced fresh measures to protect consumers from spiralling debt as official data showed that borrowing through credit cards, overdrafts and car loans has topped £200bn for the first time since the global financial crisis. ...
Lenders must stop stoking demand for loans: or there’ll be another firestorm image
....Britain is on a consumer credit binge. Over the past year, growth per head of population has increased by 1% while the amount consumers have racked up – on their credit cards, on car finance and in unsecured personal loans – has increased by 10%. ...
Santander cuts back lending amid Bank of England concern over personal debt image
.... Net lending – which takes into account how many people remortgaged away from Santander – fell over the half year by £200m. Net consumer finance lending – covering car loans and credit cards – fell to £97m from £266m, partly due to “a decrease in the stock of new car registrations”. ...
Barclays sets aside extra £700m for PPI claims image
Source : Guardian [Read Article] Friday 28th of July 2017 07:25:34 AM
....7p by lunchtime – below the 233p level at which Staley bought shares in November 2015 before taking the helm. The bank has a large credit card business, Barclaycard, part of the consumer credit market that is being scrutinised by the Bank of England, which this week warned of a “spiral of complacency” about mounting consumer debt. ...
Lloyds takes fresh £1bn hit from PPI compensation claims image
Source : Guardian [Read Article] Thursday 27th of July 2017 08:29:53 AM
.... Lloyds said the latest provision was needed because complaints had increased to 9,000 a month ahead of the FCA’s time bar on complaints of August 2019. As a result of a turnaround programme put in place by Horta-Osório, the bank is now focused on the UK and faces questions about its exposure to the economy at a time of Brexit and concerns voiced by officials at the Bank of England about the growth in lending to customers on credit cards and personal loans and to buy cars. ...
Britons sit on ‘ticking time bomb’ as interest rates HIKE risks financial security image
.... . Most of this is mortgage debt but Britons have also borrowed record levels on credit cards, overdrafts, car loans and unsecured personal loans. ...
Greece's €3bn bond sale doesn't mean its debt crisis is at an end | Nils Pratley image
.... One suspects Neil Woodford’s fund and Invesco, long-standing investors with 19% stakes each, will be loyal. The £40m impairment charge hasn’t got worse since last month’s profits warning and the non-doorstep divisions, including the big Vanquis credit card operation, appear unaffected. ...
Quarter of personal loan applicants 'seeking half their annual salary' image
....The latest evidence of a rise in borrowing to fund new car purchases, holidays and to help clear older debts follows a stark warning from the Bank of England that lenders offering money on easy terms risked sparking a fresh financial crisis. Banks, credit card companies and car loan providers could be dicing with a “spiral of complacency”, the Bank’s director for financial stability said on Monday. ...
Debt-ridden families a ticking time bomb for EVERYONE in Britain, Bank of England warns image
. Households owing high amounts of credit card and loan debt are a risk to themselves and also the banks that have lent to them, according to the institution's financial stability chief . ...
Bank of England warns of complacency over big rise in personal debt image
Source : Guardian [Read Article] Monday 24th of July 2017 05:40:59 PM
. The Bank of England has told banks, credit card companies and car loan providers that they risk fresh action against reckless lending as it warned of a looming “spiral of complacency” about mounting consumer debt. ...
ATOL and ABTA: Financial protection for your summer holiday image
Source : Daily Express [Read Article] Sunday 23rd of July 2017 02:44:00 PM
....co. uk, says if you are one of the growing number of travellers who go it alone it makes sense to pay by credit card: "If you spend between £100 and £30,000 your card issuer is equally liable for any losses under Section 75 of the Consumer Credit Act. ...
Britons travelling to Europe offered just €0.88 for £1 image
Source : Guardian [Read Article] Friday 21st of July 2017 06:31:18 PM
....11. It means cycling fans using their credit cards at the denouement of the Tour de France in Paris on Sunday will get an exchange rate of around €1. ...
Who should pay for multiple errors on Travel Trolley flight tickets? image
Source : Guardian [Read Article] Wednesday 19th of July 2017 06:00:12 AM
.... It has since sent multiple emails assuring me they were due to a “technical error”. I am now doubting whether it was me who made the original mistake, as the generation of e-tickets clearly involves manual intervention (computers don’t make multiple mistakes) and I entered the shortened version of my name on the payment details as that’s how it appears on my credit card. ...
End of the 'rip-off': all charges for paying by card to be banned image
Source : Guardian [Read Article] Tuesday 18th of July 2017 11:01:04 PM
....All extra charges added to payments for goods and services made by card are to be outlawed, ending a “rip-off” that costs Britons hundreds of millions of pounds a year, the government has announced. Fees for paying with plastic – most commonly a credit card – are routinely levied on everything from low-cost flights and tax bills to cinema tickets and takeaway meals, but the Treasury announced that these would be consigned to history from January 2018. ...
How credit score agencies have the power to make or break lives image
Source : Guardian [Read Article] Monday 17th of July 2017 06:00:43 AM
....Many people, like Nasser, are only dimly aware of credit reference agencies – multimillion-pound companies which lurk in the background of our lives but which have the power to make or break our financial decisions. They receive, store and rate information about the financial history of every adult spender in the UK – their loans, credit card debts, county court judgments and mobile phone contracts. ...
Could you spot a bogus Airbnb listing among the genuine ones? image
Source : Guardian [Read Article] Saturday 15th of July 2017 06:00:45 AM
....The couple’s request for a deposit went through to an extremely well-crafted clone of the real TripAdvisor rental page, replete with fake reviews from previous inhabitants, a count of how many other potential tenants had viewed the page, and even a working Google Map showing the rough location of the flat. Clicking on “reserve now” takes the target to a second, equally accurate clone of TripAdvisor’s payment page, where credit card information is requested. ...
Rise in credit card default rate adds to concerns over household finances image
. The number of people defaulting on their credit card bills and personal loans jumped in the three months to the end of June, according the Bank of England, underlining the pressure on household budgets as prices rise faster than wages. ...
Bank of England warns it will go after firms looking to mask risks image
Source : Guardian [Read Article] Monday 10th of July 2017 04:03:22 PM
....The 2007 credit crunch was characterised by an alphabet soup of acronyms for complex financial vehicles and products used by banks such as CDOs (collateralised debt obligations) and SIVs (structured investment vehicles). With regards to lending, Woods’ remarks were published a week after the Bank of revealed it was stepped up its scrutiny of lenders providing finance on credit cards, personal loans and to buy cars. ...
It’s a testing time for BA passengers who lost out in IT chaos image
Source : Guardian [Read Article] Monday 10th of July 2017 06:00:06 AM
.... You need to write to the company asking for compensation citing the act. If it turns you down, you could try claiming against your credit card company. ...
The Goldcar golden rule … always take a photo when you return a hire car image
....69. We paid a deposit of €1,205 by credit card. ...
Beware ‘the devil’s debt’ – that tempting store card offered at the tills image
.... It is here where store cards are sold to consumers, with their sky-high interest rates which can typically come in at between 25%-30%. Essentially credit cards which can only be used in one particular store – for example, Miss Selfridge, New Look or Topman – store cards have been identified as a growing problem. ...
Chip: the robot banker trying to pull millennials out of their overdrafts image
.... You go to university, you get a free overdraft, and you keep it once you’re a graduate … then, suddenly, you’re 25, and there’s a pound a day charge, a 15% APR, and a fee every time you hit the bottom. It’s funny, there’s such outrage about the payday loan industry and high APR credit cards, but overdrafts – no one’s really woken up to them. ...
WARNING: Don’t get burnt for cash on your holiday image
Source : Daily Express [Read Article] Wednesday 5th of July 2017 11:21:00 AM
....Plastic Meltdown. Millions of Britons got caught out by foreign transaction charges when using their debit and credit cards abroad last year, costing on average £48. ...
£8bn battle looms for credit card processor Worldpay as rivals circle image
.... The business is based in London but also has major offices in Manchester, Cambridge and Gateshead. The takeover approaches show how payment processors have become attractive targets for banks, technology firms, and credit card companies at a time of rapid growth for the sector. ...
Lenders told to be vigilant over loans image
Source : BBC [Read Article] Tuesday 4th of July 2017 10:52:05 AM
....Lenders have been told to raise their game after regulators highlighted the risks in the consumer credit market. The Bank of England's Prudential Regulation Authority (PRA) has highlighted various concerns during a review of lending in personal loans, credit cards and car finance. ...
Bank of England steps up scrutiny of lenders image
Source : Guardian [Read Article] Tuesday 4th of July 2017 08:59:11 AM
. The Bank of England is stepping up its scrutiny of banks and other lenders on credit cards, personal loans and car purchases amid fears that growing consumer debt could rebound on the banking system. ...
Can the Bank get Britain to kick its cheap credit habit? image
Source : Guardian [Read Article] Saturday 1st of July 2017 03:00:02 PM
....It slapped a demand for more than £11bn of extra reserves on the major lenders – just in case the current economic slowdown should trigger a rise in defaults. Governor Mark Carney also warned the lending industry that it should expect tougher rules on how it sells mortgages, car loans and credit cards should the current rise in borrowing rocket any further. ...
Savings CRISIS: Household rainy-day funds PLUNGE to record lows  image
Source : Daily Express [Read Article] Friday 30th of June 2017 02:04:00 PM
...."People raiding their piggy banks is bad news for working people and the economy. “But with wages falling as living costs rise, many families are having to run down their savings or rely on credit cards and loans to get through the month. ...
Bitcoin accepted at New York pre-school image
Source : BBC [Read Article] Thursday 29th of June 2017 11:50:53 PM
. The head of two Montessori schools in New York won't let parents pay by credit card - but he is accepting Bitcoin. ...
Online fraud 'overlooked' by government says watchdog image
Source : BBC [Read Article] Thursday 29th of June 2017 11:01:37 PM
....9 million cyber-fraud incidents in England and Wales, or 16% of all estimated crime incidents. Online fraud includes criminals accessing citizens' and businesses' bank accounts, using their credit card details, or tricking them into transferring money. ...
Are you about to go bust? Credit crash fears as household borrowing surges by £1.7BN image
. Consumer credit, including credit cards and personal loans surged by 10. ...
UK financial watchdog investigates car loans market image
Source : Guardian [Read Article] Thursday 29th of June 2017 01:33:08 PM
....3% a year overall. Within that, car finance is growing fastest at 15% a year, while credit card lending is rising at 9% and personal lending at 7%. ...
My credit score is at risk after landlord failed to register correct address image
.... Meanwhile, our council tax is charged to “Flat 1st and 2nd Floor”. Most credit card company websites don’t even know my address exists, and if they do it’s impossible for them to match my identity with my council tax account and billing addresses – and hence prove my creditworthiness. ...
Google fine: EU is not waging underhand trade war against ​​US tech firms | Nils Pratley image
....Is it a worry? Yes it is, which is why the Bank of England is right to force banks to hold more capital if they wish to carry on feeding the demand. Consumer credit – not just in car loans, but also as credit card borrowing and personal loans – rose by 10. ...
Many Britons are hooked on costly credit. Here’s what the new minister should do | Rowena Young image
.... In five areas of the UK, including Wales and Northern Ireland, more than half the population has savings of less than £100 and one in three adults has experienced a major financial shock in the last five years. Today, less than half of UK adults report being able to keep up with bills without difficulty, while just under a quarter manage to get from one month to the next only by rolling over their credit card balances or other form of high-cost credit. ...
Consumer confidence collapsed after general election, YouGov finds image
Source : Guardian [Read Article] Monday 26th of June 2017 11:05:13 PM
....However, YouGov said the data suggested that the job security and business activity measures, both for the last 30 days and the next 12 months, were proving relatively resilient. A report by the British Bankers’ Association showed consumer spending using loans and credit cards eased back last month as shoppers to rein in their spending. ...
Maxed-out consumers of concern to Bank of England image
Source : Guardian [Read Article] Sunday 25th of June 2017 06:00:22 AM
.... Its twice-yearly financial stability report will be presented by the governor, Mark Carney, on Tuesday and he is likely to use the health check to highlight the problem of consumer debt burdens in the UK. With real incomes squeezed, households have been dipping into savings and maxing out their credit cards. ...
Uber and the ‘brogrammers’ feel the consequences of changing the world image
....City traders are not the only people to follow the twists and turns of policymakers at the Bank of England. Plenty of middle-income families, coping with mega-mortgages, car loans and ballooning credit card bills, are concerned about the cost of credit. ...
Holiday car hire: how to avoid the add-ons that can double your bill image
Source : Guardian [Read Article] Saturday 24th of June 2017 05:59:00 AM
.... Even with a relatively good-value deal there is the worry that when you arrive the desk will have closed for the evening, or run out of cars or given yours to someone else etc, or you will be subjected to unpleasant hard-sell tactics. And when you get home there’s the fear that money will be whipped off your credit card to pay for damage you didn’t cause or for mysterious “traffic violations”. ...
Debt bubble returns millions to days of 2008 crash image
Source : Guardian [Read Article] Saturday 17th of June 2017 11:05:51 PM
....Charities and financial advisers are calling on the government to use the Queen’s speech to address the “bubble” of unmanageable debt that households are rapidly accumulating. Unsecured consumer credit – including credit cards, car loans and payday loans – is this year expected to hit levels not seen since the 2008 financial crash. ...
UK student loan debt soars to more than £100bn image
Source : Guardian [Read Article] Thursday 15th of June 2017 11:12:28 AM
.... A strong turnout among 18- to 24-year-olds at last week’s election helped the party to win 262 seats, an increase of 30. Sebastian Burnside, a senior economist at NatWest, said student debt was rising at a faster pace than any other form of debt, and eclipsed credit card debt of £68bn. ...
General Electric says CEO Jeff Immelt is stepping down image
Source : Guardian [Read Article] Monday 12th of June 2017 12:14:10 PM
....Immelt has been at the helm of the conglomerate for 16 years, overseeing a transformation that included selling many of the company’s units. Over that time, General Electric sold its insurance, credit card, plastics and security divisions. ...
Austerity has strangled the British economy. Only Labour gets this | Joseph Stiglitz image
....The idea that government debt is a particular burden has a kind of intuitive appeal. The former Conservative chancellor George Osborne would talk about “maxing out the credit card”, so governments would have to balance the books, and couldn’t borrow. ...
How to make your holiday cash go further this summer image
Source : Daily Express [Read Article] Wednesday 7th of June 2017 07:05:00 AM
.... Check your provider’s website to see its overseas charges. Savings on the cards Work out what charges you will pay for using your debit or credit card abroad, says MoneyFacts. ...
A trip to Paris went off the rails when I needed a metro refund image
Source : Guardian [Read Article] Tuesday 6th of June 2017 06:00:15 AM
....33) for the journey from Villiers back to Charles de Gaulle. The firm has agreed to a refund but cannot process it because I no longer use the credit card I paid with. ...
Suffered BA’s weekend from hell? Find out what compensation is on offer image
....“In those circumstances consumers have found that they have had to battle with US airlines and, in some cases, have spent many months seeking compensation for delays or, indeed, cancellations; it appears, also, that it is difficult for the US regulator to secure a resolution. Often consumers are left with little choice but to seek recompense through their credit card supplier or travel insurer,” he adds. ...
BA chaos: why I’m flying the flag for the new arbitration scheme image
Source : Guardian [Read Article] Friday 2nd of June 2017 11:14:07 AM
.... He does not handle airline compensation cases on a professional basis. British Airways passengers caught up in last weekend’s chaos, who chose to book alternative flights with another airline, may be able to get their credit card company to foot the extra bill – but it’s not clear cut, according to the experts, writes Miles Brignall. ...
Dow jumps on US climate deal withdrawal image
Source : BBC [Read Article] Thursday 1st of June 2017 03:39:31 PM
....American Express shares closed 1. 7% higher after it won a bid to become the exclusive credit card issuer for Hilton - the first new deal it has signed since 2015. ...
UK policymakers face a dilemma over public's slowing demand for credit image
Source : Guardian [Read Article] Wednesday 31st of May 2017 07:17:49 PM
.... Many of the biggest, shiniest new cars zipping round UK streets would still be sitting on the garage forecourt without ultra cheap credit deals that rival mortgages for their rock-bottom rates. On the high street, shops have in recent years relied more heavily on consumers using their credit cards for big purchases. ...
Mortgage approvals at seven-month low image
Source : BBC [Read Article] Wednesday 31st of May 2017 10:05:22 AM
....Interest paid on instant access savings accounts was just above a record low. Meanwhile, the rate of growth of consumer credit - such as credit card borrowing, loans and overdrafts - remained at more than 10% a year in April. ...
BA - what are my rights?  image
Source : BBC [Read Article] Monday 29th of May 2017 02:03:20 PM
.... . Aviation expert Julian Bray adds: "Also remember if you actually paid for your fare with a credit card, then the Consumer Credit Act comes into play, and you could well get money back that way. ...
Take a break from the falling pound … you can still minimise your holiday costs image
....Spokesperson Emma Morris warns against paying upfront for petrol, as this puts the driver at risk of inflated fuel charges, and to be wary of attempts by rental firms to force people into upgrades by saying the car they ordered is not available. Paying by credit card gives the consumer some protection, says Stephanie Corbett of Comparethemarket. ...
Britons are sitting on too much debt without a financial safety net image
Source : Daily Express [Read Article] Sunday 28th of May 2017 12:01:00 AM
....”. Mortgage debt is not the only problem, with unsecured lending such as credit cards, store cards, payday loans, bank loans, student loans and car loans now at a record £13,900 per household, according to new figures from the TUC. ...
'I can't pay the rent' image
Source : BBC [Read Article] Saturday 27th of May 2017 11:07:29 PM
....Yet the rent on her small two-bedroom flat is £1,400. Even with housing benefit of £946 a month, she is still left borrowing £300 a month from her mother, as well as using credit cards. ...
Amazon's newest bricks and mortar store opens in New York image
Source : BBC [Read Article] Thursday 25th of May 2017 10:02:32 PM
....At the New York shop, which is tucked away on the third floor of one of Manhattan's most upmarket shopping malls, the company organises books into new kinds of categories, such as page turners - books that Kindle-readers finish in three days or less. She says the goal of the shop, where customers can pay by credit card or on the Amazon App, is to be "a discovery mecca for customers". ...
TUC urges government to help boost pay as debt nears record levels image
Source : Guardian [Read Article] Thursday 25th of May 2017 05:01:19 AM
....The Bank of England has also expressed its concerns about the rise in unsecured debt, announcing a review of consumer credit in its latest inflation report. Unsecured household debt includes borrowing on credit cards, store cards, payday loans, student debt and car loans. ...

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