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....Making sure work doesn’t encroach into time at home or on holidays requires nothing but a degree of discipline, and of course, backing from the top. Media company MediaCom has a ban on emails after 7pm and online insurance broker Simply Business puts an auto-delete on employees’ emails when they go on leave so they aren’t bothered by colleagues “just” wanting a quick answer to a question. ... [Read full article on Guardian ]
Wednesday 16th of August 2017 06:00:31 AM
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....However, the debt may impact on affordability checks that lenders undertake to establish what repayments are possible. “Mortgage lenders now make a more individual assessment, rather than applying standard income multiples,” says David Hollingworth of broker London & Country. ... [Read full article on Guardian ]
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Latest Finance News related to Broker

Getting to grips with a £32,220 student debt – and how you can lighten the load image
....However, the debt may impact on affordability checks that lenders undertake to establish what repayments are possible. “Mortgage lenders now make a more individual assessment, rather than applying standard income multiples,” says David Hollingworth of broker London & Country. ...
Travel insurance: Guide to find the best policy for older holidaymakers image
Source : Daily Express [Read Article] Sunday 20th of August 2017 12:01:00 AM
.... . Older travellers take insurance more seriously than the young, according to research from broker Swinton Group. ...
From standup comedy classes to free massages – wellness at work goes mainstream image
....Making sure work doesn’t encroach into time at home or on holidays requires nothing but a degree of discipline, and of course, backing from the top. Media company MediaCom has a ban on emails after 7pm and online insurance broker Simply Business puts an auto-delete on employees’ emails when they go on leave so they aren’t bothered by colleagues “just” wanting a quick answer to a question. ...
REVEALED: House price hotspots - areas where values are BOOMING one year after Brexit vote image
....House prices are forecast to continue rising, amid record low supply while mortgage rates remain low. Shaun Church, director at mortgage broker Private Finance, said: “Fundamentals remain strong and there are few signs of the kind of drastic price correction some have predicted. ...
For the first time ever I am defending banks. Here’s why | John Harris image
.... So plenty of banks are starting to shift parts of their business outside London, to a surprisingly muted response. Philip Hammond, the chancellor, seems to know roughly what is at stake, but swaths of the Conservative party – that historic redoubt of traders, brokers and high-rollers – seem surprisingly unconcerned. ...
Insurers pressed to release immediate sums to pay for funeral costs image
Source : Daily Express [Read Article] Wednesday 9th of August 2017 08:40:00 AM
....Many families underestimate the cost of paying for a funeral, with 16 per cent expecting the send-off to cost less than £2,000, and two thirds thinking it will cost between £2,000 and £5,000. Emma Thomson, director of insurance broker LifeSearch, the chairwoman of the campaign group, said it launched the funeral payment pledge campaign to help families who would struggle to pay “outrageous” funeral costs if the life payment is delayed by probate: “We want to take away that worry at a time when families have enough to cope with. ...
Mortgage rates will rise – so 
are you ready 
to take a hit? image
Source : Guardian [Read Article] Tuesday 8th of August 2017 04:52:17 PM
....In the latest forecast from the National Institute of Economic and Social Research (NIESR), the thinktank revised its predictions for a hike to the first three months of next year, instead of in 2019 – accelerating the likelihood that mortgage holders will soon be facing higher bills. David Hollingworth, of the mortgage broker London & Country, says it is now expected that the rate rise will come sooner, rather than later. ...
Crane spotters predict leaner times for UK builders image
Source : Guardian [Read Article] Sunday 6th of August 2017 11:01:05 PM
.... The scheme enables buyers to purchase new-build homes worth up to £600,000 with a 5% deposit. Analysts at the stockbroker Jefferies said they doubted the policy would be altered before 2021, but added: “If potential changes were flagged ahead of this then housebuilders would have time, if needed, to adjust their site phasing and product mixes across their sites. ...
Downsizing: The disadvantages of moving to a smaller home image
Source : Daily Express [Read Article] Sunday 6th of August 2017 10:41:00 AM
....This is an increasingly popular option, with the over-55s withdrawing a record £701 million from their homes in the three months to June 30, the highest quarterly figure ever, according to the Equity Release Council. David Hollingworth, mortgage broker at London & Country, says downsizing to raise funds or clear debts will tempt many, and has other advantages: "It can cut the time you spend on cleaning, maintenance and gardening, and shrink your gas, electricity, council tax and other household bills. ...
Brexit-fuelled boom gives Dublin’s Celtic Tiger a reason to roar image
Source : Guardian [Read Article] Sunday 6th of August 2017 09:42:50 AM
.... In 2017, Ireland will be Europe’s fastest-growing economy – for the fourth year in a row. “We’re back, lads,” said one tweet last week, with the hashtag #CelticPhoenix, and a picture of an advertisement for a trainee yacht broker. ...
How Britain fell out of love with the free market image
Source : Guardian [Read Article] Friday 4th of August 2017 05:00:34 AM
.... “Cameron turned out to be just a standard Thatcherite,” Blond now says. As Cameron, the son of a wealthy stockbroker, knew well, Britain is still home to plenty of neoliberalism’s beneficiaries: hedge funders, homeowners with the right kind of property, disproportionately rewarded “top talent” from footballers to management consultants, and companies built on cheap labour and loose regulation. ...
Why bitcoin and its digital cousins are under increasing scrutiny image
Source : Guardian [Read Article] Monday 31st of July 2017 03:54:14 PM
....Bitcoin was invented in 2009 when an anonymous software developer issued the first of a limited number of coins based on the novel concept of a digital ledger or blockchain in which transactions made are recorded chronologically and publicly. Buyers and sellers remain anonymous, but the transactions are transparent and transferred at virtually no cost, unlike the transactions processed by stockbrokers and banks, which levy large fees. ...
Goodbye 25-year mortgages, but are we walking into a borrowing trap? image
Source : Guardian [Read Article] Saturday 29th of July 2017 06:00:43 AM
....One in six borrowers is taking out a mortgage lasting 35 years or more, official figures show – meaning many will still be paying off their loans well into their 70s. The data prompted one leading broker to declare that the traditional 25-year mortgage is “a thing of the past”, particularly when it comes to first-time buyers. ...
France nationalises strategic shipyard to thwart Italian ownership image
Source : Guardian [Read Article] Thursday 27th of July 2017 12:12:15 PM
....Although Macron has sought to liberalise swaths of the economy, he also has been involved in the French state’s tradition of intervention in business: as a former economy minister he forced through a shareholder vote to allow more state control of Renault. The industrial dispute follows a separate diplomatic row between France and Italy over Macron’s attempts to broker a peace deal in Libya, as well as the handling of the numbers of migrants crossing the Mediterranean. ...
Mortgage time bomb? Interest-only borrowers with NO plans to repay debts image
Source : Daily Express [Read Article] Monday 24th of July 2017 04:40:00 PM
.... Some households will be left with little choice but to sell their home. Adrian Anderson, a mortgage broker with Anderson Harris, said: "We have definitely got an interest-only mortgage ticking time bomb scenario. ...
Should frustrated savers gamble on the stock market or play it safe? image
Source : Guardian [Read Article] Monday 24th of July 2017 06:00:28 AM
.... “A good example is Newton Real Return, which won’t shoot the lights out when the market is roaring away, but similarly won’t experience the same level of pain when markets take their occasional tumble,” he says. Adrian Ash, head of research at gold broker BullionVault, agrees that the worst option would be to put too much money in one area. ...
Secure your worldly wealth: Tips to make sure you pass your wealth to the right person image
....Taxing times If handing over money as a property deposit your child or grandchild’s mortgage lender may seek confirmation that it is a gift rather than a loan. David Hollingworth, mortgage broker at London & Country, says: “Many will not accept a loan as a deposit or may reduce the amount they will lend. ...
Is this the Brexit banking exodus Theresa May told us couldn’t happen? | Nesrine Malik image
.... But not all people who work in a bank are “bankers”. In fact, at a place like Morgan Stanley, where I worked, bankers are not even the majority: lawyers, brokers, accountants, receptionists, personal assistants and cleaners are. ...
'City will have to launch Brexit plans if there is no transitional deal' image
.... These passporting rights mean that banks can operate out of London in other members of the EU without the need for extra regulatory approval. James Cowles, who runs Citi’s operations in Europe, the Middle East and Africa, said in January: “Our issue is with our broker dealer, which is located in the UK and will lose, presumably, passporting rights. ...
Gig economy: Financial advice for the self-employed  image
Source : Daily Express [Read Article] Sunday 16th of July 2017 12:01:00 AM
....MORTGAGE . Ishaan Malhi, chief executive of online mortgage broker Trussle, says gig economy workers can also struggle to get a mortgage: “While some lenders have made positive efforts to offer more flexible lending, many are yet to catch up with the times. ...
Retiring abroad: How can I cut the costs of moving away in later life? image
Source : Daily Express [Read Article] Tuesday 11th of July 2017 11:18:00 AM
.... . Take the time to research different international money transfer providers and you’ll find that some leading currency brokers do not charge transfer fees – so you will make immediate savings. ...
Carillion boss steps down as shares crash 40% image
Source : Guardian [Read Article] Monday 10th of July 2017 09:40:51 AM
....”. Ian Forrest, an investment research analyst at UK retail stockbroker The Share Centre, said: “Carillion’s problems are not new as can be seen by the fact that the shares have underperformed the market for two years. ...
House price pick-up allays fears of property market crash image
Source : Daily Express [Read Article] Sunday 9th of July 2017 03:37:00 PM
The ‘sub-prime’ market is back in business image
Source : Guardian [Read Article] Saturday 8th of July 2017 06:00:00 AM
. The “sub-prime” mortgage sector shut down following the financial crisis in 2007-08, but brokers say more and more lenders are returning to the market – with some willing to lend to people who were bankrupt as little as a year or so ago. ...
Mike Ashley tells high court: I'm a power drinker, I like to get drunk image
....”. The businessman said he did not want to go the pub meeting with City brokers but Blue had “all but begged” him to go and told him to make it a fun night and impress the brokers with his larger-than-life personality. ...
Six new things we know about Mike Ashley image
Source : BBC [Read Article] Wednesday 5th of July 2017 08:12:56 PM
.... . The meeting was convened to build relationships with investment bankers who were going to act for Sports Direct - and he had been invited along to impress the company's future brokers. ...
Worldpay shareholders should decline its meek merger deal | Nils Pratley image
.... The Help to Buy stimulus is now primarily to housebuilders’ profit margins. Michael Spencer, the chief executive of City broker Nex (the old Icap) and former treasurer of the Conservative party, ought to know better. ...
What impact is Brexit having on foreign property prices? image
Source : Daily Express [Read Article] Wednesday 5th of July 2017 04:49:00 PM
....Buyers looking to purchase a property in Europe may have trouble getting a mortgage from European banks in the event of a turbulent split with the EU, with lenders possibly giving Britons less favourable rates once outside union. Miranda John of mortgage brokers SPF Private Clients said “Cheap housing and low mortgage rates in Europe have tempted British buyers seeking a second home. ...
Mike Ashley's talk of £15m deal was just banter, court is told image
Source : Guardian [Read Article] Wednesday 5th of July 2017 11:23:12 AM
....McEvoy denied the suggestion from Blue’s lawyer that he may be “expecting some sort of reward” from Ashley in return for his evidence. A second broker present at the pub that night said he also recalled the conversation about Blue being rewarded if the shares hit £8 but thought it was a joke and didn’t think Ashley should have to pay. ...
Moving abroad: Here is what you should and should not be doing image
Source : Daily Express [Read Article] Friday 30th of June 2017 06:31:00 PM
....A combination of poor exchange rates and the levying of transfer fees means that you are getting less money at the other end than you could. Using a reputable currency broker can get you a better rate, making your funds go further, while also avoiding transfer fees altogether. ...
Stagecoach says it has overpaid for East Coast rail contract as profitability plunges image
....But analysts said it was possible that Stagecoach, which is losing money at present but expects to make a profit on the line by 2019, could become the third private operator to abandon the franchise. “If they can reach agreement with the DfT and their financial provisions are suitably conservative, that won’t come to pass,” said Gerald Khoo of stockbroker Liberup Capital. ...
House prices BOUNCE BACK amid election and Brexit - but London growth worst since 2012 image
....4 per cent. Mark Harris, chief executive of mortgage broker SPF Private Clients, says: "With prices in London spiralling out of control, and the market now entering a period of correction, buyers are looking outside the capital either for investment properties or to live and commute from. ...
Older homeowners forced to sell properties to clear debt on mortgages image
Source : Daily Express [Read Article] Wednesday 28th of June 2017 08:25:00 AM
....Specialist lender Hodge has an interest-only mortgage for those aged 55 and over that can run to age 95, Hollingworth added. Mark Harris, chief executive of mortgage broker SPF Private Clients, said homeowners with cash that is attracting near-zero interest in the bank might consider using that to pay down the capital: “But do not use cash you may need later, keep some in reserve for an emergency. ...
Have you factored in these costs of moving abroad? image
Source : Daily Express [Read Article] Tuesday 27th of June 2017 04:53:00 PM
....Transferring money abroad using a high-street bank can see you losing out - potentially leaving you thousands worse off if you’re transferring the kind of sum that would buy a house. Shop around for the best rates; leading currency brokers can offer competitive exchange rates that make your money go further, all without transfer fees. ...
Endowment plan: Need-to-know advice on interest-only mortgage repayment problems image
.... . Mark Harris, chief executive of mortgage broker SPF Private Clients, said homeowners with cash that is attracting near-zero interest in the bank might consider using that to pay down the capital: “But do not use cash you may need later, keep some in reserve for an emergency. ...
Buy-to-let UK property sales fall by almost 50% in a year image
Source : Guardian [Read Article] Thursday 22nd of June 2017 05:45:48 PM
....”. Mark Harris, chief executive of mortgage broker SPF Private Clients, said it was no surprise that buy-to-let lending had been subdued, as the sector was still coming to terms with various changes, such as the reduction in mortgage interest tax relief, tougher lender criteria and the 3% hike in stamp duty that took effect in April 2016. ...
Buying my own place was an impossible dream – here’s how it came true image
.... It didn’t look promising. I contacted mortgage broker Sam Cox, a consultant at IFA firm Whichers, on the recommendation of a friend and explained my situation: I had a deposit of £23,500, which included £10,000 from my parents (though I could have just about bought the property without this top-up) and a few thousand from my help-to-buy Isa (I can’t recommend using one of these enough – start now). ...
Greek bailout funds on the cards as creditors narrow differences image
Source : Guardian [Read Article] Thursday 15th of June 2017 05:25:49 PM
....After months of dispute, the IMF director, Christine Lagarde, suggested last week the fund could get involved “in principle” but would not pledge any of its own money until the end of the current bailout programme in 2018. The IMF contribution to Greek bailout coffers is expected to be limited, but European governments see the IMF as a tough broker that will push Athens for reforms and lend the country’s bailout electoral credibility. ...
Britain looks set for a politically hot summer but what is the future for your finances? image
....He tips investment funds Newton Asian Income, Liontrust Asia Income and Jupiter India, for those willing to invest further afield. Mark Taylor, chief executive officer at online stockbrokers SelfTrade. ...
Germany fears big losses over tax scandal image
Source : BBC [Read Article] Thursday 8th of June 2017 11:14:16 PM
....It is reckoned to be the biggest tax scandal in German post-war history. An international group of bankers, lawyers and stockbrokers - reportedly with links to the City of London - appears to have fiddled the tax system, employing practices which were at best unethical, at worst illegal. ...
Adnan Khashoggi: Saudi billionaire arms dealer dies aged 82 image
Source : BBC [Read Article] Tuesday 6th of June 2017 06:37:25 PM
....His family said in statement that he died peacefully while being treated for Parkinson's disease. Mr Khashoggi became one of the world's richest men in the 1970s and '80s by brokering international arms deals. ...
WPP needs a big name to follow Sir Martin Sorrell image
Source : Guardian [Read Article] Sunday 4th of June 2017 06:00:16 AM
....All of which means succession has now superseded pay as the main issue facing the company. Patric Johnson, the boss of City broker Panmure Gordon, reckons life for small City brokers like his is tougher than it’s been since before Big Bang. ...
Disappointing US jobs figures knock markets off peak image
Source : Guardian [Read Article] Friday 2nd of June 2017 05:47:06 PM
Fresh bid to oust Unite union boss Len McCluskey image
Source : BBC [Read Article] Friday 2nd of June 2017 04:59:05 AM
....A spokeswoman for Unite said its members would be deeply disappointed by the timing of the announcement. Mr Coyne's complaint is a challenge to one of Labour's most important power brokers days before the general election. ...
Nomura admits part in Goldman Venezuelan bond deal image
Source : BBC [Read Article] Thursday 1st of June 2017 08:32:58 AM
....Reuters reported that Nomura said its purchase had cost $30m. Goldman said its asset-management arm acquired the bonds "on the secondary market from a broker and did not interact with the Venezuelan government". ...
Is a 10% deposit enough to get a mortgage on a new-build house? image
Source : Guardian [Read Article] Thursday 1st of June 2017 06:00:47 AM
....But you are right to think you have a limited choice of lenders when it comes to getting a 90% mortgage on a new-build property, as most won’t lend more than 85% of the value of a new-build house and offer only 75% on a new-build flat. Because of the limited number of lenders, it makes sense to use a mortgage broker such as London & Country or Capital Fortune, both of which have access to special new-build mortgage deals. ...
Goldman Sachs condemned for buoying Venezuela with $2.8bn bond purchase image
....Late on Monday, the bank confirmed the deal – if not the details. “We bought these bonds, which were issued in 2014, on the secondary market from a broker and did not interact with the Venezuelan government,” Goldman wrote in a statement. ...
Frankie & Benny's owner sees shares jump image
Source : BBC [Read Article] Friday 26th of May 2017 09:58:18 AM
.... . In a note from analysts, brokers Liberum said the update would "reassure the market". ...
Retailers sag as FTSE 100 slides image
Source : BBC [Read Article] Tuesday 23rd of May 2017 08:04:48 AM
....4%, while M&S, which is to unveil full-year results, shed 2%. Babcock was the biggest riser in the FTSE 100 on positive broker sentiment. ...
Greece fails to secure fresh bailout funds image
Source : BBC [Read Article] Monday 22nd of May 2017 11:40:41 PM
.... more work was needed to be able to have that kind of clarity that the financial markets understood and the Greek people understood (of) what to expect at the end of the programme period in terms of debt relief," Greek Finance Minister Euclid Tsakalotos said. However, he also said he was optimistic that a definitive deal could be brokered by the time of the next formal meeting in June. ...
FTSE 100 rises as sterling weakens image
Source : BBC [Read Article] Monday 22nd of May 2017 12:02:52 PM
....4%, after Bryan Garnier cut its rating on the company to "sell" from "neutral". A change in broker ratings was also behind a 3. ...
Five minute guide to investing in the UK's big banks image
Source : Daily Express [Read Article] Sunday 21st of May 2017 12:01:00 AM
....5billion to prevent a banking meltdown, and is now set to offload its remaining stake. Lloyds’ share price jumped on the news, peaking at 74p earlier in the week, and stockbrokers are now saying it could be a good long-term investment for savers seeking dividend income. ...
Where does an A-lister land when they waft in from paradise? Yes, Luton image
....7% over the past year, now representing three-fifths of all private air traffic. Websites such as Jackson’s FlyVictor have attempted to replace the traditional model of hiring a jet through a broker with more transparent online booking. ...
Mine craft: why BHP's strategic overhaul could help repel a hedge fund predator image
....While people in the UK are used to seeing companies and utilities bought and sold to the highest bidder – Cadbury, ICI, British Steel and Jaguar Land Rover have all disappeared or gone into foreign hands – Australians appear more attached to their big names, especially ones worth billions and which have paid handsome dividends to shareholders and pension funds down the years. Richard Knights of the London-based investment banking and share brokerage firm Liberum Capital says Elliott had misjudged the likely political fallout from its proposal that BHP drop its stock market listing in Australia. ...
Vanguard move sparks price war for personal investors image
Source : BBC [Read Article] Tuesday 16th of May 2017 12:45:12 PM
....The company specialises in offering tracker funds with very low charges. Until now most of its business in the UK came through stockbrokers and financial advisers, only dealing directly with individuals with at least £100,000 to invest. ...
How to be on the winning side as mortgage war hots up image
Source : Guardian [Read Article] Monday 15th of May 2017 06:00:37 AM
....And what a change it is. “At the beginning of this decade, you couldn’t get a mortgage even with a 10% deposit, let alone 5%,” says Ray Boulger of broker John Charcol. ...
Do you have to pay fees when buying foreign currency?  image
Source : Daily Express [Read Article] Monday 15th of May 2017 12:01:00 AM
.... . As currency brokers specialise in foreign currency exchange they’re able to secure you better exchange rates than banks – helping you get more for your money. ...
How to build your grand design for a humble price image
Source : Guardian [Read Article] Sunday 14th of May 2017 06:00:08 AM
....”. The couple are finalising the design and plan to get a self-build mortgage through specialist broker BuildStore. ...
Pay off your mortgage FASTER: Save thousands of pounds with this trick image
Source : Daily Express [Read Article] Saturday 13th of May 2017 01:34:00 PM
....Lenders are competing to offer lower rates, which are fixed for longer, slashing loan repayments for borrowers. Yet, almost two in five people have not changed lender in the last five years, and more than one in 10 have never switched provider, according to research by broker Habito and YouGov. ...
Number of second charge mortgages leaps to nine-year high image
Source : Guardian [Read Article] Friday 12th of May 2017 03:10:13 PM
.... It is usually obtained from a separate lender and if someone takes one out, it means they will have two mortgages on their home. For many, a standard remortgage or a further advance from their existing lender would probably suit their needs better, but mortgage brokers say that for some homeowners it would not make sense to refinance their main mortgage, while others do not have that option. ...
Home sales in COLLAPSE: Lenders pull the plug after surveyors downgrade values  image
Source : Daily Express [Read Article] Wednesday 10th of May 2017 01:57:00 PM
....Properties in London and the South East are typically receiving the highest number of downgraded values, with more homes on the market priced at £1million and above. Jonathan Harris, director of mortgage broker Anderson Harris, said: "There is changing sentiment; the best in class properties are shifting but we are seeing a number of down valuations from surveyors as caution starts to become more prevalent. ...
How to get the best return when selling your overseas holiday home image
Source : Daily Express [Read Article] Wednesday 10th of May 2017 12:00:00 AM
....As you can see, this also benefits you if you are looking to sell your property quickly, because even getting the same as you paid for it originally will see you more sterling back than it cost you first time around - although you would have to factor in estate agent's commission and other such fees and taxes related to selling a property. There can be fees attached to transferring money overseas as well, but these can be avoided if you choose a currency broker that operates on a fee-free basis. ...
Kushner family apologises for mentioning Jared at China pitch image
.... . The president's son-in-law, who has no prior government experience, has been entrusted to broker Israeli-Palestinian peace talks and also serves as the lead adviser on relations with China, Mexico and Canada. ...
Are UK house prices starting to fall? The Halifax thinks so image
Source : Guardian [Read Article] Monday 8th of May 2017 09:31:28 AM
....Continued low mortgage rates and housing supply issues should underpin house prices in the coming months, added Ellis. However some mortgage brokers are reporting that “down valuations” by surveyors are becoming increasingly common. ...
Bank of Mum and Dad is a major financial player - but could it be about to go bust? image
....EASY STREET . If you do not have enough ready cash to help younger family members, there is another option, says David Hollingworth, mortgage broker at London & Country: “The Barclays Family Springboard mortgage lets young buyers take out a mortgage of up to 100 per cent of the property value if parents deposit cash worth 10 per cent of that value in a special savings account. ...
HSBC chairman Douglas Flint recalls the good, the bad and the scandalous image
.... The industry will reconfigure, London will reconfigure. The talent pool that is here, the ecosystem that exists of lawyers, accountants, trustees, the insurance market, brokers, every kind of financial sector player , the technology sector, legal system, the infrastructure and Greenwich mean time means that it’s an attractive place to run any business. ...
Is it safe to manage currency transfers on your phone? image
Source : Daily Express [Read Article] Friday 5th of May 2017 03:10:00 PM
....Online banking apps allow the user to monitor their account balance, read digital statements, transfer between accounts and send payments in just a couple of taps. Now some leading currency brokers are offering their own currency transfer apps, making it quicker and easier to send money overseas 24/7. ...
Mortgage approvals dip for second month image
Source : BBC [Read Article] Thursday 4th of May 2017 09:49:42 AM
....Lenders are currently engaged in a price war, particularly during recent weeks when a number of new low-rate deals have been introduced. Mark Harris, chief executive of mortgage broker SPF Private Clients, said: "With HSBC launching the cheapest five-year fix on the market at 1. ...
How ‘Bank of Mum and Dad’ can help children buy home WITHOUT having to hand over cash image
.... These options can also suit Britons who aren't in the position or comfortable to give large amounts of cash to children - often in cases where one set of parents is giving support to a couple. Mark Harris, chief executive of mortgage broker SPF Private Clients, says: "Money from parents must really be a gift rather than a loan as far as mortgage lenders are concerned, so that it doesn’t impact the borrower’s affordability. ...
Billions wasted on home and car insurance as people fail to shop around, says new research image
....”. Parker suggested motorists consider contacting a specialist insurance broker for the best deal, rather than simply using comparison sites. ...
Parents '10th biggest mortgage lender' image
Source : BBC [Read Article] Tuesday 2nd of May 2017 09:52:41 AM
....Others state their annoyance that such funding is only an option for some buyers, and should not be considered as a recognised source of mortgage deposits. Elsewhere, Mark Harris, chief executive of mortgage broker SPF Private Clients, said: "Money from parents must really be a gift rather than a loan as far as mortgage lenders are concerned, so that it doesn't impact the borrower's affordability. ...

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