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....The Commission stopped short of banning the fees, saying instead that they should be more transparent. And it did not go as far as the Office of Fair Trading, which said in an earlier report that exit fees were likely to constitute an unfair contract term. ... [Read full article on BBC ]
Friday 31st of March 2017 10:48:05 AM
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Latest Finance News related to Office Of Fair Trading

Retirement villages face crackdown on 'unfair' fees image
Source : BBC [Read Article] Friday 31st of March 2017 10:48:05 AM
....The Commission stopped short of banning the fees, saying instead that they should be more transparent. And it did not go as far as the Office of Fair Trading, which said in an earlier report that exit fees were likely to constitute an unfair contract term. ...
Whistleblower wins 13-year campaign against HSBC image
Source : Guardian [Read Article] Friday 20th of January 2017 01:17:13 PM
....4% of the balance to the account as a “debt collection charge”. This flat-rate charge was identified as unreasonable by the Office of Fair Trading in 2010 as it did not reflect the actual costs of collecting the debt. ...
Joining a gym? Save pennies as you shed the pounds image
Source : Guardian [Read Article] Saturday 7th of January 2017 06:59:12 AM
....50 in Clubcard vouchers. The Office of Fair Trading and the Competition and Markets Authority have clamped down on some of the shadier gym practices of recent times, but you still need to be wary. ...
DW Fitness Clubs won’t let me cancel my membership image
Source : Guardian [Read Article] Sunday 9th of October 2016 06:00:04 AM
.... This is an absurd stance in 2016 and one that makes us feel sympathetic to the obstacles others have experienced in dealing with the company. In 2013, the Office of Fair Trading examined Dave Whelan Sports (the parent firm) as part of an investigation into gym-sector contracts, and said at the time that the firm had “worked constructively with the OFT to make improvements to their terms and conditions, associated documents and sales processes and have signed undertakings to address the OFT’s concerns”. ...
Cheque-mate as Co-op bank takes rap for £35,000 deposit mix-up image
Source : Guardian [Read Article] Friday 7th of October 2016 06:00:06 AM
....CH took her case to the small claims court and, in a ruling that has repercussions for banks and consumers, she won. The argument centred on the little-known and whimsically named rule, “certainty of fate”, introduced by the Office of Fair Trading in 2007. ...
BrightHouse admits affordability checks are hurting business model image
Source : Guardian [Read Article] Tuesday 4th of October 2016 05:54:53 PM
....9%, said that more detailed checks on shoppers’ finances were having a material impact on the number of customers signing contracts and hurting profits. The company is seeking to bring its practises into line with the regulatory regime overseen by the Financial Conduct Authority (FCA), which took over regulation of the rent-to-own sector from the Office of Fair Trading in 2014. ...
Q&A: Banking reforms image
Source : BBC [Read Article] Tuesday 9th of August 2016 03:08:19 PM
....The other big issue is one that has dogged the industry and its customers for many years - the ability of banks to charge more or less what they like if you go overdrawn without permission. In 2009, the Office of Fair Trading (now part of the CMA) failed completely in a legal challenge which would have overthrown the right of banks to set their own charges as they saw fit. ...
Jailed JJB Sports boss Chris Ronnie let off £105,000 payment image
Source : Guardian [Read Article] Thursday 23rd of June 2016 06:26:12 PM
....The payments to Ronnie, which he partly used to buy a luxury holiday home in Florida that has since been sold, were not disclosed to the JJB board. The fraud came to light after JJB executives called in the Office of Fair Trading in 2009 – in exchange for immunity – to investigate the possibility that the chain had fixed prices on football shirts when Ronnie was at the helm with rival Sports Direct, the sportswear firm run by the Newcastle United owner Mike Ashley. ...
Wonga's losses expected to double to £70m for 2015 image
Source : Guardian [Read Article] Tuesday 3rd of May 2016 07:02:19 PM
....6m compensation by the Financial Conduct Authority (FCA) for “unfair and misleading debt collection practices”, after it was found to have sent threatening letters to customers from non-existent law firms. In 2012 the Office of Fair Trading told it to clean up its act after it sent letters to customers accusing them of fraud. ...
Watchdog fines GSK £37m for paying to keep generic drugs out of UK market image
Source : Telegraph [Read Article] Friday 12th of February 2016 10:25:51 AM
.... . The fine is the biggest that the Competition and Markets Authority (CMA), and its predecessor the Office of Fair Trading (OFT), have levied on a single company since it handed British Airways a £58. ...
Why are airlines still charging us to pay by credit card? image
Source : Telegraph [Read Article] Monday 1st of February 2016 01:54:09 PM
.... I was working at Which?, and persuaded my colleagues to use the organisation's special powers to launch a so-called "super-complaint" (or "super-dooper complaint" as Ryanair was fond of calling it). This forced the Office of Fair Trading (OFT) to look at an issue where we thought consumers were being mistreated. ...
Exposed: The cruise companies profiting from elderly customers' health problems image
.... • How holiday firms profit from cancellations . According to the Office of Fair Trading (OFT), which provides the most up-to-date regulation on the subject, if a customer cancels a trip, holiday firms are entitled to retain some of the deposit or other payment, but only as much as is needed to cover its reasonable costs and losses caused by cancellation. ...
Sports Direct: it's all about discounts, but are they what they seem? image
Source : Guardian [Read Article] Thursday 10th of December 2015 05:02:05 PM
....Sports Direct has done just that and a source close to the company confirmed they knew of many of such operations, and that already applied discounts were not increased in closing-down sales unless shoppers specifically asked at the till. In 2008, Sports Direct promised not to run confusing or deceptive closing-down sales after it was censured by the former competition regulator, the Office of Fair Trading. ...
FCA set to investigate HSBC amid claims of 'improper practices' image
Source : Guardian [Read Article] Wednesday 9th of December 2015 05:13:19 PM
.... Townsend said although the copying and pasting was a “very unfortunate error” by the FCA, he could find no evidence that the regulator had deliberately set out to mislead Wilson. Townsend said the FCA had failed to properly address Wilson’s complaint, and told him that “its attempt to shift blame on to you by suggesting you should have referred the matter to the Office of Fair Trading yourself was unacceptable”. ...
BT investors warn on break up image
Source : Telegraph [Read Article] Saturday 14th of November 2015 07:35:40 PM
.... Openreach is responsible for maintaining phone and broadband lines  Photo: Alamy. BT’s rivals received a boost last week from John Fingleton, the former head of the Office of Fair Trading (OFT). ...
'Postcode lottery' for dental care image
Source : BBC [Read Article] Friday 6th of November 2015 12:20:31 PM
.... . An inquiry by the Office of Fair Trading in 2012 found that half a million patients a year were paying over the odds for private care, after being told, wrongly, that there was no NHS alternative. ...
There’s no such thing as a free lunch – or a free bank account | Anne Perkins image
.... And they also impose stonking great charges if you borrow money from them, particularly when you don’t ask first. A few years back the old Office of Fair Trading, predecessor of the Competition and Markets Authority (CMA), tried to argue that the banks were being unfair and should pay back at least the most extreme overdraft charges, but in the end the courts ruled against the consumer and in favour of the banks. ...
Parents pay millions more than needed for school uniforms, says watchdog image
Source : Guardian [Read Article] Thursday 15th of October 2015 10:27:55 AM
....”. A survey by the now defunct Office of Fair Trading in 2012 found 74% of state schools placed restrictions on where uniforms can be bought, leading to parents paying £5 to £10 more for individual items. ...
Ryanair criticises Google for lack of action on scraper booking sites image
Source : Guardian [Read Article] Tuesday 6th of October 2015 02:59:49 PM
....Ryanair is not the only airline to have complained about eDreams. In 2013, easyJet reported the site to the Office of Fair Trading, the UK Civil Aviation Authority and the consumer group Which? for breaching consumer laws, claiming that up to a million people had paid over the odds for its fares. ...
Eight rip-offs rising fast in 2015 image
Source : Telegraph [Read Article] Sunday 30th of August 2015 07:01:05 AM
.... Most of us have apps on our smart phones these days, and more people are falling foul of a rip-off. 'Free' games for smartphones and tablet computers which are targeted at children and entice them to buy extra features, and rack up substantial bills, were investigated by the Office of Fair Trading (OFT), but they are still very much alive and rinsing parents’ bank accounts. ...
Poundland’s green light proves the value of talking to shoppers image
Source : Guardian [Read Article] Tuesday 25th of August 2015 11:57:46 PM
.... The whole process stills feels deeply unsatisfactory. The CMA is a fledgling organisation that replaced the Office of Fair Trading and Competition Commission last year. ...
Responsiblities of the gaming industry in protecting children's rights image
....These kinds of aggressive monetisation techniques, along with cases of inappropriate in-game advertising and data collection without parental consent, have generated reams of bad press for so-called “free-to-play” or “freemium” games aimed at children. In 2013 they caught the attention of the UK’s Office of Fair Trading (now the Competition and Markets Authority), which launched an investigation into the way in-app purchases were marketed to children. ...
I’m exhausted from trying to pause a Bannatyne gym contract for Ramadan image
....On these pages we have exposed the difficulties consumers have faced as a result of inflexible gym contracts – including those who are injured, ill or made redundant – or those, like you, wanting to take a break on religious grounds. In March 2013 the Office of Fair Trading ordered three of the UK’s biggest gym chains, including Bannantyne’s, to make their contracts simpler for this reason. ...
The CMA's feeble report on dodgy supermarket pricing will solve nothing image
Source : Guardian [Read Article] Thursday 16th of July 2015 12:17:52 PM
.... Bafflingly, it seems to be relying on regional trading standards – services that have been slashed to ribbons as a result of local council funding cuts – to co-ordinate complaints and uphold consumer protection. We’ve been here before, of course, in the days of regulation by the now defunct Office of Fair Trading. ...
UK supermarkets criticised over misleading pricing tactics image
Source : Guardian [Read Article] Thursday 16th of July 2015 08:09:56 AM
....This is only the sixth time Which? has used its super-complaint power since it was granted the right in 2002. It last issued a super-complaint in 2011 when it asked the Office of Fair Trading (OFT) to investigate excessive credit and debit card surcharges. ...
Source : Independent [Read Article] Thursday 25th of June 2015 12:39:28 AM
....The Competition and Markets Authority (CMA) insisted the case was properly brought. However the legal defeat will be an awkward reminder of the CMA’s predecessor, the Office of Fair Trading’s failure to successfully prosecute alleged cartel activity. ...
'How a £90 will by Barclays lost half my house' image
Source : Telegraph [Read Article] Sunday 21st of June 2015 06:32:41 AM
.... . In 2011 the Office of Fair Trading said: "'The wrong decision when appointing executors could mean a potentially expensive professional service is chosen, when a family member or friend may be quite capable of handling the task either alone or with professional support. ...
Big fall in payday loan problems reported to Citizens Advice image
Source : Guardian [Read Article] Thursday 11th of June 2015 04:54:49 PM
....In January 2015, a cap on the overall cost of a payday loan was imposed, meaning that borrowers who cannot afford to repay their debt on time will never pay back more in charges than the sum they initially wanted to borrow. Fears were raised by the FCA’s predecessor body, the Office of Fair Trading, that some payday firms had appeared to base their business models around people who could not afford to pay back their loans on time, meaning the cost of the debt ballooned as they were forced to roll it over and extra fees and charges were piled on. ...
Foxtons commission charge sparks legal action from landlords image
Source : Guardian [Read Article] Sunday 7th of June 2015 05:02:55 PM
.... It is attempting to sign up landlords to its claim. One of the first to do so is Chris Townley, a lecturer in competition law at King’s College London, who previously worked as a case officer at the Office of Fair Trading. ...
I'll have a burger, with a side of beefcake image
Source : Telegraph [Read Article] Wednesday 3rd of June 2015 09:43:38 AM
...." . • Office of Fair Trading spent £80 of taxpayers' money on meal at Hooters restaurant . ...
Watchdog probes RBS sale of challenger bank Williams & Glyn image
Source : Telegraph [Read Article] Thursday 28th of May 2015 05:37:46 PM
.... . Two years ago, the Office of Fair Trading, which handled some competition matters before the CMA, was asked to look into the disposal as well as Lloyds’ spin-off of TSB, which was ordered by the European Commission for similar state aid reasons. ...
Will London's mayor put the brakes on Uber? image
Source : BBC [Read Article] Friday 22nd of May 2015 07:43:22 AM
....That view is backed by a leading expert on competition policy. John Fingleton, the former director of the Office of Fair Trading, told me that restricting the supply of private hire drivers was a very bad idea. ...
FCA issues warning on three debt management firms image
Source : Guardian [Read Article] Thursday 21st of May 2015 02:22:15 PM
....“Customers of the three firms may be left with a debt larger than they expect, even if they have been paying into a plan for some time. That is why, as a matter of urgency, customers should check their debts and seek advice on what to do next,” said the FCA, which took over policing the sector from the Office of Fair Trading in April 2014. ...
What does Which?'s supermarket pricing complaint mean for you? image
Source : Guardian [Read Article] Tuesday 21st of April 2015 11:44:14 AM
....It says this is particularly true when prices vary frequently, when consumers are in a rush or they are buying numerous items of relatively low value. The Office of Fair Trading published a set of principles regarding food display pricing in November 2012, which say that prices should never be artificially manipulated so that future planned discounts are made more attractive. ...
Wonga timeline: from good start to bad loans image
Source : Guardian [Read Article] Tuesday 21st of April 2015 09:48:43 AM
....January 2012: Wonga withdraws student loans information from its website after an outcry over a page which told students its service was more flexible than student loans. February 2012: Office of Fair Trading launches payday lending review. ...
UK supermarkets dupe shoppers out of hundreds of millions, says Which? image
....As a first step the CMA could request a market study, in which it could demand further information from the supermarkets themselves, before escalating to a full-blown investigation. A decade ago Citizens Advice helped bring the payment protection insurance scandal to public attention by lodging a super-complaint with the now-defunct Office of Fair Trading. ...
Action call over grocery pricing image
Source : BBC [Read Article] Monday 20th of April 2015 11:00:44 PM
....Which? is one of five consumer bodies that have the power to launch a super-complaint. The last time it did so was in 2011, when it asked the regulator at the time, the Office of Fair Trading, to investigate excessive credit and debit card surcharges. ...
Poundland takeover of 99p Stores to face competition investigation image
Source : Telegraph [Read Article] Thursday 9th of April 2015 01:03:03 PM
.... . The CMA is the new government body formed from the Office of Fair Trading and the Competition Commission. ...
Hidden hire car costs - and why urgent reform is needed image
Source : Telegraph [Read Article] Thursday 2nd of April 2015 02:33:30 PM
.... Before you know it, the real cost of what you are buying has soared. For years it was an issue with no-frills airlines until the now defunct Office of Fair Trading stepped in and forced them to include key extras in the advertised fare. ...
Yull brings stiletto manufacturing back to the UK image
Source : Telegraph [Read Article] Wednesday 18th of March 2015 05:30:52 AM
.... “It seems to be impossible for a small, independent shoe brand like me to break into the mainstream because of Kurt Geiger’s monopoly,” claimed Miss Watkinson-Yull. “I’ve been trying for years and even contacted the Office of Fair Trading but haven’t got anywhere. ...
FCA to review competition among investment banks image
Source : Telegraph [Read Article] Thursday 19th of February 2015 08:19:39 AM
.... The FCA said it will consider a market study into asset management later this year. The now-defunct Office of Fair Trading looked into underwriting fees in 2011 but decided not to refer the matter to the competition authorities. ...
Wonga escapes prosecution after sending fake threatening letters to struggling borrowers image
....”. In fact the roots of the investigation date back to 2012, when the Office of Fair Trading met with the City of London Police to consider an OFT investigation into a specific case involving Wonga’s debt collection practices. ...
Free bank accounts unsustainable, says PwC image
Source : Telegraph [Read Article] Monday 2nd of February 2015 12:01:30 AM
.... Banks made revenues of £8. 1bn from current accounts in 2013, according to the Office of Fair Trading, largely in overdraft fees and net credit interest – the difference between what customers earn on deposits and what banks make from lending their money out. ...
One in five patients overcharged by their dentist image
Source : Telegraph [Read Article] Monday 19th of January 2015 03:23:50 PM
.... Consumers have long been muddled about the difference between NHS and private treatment and their respective costs. In 2012, the Office of Fair Trading launched an investigation into the £5. ...
Three get-fit rip-offs that can lose dieters hundreds of pounds image
Source : Telegraph [Read Article] Saturday 17th of January 2015 08:03:57 AM
.... . If you think you have signed a contract with unfair sanctions – set out here – you can contact the Office of Fair Trading at unfair. ...
US watchdog prepares to curb payday lending image
Source : Telegraph [Read Article] Monday 5th of January 2015 09:28:04 PM
.... The Financial Conduct Authority is also preparing to judge every payday lender’s application to operate in the UK, as part of its new role as the consumer finance regulator. The FCA inherited responsibility for 50,000 finance providers when it took over from the Office of Fair Trading in April 2014. ...
Launching free banking was a mistake, says ex Midland boss image
Source : Telegraph [Read Article] Saturday 3rd of January 2015 08:00:45 PM
.... Banks made £8. 1bn in revenues from current accounts in 2013, an average of £125 per customer, according to the Office of Fair Trading. ...
You may not know it, but you are paying for your bank image
Source : Telegraph [Read Article] Saturday 3rd of January 2015 08:00:15 PM
.... Of course, to talk of “free banking” at all is a misnomer, as Chisholm, Bailey and others have pointed out – banks make billions of pounds in revenues from providing “free” current accounts. According to the Office of Fair Trading (OFT), the 20 banking groups to provide current accounts in 2013 made £8. ...
Pension scandal: one in four savers faces rip-off fees image
Source : Telegraph [Read Article] Wednesday 17th of December 2014 10:08:56 AM
.... . A year ago, the Office of Fair Trading (OFT) ordered an independent inquiry into schemes set up before 2001. ...
Former JJB chief Chris Ronnie found guilty of £1m-plus fraud image
Source : Telegraph [Read Article] Thursday 20th of November 2014 08:43:40 PM
.... . It initially started investigating JJB after the company was referred to the SFO by the Office of Fair Trading. ...
The death of the beer tie will put thousands more pubs out of business image
Source : Telegraph [Read Article] Wednesday 19th of November 2014 08:03:13 PM
.... . The Office of Fair Trading’s investigation in 2009-10 was as comprehensive as it was convincing: it concluded that tenants were in fact able to compete and that the interests of both parties were aligned: “Any strategy by a pub company which compromises the competitive position of its lessees would not be sustainable, as this would be expected to result in sales and margin losses for the lessee and, in turn, for the pub company”. ...
FCA price cap on payday lenders to 'put an end to spiralling debt' image
Source : Telegraph [Read Article] Tuesday 11th of November 2014 07:56:48 AM
.... As well as the price caps, lenders must now apply to the FCA for a licenced before their interim permission runs out over the next two years. Some firms have already surrendered their licence to offer payday loans rather than apply for a permanent licence from the FCA, which took over policing consumer credit from the Office of Fair Trading in April 2014. ...
How do you solve a problem like banks? image
Source : Independent [Read Article] Friday 7th of November 2014 02:08:54 AM
....Privately the big banks are spitting tacks. During the CMA’s initial review of the market – similar to what the Office of Fair Trading would have done under the old system before deciding on whether to call in the Competition Commission  – they argued loudly that further action was unnecessary. ...
Motorway fuel is £8 a tank dearer, says RAC  image
Source : BBC [Read Article] Thursday 30th of October 2014 10:57:06 AM
....It has not yet decided where the trial will take place. Last year, the Office of Fair Trading (OFT) reported that petrol prices on motorways were 7. ...
Co-op to offer extended warranties at cost price image
Source : Guardian [Read Article] Monday 13th of October 2014 11:01:10 PM
....One in five shoppers buy the additional insurance offered by an extended warranty but in some cases can pay almost as much for the policy as the product it is being purchased to cover. An investigation by the Office of Fair Trading in 2012 found customers were not getting the best value for money, as well as specific issues around the huge expense of pay-as-you-go warranties. ...
Co-op challenges rivals by offering no-profit warranties image
Source : Independent [Read Article] Monday 13th of October 2014 11:00:00 PM
....”. An investigation by the Office of Fair Trading in 2012 highlighted a number of concerns that customers were not getting good value for money, as well as specific issues around the high cost of pay as you go warranties. ...
British pensions 'worse than in most of Europe' image
Source : Telegraph [Read Article] Friday 10th of October 2014 09:00:03 PM
Payday lenders face clamp-down by competition watchdog image
Source : Telegraph [Read Article] Thursday 9th of October 2014 06:41:46 AM
.... . The CMA's investigation covered 15m loans taken out between 2012 and 2013, and came after the Office of Fair Trading referred the matter to the authority. ...
Regulators have made Wonga pay high price for innovation image
Source : Telegraph [Read Article] Saturday 4th of October 2014 08:30:27 PM
.... . Where once the Office of Fair Trading had simply licensed companies in this space, the FCA had vowed to make them clean up their act. ...
Wongas irresponsible lending was on a colossal scale it had to be tackled image
Source : Guardian [Read Article] Thursday 2nd of October 2014 11:50:54 AM
....Well done, the Financial Conduct Authority. After about six months of regulation, it has achieved something the Office of Fair Trading, the previous supposed policeman, never did: forced the company to admit that its lending practices have been obscene and make substantial redress. ...
Wonga writes off £220m: what does it mean for you? image
Source : Guardian [Read Article] Thursday 2nd of October 2014 11:49:31 AM
.... And, contrary to some expectations, borrowers are not just the unemployed or those without bank accounts. The Office of Fair Trading described the typical borrower as “a young male, earning more than £1,000 monthly, and in rented accommodation. ...
Problems by the bagful for beleaguered Tesco image
Source : Telegraph [Read Article] Monday 29th of September 2014 04:00:35 AM
.... On the whole Tesco was valued by customers, and tolerated by suppliers. When the Office of Fair Trading raided Tesco’s offices, and took away two years of emails and correspondence with suppliers, it found no serious cause for complaint. ...
Competition watchdog ‘wasted millions’ in motor insurance market probe image
Source : Independent [Read Article] Wednesday 24th of September 2014 11:21:12 AM
....”. Others claimed the CMA, formed by a merger of the Competition Commission and Office of Fair Trading last year, had focused on the wrong issues. ...
Car insurance market faces overhaul image
Source : BBC [Read Article] Wednesday 24th of September 2014 07:01:14 AM
....But it questioned whether such a long inquiry was needed given it would make such a small difference to premiums. The CMA and its predecessor have been studying the £11bn private motor insurance market since 2012, following a referral from the Office of Fair Trading (OFT). ...
Does PayPal offer a loophole to avoid credit card surcharges? image
Source : Telegraph [Read Article] Tuesday 23rd of September 2014 07:03:25 AM
.... . Which?, the consumer body behind a "super complaint" sent to the Office of Fair Trading in 2011 to highlight the exorbitant fees, said companies should charge no more than 2pc of transactions for credit cards and a few pence for debit cards. ...
Debt management firms face regulator investigation image
Source : Guardian [Read Article] Monday 22nd of September 2014 06:53:19 PM
....In May, the FCA announced that Debt Help & Advice and First Step Finance had stopped trading and were in administration and urged an estimated 3,500 customers to stop payments to the Stockport-based firms. The authorisation of such firms was previously conducted by the Office of Fair Trading but under a change in the rules the FCA is now responsible for consumer credit. ...
Former JJB boss faces fraud trial image
Source : Telegraph [Read Article] Sunday 21st of September 2014 05:05:28 PM
.... The charges are the result of a long-running investigation into JJB by the Serious Fraud Office. It began after the Office of Fair Trading examined allegations of price-fixing between JJB and rival Sports Direct, which is controlled by Mike Ashley, owner of Newcastle United Football Club. ...
Banks’ fake scare mail to be scrapped after Treasury demands answers image
Source : Daily Express [Read Article] Sunday 24th of August 2014 12:01:00 AM
....6 million in compensation to its customers in June for its unfair and misleading debt collection practices. The FCA investigation, which was started by the Office of Fair Trading, found that Wonga sent letters between October 2008 and November 2010 to 45,000 customers in arrears from non-existent law firms, threatening legal action. ...
Growth fund to give furniture chain a boost image
Source : Telegraph [Read Article] Saturday 23rd of August 2014 07:15:24 PM
.... . The retailer was part of an investigation by the Office of Fair Trading last year into misleading discounts and promotions on carpets and furniture. ...
Source : Independent [Read Article] Wednesday 20th of August 2014 12:15:28 AM
Payday loan middlemen complaints 'more than double' image
Source : BBC [Read Article] Monday 18th of August 2014 11:05:03 PM
.... . Under rules published by the previous regulator, the Office of Fair Trading (OFT), credit brokers have to make their charges clear to consumers. ...
Schools are still out for summer, but it's time to count the cost of uniforms image
.... Two of these are: make sure that the uniform is available from a range of outlets rather than one sole supplier; and offer sew-on or iron-on badges that can be put on plain clothing. When the Office of Fair Trading undertook some research two years ago, it found that a number of schools (9% of primary schools and 29% of secondary schools) were planning to review their arrangements for uniform purchases in the near future. ...
Back-to-school pawnbroker ads 'play on fears of parents' image
Source : Guardian [Read Article] Tuesday 12th of August 2014 07:32:31 PM
....". In 2012, the Office of Fair Trading (OFT) wrote to 29,500 state primary and secondary schools in the UK asking them to review their uniform policies, claiming families were spending "tens of millions" more than they needed to on clothing. ...
Who gets what as banks say 'sorry' with £1bn refund image
Source : Guardian [Read Article] Saturday 9th of August 2014 06:00:02 AM
.... It set aside £110m. Then, in March this year, the Office of Fair Trading announced that 17 unnamed banks and building societies had agreed to pay refunds averaging £300 per person to a total of 497,000 customers affected by this problem. ...
Credit and loan agreement errors likely to trigger multimillion-pound payouts image
.... The Co-operative Bank made a similar announcement, though no figures were disclosed. Then, in March this year, the Office of Fair Trading announced that 17 unnamed banks and building societies had agreed to pay refunds averaging £300 per person to a total of 497,000 customers affected by this problem. ...

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