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....25% rate is the lowest in the bank’s 323-year history and changes upwards could lead to homeowners, who have borrowed at the reduced levels, to face increases in their bills in the near future. “Just a slight rise to the Bank of England base rate could really hit consumer finances hard, and it’s not something they would see coming, considering the low interest rate environment today,” says Rachel Springall, of the financial data website Moneyfacts. ... [Read full article on Guardian ]
Tuesday 8th of August 2017 04:52:17 PM
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....58 per cent, from 2. 44 per cent six months ago, and higher than a year ago, according to analysis by Moneyfacts. ... [Read full article on Daily Express ]
Monday 14th of August 2017 03:44:00 PM
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Latest Finance News related to Moneyfacts

Mortgage rates are rising and time is running out to fix prices, borrowers told image
....58 per cent, from 2. 44 per cent six months ago, and higher than a year ago, according to analysis by Moneyfacts. ...
Mortgage rates will rise – so 
are you ready 
to take a hit? image
Source : Guardian [Read Article] Tuesday 8th of August 2017 04:52:17 PM
....25% rate is the lowest in the bank’s 323-year history and changes upwards could lead to homeowners, who have borrowed at the reduced levels, to face increases in their bills in the near future. “Just a slight rise to the Bank of England base rate could really hit consumer finances hard, and it’s not something they would see coming, considering the low interest rate environment today,” says Rachel Springall, of the financial data website Moneyfacts. ...
Mortgage rates: Home buyers urged to switch to record low loans 'before it's too late' image
....26 per cent, falling from a typical 2. 55 per cent this time last year, according to analysis by Moneyfacts. ...
Beware ‘the devil’s debt’ – that tempting store card offered at the tills image
....9% APR) has a 15% off “welcome treat” and free online delivery. The cards typically have a credit limit, which can be stretched over time, and the introductory offers may only apply if they are done on purchases using the card, not using cash or another card, according to data provider Moneyfacts. ...
Equity release rates fall: Homeowners paying off interest-only mortgages could save image
....53 per cent compared to 6. 25 per cent 12 months ago, according to research by Moneyfacts. ...
Mortgage-seekers ignoring extra fees, says Moneyfacts image
Source : BBC [Read Article] Monday 3rd of July 2017 12:33:38 PM
....Homeowners are making a "costly mistake" by turning a blind eye to additional fees when they remortgage, it has been claimed. The average fee for a fixed-rate mortgage is now more than £1,000 - the most expensive for four years, according to Moneyfacts. ...
Savings to finally be boosted as Mark Carney hints interest rates set to rise image
Source : Daily Express [Read Article] Thursday 29th of June 2017 11:11:00 AM
....The move will be welcomed by hard-pressed savers who have suffered record-low returns on their investments in recent years. A recent survey by Moneyfacts of easy access savings accounts found nine of 10 of them paid interest of less than one per cent while the cost of living was rising at 2. ...
Pay off your mortgage FASTER: How to save thousands of pounds on repayments image
Source : Daily Express [Read Article] Wednesday 14th of June 2017 04:26:00 PM
. Borrowers could save an average £184 a month or £2,208 a year by moving off the typical Standard Variable Rate (SVR) to a two-year fixed rate, according to Moneyfacts. ...
Shop around to tackle inflation as rate at four-time high image
Source : Daily Express [Read Article] Wednesday 14th of June 2017 08:20:00 AM
....". Although savings rates have picked up slightly of late, none of the 750 standard savings accounts on the market now beats inflation, according to Moneyfacts. ...
Is a 10% deposit enough to get a mortgage on a new-build house? image
Source : Guardian [Read Article] Thursday 1st of June 2017 06:00:47 AM
....A I don’t think you should worry about being stung by super-high interest rates with a 90% mortgage. According to data published by Moneyfacts, there are several lenders willing to lend up to 90% of the value of the property and offering mortgages with competitive rates of interest. ...
How to be on the winning side as mortgage war hots up image
Source : Guardian [Read Article] Monday 15th of May 2017 06:00:37 AM
....The offers are quite a change for homebuyers – especially those getting on the ladder for the first time. Over the last five years, the number of deals for buyers with a 5% deposit has gone up by 200, according to Rachel Springall from Moneyfacts. ...
Britain's booming pension funds see retirement income surge by 12 per cent  image
Source : Daily Express [Read Article] Thursday 11th of May 2017 04:32:00 PM
. Average invested savings have jumped by around £5,400 in the last 12 months to sit at an average £47,864 in April 2017, compared to £42,457 in the same month last year, a report by Moneyfacts. ...
How YOU can get up to £2,500 cashback from your mortgage  image
Source : Daily Express [Read Article] Thursday 11th of May 2017 03:59:00 PM
.... With more cashback deals on the market, borrowers have now been urged to check the overall cost of deals. Charlotte Nelson, finance expert at Moneyfacts. ...
THESE credit cards can help YOU improve your credit rating image
Source : Daily Express [Read Article] Saturday 6th of May 2017 05:04:00 PM
....However, there are special options that give people a chance to restore their rating - as long as repayments are met. Credit repair cards can help low income borrowers, the self-employed, as well as those without a credit history and with CCJs, according to Moneyfacts. ...
How ‘Bank of Mum and Dad’ can help children buy home WITHOUT having to hand over cash image
.... But with mortgage rates at record lows, experts have said it parents should consider all first-time buyer options before opting for guarantor rates. Charlotte Nelson, finance expert at Moneyfacts. ...
Is Triodos the ethical bank that could replace the Co-op? image
Source : Guardian [Read Article] Saturday 29th of April 2017 06:00:22 AM
.... This applies for three months after the money is paid into the account. Data provider Moneyfacts has previously said that while consumers can be reassured that under European law, money held with European banks is covered by the compensation scheme of the bank’s home country, “they should bear in mind that in the event of a crisis they face language and exchange rate issues”. ...
As first-time buyers, can we take out a buy-to-let mortgage? image
Source : Guardian [Read Article] Thursday 27th of April 2017 06:00:09 AM
.... So if your mortgage repayment was £1,000 a month, the monthly rent you received would have to be £1,450. What works against you is the fact that you are first-time buyers because it reduces the number of buy-to-let lenders who might be prepared to lend to you to around 20 (out of the 76 listed by Moneyfacts). ...
Record low rate signals mortgage battle image
Source : BBC [Read Article] Friday 21st of April 2017 09:48:53 AM
....74%. Rachel Springall, of financial information service Moneyfacts, said that conditions meant the deal would be most attractive to homeowners with access to a large deposit or equity, and who are applying for a large loan. ...
Yorkshire Building Society launches record low 0.89% mortgage rate image
Source : Guardian [Read Article] Thursday 20th of April 2017 11:01:02 PM
....98%. The Yorkshire’s claim to be offering an “all-time low” rate was verified by the financial data provider Moneyfacts, but is not fixed. ...
Ford wheels out range of online savings accounts image
Source : Guardian [Read Article] Saturday 15th of April 2017 06:00:17 AM
....As Ford says, none of these rates are the best you can get, but some of them aren’t bad. According to comparison website Moneyfacts. ...
Savings rates turn NEGATIVE amid biting inflation with just ONE account beating rate image
....The cost of living remains at 2. 3 per cent, data showed today, and just one saving account offers a rate above this level, according to Moneyfacts. ...
Government 2.2% savings bond goes on sale image
Source : BBC [Read Article] Tuesday 11th of April 2017 08:00:16 AM
....Savers will be able to invest between £100 and £3,000 at any time over the next 12 months. The return exceeds the best three-year bond advertised on the Moneyfacts website, which is currently 2%. ...
Bank still worried about personal lending image
Source : BBC [Read Article] Tuesday 4th of April 2017 11:26:26 AM
....The FPC pointed to the increasing length of interest-free periods being offered to borrowers who want to take advantage of special deals to transfer their credit card balances. Data from the price comparison service Moneyfacts shows that some card issuers will now offer interest-free periods of as long as 43 months. ...
Isa rates halved since Brexit vote and eroded further by inflation image
Source : Guardian [Read Article] Saturday 1st of April 2017 06:00:17 AM
....”. It’s not all bad news: this year’s Isa season has resulted in a boost to some rates, says Charlotte Nelson at Moneyfacts. ...
Best cash ISAs 2017: The Building Society offering top rates before deadline image
Source : Daily Express [Read Article] Thursday 30th of March 2017 03:26:00 PM
....Both the instant-access ISAs can be opened with just £1 and online, but Coventry also gives the option to manage accounts over the phone, by post and in branch. Overall, the returns available this ISA season are the worst in more than five years, according to Moneyfacts. ...
New Nationwide deal for parents to raise cash from their home to help their children image
....". Rachel Springall, a spokeswoman for financial website Moneyfacts, said: "At a time when house prices continue to rise, borrowers pay out on eye-watering rent and their savings don't reach very far, any kind of assistance to help struggling first-time buyers get on to the property ladder will be a bonus. ...
Investment ISA 2017: Returns of 15 per cent SMASH cash equivalents  image
Source : Daily Express [Read Article] Wednesday 22nd of March 2017 02:57:00 PM
....Savers who opted for a investment version of the tax-free accounts in April 2016 would have seen a stocks and share fund grow by a massive 15. 8 per cent on average, according to Moneyfacts. ...
UK inflation rate leaps to 2.3% image
Source : BBC [Read Article] Tuesday 21st of March 2017 09:34:06 AM
....The latest inflation figures show that the squeeze on savers just got a little tighter. Returns are creeping up - but only one of 793 openly available savings accounts matches or beats inflation, according to financial information service Moneyfacts. ...
REVEALED: The trick to pay LESS for your mortgage each month image
Source : Daily Express [Read Article] Saturday 18th of March 2017 09:01:00 AM
....Home owners who have larger amounts of equity in a property are traditionally considered lower rid by lenders and rewarded with lower rates. But in certain cases applicants would be better off by opting for a higher Loan To Value (LTV) rate, according to Moneyfacts. ...
Are these cashback deals  a carrot… or a costly stick? image
Source : Guardian [Read Article] Saturday 18th of March 2017 07:00:32 AM
....But will you end up paying a heavy price for that “carrot” in the form of a higher interest rate?. There are no fewer than 869 mortgages that come with cashback payments, according to recent figures from financial data website Moneyfacts. ...
MORTGAGE RATE WAR: New 0.99 per cent deal gives boost to home buyers as market shakes up image
.... The cuts are welcome news for borrowers, after rates have gradually crept up in recent months. Rachel Springall, finance expert at Moneyfacts. ...
Best cash ISAs 2017: Top rates offered by little known providers image
Source : Daily Express [Read Article] Monday 13th of March 2017 02:41:00 PM
....2 per cent from Newcastle Building Society. Overall, the returns available this ISA season are the worst in more than five years, according to Moneyfacts. ...
Doubts over new 'leading' savings deal announced in Budget image
Source : BBC [Read Article] Friday 10th of March 2017 10:37:00 AM
....Some critics have already labelled the product as a "sideshow" and "underwhelming", in part because official forecasts estimate that the cost of living will rise at 2% or above for the next three years. Comparison website Moneyfacts said that a savings deal with the same rate of interest allows savers to deposit up to £100,000, although it does not have the same government security. ...
Violent criminals get off lighter than people late with their water bill image
.... Diana would only pay back £10,744 in total. But now she has a “poor” credit rating, the best deal she would be offered, according to data provider Moneyfacts, is from Everyday Loans at a rate of 34. ...
Low-income families have less than £100 put away, report finds  image
Source : Daily Express [Read Article] Monday 20th of February 2017 09:24:00 AM
...." . Research from financial information website Moneyfacts found last week that only one in 30 savings accounts on the market beats or matches the Consumer Price Index (CPI) measure of inflation, which moved up to 1. ...
A new Isa is offering tax-free returns of 12% – so what’s the catch? image
Source : Guardian [Read Article] Saturday 18th of February 2017 07:00:33 AM
....8% in January – its highest level since June 2014 – dealt a fresh blow to savers, as the vast majority of the accounts on the market pay rates that are below this. Data provider Moneyfacts says: “Savers are clearly running out of options for an inflation-beating return, unless they lock their cash away for the long term or are prepared to place their funds in more risky investments. ...
New mortgage helps buyers meet Stamp Duty costs  image
Source : Daily Express [Read Article] Tuesday 14th of February 2017 12:01:00 AM
.... . Rachel Springall, a finance expert at Moneyfacts. ...
French bank's top savings rate SHAMES Britain's high street providers image
Source : Daily Express [Read Article] Friday 27th of January 2017 11:08:00 AM
....The Post Office, Virgin Money and Ikano Bank are among the smaller provider that have also raised rates this year. Charlotte Nelson from Moneyfacts. ...
Pension fund returns hit seven-year high amid Brexit vote image
Source : Daily Express [Read Article] Tuesday 24th of January 2017 04:39:00 PM
....7 per cent in 2016 - seven times more than the 2. 6 per cent in the year prior - showed a report from Moneyfacts. ...
Take the long view with a 10-year fixed-rate mortgage image
Source : Guardian [Read Article] Thursday 12th of January 2017 07:00:21 AM
....Existing homeowners can lock into low interest rates – and sail through the Trump and Brexit years safe in the knowledge their mortgage will not rise – following the launch of a raft of attractive 10-year fixed-rate home loans. According to data provider Moneyfacts, the number of 10-year fixed-rate deals has soared from just eight three years ago to more than 120 now. ...
'It's a financial cliff edge': how Britain fell back in love with credit cards image
.... A similar number are expected to go through the process this year. After the lean years of 2008 and 2009, choice is once again a feature of the market, with 122 balance transfer deals for consumers to scrutinise, according to Moneyfacts. ...
How to tackle your debts if you overspent this Christmas image
Source : Guardian [Read Article] Saturday 7th of January 2017 07:00:12 AM
.... And on Thursday, M&S Bank launched its lowest-ever loan rate of 3% APR on loans between £7,500 and £15,000 with periods of between 12 and 84 months. Financial website Moneyfacts. ...
Passport stolen on holiday? Don’t expect your travel insurer to pay up image
Source : Guardian [Read Article] Friday 16th of December 2016 10:38:37 AM
....”. Holidaysafe was recently named as the Consumer Moneyfacts travel insurance provider of the year. ...
Is this the END of ultra cheap mortgages? Price hike fears as HSBC pulls record-low deal image
.... Major lenders TSB, Halifax, Leeds Building Society, Nationwide and Virgin money have all recently increased rates. In total, 17 lenders have nudged costs up in recent weeks, according to Moneyfacts. ...
HSBC raises mortgage rates and pulls 'cheapest-ever' fix image
Source : Guardian [Read Article] Tuesday 6th of December 2016 01:35:57 PM
....HSBC’s 0. 99% deal was launched in June this year and was the cheapest on the market, as well as the lowest ever recorded by financial information firm Moneyfacts. ...
At 20, am I too young to invest in buy-to-let property? image
Source : Guardian [Read Article] Thursday 1st of December 2016 07:00:40 AM
.... Some lenders won’t accept applications from people aged under 21 or 25. The fact that you don’t already have a mortgage on another property is also a bit of a no-no for some but there are around 20 lenders (out of the 76 listed by Moneyfacts) who will look at applications from first-time buy-to-let buyers. ...
NS&I bond raises hopes of greater savings competition image
Source : Guardian [Read Article] Sunday 27th of November 2016 06:59:53 AM
....3%. Cash Isa rates have taken a hammering of late, with information provider Moneyfacts saying the average long-term fixed Isa rate has dipped below 1% for the first time. ...
Where to find the best bank accounts for teenagers image
Source : Guardian [Read Article] Saturday 26th of November 2016 07:00:25 AM
.... Typically they are available to children aged 11 and above, making them a good home for pocket money or cash earned from jobs. They work in a similar way to adult current accounts, but do not offer an overdraft facility, so a youngster can only spend what they have in their account and won’t get any nasty surprises, says Charlotte Nelson at financial data website Moneyfacts. ...
HOMEOWNER BOOST: Mortgage deals defy Brexit doom-mongers to fall to RECORD lows image
Source : Daily Express [Read Article] Monday 14th of November 2016 05:05:00 PM
.... Households have now been urged to make sure they are on the most competitive rate and switch providers where possible. Charlotte Nelson, finance expert at Moneyfacts. ...
Savers suffer all pain and no gain image
Source : Guardian [Read Article] Sunday 13th of November 2016 07:00:11 AM
.... During October there were 240 rate cuts as banks and building societies withdrew many top-paying accounts. Financial data firm Moneyfacts says 23 best-buy savings deals were withdrawn during the month, and some of the best new deals on the market were only available for a few days. ...
Raise interest rates! Bank of England urged to shield savers from inflation threat image
Source : Daily Express [Read Article] Wednesday 2nd of November 2016 04:28:00 PM
....And raising interest rates is one way of helping to reduce the cost of living. Charlotte Nelson, money expert at Moneyfacts. ...
Time is money: here's how to save some when the clocks go back this weekend image
.... Also check that you know what perks your account has attached to it. “Are you spending double on anything, by buying travel insurance when it’s already free with your account?” says Rachel Springall, spokesperson for Moneyfacts. ...
Savers hit yet again as even five-year fixes fail to pass muster image
Source : Guardian [Read Article] Monday 24th of October 2016 03:35:54 PM
....Savers with maturing five-year accounts are in for a nasty shock, as rates have plummeted even for those willing to lock away their money for longer periods, figures show. Financial firm Moneyfacts said the average rate available on a five-year fixed-rate bond had fallen to just 1. ...
Savers suffer as banks withdraw more than 100 savings accounts image
Source : Guardian [Read Article] Monday 17th of October 2016 02:21:38 PM
....More than 100 savings accounts have been withdrawn from the market since the Bank of England cut interest rates in August, and the choice available to savers has hit a new low, figures show. Banks and building societies have responded to the fall in interest rates by pulling accounts rather than reducing rates, financial information provider Moneyfacts said. ...
Personal loan war heats up as First Direct raises limit to £50,000 image
Source : Guardian [Read Article] Friday 14th of October 2016 08:53:52 AM
.... So nearly half of applicants may end up with a much higher interest rate, or be rejected for a loan. According to data provider Moneyfacts. ...
Childcare costs 'hit mortgage applicants' image
Source : BBC [Read Article] Wednesday 12th of October 2016 09:23:29 AM
.... . However, figures from financial information service Moneyfacts suggest that not all lenders have been reflecting the entire cut in the base rate in their mortgage costs. ...
'Poor reward' for pocket money savers image
Source : BBC [Read Article] Tuesday 11th of October 2016 12:51:34 PM
....Some children might as well put their pocket money in a piggy bank rather than an actual bank owing to poor rates of interest, research suggests. Children faced the same pressures as their parents and grandparents as savings rates fell, Moneyfacts said. ...
Struggling to get on the housing ladder? Why not buy with friends image
Source : Guardian [Read Article] Monday 26th of September 2016 05:59:22 AM
....Saving for a deposit, and that aversion among banks towards high LTV mortgages, continues to be problematic. According to the latest AmTrust Moneyfacts LTV tracker, the number of available home loans for those with 5% deposits fell from 243 in July to 238 in August. ...
How to get an 11 per cent risk-free return on your cash using THIS method image
Source : Daily Express [Read Article] Tuesday 20th of September 2016 02:04:00 PM
.... And savers can get a return equivalent to eight per cent with the Halifax Reward account that pays £100 to new customers and then £5 every month. Rachel Springall, finance expert at Moneyfacts. ...
Pensioner property wealth in Britain hits a MASSIVE £1 trillion image
Source : Daily Express [Read Article] Sunday 18th of September 2016 12:01:00 AM
Pensioner shock as 2016 is worst EVER year for retirement income image
Source : Daily Express [Read Article] Thursday 15th of September 2016 04:09:00 PM
....Pension savings have this year bought an annuity income that is a massive 14. 8 per cent lower on average than in 2015 - the biggest ever annual fall - according to Moneyfacts. ...
Annuity rates plummet, making 2016 'worst year for payouts' image
Source : Guardian [Read Article] Wednesday 14th of September 2016 11:15:39 AM
. Annuities have suffered their worst year on record, with payouts to newly retiring pensioners falling by 15% so far during 2016, according to data provider Moneyfacts. ...
Learn how to balance a budget in the biggest university challenge of all image
Source : Guardian [Read Article] Sunday 11th of September 2016 05:59:52 AM
.... Having an overdraft is, in the absence of another cash buffer, a useful facility in case of unforeseen events. It will, of course, have to be repaid, warns Rachel Springall of Moneyfacts. ...
Avoid falling into a rate trap image
Source : Daily Express [Read Article] Wednesday 7th of September 2016 04:09:00 PM
....25 per cent last month has sparked another savings rate massacre. Rachel Springall, finance expert at Moneyfacts, says that more than 50 accounts have been cut by more than 0. ...
Mortgage lenders FAIL to pass on base rate cut to homeowners image
Source : Daily Express [Read Article] Friday 2nd of September 2016 03:52:00 PM
....Providers have happily axed more than 300 saving rates last month after the base rate was sliced at the beginning of August. Yet one average mortgage rates have fallen by marginal amounts, according to research by Moneyfacts. ...
Hundreds of savings returns SLASHED after Bank of England's hammer-blow rate cut image
Source : Daily Express [Read Article] Thursday 1st of September 2016 03:31:00 PM
. A whopping 354 accounts had their returns slashed, while just three were raised, according to analysis by Moneyfacts. ...
Savers 'devastated' in August as rates fall below 0.5% image
Source : BBC [Read Article] Wednesday 31st of August 2016 11:29:25 AM
. Millions of savers have been left "devastated" by further cuts in interest rates during August, according to analysis from Moneyfacts. ...
Post-Brexit property sales remain steady image
Source : BBC [Read Article] Tuesday 23rd of August 2016 10:27:26 AM
.... . First-time buyers hoping that a slowdown in the market, falling house prices, and lower interest rates might give them a better chance of purchasing a home could be disappointed, according to research by financial information service Moneyfacts. ...
AA drives into mortgage market with fixed-rate deals image
Source : Guardian [Read Article] Tuesday 23rd of August 2016 06:00:07 AM
....He added that building on the firm’s motoring heritage, the company would offer members a “mortgage MOT” service, which gave them the chance to see if the AA could save them money. However, Rachel Springall, of financial analyst Moneyfacts, said the AA had entered the mortgage market in the midst of a fiercely competitive price war. ...
Blow for savers as average ISA rate drops to RECORD low image
Source : Daily Express [Read Article] Monday 22nd of August 2016 03:28:00 PM
....5 per cent, down from 0. 66 per cent a year ago, according to analysis by Moneyfacts. ...
Interest rate cut: what now for savers and borrowers? image
Source : Guardian [Read Article] Saturday 13th of August 2016 06:01:18 AM
....05%. Rachel Springall at financial data provider Moneyfacts says: “It’s shocking that some banks are slashing rates well above and beyond the base rate cut of 0. ...
Savings rates chopped by MORE than Bank of England's 0.25 per cent cut image
Source : Daily Express [Read Article] Tuesday 9th of August 2016 03:30:00 PM
....5 per cent to 0. 25 per cent, around 50 saving accounts have been ear-marked for reductions, according to Moneyfacts. ...

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