Topic filter : Help To Buy

Most trending topics in Business & Finance ( last 24 hours ):
Private Sector Business Leader Artificial Intelligence Insurance Brexit Conservative Legal Action Inflation Growth Rate Central Bank Economy Global Economy Complaint Contract Debt Rising Prices Passenger Auction Stock Market Takeover Research And Development Investment Watchdog Bonus Holiday Flight Ryanair Profit Profit Before Tax Annual Report International Monetary Fund World Bank Employee Cost Of Living Cadbury Airline Aviation Airport Heathrow Merger Manufacturer

Latest Finance News related to Help To Buy

Help To Buy: Fears first-time buyer scheme will be AXED image
Source : Daily Express [Read Article] Friday 4th of August 2017 03:33:00 PM
....The share price in British homebuilders plunged after the report, with Persimmon shares, Taylor Wimpey , Barratt Development and Bellway all taking a hit. A spokesman for Britain's planning ministry said the "Help to Buy" equity loan scheme was regularly reviewed. ...
Worldpay shareholders should decline its meek merger deal | Nils Pratley image
.... Surrender on these terms would be short-termist and meek. “Isn’t Help to Buy excellent?”, opined Jefferies analyst Anthony Codling as housebuilder Persimmon confirmed business is still booming. ...
House sales have fallen by nearly a third in some parts of UK, says Lloyds image
....“The recovery in the housing market has stumbled during the past year with sales declining in all regions,” said Andy Mason of Lloyds Bank. “Despite record low interest rates and government schemes, such as Help to Buy, sales remain significantly below the levels seen at the height of the last housing boom. ...
Election 2017: Hung parliament and coalition means more house prices turmoil, warn experts image
...."If there is one message that has come out of this election, it is that the young have voted overwhelmingly for change. "Politicians will have to consider the needs of the young more than they have in the past which could mean more help for first-time buyers, perhaps extending Help to Buy so that it covers older properties as well as new build, dealing with affordability issues and more help on stamp duty. ...
English house-building at highest for a decade image
Source : BBC [Read Article] Thursday 25th of May 2017 11:42:17 AM
....". The Mortgage Advice Bureau said the fact that the Help to Buy equity loan scheme was due to end in 2021 could already be discouraging developers from buying land. ...
Low rates, tight margins: the mortgage market looks worryingly familiar image
....Hang on, though. It is clear that – just as with the Treasury and Bank of England’s Help to Buy scheme, which subsided deposits for first-time buyers – keeping the housing market afloat takes a constant layering of policies, one upon another, to keep even middle-income groups in the game while prices climb year on year. ...
Banks and building societies snub Lifetime Isa launch image
Source : BBC [Read Article] Wednesday 5th of April 2017 10:57:02 PM
....The government's flagship savings programme, the Lifetime Isa (Lisa), has been snubbed by banks and building societies on the day it launches. None will offer Lisas immediately, saying they are either not ready or prefer the existing Help to Buy Isa. ...
Lifetime ISA: Everything you need to know about the new LISA savings account  image
Source : Daily Express [Read Article] Wednesday 5th of April 2017 12:55:00 PM
....Furthermore, the 25 per cent bonus is contributed on a LISA is added as you save - earning provider interest along the way - whereas HTB only pays a 25 per cent bonus at the time the property is bought. If you are buying outside of London, you can also use the Lifetime ISA for properties up to the value of £450,000, while Help to Buy has limits of up to £250,000 outside of the capital. ...
What time is the ISA deadline TONIGHT?  image
Source : Daily Express [Read Article] Wednesday 5th of April 2017 09:38:00 AM
.... . The ISA limit covers Lifetime ISAs for those under 40 as well as Help to Buy ISAs and the new Innovative Finance ISAs which include peer-to-peer loans. ...
Lifetime ISA 2017: Seven reasons to transfer money from Help to Buy ISA to Lifetime ISA image
....Lifetime ISA holders, who are either saving for retirement or their first home, will also receive a government bonus of 25% on any savings put into their account. In many ways the new Lifetime ISA is very similar to the Help to Buy ISA which was launched in December 2015 and aims to get first time buyers on the property ladder. ...
Lifetime ISA providers: Switch from Help To Buy to save for a home with new LISA accounts image
.... Another benefit of the new LISAs is that the 25 per cent bonus is contributed as you save - earning provider interest along the way - whereas HTB only pays a 25 per cent bonus at the time the property is bought. If you are buying outside of London, you can also use the Lifetime ISA for properties up to the value of £450,000, while Help to Buy has limits of up to £250,000 outside of the capital. ...
New Nationwide deal for parents to raise cash from their home to help their children image
....". She said first-time buyers looking to boost their deposit could also consider a Help to Buy Isa, which comes with a government bonus. ...
‘Our ability to save is non-existent’ – people respond to UK budget image
.... “A lot of young families earning £30,000 to £80,000 are looking to buy the properties I’m building in Essex, but they can’t afford them. I recently built and sold 56 new homes, and not one of my buyers were able to access the Help to Buy scheme. ...
More than half of new-build homes in England 'have major faults' image
Source : Guardian [Read Article] Thursday 2nd of March 2017 07:01:10 AM
....The current speculative system of housebuilding is failing families by producing expensive, yet poor-quality homes, according to the report, published after the government branded the housing market “broken” in its recent housing white paper. Eight in 10 working families who are renting privately cannot afford to buy a newly built home – even if they use the government’s Help to Buy scheme, Shelter said. ...
New homes 'unaffordable for eight out of 10 locally' image
Source : BBC [Read Article] Thursday 2nd of March 2017 01:38:32 AM
....To arrive at the figures on regional housing affordability, Shelter used regional data on gross household incomes, new-build house prices, information on loans and advances from the Council of Mortgage Lenders and ONS statistics. It said the problem was worst in the West Midlands, where 93% of privately renting, working families could not afford to buy a newly built home, even if they used the government's Help to Buy scheme. ...
Housebuilder Persimmon's profits rise amid 'confident' market image
Source : BBC [Read Article] Monday 27th of February 2017 08:32:01 AM
....However, it added that it remained "wary of the risks and increased uncertainties associated with the EU referendum result". Persimmon said the government's Help to Buy scheme remained "important" in supporting first-time buyers. ...
Junior ISA 2017: Can I open an ISA for my children? ISA advice and tips image
Source : Daily Express [Read Article] Sunday 26th of February 2017 01:33:00 PM
.... . Alternatively, they could choose a Help to Buy ISA, standard adult ISA or even a new Innovative Finance ISA which includes peer-to-peer loans. ...
ISA allowance: If I don't use this year's allowance, can I carry it over to next year? image
Source : Daily Express [Read Article] Wednesday 15th of February 2017 04:42:00 PM
.... . The ISA limit covers Lifetime ISAs for those under 40 as well as Help to Buy ISAs and the new Innovative Finance ISAs which include peer-to-peer loans. ...
ISAs 2017: How much can I invest in an ISA next tax year? image
Source : Daily Express [Read Article] Thursday 9th of February 2017 05:09:00 PM
....” . The new limits also cover Help to Buy ISAs and the new Innovative Finance ISAs which include peer-to-peer loans. ...
What is an ISA? How to save money with an ISA? Advice and tips image
Source : Daily Express [Read Article] Thursday 9th of February 2017 05:00:00 PM
....Young people saving for their first home or retirement could open a Lifetime ISA. Alternatively there is a Help to Buy ISA. ...
Left out in the cold over housebuilder’s reservation fee image
Source : Guardian [Read Article] Tuesday 7th of February 2017 07:01:07 AM
....On the face of it, it looks clear cut. The Department for Communities and Local Government confirms that housebuilders who sign up to the Help to Buy Equity Loan scheme agree to “follow the Consumer Code for Home Builders”. ...
I want to repay my Help to Buy loan in order to let my house image
Source : Guardian [Read Article] Thursday 2nd of February 2017 07:00:23 AM
....Q Due to a change in circumstances I am looking to rent out my house. However, because I have an equity loan from the Help to Buy scheme, this is forbidden. ...
First-time home buyers at highest level since 2007, Halifax says image
Source : BBC [Read Article] Friday 13th of January 2017 01:35:41 AM
....Halifax housing economist Martin Ellis attributed the increase in first-time buyer numbers to continuing low mortgage rates and high levels of employment, which had "supported the market". "Government schemes such as Help to Buy have improved affordability, enabling more first-time buyers to buy their own property. ...
House prices 2017 image
Source : BBC [Read Article] Monday 2nd of January 2017 11:30:29 PM
....This trend will continue, he says, spelling more difficulties for first-time buyers whose incomes may fall in real terms. Many will continue to rely on the Bank of Mum and Dad for help with raising a mortgage deposit, while others will look to the government's Help to Buy projects to find somewhere affordable. ...
Five minute guide to helping the young manage finances image
Source : Daily Express [Read Article] Sunday 20th of November 2016 12:01:00 AM
....ONCE IN A LIFETIME. The Government has tried to help out with products such as the Help to Buy Isa, aimed at those saving for their first home, which adds a bonus of £50 for every £200 saved. ...
Savers to be warned about risks of Lifetime Isas image
Source : BBC [Read Article] Wednesday 16th of November 2016 12:24:39 PM
....The Lifetime Isa: Free money, or just too complicated?. How does a Help to Buy Isa work?. ...
First-time buyers need more help, review finds image
Source : BBC [Read Article] Wednesday 16th of November 2016 02:50:38 AM
....Lower incomes for younger people since the financial crisis in 2008, as well as their more limited access to mortgage finance, were major contributing factors, he said. To help them back on the housing ladder, Mr Redfern said schemes such as Help to Buy, which allows househunters to pay smaller deposits, should be targeted more exclusively at first-time buyers. ...
MAPPED: Which area of the UK will see the biggest house price booms within five years image
.... . The bank of mum and dad will continue to be important for first time buyers, as well as government schemes such as Help to Buy. ...
Philip Hammond announces end of Help to Buy housing scheme image
Source : Daily Express [Read Article] Friday 30th of September 2016 09:35:00 AM
. The Help to Buy mortgage guarantee will shut to new loans on December 31, as planned when it was launched three years ago, after Mr Hammond said it had achieved its aim. ...
Help to Buy mortgage guarantee not needed, says Bank image
Source : BBC [Read Article] Thursday 22nd of September 2016 11:00:00 AM
....A major scheme designed to prop up the UK housing market is no longer needed, the Bank of England has told the government. The Help to Buy Mortgage Guarantee Scheme allows lenders to offer loans to people offering a deposit as low as 5% thanks to government support. ...
Should YOU get a Lifetime ISA? Martin Lewis shares top tips on the new scheme image
Source : Daily Express [Read Article] Friday 16th of September 2016 03:06:00 PM
....Mr Lewis said: ”While the Lifetime ISA officially has two purposes, one for first-time buyers and the other for retirement savings, it's in property purchases where it really is going to be a no-brainer. "Building on the success of the Help to Buy ISA, it allows you to put more money in and get a bigger bonus, and you’ll be able to get that money at exchange as opposed to having to wait until completion. ...
New Lifetime ISA: Buyers WILL be able to use cash bonus for house deposits image
Source : Daily Express [Read Article] Thursday 15th of September 2016 04:20:00 PM
....The individual will still have access to any interest earned on the savings minus the charges. Savers who already have a Help to Buy ISA will be able to transfer funds into a new LISA in the 2017/18 tax year, and will receive a 25 per cent bonus like any other contributions. ...
£32,000 anybody? image
Source : BBC [Read Article] Friday 9th of September 2016 06:33:25 PM
.... Since you can continue paying into a Lisa up until the age of 50, the potential eventual bonus is up to £32,000. For most people, this is more generous than the Help to Buy Isa (see below). ...
Savers 'devastated' in August as rates fall below 0.5% image
Source : BBC [Read Article] Wednesday 31st of August 2016 11:29:25 AM
....Among the products with cuts of more than 0. 25% were: The Halifax Help to Buy Isa, Norwich and Peterborough's Instant Isa and the Yorkshire Building Society's Triple Access Saver. ...
Pensioners releasing equity from homes to help kids onto property ladder image
Source : Daily Express [Read Article] Tuesday 23rd of August 2016 07:08:00 PM
....Getting on the first rung is increasingly costly with the average first-time buyer loan now a huge £135,400, according to the Council of Mortgage Lenders. For most, the biggest challenge is raising a deposit, which will get even harder after it emerged the Government-backed Help to Buy Isa cannot pay out until after completion on a property purchase. ...
Persimmon profits up amid 'robust' demand image
Source : BBC [Read Article] Tuesday 23rd of August 2016 06:29:30 AM
....The head of residential research at Savills, Lucian Cook, said the backdrop to Persimmon's results was that before the EU referendum, major housebuilders were well capitalised and transaction levels were very strong. "Those housebuilders have been able to benefit from schemes such as Help to Buy which, since its inception, has accounted for something like or in excess of one in four private home sales," he added. ...

It’s simple – we need to build more houses
 image
Source : Telegraph [Read Article] Tuesday 2nd of August 2016 05:00:48 PM
.... There are ministers specifically assigned to health, education and jobs, but where is the leadership to a Whitehall wide strategy for housing?. So far, the Government has been encouraging demand for housing through the various schemes such as Help to Buy, encouraging the dream of owning your own home. ...
Home ownership falling in major English cities, says think tank image
...."As much as I would love to buy my own house, it grieves me to rent, but we just can't get on the ladder due to the deposit. Instead of doing the Help to Buy scheme, the government should bring back 100% mortgages, and maybe help us with the deposit. ...
Most-affordable places for first-time buyers revealed image
Source : BBC [Read Article] Saturday 23rd of July 2016 12:30:26 AM
....Government figures released earlier this week show that the number of first-time buyers in England has fallen by a third in the past decade. The Halifax said the government's Help to Buy scheme, launched in April 2013, would have helped to boost first-time buys. ...
Bank of mum and dad used by 27% of first-time buyers image
Source : BBC [Read Article] Thursday 21st of July 2016 12:17:52 PM
.... . The total number of people buying has also fallen by a third in the last ten years, despite government programmes like Help to Buy. ...
Half a million open Help-to-Buy Isas image
Source : BBC [Read Article] Thursday 30th of June 2016 12:04:00 PM
....Savers used their money to buy 1,490 properties, with the highest interest coming from homebuyers in the North West and Yorkshire. How does a Help to Buy Isa work?. ...
First time buyers PRICED out of Help To Buy as housing market soars image
Source : Daily Express [Read Article] Monday 20th of June 2016 12:46:00 PM
.... Campbell Robb, chief executive of housing charity Shelter, said: "Soaring housing costs have left millions of people stuck in a rent trap and struggling to save anything towards a home of their own. "The Help to Buy ISA only helps the lucky few who are better off, or able to live with their parents while they save for a deposit. ...
Boost for first-time buyers amid dramatic mortgage rate drop  image
Source : Daily Express [Read Article] Wednesday 25th of May 2016 05:41:00 PM
....". She added: "The launch of the Help to Buy scheme made it increasingly acceptable to lend at a higher LTV. ...
Sort out your home budget before next crisis strikes image
Source : Daily Express [Read Article] Sunday 15th of May 2016 12:01:00 AM
....The decision by Barclays to revive the 100 per cent mortgage, which became notorious after the financial crisis, has kindled fears that banks are loosening borrowing standards at the worst possible time. The deal is aimed at first-time buyers and the Government has also been criticised for luring youngsters into buying property at today’s inflated prices through measures such as the Help to Buy scheme. ...
The Crusader: If you want a good ISA deal you will have to shop around  image
Source : Daily Express [Read Article] Wednesday 11th of May 2016 10:21:00 PM
....”. First-time buyers could take advantage of a Help to Buy Isa which offers the best rates, Santander and Penrith Building Society both pay 4 per cent to which the Government will add a 25 per cent bonus to help when they come to buy a home. ...
Barclays offers 0% deposit mortgage to home buyers image
Source : Guardian [Read Article] Tuesday 3rd of May 2016 11:01:11 PM
....The need to raise a hefty mortgage deposit is often cited as a major barrier holding people back from getting on the property ladder. The government has introduced various schemes under the banner of Help to Buy, which enable people to move on to or up the property ladder with a 5% deposit. ...
Barclays offers 0% deposit mortgage to home buyers image
Source : Guardian [Read Article] Tuesday 3rd of May 2016 11:01:11 PM
....The need to raise a hefty mortgage deposit is often cited as a major barrier holding people back from getting on the property ladder. The government has introduced various schemes under the banner of Help to Buy, which enable people to move on to or up the property ladder with a 5% deposit. ...
Help-to-buy rules mean I can't rent out my flat image
Source : Guardian [Read Article] Thursday 21st of April 2016 09:05:27 AM
....A: You are right that the help-to-buy rules say you are not allowed to let your flat. Just to make sure that prospective participants in the scheme understand this, the Help to Buy Buyers Guide published by the Homes and Communities Agency states (three times and in bold) that any property purchased through the scheme “must be your only residence. ...
Countryside Properties says its selling prices are up 50% in six months image
Source : Guardian [Read Article] Wednesday 13th of April 2016 02:13:25 PM
.... Its partnerships division, which specialises in urban regeneration projects on public land, built 803 homes, up 12%. Demand for its lower-priced houses was boosted by the introduction of the 40% Equity Share Help to Buy scheme in February, a government scheme offering homebuyers in London interest-free loans of up to £240,000. ...
When is the ISA deadline 2017? How to make the most of your tax-free allowance image
Source : Daily Express [Read Article] Thursday 31st of March 2016 02:09:00 PM
.... . First-time buyers can save for a deposit in a Help to Buy ISA. ...
Should we be making overpayments on our mortgage? image
Source : Guardian [Read Article] Thursday 31st of March 2016 06:00:06 AM
....Rather than just saving the money (with the idea that one day it may be beneficial in terms of a house deposit for a larger property), should we be making overpayments on the mortgage? Can we do this? And is “over paying” the same thing as “early repayments”? What advice can you give us about using this money to reduce the debt we owe on the mortgage?. Alternatively, should we be looking at those savings with a view to paying off the equity loan (with the Help to Buy scheme)? The loan was worth £39,000 at the time of purchase. ...
Which Isa is best for you? image
Source : Daily Express [Read Article] Sunday 27th of March 2016 12:01:00 AM
.... However, Andy Bell, chief executive at investment platform AJ Bell, says the problem is that savers now face a “spaghetti soup” of Isa products. “You can choose from a cash Isa, a stocks and shares Isa, a Junior Isa, a Help to Buy Isa, a Lifetime Isa or an Innovative Finance Isa. ...
Are new Isas right for you? Find out which one works best for you image
Source : Daily Express [Read Article] Wednesday 23rd of March 2016 12:01:00 AM
....This means that savers now have a dizzying choice of tax incentives, but which work best for you?. Youngsters keen to save a deposit for their first home may already be taking advantage of the Help to Buy Isa launched in December. ...
What is the lifetime ISA and how does it work?  image
Source : Daily Express [Read Article] Monday 21st of March 2016 03:37:00 PM
.... . Anyone who already has a Help to Buy ISA can transfer those savings into the lifetime ISA from April 2017. ...
The high cost of too many Budgets image
Source : BBC [Read Article] Thursday 17th of March 2016 12:03:23 AM
.... And now this. The Autumn Statement is not meant to be a Budget, but anyone glancing at what it did - a climb down on tax credits, spending cuts, stamp duty increases, an apprenticeship levy and an extension of the Help to Buy scheme - would be hard pressed to tell the difference. ...
New Lifetime Isa for homebuyers image
Source : BBC [Read Article] Wednesday 16th of March 2016 02:37:26 PM
....Investors will be able to put their money into either a cash, or a stocks and shares Isa. Savers who have already taken out a Help to Buy Isa will be able to move their money into a Lifetime Isa. ...
Housing Crisis: Squeezed out of the property market image
Source : Daily Express [Read Article] Sunday 6th of March 2016 12:01:00 AM
....David Hollingworth, broker at London & Country Mortgages, says the first hurdle first-time buyers face is getting a big enough deposit. The Help to Buy Isa can help by giving young buyers a Government top-up worth up to £3,000 if they save regularly themselves. ...
Taylor Wimpey builds up record results image
Source : Guardian [Read Article] Tuesday 1st of March 2016 11:52:40 AM
.... Analysts at Jefferies said:. Like its peers before it, in line with expectations, Taylor Wimpey delivered record 2015 results today, helping around 5,200 households through Help to Buy and delivering 13,219 homes (ex-joint ventures in total). ...
Barratt Developments sees profits soar image
Source : BBC [Read Article] Wednesday 24th of February 2016 08:25:00 AM
....Barratt also said that sales performance across the group in the second half of the financial year to date had been strong. The company said it was pleased to see an extension of the UK government's Help to Buy programme until 2021. ...
Housebuilder Persimmon posts bumper results image
Source : Telegraph [Read Article] Tuesday 23rd of February 2016 08:19:06 AM
.... . The company also pointed to the government’s Help to Buy scheme, which assists first time buyers in getting on the property ladder, for supporting the mortgage market. ...
Londoners need a 266pc pay rise to buy a house image
Source : Telegraph [Read Article] Tuesday 23rd of February 2016 05:30:19 AM
.... More than half of London boroughs require an income of more than £100,000 to buy the average house. Help to Buy London, the government-backed scheme that provides a 40pc equity loan for new-build properties worth less than £600,000, is aiming to relieve the affordbility cruch. ...
City News: Bovis Homes, Sainsbury's, Brakes Group and Primark image
Source : Daily Express [Read Article] Monday 22nd of February 2016 08:15:00 AM
....1million as completions rose by 8 per cent to 3,934 and its average sales price was up 7 per cent to £231,600. Chief executive David Ritchie said Help to Buy, an improved planning system, low interest rates and good mortgage availability underpinned prospects and it would look to increase volumes to between 5,000-6,000 homes. ...
Financial Detox: why choose Isas image
Source : Telegraph [Read Article] Monday 22nd of February 2016 08:00:31 AM
.... Katie Morley explains Isas and how they can help make profits with your savings. Methods include investing in a ‘Help to Buy’ Isa, using a cash Isa or even making use of a stocks and shares Isa to help maximize your savings. ...
Record profits for Bovis Homes as housing demand continues to climb image
Source : Telegraph [Read Article] Monday 22nd of February 2016 07:56:35 AM
.... Analysts at Davy said that Bovis' growth "remains on track", adding: "Bovis points to the positive trends persisting in the UK housing market. This is expected to continue, at least in the near term, driven by the lack of supply and support from the government in the form of Help to Buy and the Starter Homes project. ...
Time for the annual bank results bust-up image
Source : Guardian [Read Article] Sunday 21st of February 2016 09:59:21 AM
....Life has been tough for estate agents with transaction volumes low and competition fierce, but for housebuilders life couldn’t be much better. Prices are rising and the government’s Help to Buy scheme is putting the properties they build within reach of buyers. ...
'Do Help to Buy schemes work for joint buyers?' image
Source : Telegraph [Read Article] Thursday 18th of February 2016 11:07:09 AM
.... I have never owned property before and plan to buy a house jointly with my partner, who is already a home owner as an individual. Will I still be able to use the Help to Buy Isa to receive a government bonus, and will we still qualify for a Help to Buy equity loan? . ...
'We've got £80,000 in student debt. Can we borrow £100,000 for our first home?' image
.... • Calculator: paying down your student loan early could save over £20,000 . The couple have saved £1,400 into a Halifax Help to Buy Isa, which pays 4pc, and have £2,000 in a NatWest instant access savings account that pays 0. ...
Generation Rent: London to become a city of renters by 2025 image
Source : Telegraph [Read Article] Tuesday 16th of February 2016 05:00:27 AM
.... . PwC's forecast of the continuation of 'generation rent' will come as bad news to many, including the government, which has been attempting to create a nation of homeowners by artificially boosting the market with schemes such as Help to Buy. ...
House asking prices hit all-time high of £299,287 image
Source : Telegraph [Read Article] Monday 15th of February 2016 12:01:45 AM
.... . The website claimed 2016 could end up being “the year of the first-time buyer” due to the increased supply of such properties, combined with “low interest rates, initiatives such as Help to Buy, and buy-to-let investors facing increasingly adverse taxes”. ...
Under-35s in the UK face becoming permanent renters, warns thinktank image
Source : Guardian [Read Article] Saturday 13th of February 2016 06:00:39 AM
....“If we want to see an increase in working families being able to afford to buy, it is essential that the housing shortage is tackled by the government. ” He said schemes such as Help to Buy, which offer state subsidised mortgages, only helped a minority and often assisted those who would eventually climb on to the housing ladder anyway. ...
Countryside IPO fetches £1bn price tag image
Source : Telegraph [Read Article] Friday 12th of February 2016 08:20:35 AM
.... . Ian Sutcliffe, the chief executive, said that the company was benefitting from government-backed schemes, such as Help to Buy London. ...

Page rendered in 2.1213 seconds.